Jay County IN
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage statistics and lending data for the Jay County IN metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Jay County IN, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 713
Total Mortgage Loan Application Amount $67,135,000
Average Mortgage Loan Application Amount $94,000
Highest Mortgage Loan Application Amount $1,215,000
Average Applicant Income $59,000
Highest Applicant Income $279,000

Mortgage Company List for Lending in Jay County IN for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST MERCHANTS BANK
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 9,873,896,000 122 $ 8,190,000
FIRST FINANCIAL BANK
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ 13,914,274,000 107 $ 8,035,000
FIRST BANK OF BERNE
222 HERTIGIAGE TR
BERNE, IN 46711
* $ 711,379,000 94 $ 11,420,000
AMERIFIRST FINANCIAL CORPORATION
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 37 $ 3,845,000
THE FARMERS & MERCHANTS STATE BANK
307 N DEFIANCE ST
ARCHBOLD, OH 43502
* $ 1,087,497,000 36 $ 3,810,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 21 $ 2,025,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 16 $ 1,830,000
MUTUALBANK
110 E CHARLES ST
MUNCIE, IN 47305
* $ 2,044,013,000 14 $ 560,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,689,351,000,000 12 $ 1,080,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 11 $ 1,265,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 10 $ 960,000
GVC MORTGAGE, INC.
ONE PLAZA DRIVE, SUITE 3
PENDLETON, IN 46064
* $ -1,000 10 $ 1,040,000
AMERICAN MORTGAGE SERVICE COMPANY
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ -1,000 9 $ 975,000
CITIZENS STATE BANK OF NEW CASTLE
1238 BROAD ST, P.O. BOX C
NEW CASTLE, IN 47362
* $ 541,068,000 8 $ 340,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 8 $ 1,090,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 108,015,112,000 7 $ 315,000
OLD NATIONAL BANK
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 19,633,838,000 7 $ 415,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 7 $ 955,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 6 $ 610,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 6 $ 430,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 6 $ 360,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 6 $ 2,960,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 5 $ 505,000
THE FARMERS STATE BANK
101 S. MAIN ST. PO BOX 119
NEW MADISON, OH 45346
* $ 180,769,000 5 $ 685,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 5 $ 645,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 5 $ 425,000
SUPERIOR CREDIT UNION, INC.
4230 ELIDA RD
LIMA, OH 45807
* $ 917,552,000 5 $ 495,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 4 $ 360,000
STAR FINANCIAL BANK
127 WEST BERRY ST
FORT WAYNE, IN 46835
* $ 2,002,618,000 4 $ 180,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 4 $ 370,000
SUMMIT MORTGAGE, INC.
8614 ST. JOE ROAD
FORT WAYNE, IN 46835
* $ -1,000 4 $ 430,000
THE PARK NATIONAL BANK
50 N THIRD STREET
NEWARK, OH 43055
* $ 7,753,848,000 3 $ 235,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 3 $ 295,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 3 $ 235,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 3 $ 405,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 3 $ 285,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 275,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ -1,000 3 $ 265,000
HORIZON BANK
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ 4,241,335,000 2 $ 50,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 2 $ 110,000
THREE RIVERS FEDERAL CREDIT UNION
1615 NORTHLAND BLVD
FORT WAYNE, IN 46825
* $ 1,057,398,000 2 $ 160,000
FAY SERVICING, LLC
400 S. LA SALLE STREET, STE 2000
CHICAGO, IL 60605
* $ -1,000 2 $ 150,000
MID AMERICA MORTGAGE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 2 $ 180,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 2 $ 120,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 240,000
BANKERS' BANK
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 720,844,000 2 $ 160,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 8,305,036,000 2 $ 230,000
1ST SIGNATURE LENDING, LLC
9800 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 120,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 2 $ 170,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 473,202,000 2 $ 260,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 20,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 18,466,868,000 2 $ 60,000
FORUM CREDIT UNION
P.O. BOX 50738
INDIANAPOLIS, IN 46250
* $ 1,416,759,000 2 $ 180,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 75,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 55,000
GSF MORTGAGE CORPORATION
15430 W CAPITOL DRIVE
BROOKFIELD, WI 53005
* $ -1,000 1 $ 55,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 85,000
JLB CORPORATION
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ -1,000 1 $ 65,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 24,484,751,000 1 $ 65,000
FIRST FARMERS BANK AND TRUST COMPANY
123 N. JEFFERSON STREET
CONVERSE, IN 46919
* $ 1,743,398,000 1 $ 195,000
BLACK HILLS FEDERAL CREDIT UNION
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57709
* $ 1,298,959,000 1 $ 85,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 302,006,000 1 $ 15,000
VAN DYK MORTGAGE CORPORATION
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 1 $ 85,000
THE STATE BANK AND TRUST COMPANY
401 CLINTON STREET
DEFIANCE, OH 43512
* $ 984,997,000 1 $ 375,000
FIRST BANK RICHMOND
20 N 9TH ST
RICHMOND, IN 47374
* $ 844,978,000 1 $ 175,000
1ST SOURCE BANK
P O BOX 1602 SUITE 400
SOUTH BEND, IN 46634
* $ 6,289,875,000 1 $ 45,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 1 $ 35,000
DIAMOND RESIDENTIAL MORTGAGE CORPORATION
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ -1,000 1 $ 145,000
PROFED FEDERAL CREDIT UNION
1710 ST. JOE RIVER DR.
FORT WAYNE, IN 46805
* $ 436,032,000 1 $ 115,000
THE BANK OF MISSOURI
916 N. KINGSHIGHWAY
PERRYVILLE, MO 63775
* $ 1,773,230,000 1 $ 85,000
INOVA FEDERAL CREDIT UNION
358 S ELKHART AVENUE
ELKHART, IN 46516
* $ 392,255,000 1 $ 125,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 175,000
MUTUAL OF OMAHA MORTGAGE, INC
3131 CAMINO DEL RIO N 190
SAN DIEGO, CA 92108
* $ -1,000 1 $ 145,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 1 $ 95,000
SHAREFAX CREDIT UNION
1147 OLD STATE ROUTE 74
BATAVIA, OH 45103
* $ 382,200,000 1 $ 75,000
RUSHMORE LOAN MANAGEMENT SERVICES LLC
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ -1,000 1 $ 105,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 1 $ 105,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 85,000
PRIMETRUST FINANCIAL FEDERAL CREDIT UNION
3700 W BETHEL AVE
MUNCIE, IN 47304
* $ 158,702,000 1 $ 25,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 175,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 1 $ 225,000
LENOX FINANCIAL MORTGAGE CORPORATION
200 E. SANDPOINTE SUITE 800
SANTA ANA, CA 92707
* $ -1,000 1 $ 65,000
ELEMENTS FINANCIAL FEDERAL CREDIT UNION
225 S EAST ST, SUITE 300
INDIANAPOLIS, IN 46202
* $ 1,536,062,000 1 $ 45,000
INDIANA MEMBERS CREDIT UNION
4790 E. 96TH STREET, SUITE 120
INDIANAPOLIS, IN 46240
* $ 1,913,794,000 1 $ 15,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 1 $ 115,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 105,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
GILBERT, AZ 85297
* $ -1,000 1 $ 225,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 1 $ 25,000
ROUNDPOINT MORTGAGE SERVICING CORPORATION
5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8
CHARLOTTE, NC 28219
* $ -1,000 1 $ 65,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
DRAPER, UT 84020
* $ -1,000 1 $ 45,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 124,716,588,000 1 $ 15,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 1 $ 175,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 175,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Jay County IN in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 281 $31,135,000 $110,000 $425,000 $58,000 $237,000
Refinancing 159 $15,785,000 $99,000 $1,215,000 $61,000 $266,000
Cash-out Refinancing 108 $11,080,000 $102,000 $405,000 $57,000 $170,000
Other Purpose 101 $6,165,000 $61,000 $785,000 $65,000 $279,000
Home Improvement 58 $2,430,000 $41,000 $205,000 $54,000 $212,000
Not Applicable 6 $540,000 $90,000 $115,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 613 $58,145,000 $94,000 $1,215,000 $59,000 $279,000
Not applicable 51 $5,595,000 $109,000 $355,000 $50,000 $90,000
Not Provided 35 $2,645,000 $75,000 $265,000 $60,000 $191,000
Hispanic 11 $615,000 $55,000 $125,000 $57,000 $153,000
American Indian or Alaskan Native 1 $55,000 $55,000 $55,000 $27,000 $27,000
Asian 1 $35,000 $35,000 $35,000 $13,000 $13,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 522 $48,760,000 $93,000 $1,215,000 $63,000 $279,000
FHA-insured (Federal Housing Administration) 92 $8,450,000 $91,000 $225,000 $45,000 $117,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 75 $6,915,000 $92,000 $165,000 $43,000 $90,000
VA-guaranteed (Veterans Administration) 24 $3,010,000 $125,000 $265,000 $64,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 405 $38,365,000 $94,000 $425,000 $61,000 $266,000
Application Denied By Financial Institution 139 $12,215,000 $87,000 $1,215,000 $56,000 $279,000
Application Withdrawn By Applicant 72 $7,440,000 $103,000 $405,000 $56,000 $182,000
Loan Purchased By The Institution 54 $5,620,000 $104,000 $275,000 $52,000 $93,000
File Closed For Incompleteness 29 $2,375,000 $81,000 $375,000 $63,000 $190,000
Application Approved But Not Accepted 11 $775,000 $70,000 $195,000 $64,000 $132,000
Preapproval Denied by Financial Institution 2 $170,000 $85,000 $95,000 $36,000 $38,000
Preapproval Approved but not Accepted 1 $175,000 $175,000 $175,000 $42,000 $42,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 558 $53,020,000 $95,000 $425,000 $60,000 $266,000
Credit History 59 $4,355,000 $73,000 $785,000 $48,000 $143,000
Debt-To-Income Ratio 44 $5,850,000 $132,000 $1,215,000 $56,000 $246,000
Collateral 23 $1,635,000 $71,000 $165,000 $59,000 $279,000
Other 12 $660,000 $55,000 $135,000 $71,000 $200,000
Credit Application Incomplete 9 $1,125,000 $125,000 $235,000 $57,000 $90,000
Insufficient Cash (Downpayment, Closing Cost) 3 $175,000 $58,000 $85,000 $64,000 $100,000
Unverifiable Information 2 $180,000 $90,000 $125,000 $85,000 $95,000
Employment History 2 $90,000 $45,000 $75,000 $27,000 $28,000
Mortgage Insurance Denied 1 $45,000 $45,000 $45,000 $99,000 $99,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information back through 2003.

Download the Indiana Lender List