Jackson County WV
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage statistics and lending data for the Jackson County WV metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Jackson County WV, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,745
Total Mortgage Loan Application Amount $127,553,000
Average Mortgage Loan Application Amount $73,000
Highest Mortgage Loan Application Amount $650,000
Average Applicant Income $52,000
Highest Applicant Income $700,000

Mortgage Company List for Lending in Jackson County WV for 2004

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
UNITED BANK INC
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 3,647,612,000 240 $ 12,561,000
CITY NATIONAL BANK OF WEST VIRGINIA
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 2,211,303,000 194 $ 9,364,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 67,584,376,000 177 $ 14,373,000
BENEFICIAL
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 106 $ 7,587,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 256,787,000,000 96 $ 5,022,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 97,957,619,000 55 $ 5,611,000
WESBANCO BANK, INC.
1 BANK PLAZA
WHEELING, WV 26003
* $ 3,432,302,000 51 $ 3,071,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 50 $ 3,517,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 45 $ 5,124,000
CITIFINANCIAL INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 42 $ 1,474,000
FARM CREDIT OF THE VIRGINIAS, ACA
106 SANGERS LANE
STAUNTON, VA 24401
* $ 1,007,892,000,000 36 $ 3,435,000
THE POCA VALLEY BANK, INC.
PO BOX 56
WALTON, WV 25286
* $ 203,328,000 30 $ 2,116,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 28 $ 2,207,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 30,245,697,000 26 $ 2,392,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 25 $ 1,205,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 10,551,758,000 25 $ 1,732,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 25 $ 1,152,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 36,578,612,000 24 $ 1,573,000
CHASE MANHATTAN MORTGAGE CORP.
194 WOOD AVENUE SOUTH
ISELIN, NJ 08830
* $ 770,912,000 23 $ 2,676,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 21 $ 1,578,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 250,474,000,000 18 $ 1,810,000
FRANKLIN BANK SSB
9800 RICHMOND, SUITE 680
HOUSTON, TX 77042
* $ 2,247,653,000 18 $ 1,625,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 56,682,854,000 15 $ 1,780,000
WELLS FARGO FINL WEST VIRGINIA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 34,311,813,000 15 $ 1,467,000
HOMEONE CREDIT CORP.
10700 NORTH FREEWAY #1000
HOUSTON, TX 77037
* $ 10,000,000 14 $ 640,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,223,098,000 13 $ 1,172,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 234,680,095,000 12 $ 1,152,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 124,453,567,000 12 $ 1,280,000
TRADERS BANK INC
PO BOX 1009
SPENCER, WV 25276
* $ 118,526,000 11 $ 787,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 11 $ 1,061,000
THE OHIO VALLEY BANK COMPANY
420 THIRD AVENUE
GALLIPOLIS, OH 45631
* $ 696,410,000 10 $ 788,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 10 $ 951,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 9 $ 1,119,000
FINANCE AMERICA, LLC
16802 ASTON ST.
IRVINE, CA 92606
* $ 10,000,000 9 $ 564,000
WASHINGTION MUTUAL FINANCE COR
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 8 $ 273,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 8 $ 719,000
NATIONAL CITY BANK OF INDIANA
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 42,548,912,000 7 $ 606,000
MORTGAGE LENDERS NETWORK USA
213 COURT STREET
MIDDLETOWN, CT 06457
* $ 10,000,000 7 $ 686,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 7 $ 613,000
FIRST CAPITAL FINANCIAL SERVIC
5600 W. GRANDE MARKET DRIVE
APPLETON, WI 54913
* $ 10,000,000 7 $ 678,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 6 $ 555,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 6 $ 697,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 6 $ 717,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 6 $ 655,000
WEST VIRGINIA FEDERAL CREDIT UNION
318 5TH AVENUE
SOUTH CHARLESTON, WV 25303
* $ 98,145,000 5 $ 543,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 189,159,050,000 5 $ 254,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 14,165,872,000 5 $ 522,000
DECISION ONE MORTGAGE
6060 J.A. JONES DRIVE
CHARLOTTE, NC 28287
* $ 10,000,000 5 $ 569,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 5 $ 569,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 4 $ 302,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,615,181,000 4 $ 413,000
CUNA MUTUAL MORTGAGE CORPORATI
2908 MARKETPLACE DRIVE SUITE 100
MADISON, WI 53719
* $ 10,000,000 4 $ 376,000
CITIMORTGAGE, INC.
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 59,720,267,000 4 $ 210,000
NATIONAL BANK OF COMMERCE
ONE COMMERCE SQUARE, 4TH FLOOR
MEMPHIS, TN 38150
* $ 22,761,305,000 4 $ 335,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 9,078,943,000 4 $ 225,000
PEOPLES BANK, NATIONAL ASSOCIA
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 1,724,359,000 4 $ 211,000
ROCK BRANCH COMMUNITY BANK
PO BOX 219
NITRO, WV 25143
* $ 42,198,000 4 $ 488,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 3 $ 436,000
PRINCIPAL RESIDENTIAL MORTGAGE
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 3 $ 347,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 3 $ 238,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 13,189,979,000 3 $ 186,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,319,969,000 3 $ 133,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 3 $ 208,000
SOUTHSTAR FUNDING, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 3 $ 242,000
WEST VIRGINIA CENTRAL CU
1306 MURDOCH AVE
PARKERSBURG, WV 26101
* $ 44,092,000 3 $ 146,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 617,888,534,000 3 $ 254,000
LASALLE BANK NA
135 SOUTH LASALLE STREET, STE 2325
CHICAGO, IL 60603
* $ 61,258,857,000 3 $ 465,000
CITIFINANCIAL, INC
300 ST PAUL PLACE
BALTIMORE, MD 21020
* $ 1,097,190,000,000 3 $ 39,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 19,381,781,000 3 $ 176,000
FREMONT INVESTMENT & LOAN
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 9,333,614,000 3 $ 266,000
GEORGE MASON MORTGAGE LLC
4100 MONUMENT CORNER DRIVE #100
FAIRFAX, VA 22030
* $ 630,414,000 3 $ 210,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 300,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,051,000 2 $ 136,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 20,288,424,000 2 $ 191,000
FIRST BANK OF CHARLESTON, INC.
201 PENNSYLVANIA AVE
CHARLESTON, WV 25302
* $ 33,583,000 2 $ 379,000
M&T MORTGAGE CORPORATION
465 MAIN STREET - 5TH FLR - LAFAYETTE CT
BUFFALO, NY 14203
* $ 49,199,485,000 2 $ 492,000
ALLIED HOME MORTGAGE CORP.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 2 $ 434,000
AMERICAN HOME MORTGAGE CORP.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 2 $ 140,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,022,330,000 2 $ 168,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 2 $ 230,000
SMC CAPITAL
3465 BOX HILL CORPORATE CENTER DR STE H
ABINGDON, MD 21009
* $ 10,000,000 2 $ 184,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 2,032,341,000 2 $ 113,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 20,039,756,000 2 $ 121,000
NBANK, N.A.
1731 NORTH ELM STREET
COMMERCE, GA 30529
* $ 267,252,000 2 $ 198,000
NETBANK FUNDINGS SERVICES
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,155,337,000 2 $ 192,000
PUTNAM COUNTY BANK
P.O. BOX 308
HURRICANE, WV 25526
* $ 470,452,000 2 $ 160,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 2 $ 197,000
PEOPLES FEDERAL CREDIT UNION
419 FIRST AVENUE SOUTH
NITRO, WV 25143
* $ 56,954,000 2 $ 122,000
ONE COMMUNITY FEDERAL CREDIT UNION
531 FIFTH STREET
PARKERSBURG, WV 26101
* $ 44,318,000 2 $ 194,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 6,057,833,000 1 $ 11,000
PIONEER WEST VIRGINIA
1316 KANAWHA BLVD., E.
CHARLESTON, WV 25301
* $ 112,661,000 1 $ 49,000
PLATINUM COMMUNITY BANK
2915 KIRCHOFF RD
ROLLING MEADOWS, IL 60008
* $ 102,261,000 1 $ 110,000
PRICELINE MORTGAGE COMPANY LLC
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 75,254,000 1 $ 160,000
SKY BANK C/O HUNTINGTON BANK
137 CLOUGH ST.
BOWLING GREEN, OH 43402
* $ 11,844,146,000 1 $ 153,000
RBC MORTGAGE
P O BOX 1220
ROCKY MOUNT, NC 27802
* $ 305,652,000 1 $ 80,000
RBMG, INC
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 3,000,000,000 1 $ 64,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 76,000
NEXSTAR FINANCIAL CORPORATION
19 RESEARCH PARK COURT
ST. CHARLES, MO 63304
* $ 10,000,000 1 $ 93,000
MEMBERS CHOICE WV FEDERAL CREDIT UNION
201 OHIO AVENUE
CHARLESTON, WV 25302
* $ 42,560,000 1 $ 89,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 19,145,012,000 1 $ 107,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 1 $ 151,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 13,721,232,000 1 $ 15,000
UNITED MIDWEST SAVINGS BANK
101 S MAIN ST
DEGRAFF, OH 43318
* $ 215,812,000 1 $ 56,000
SUMMIT MORTGAGE
510 INDEPENDENCE PARKWAY, SUITE 200
CHESAPEAKE, VA 23320
* $ 220,267,000 1 $ 212,000
SUNSET MORTGAGE COMPANY, L.P.
3 DICKENSON DRIVE
CHADDS FORD, PA 19317
* $ 10,000,000 1 $ 122,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 29,327,000,000 1 $ 74,000
CLEARVIEW FEDERAL CREDIT UNION
8805 UNIVERSITY BLVD
CORAOPOLIS, PA 15108
* $ 618,281,000 1 $ 21,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 1,175,244,000 1 $ 77,000
CORNERSTONE MORTGAGE COMPANY
1177 WEST LOOP SOUTH, SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 64,000
BANKUNITED, FSB
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 7,223,160,000 1 $ 124,000
CAMC FEDERAL CREDIT UNION
3400 MACCORKLE AVENUE SE
CHARLESTON, WV 25304
* $ 36,416,000 1 $ 5,000
CHARTER ONE BANK
1215 SUPERIOR AVE
CLEVELAND, OH 44114
* $ 42,698,804,000 1 $ 258,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 11,298,870,000 1 $ 104,000
ALLIED HOME MTG CAPITAL CORP
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 1 $ 83,000
ADVANTAGE BANK
814 WHEELING AVE
CAMBRIDGE, OH 43725
* $ 1,024,623,000 1 $ 55,000
AEGIS MORTGAGE CORPORATION
3250 BRIARPARK DRIVE, SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 217,000
AEGIS WHOLESALE CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 217,000
FIRST MARINER BANK
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,028,176,000 1 $ 52,000
LENDMARK FINANCIAL SERVICES
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 1 $ 25,000
LYDIAN PRIVATE BANK
3801 PGA BLVD SUITE 700
PALM BEACH GARDENS, FL 33410
* $ 1,049,585,000 1 $ 217,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,655,913,000 1 $ 64,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 74,320,522,000 1 $ 74,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 10,538,602,000 1 $ 67,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 1,596,863,000 1 $ 160,000
HOMEBOUND MORTGAGE
150 WATER TOWER CIR
COLCHESTER, VT 05446
* $ 10,000,000 1 $ 182,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 305,000
GREENPOINT CREDIT, LLC
10089 WILLOW CREEK
SAN DIEGO, CA 92131
* $ 12,500,000,000 1 $ 17,000
HOME EQUITY OF AMERICA
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 37,150,291,000 1 $ 67,000
GREEN TREE SERVICING LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 1 $ 56,000
FRANKLIN MORTGAGE FUNDING
25800 NORTHWESTERN HWY SUITE 875
SOUTHFIELD, MI 48075
* $ 10,000,000 1 $ 131,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 105,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Jackson County WV in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 934 $79,233,000 $84,000 $650,000 $54,000 $362,000
Home Purchase 566 $42,539,000 $75,000 $300,000 $51,000 $700,000
Home Improvement 245 $5,781,000 $23,000 $457,000 $49,000 $188,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,508 $108,926,000 $72,000 $650,000 $53,000 $700,000
Not Provided 118 $10,858,000 $92,000 $319,000 $57,000 $240,000
Not applicable 101 $6,289,000 $62,000 $246,000 $6,000 $309,000
Hispanic 7 $424,000 $60,000 $95,000 $58,000 $150,000
American Indian or Alaskan Native 4 $229,000 $57,000 $121,000 $58,000 $106,000
Asian 4 $690,000 $172,000 $380,000 $171,000 $294,000
Black or African American 3 $137,000 $45,000 $87,000 $66,000 $85,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,666 $120,772,000 $72,000 $650,000 $54,000 $700,000
FHA-insured (Federal Housing Administration) 46 $3,842,000 $83,000 $172,000 $38,000 $170,000
VA-guaranteed (Veterans Administration) 17 $1,501,000 $88,000 $145,000 $23,000 $74,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 16 $1,438,000 $89,000 $141,000 $30,000 $59,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 831 $62,303,000 $74,000 $650,000 $62,000 $700,000
Application Denied By Financial Institution 433 $28,462,000 $65,000 $305,000 $47,000 $419,000
Application Withdrawn By Applicant 159 $13,198,000 $83,000 $295,000 $54,000 $150,000
Loan Purchased By The Institution 145 $10,879,000 $75,000 $319,000 $36,000 $309,000
Application Approved But Not Accepted 144 $9,646,000 $66,000 $225,000 $49,000 $300,000
File Closed For Incompleteness 33 $3,065,000 $92,000 $212,000 $55,000 $104,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 149 $8,381,000 $56,000 $158,000 $50,000 $419,000
Collateral 65 $5,437,000 $83,000 $217,000 $54,000 $136,000
Credit Application Incomplete 37 $2,928,000 $79,000 $182,000 $49,000 $119,000
Debt-To-Income Ratio 37 $2,532,000 $68,000 $300,000 $35,000 $119,000
Other 32 $2,321,000 $72,000 $231,000 $49,000 $258,000
Employment History 4 $190,000 $47,000 $105,000 $29,000 $40,000
Insufficient Cash (Downpayment, Closing Cost) 3 $159,000 $53,000 $98,000 $46,000 $77,000
Unverifiable Information 2 $128,000 $64,000 $74,000 $42,000 $61,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information back through 2003.

Download the West Virginia Lender List