Jackson County IL
Mortgage Loan Application
Totals and Details
for 2023

Find mortgage statistics and lending data for the Jackson County IL metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Jackson County IL, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,000
Total Mortgage Loan Application Amount $129,890,000
Average Mortgage Loan Application Amount $129,000
Highest Mortgage Loan Application Amount $3,035,000
Average Applicant Income $98,000
Highest Applicant Income $2,458,000

Mortgage Company List for Lending in Jackson County IL for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST SOUTHERN BANK.
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 1,034,888,000 66 $ 7,260,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 61 $ 6,905,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 54 $ 3,680,000
FIRST MID BANK & TRUST, NATIONAL ASSOCIATION
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 6,704,869,000 43 $ 4,185,000
SIU CREDIT UNION
PO BOX 2888
CARBONDALE, IL 62902
* $ 474,794,000 42 $ 6,230,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 34 $ 6,930,000
THE FIRST NATIONAL BANK OF AVA
304 W MAIN ST, PO BOX 98
AVA, IL 62907
* $ 71,690,000 34 $ 3,090,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 33 $ 4,725,000
MURPHY-WALL STATE BANK AND TRUST COMPANY
105 E WATER ST, PO BOX 128
PINCKNEYVILLE, IL 62274
* $ 174,092,000 29 $ 2,445,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 25 $ 3,365,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
LITTLE ROCK, AR 63017
* $ -1,000 24 $ 4,170,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 129,461,046,000 23 $ 1,835,000
FLAT BRANCH MORTGAGE, INC.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 22 $ 2,430,000
BANTERRA BANK
111 AIRWAY DRIVE
MARION, IL 62959
* $ 2,844,673,000 20 $ 2,790,000
THE FIRST BANK AND TRUST COMPANY OF MURPHYSBORO
1403 WALNUT ST
MURPHYSBORO, IL 62966
* $ 86,092,000 20 $ 3,530,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 19 $ 1,995,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 19 $ 2,575,000
FIRST STATE BANK OF CAMPBELL HILL
114 W FRONT STREET
CAMPBELL HILL, IL 62916
* $ 148,456,000 17 $ 1,845,000
COMMUNITY BANC MORTGAGE CORPORATION
301 N MAIN
SPRINGFIELD, IL 62629
* $ -1,000 17 $ 2,195,000
FARMERS STATE BANK OF ALTO PASS, ILL.
555 S. COMMERCIAL
ALTO PASS, IL 62946
* $ 309,826,000 14 $ 2,930,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 14 $ 2,620,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 12 $ 1,170,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 12 $ 1,150,000
PEOPLES NATIONAL BANK , N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 1,697,634,000 11 $ 1,495,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 11 $ 965,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 11 $ 1,215,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 90,036,656,000 10 $ 1,420,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 10 $ 1,220,000
FIRSTTRUST HOME LOANS, INC.
906 SOUTH ROCK ST.
SHERIDAN, AR 72150
* $ -1,000 10 $ 1,190,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 8 $ 1,300,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 8 $ 1,260,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,717,531,000,000 8 $ 1,000,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 7 $ 845,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 7 $ 615,000
LIBERTY
9520 ORMSBY STATION RD SUITE 20
EVANSVILLE, IN 40223
* $ 3,450,913,000 7 $ 1,585,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 6 $ 710,000
THE BANK OF HERRIN
101 S. PARK AVE, P.O. BOX B
HERRIN, IL 62948
* $ 301,798,000 6 $ 770,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 6 $ 1,200,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,418,508,000,000 6 $ 350,000
SOUTHERNTRUST BANK
101 N BROADWAY
MARION, IL 62939
* $ 245,708,000 4 $ 1,130,000
UNITED COMMUNITY BANK
104 N MACOUPIN
CHATHAM, IL 62033
* $ 3,460,034,000 4 $ 180,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 4 $ 710,000
DOMINION FINANCIAL SERVICES, LLC
1029 N CALVERT ST
CHEVY CHASE, MD 21202
* $ -1,000 4 $ 1,010,000
COASTAL COMMUNITY BANK
PO BOX 12220
EVERETT, WA 98206
* $ 3,141,703,000 4 $ 110,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 4 $ 360,000
SCOTT CREDIT UNION
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 1,751,826,000 4 $ 290,000
CONSUMER REAL ESTATE FINANCE CO.
330 SW 2ND ST #111
LOXAHATCHEE, FL 33312
* $ -1,000 4 $ 430,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 4 $ 490,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 4 $ 320,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 4 $ 210,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 3 $ 455,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 546,228,000,000 3 $ 725,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 552,307,127,000 3 $ 135,000
FCB BANKS
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 2,111,560,000 3 $ 635,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ -1,000 3 $ 215,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 3 $ 525,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 3 $ 875,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 3 $ 435,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 2 $ 340,000
FIRST FEDERAL SAVINGS BANK
PO BOX 1111
EVANSVILLE, IN 47706
* $ 573,940,000 2 $ 1,500,000
CARROLLTON BANK
P. O. BOX 232
CARROLLTON, IL 62016
* $ 3,135,836,000 2 $ 130,000
COMMERCE BANK
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 31,679,817,000 2 $ 390,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 35,526,360,000 2 $ 220,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 2 $ 350,000
THE PEOPLES STATE BANK OF NEWTON, ILLINOIS
100 W WASHINGTON ST
NEWTON, IL 62448
* $ 615,407,000 2 $ 280,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 2 $ 270,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 379,838,000 2 $ 50,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 2 $ 320,000
BUENA VISTA NATIONAL BANK
1309 SWANWICK STREET
CHESTER, IL 62233
* $ 266,369,000 2 $ 150,000
SOFI BANK, NATIONAL ASSOCIATION
2750 E COTTONWOOD PKWY STE 300
COTTONWOOD HEIGHTS, UT 84121
* $ 9,123,708,000 2 $ 510,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 370,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 2 $ 230,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 181,890,000,000 2 $ 210,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 2 $ 200,000
STIFEL BANK AND TRUST
501 N BROADWAY
SAINT LOUIS, MO 63141
* $ 21,228,609,000 2 $ 200,000
FORT FINANCIAL FEDERAL CREDIT UNION
3102 SPRING ST
FORT WAYNE, IN 46808
* $ 338,010,000 2 $ 270,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 1,052,701,000 2 $ 410,000
FIRST BANK
600 JAMES MCDONNELL BLVD
CREVE COEUR, MO 63042
* $ 6,436,322,000 2 $ 90,000
HEARTLAND BANK AND TRUST COMPANY
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 4,281,261,000 2 $ 160,000
ENDEAVOR CAPITAL, LLC.
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 115,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ -1,000 1 $ 75,000
ARVEST BANK
201 W WALNUT
FAYETTEVILLE, AR 72756
* $ 26,441,420,000 1 $ 135,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 942,438,000 1 $ 395,000
OLD NATIONAL BANK
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 46,490,438,000 1 $ 55,000
BOEING EMPLOYEES CREDIT UNION
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 28,780,644,000 1 $ 75,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 1 $ 235,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 1 $ 195,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 1 $ 165,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 1 $ 75,000
BPL MORTGAGE TRUST, LLC
30 THE GREEN
DOVER, DE 19901
* $ -1,000 1 $ 65,000
FIRST INTEGRITY MORTGAGE SERVICES, INC.
77 WESTPORT PLAZA SUITE 200
ST. LOUIS, MO 63146
* $ -1,000 1 $ 155,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 225,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 1 $ 235,000
COMPASS MORTGAGE, INC.
27755 DIEHL ROAD, STE 100
WINFIELD, IL 60555
* $ -1,000 1 $ 105,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 35,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 1 $ 275,000
FIDELITY BANK, NATIONAL ASSOCIATION
100 E ENGLISH
WICHITA, KS 67202
* $ 3,078,918,000 1 $ 55,000
NATIONWIDE MORTGAGE BANKERS, INC.
310A MAIN ST
WILMINGTON, DE 08833
* $ -1,000 1 $ 235,000
THE FNB COMMUNITY BANK
432 W GALLATIN
VANDALIA, IL 62471
* $ 473,810,000 1 $ 125,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 1 $ 75,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 1 $ 85,000
GENEVA FINANCIAL, LLC
1018 E. GUADALUPE ROAD
ORO VALLEY, AZ 85283
* $ -1,000 1 $ 115,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ -1,000 1 $ 275,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 255,000
SUPERIOR FINANCIAL SOLUTIONS, LLC
4230 ELIDA RD
LIMA, OH 45807
* $ -1,000 1 $ 135,000
GREYSTONE SERVICING COMPANY LLC
419 BELLE AIR LANE
WILMINGTON, DE 20186
* $ -1,000 1 $ 3,035,000
GREYSTONE SERVICING COMPANY LLC
419 BELLE AIR LANE
WILMINGTON, DE 20186
* $ -1,000 1 $ 3,035,000
FIRST MIDWEST BANK OF THE OZARKS
P.O. BOX 160, 704-706 NORTH WESTWOOD BLVD
POPLAR BLUFF, MO 63902
* $ 715,014,000 1 $ 75,000
FAMILY FINANCE MORTGAGE, LLC
1787 JEFFCO BLVD
ARNOLD, MO 63010
* $ -1,000 1 $ 235,000
ALLIANCE BANK
217 N KINGSHIGHWAY, PO BOX 1458
NEW MADRID, MO 63701
* $ 351,364,000 1 $ 165,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 1 $ 105,000
CITIZENS EQUITY FIRST
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 7,677,655,000 1 $ 295,000
GCS CREDIT UNION
4101 STATE RTE 111
GRANITE CITY, IL 62040
* $ 436,616,000 1 $ 185,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 1 $ 135,000
FIRST UNITED BANK AND TRUST COMPANY
PO BOX 130
DURANT, OK 74702
* $ 14,547,035,000 1 $ 175,000
BANK OF BELLEVILLE
215 S ILLINOIS ST
BELLEVILLE, IL 62220
* $ 428,906,000 1 $ 205,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 1 $ 265,000
COMMERCE HOME MORTGAGE, INC.
3130 CANYON PLACE
SACRAMENTO, CA 94583
* $ -1,000 1 $ 165,000
MIDLAND STATES BANK
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 7,845,713,000 1 $ 165,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 1 $ 55,000
LEGENCE BANK
P.O. BOX 569
ELDORADO, IL 62930
* $ 653,519,000 1 $ 115,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 1 $ 75,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
LITTLETON, CO 80918
* $ -1,000 1 $ 105,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ -1,000 1 $ 455,000
CIBM BANK
2913 KIRBY AVE
CHAMPAIGN, IL 61821
* $ 745,082,000 1 $ 95,000
MEMBER FIRST MORTGAGE, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 1 $ 65,000
CONTOUR MORTGAGE CORPORATION
990 STEWART AVENUE STE#660
DOVER, DE 11530
* $ -1,000 1 $ 175,000
STOCKTON MORTGAGE CORPORATION
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 1 $ 155,000
FIRST FEDERAL SAVINGS BANK
633 LASALLE ST
OTTAWA, IL 61350
* $ 363,836,000 1 $ 305,000
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ 4,973,142,000 1 $ 105,000
FIRST NATIONAL BANK OF WATERLOO
228 S. MAIN STREET, P.O. BOX 507
WATERLOO, IL 62298
* $ 839,634,000 1 $ 195,000
DATA MORTGAGE, INC.
2200 W. ORANGEWOOD AVE SUITE 150
SACRAMENTO, CA 92868
* $ -1,000 1 $ 85,000
JERSEY STATE BANK
1000 S STATE ST
JERSEYVILLE, IL 62052
* $ 173,299,000 1 $ 65,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Jackson County IL in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 693 $100,885,000 $145,000 $1,035,000 $97,000 $2,458,000
Cash-out Refinancing 85 $10,405,000 $122,000 $365,000 $102,000 $1,452,000
Home Improvement 84 $4,750,000 $56,000 $175,000 $98,000 $500,000
Other Purpose 69 $3,485,000 $50,000 $255,000 $89,000 $250,000
Refinancing 68 $10,310,000 $151,000 $3,035,000 $112,000 $1,452,000
Not Applicable 1 $55,000 $55,000 $55,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 697 $83,755,000 $120,000 $1,035,000 $102,000 $2,458,000
Not applicable 109 $22,955,000 $210,000 $3,035,000 $136,000 $196,000
Not Provided 74 $8,920,000 $120,000 $395,000 $86,000 $247,000
Black or African American 63 $7,635,000 $121,000 $355,000 $76,000 $240,000
Hispanic 42 $4,920,000 $117,000 $505,000 $75,000 $249,000
Asian 6 $840,000 $140,000 $285,000 $127,000 $228,000
American Indian or Alaskan Native 3 $315,000 $105,000 $255,000 $225,000 $650,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 722 $90,050,000 $124,000 $3,035,000 $107,000 $2,458,000
FHA-insured (Federal Housing Administration) 141 $17,865,000 $126,000 $275,000 $67,000 $192,000
VA-guaranteed (Veterans Administration) 95 $17,895,000 $188,000 $1,035,000 $93,000 $569,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 42 $4,080,000 $97,000 $245,000 $53,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 521 $71,925,000 $138,000 $3,035,000 $106,000 $2,458,000
Application Denied By Financial Institution 205 $19,455,000 $94,000 $385,000 $77,000 $650,000
Application Withdrawn By Applicant 121 $15,815,000 $130,000 $1,035,000 $100,000 $569,000
Loan Purchased By The Institution 88 $13,810,000 $156,000 $455,000 $67,000 $196,000
Application Approved But Not Accepted 34 $5,710,000 $167,000 $805,000 $132,000 $652,000
File Closed For Incompleteness 31 $3,175,000 $102,000 $315,000 $89,000 $500,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 646 $90,710,000 $140,000 $3,035,000 $94,000 $652,000
Debt-To-Income Ratio 193 $23,565,000 $122,000 $765,000 $127,000 $2,458,000
Credit History 77 $7,135,000 $92,000 $305,000 $72,000 $250,000
Collateral 40 $3,730,000 $93,000 $275,000 $87,000 $240,000
Credit Application Incomplete 15 $1,975,000 $131,000 $385,000 $128,000 $650,000
Other 12 $1,270,000 $105,000 $245,000 $105,000 $199,000
Unverifiable Information 10 $880,000 $88,000 $185,000 $73,000 $125,000
Employment History 4 $340,000 $85,000 $135,000 $60,000 $74,000
Insufficient Cash (Downpayment, Closing Cost) 3 $285,000 $95,000 $215,000 $99,000 $228,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information back through 2003.

Download the Illinois Lender List