Jackson County KY
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage statistics and lending data for the Jackson County KY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Jackson County KY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 398
Total Mortgage Loan Application Amount $32,986,000
Average Mortgage Loan Application Amount $82,000
Highest Mortgage Loan Application Amount $318,000
Average Applicant Income $45,000
Highest Applicant Income $135,000

Mortgage Company List for Lending in Jackson County KY for 2007

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 33 $ 3,300,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ 10,000,000 29 $ 3,202,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 24 $ 1,351,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 21 $ 1,827,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,884,318,000,000 18 $ 922,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,179,390,000,000 17 $ 1,262,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 21,874,000,000 13 $ 1,013,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILKES BARRE, PA 18702
* $ 60,000,000 11 $ 638,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 92,836,714,000 11 $ 937,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 10 $ 486,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 254,471,000 10 $ 735,000
WELLS FARGO FIN'L KENTUCKY INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 10 $ 907,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 9 $ 1,151,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 9 $ 830,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 134,344,792,000 8 $ 464,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 217,802,326,000 7 $ 622,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 7 $ 574,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 7 $ 661,000
FIRST NLC FINANCIAL SERVICES,
4680 CONFERENCE WAY SOUTH
BOCA RATON, FL 33431
* $ 10,000,000 7 $ 726,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 345,610,758,000 7 $ 793,000
COMMUNITY TRUST BANK, INC.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 2,958,674,000 7 $ 643,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 6 $ 474,000
WILMINGTON FINANCE, INC.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 5 $ 527,000
PARK COMMUNITY CREDIT UNION
6101 FERN VALLEY ROAD
LOUISVILLE, KY 40228
* $ 337,500,000 4 $ 235,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 398,671,000,000 4 $ 402,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 4 $ 279,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 52,671,972,000 4 $ 390,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,419,450,000 4 $ 306,000
FIFTH THIRD BANK MICHIGAN
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 48,441,275,000 3 $ 167,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 3 $ 273,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 3 $ 370,000
PEOPLES EXCHANGE BANK
PO BOX 4040
WINCHESTER, KY 40392
* $ 252,285,000 3 $ 152,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 117,134,085,000 3 $ 140,000
CENTRAL BANK & TRUST COMPANY
PO BOX 1360
LEXINGTON, KY 40588
* $ 1,393,321,000 3 $ 230,000
CENTRAL BANK OF JEFFERSON CTY
4630 TAYLORSVILLE RD
LOUISVILLE, KY 40220
* $ 179,066,000 3 $ 155,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 12,595,722,000 3 $ 38,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,464,820,000 3 $ 193,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 2 $ 133,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 20,349,757,000 2 $ 184,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 19,937,022,000 2 $ 179,000
CITIZENS GUARANTY BANK
457 EAST MAIN STREET; PO BOX 767
RICHMOND, KY 40476
* $ 106,188,000 2 $ 66,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 2 $ 108,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 83,973,505,000 2 $ 133,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,196,123,794,000 2 $ 157,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 30,802,955,000 2 $ 29,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 2 $ 104,000
FIRST SOUTHERN NATIONAL BANK
99 LANCASTER STREET
STANFORD, KY 40484
* $ 689,165,000 2 $ 67,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 2 $ 433,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 182,588,156,000 2 $ 194,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 138,667,948,000 2 $ 171,000
WHITAKER BANK
PO BOX 55439
LEXINGTON, KY 40555
* $ 1,200,208,000 1 $ 110,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 1 $ 85,000
AMERICANMTGNETWORK DBA VERTICE
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 1 $ 122,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 106,000
NEWMARKET FINANCIAL MORTGAGE
11513 COMMONWEALTH DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 1 $ 112,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 37,608,492,000 1 $ 95,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 1 $ 149,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 91,000
CITIZENS NB OF PAINTSVILLE
PO BOX 1488
PAINTSVILLE, KY 41240
* $ 447,310,000 1 $ 25,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 88,081,220,000 1 $ 10,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 1 $ 85,000
SELECT MORTGAGE GROUP LTD
3040 PRESIDENTIAL DR
FAIRBORN, OH 45324
* $ 370,000 1 $ 106,000
NEW STATE MORTGAGE COMPANY
8401 VIRGINIA STREET
MERRILLVILE, IN 46410
* $ 10,000,000 1 $ 203,000
UNIVERSITY OF KENTUCKY
1730 ALYSHEBA WAY
LEXINGTON, KY 40509
* $ 218,877,000 1 $ 10,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 93,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 96,000
COASTAL MORTGAGE SERVICES, INC
11230 CARMEL COMMONS BOULEVARD
CHARLOTTE, NC 28226
* $ 10,000,000 1 $ 56,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 100,000
FIRST FEDERAL SAVINGS BANK
2323 RING ROAD
ELIZABETHTOWN, KY 42701
* $ 820,293,000 1 $ 56,000
BENEFICIAL FINANCIAL I, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 12,000,000 1 $ 76,000
MONTICELLO BANKING COMPANY
50 NORTH MAIN STREET
MONTICELLO, KY 42633
* $ 431,546,000 1 $ 30,000
KENTUCKY BANK
401 MAIN STREET
PARIS, KY 40361
* $ 630,014,000 1 $ 174,000
CITIZENS BANK
130 S BROAD STREET
NEW TAZEWELL, TN 37825
* $ 148,494,000 1 $ 47,000
LENDMARK FINANCIAL SERVICES
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 1 $ 110,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,112,383,000 1 $ 97,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,105,280,000 1 $ 71,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 951,944,000 1 $ 60,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 26,048,419,000 1 $ 125,000
NEW SOUTH FEDERAL SAVINGS BANK
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 1,762,171,000 1 $ 90,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 804,648,000 1 $ 106,000
POPULAR HOUSING SERVICES
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 12,000,000 1 $ 65,000
HSBC MORTGAGE SERVICES, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 16,981,282,000 1 $ 94,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 1 $ 70,000
AMERICAN LENDING GROUP, INC
3288 EAGLE VIEW LN, STE 300
LEXINGTON, KY 40509
* $ 10,000,000 1 $ 95,000
MERRILL LYNCH MORTGAGE LENDING
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 1 $ 85,000
FIRST FRANKLIN FINANCIAL CORP
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 14,004,000 1 $ 60,000
CLEARVIEW FEDERAL CREDIT UNION
8805 UNIVERSITY BLVD
CORAOPOLIS, PA 15108
* $ 580,121,000 1 $ 318,000
L & N FEDERAL CREDIT UNION
9265 SMYRNA PARKWAY
LOUISVILLE, KY 40229
* $ 514,993,000 1 $ 80,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Jackson County KY in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 261 $23,360,000 $89,000 $318,000 $45,000 $135,000
Home Purchase 109 $8,400,000 $77,000 $260,000 $44,000 $110,000
Home Improvement 28 $1,226,000 $43,000 $125,000 $51,000 $129,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 338 $27,845,000 $82,000 $318,000 $47,000 $135,000
Not Provided 38 $2,914,000 $76,000 $179,000 $35,000 $114,000
Not applicable 13 $1,429,000 $109,000 $260,000 $37,000 $92,000
Hispanic 5 $257,000 $51,000 $64,000 $41,000 $129,000
American Indian or Alaskan Native 4 $541,000 $135,000 $293,000 $49,000 $83,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 374 $30,644,000 $81,000 $318,000 $46,000 $135,000
FHA-insured (Federal Housing Administration) 11 $1,037,000 $94,000 $149,000 $29,000 $60,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $707,000 $78,000 $117,000 $35,000 $59,000
VA-guaranteed (Veterans Administration) 4 $598,000 $149,000 $260,000 $57,000 $92,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 158 $13,323,000 $84,000 $318,000 $45,000 $129,000
Loan Originated 111 $8,694,000 $78,000 $244,000 $48,000 $135,000
Loan Purchased By The Institution 43 $3,902,000 $90,000 $260,000 $45,000 $104,000
Application Withdrawn By Applicant 40 $3,346,000 $83,000 $248,000 $38,000 $110,000
Application Approved But Not Accepted 37 $2,922,000 $78,000 $297,000 $47,000 $108,000
File Closed For Incompleteness 9 $799,000 $88,000 $165,000 $40,000 $79,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 31 $2,129,000 $68,000 $205,000 $44,000 $128,000
Debt-To-Income Ratio 15 $1,196,000 $79,000 $147,000 $26,000 $47,000
Other 11 $1,091,000 $99,000 $271,000 $47,000 $92,000
Collateral 10 $843,000 $84,000 $179,000 $47,000 $114,000
Credit Application Incomplete 6 $577,000 $96,000 $144,000 $54,000 $71,000
Employment History 1 $62,000 $62,000 $62,000 $38,000 $38,000
Insufficient Cash (Downpayment, Closing Cost) 1 $47,000 $47,000 $47,000 $12,000 $12,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information back through 2003.

Download the Kentucky Lender List