Jackson County AL
Mortgage Loan Application
Totals and Details
for 2010

Find mortgage statistics and lending data for the Jackson County AL metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Jackson County AL, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,055
Total Mortgage Loan Application Amount $247,805,000
Average Mortgage Loan Application Amount $120,000
Highest Mortgage Loan Application Amount $4,500,000
Average Applicant Income $67,000
Highest Applicant Income $2,228,000

Mortgage Company List for Lending in Jackson County AL for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 198 $ 28,129,000
FIRST JACKSON BANK, INC.
43243 U S HIGHWAY 72
STEVENSON, AL 35772
* $ 190,789,000 129 $ 5,648,000
WORTHINGTON FEDERAL BANK
3301 MEMORIAL PARKWAY SW
HUNTSVILLE, AL 35801
* $ 173,403,000 115 $ 14,676,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,006,763,000 107 $ 13,770,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 98 $ 9,670,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 92 $ 12,841,000
CITIZENS BANK & TRUST, INC.
P.O. BOX 249
TRENTON, GA 30752
* $ 84,176,000 87 $ 3,192,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 85 $ 11,065,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 77 $ 15,283,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 3,634,677,000 73 $ 11,149,000
BRAND MORTGAGE GROUP, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
LAWRENCEVILLE, GA 30043
* $ 12,000,000 63 $ 7,729,000
CITIFINANCIAL CORPORATION
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 57 $ 3,291,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 64,608,091,000 44 $ 5,297,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 43 $ 5,006,000
PEOPLES INDEPENDENT BANK
121 BILLY DYAR BLVD PO BOX 669
BOAZ, AL 35957
* $ 169,102,000 38 $ 5,048,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 32 $ 4,615,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 31 $ 2,785,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 31 $ 3,753,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 29 $ 2,135,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 29 $ 3,636,000
EVABANK
1710 CHEROKEE AVE SW
CULLMAN, AL 35055
* $ 414,964,000 24 $ 857,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 23 $ 4,384,000
BANK OF DADE
P.O. DRAWER 9
TRENTON, GA 30752
* $ 93,176,000 21 $ 1,181,000
SYNOVUS MORTGAGE CORPORATION
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 473,030,000 19 $ 3,696,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 18 $ 2,667,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 18 $ 627,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 16 $ 1,399,000
SUPERIOR BANK
17 NORTH 20TH STREET
BIRMINGHAM, AL 35203
* $ 3,220,737,000 16 $ 2,296,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 15 $ 2,095,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 14 $ 2,016,000
CITIZENS TRI-COUNTY BANK
P.O. BOX, 15699
DUNLAP, TN 37327
* $ 498,846,000 13 $ 1,075,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 12 $ 1,833,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 12 $ 1,854,000
FIRST FEDERAL
2440 MALL DR SUITE 100
NORTH CHARLESTON, SC 29406
* $ 3,421,986,000 11 $ 457,000
PEOPLES STATE BANK OF COMMERCE
7122 NOLENSVILLE RD
NOLENSVILLE, TN 37135
* $ 290,758,000 10 $ 333,000
FAMILY SAVINGS CREDIT UNION
711 EAST MEIGHAN BLVD
GADSDEN, AL 35903
* $ 243,535,000 10 $ 842,000
ACOPIA, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 10 $ 772,000
MORTGAGEAMERICA, INC.
1800 INTERNATIONAL PARK DR, SUITE 100
BIRMINGHAM, AL 35243
* $ 10,000,000 8 $ 1,695,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 8 $ 1,421,000
HAMILTON MORTGAGE
1 INDEPENDENCE PLAZA, SUITE 416
BIRMINGHAM, AL 35209
* $ 10,000,000 8 $ 1,108,000
FIRST VOLUNTEER BANK
728 BROAD STREET
CHATTANOOGA, TN 37402
* $ 639,843,000 8 $ 575,000
TENNESSEE VALLEY
535 CHESTNUT STREET
CHATTANOOGA, TN 37402
* $ 686,774,000 8 $ 828,000
FIRST FEDERAL BANK
1300 MCFARLAND BOULEVARD NE
TUSCALOOSA, AL 35406
* $ 157,437,000 8 $ 806,000
RBC BANK
131 NORTH CHURCH STREET
ROCKY MOUNT, NC 27804
* $ 27,472,172,000 8 $ 1,874,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 8 $ 2,352,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 7 $ 1,084,000
BANCORPSOUTH BANK
P O BOX 789
TUPELO, MS 38802
* $ 13,163,459,000 7 $ 3,172,000
HOME POINT MORTGAGE ACCEPTANCE CORPORATION
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 7 $ 1,283,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 7 $ 1,324,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 6 $ 1,064,000
GMS FUNDING, LLC
824 MEETING STREET
WEST COLUMBIA, SC 29169
* $ 417,745,000 6 $ 791,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 6 $ 815,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 6 $ 1,095,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 5 $ 652,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 5 $ 657,000
QR LENDING INC
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 5 $ 575,000
AMERITRUST MORTGAGE INC.
11016 RUSHMORE DRIVE, SUITE 200
CHARLOTTE, NC 28277
* $ 10,000,000 5 $ 827,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 5 $ 1,014,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 4 $ 1,274,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 4 $ 436,000
ALLIANCE FINANCIAL RESOURCES
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 4 $ 515,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 2,277,260,000 4 $ 337,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 4 $ 417,000
BANKTENNESSEE
1125 WEST POPLAR AVENUE
COLLIERVILLE, TN 38017
* $ 274,046,000 4 $ 454,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 4 $ 232,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 3 $ 338,000
LIBERTY BANK
40956 AL HWY 75, PO BOX 187
GERALDINE, AL 35974
* $ 99,333,000 3 $ 405,000
PROGRESS BANK AND TRUST
201 WILLIAMS AVENUE
HUNTSVILLE, AL 35801
* $ 238,747,000 3 $ 177,000
SERVISFIRST BANK
2500 WOODCREST PLACE
HOMEWOOD, AL 35209
* $ 1,572,848,000 3 $ 761,000
CITIZENS BANK & TRUST
711 GUNTER AVENUE
GUNTERSVILLE, AL 35976
* $ 283,199,000 3 $ 132,000
NORTHWEST GEORGIA BANK
PO BOX 789
RINGGOLD, GA 30736
* $ 622,106,000 3 $ 34,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 3 $ 269,000
RESIDENTIAL FINANCE CORP.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 3 $ 435,000
FIRST LIBERTY FINANCIAL GROUP
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 3 $ 346,000
TMG REAL ESTATE & FINANCIAL
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 3 $ 479,000
CALIBER FUNDING LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 3 $ 695,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 3 $ 244,000
WALKER JACKSON MORTGAGE CORPOR
14501 GEORGE CARTER WAY
CHANTILLY, VA 20151
* $ 292,944,000 3 $ 309,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 3 $ 472,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 225,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 207,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 263,000
NETWORK FUNDING, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 2 $ 232,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD, SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 2 $ 397,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 284,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 415,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 98,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 2 $ 388,000
COMTRUST FEDERAL CREDIT UNION
1020 RIVERFRONT PARKWAY
CHATTANOOGA, TN 37402
* $ 348,391,000 2 $ 139,000
KEYSTONE BANK
2394 E. UNIVERSITY DR.
AUBURN, AL 36830
* $ 165,349,000 2 $ 181,000
SYNOVUS BANK
PO BOX 120
COLUMBUS, GA 31902
* $ 7,202,014,000 2 $ 1,015,000
FIDELITY BANK
100 E ENGLISH
WICHITA, KS 67202
* $ 1,726,828,000 2 $ 118,000
TOWER COMMUNITY BANK
4564 MAIN ST
JASPER, TN 37347
* $ 66,246,000 2 $ 66,000
ADMIRALS BANK FORMER DOMESTIC
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 2 $ 20,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 2 $ 235,000
THE BRAND BANKING COMPANY
106 CROGAN ST
LAWRENCEVILLE, GA 30046
* $ 1,123,027,000 1 $ 134,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 25,841,918,000 1 $ 99,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 207,000
BANK INDEPENDENT
710 S MONTGOMERY AVE
SHEFFIELD, AL 35660
* $ 955,091,000 1 $ 36,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 1 $ 75,000
ALLSTATE BANK
3100 SANDERS RD, SUITE N4A
NORTHBROOK, IL 60062
* $ 1,210,623,000 1 $ 125,000
PEOPLES BANK OF ALABAMA
1912 CHEROKEE AVE SW
CULLMAN, AL 35055
* $ 495,959,000 1 $ 16,000
ATLANTIC COAST BANK
505 HAINES AVENUE
WAYCROSS, GA 31501
* $ 906,535,000 1 $ 141,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 1 $ 130,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 708,191,000 1 $ 225,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 116,921,115,000 1 $ 238,000
MERRILL LYNCH CREDIT CORP
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 1 $ 147,000
AMERICAN BANK
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 1 $ 251,000
SOUTHBANK
118 JEFFERSON STREET
HUNTSVILLE, AL 35801
* $ 260,551,000 1 $ 417,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,867,638,000 1 $ 48,000
TRADITIONS BANK
109 SECOND AVE NW
CULLMAN, AL 35055
* $ 206,714,000 1 $ 210,000
CHATTANOOGA AREA SCHOOLS FEDERAL CREDIT UNION
1201 BAILEY AVENUE
CHATTANOOGA, TN 37404
* $ 179,590,000 1 $ 80,000
TRUSTMARK NATIONAL BANK
PO BOX 291
JACKSON, MS 39205
* $ 9,396,294,000 1 $ 133,000
NATIONAL BANK OF ST. ANNE
158 WEST STATION ST
ST ANNE, IL 60964
* $ 44,286,000 1 $ 210,000
FIRST NATIONAL BANK OF PULASKI
PO BOX 289
PULASKI, TN 38478
* $ 609,361,000 1 $ 192,000
TRADERS & FARMERS BANK
PO BOX 550
HALEYVILLE, AL 35565
* $ 354,474,000 1 $ 89,000
ALAMERICA BANK
2170 HIGHLAND AVENUE SOUTH
BIRMINGHAM, AL 35205
* $ 79,731,000 1 $ 285,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 1 $ 185,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 40,150,052,000 1 $ 145,000
FLAGSHIP MORTGAGE CORPORATION
100 OLD WILSON BRIDGE RD
WORTHINGTON, OH 43085
* $ 10,000,000 1 $ 113,000
TRI-EMERALD FINANCIAL GROUP, INC.
85 ENTERPRISE, SUITE 100
ALISO VIEJO, CA 92656
* $ 39,000,000 1 $ 195,000
ALABAMA CREDIT UNION
220 PAUL W. BRYANT DR. E.
TUSCALOOSA, AL 35401
* $ 349,084,000 1 $ 91,000
CHATTANOOGA FEDERAL EMPLOYEES
2011 STEIN DR.
CHATTANOOGA, TN 37421
* $ 44,161,000 1 $ 100,000
EVERETT FINANCIAL INC.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 148,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ 10,000,000 1 $ 124,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 80,000
WCS LENDING, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 1 $ 151,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 1 $ 55,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 1 $ 295,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 101,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 120,000
ALLIED HOME MORTGAGE CORP.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 1 $ 53,000
R.H. LENDING, INC.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 1 $ 142,000
MORTGAGE INVESTORS GROUP
8320 E. WALKER SPRINGS LANE
KNOXVILLE, TN 37923
* $ 10,000,000 1 $ 97,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 218,000
ADVANCE MORTGAGE & INVESTMENT
30500 STATE HWY 181, STE 460
SPANISH FORT, AL 36527
* $ 10,000,000 1 $ 65,000
CIS FINANCIAL SERVICES, INC.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 34,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Jackson County AL in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,396 $186,961,000 $133,000 $4,500,000 $73,000 $2,228,000
Home Purchase 566 $56,902,000 $100,000 $587,000 $54,000 $500,000
Home Improvement 93 $3,942,000 $42,000 $271,000 $53,000 $263,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,763 $205,063,000 $116,000 $1,275,000 $71,000 $2,228,000
Not Provided 130 $17,853,000 $137,000 $1,125,000 $75,000 $948,000
Not applicable 99 $19,708,000 $199,000 $4,500,000 $4,000 $158,000
Black or African American 28 $2,031,000 $72,000 $264,000 $38,000 $126,000
American Indian or Alaskan Native 15 $1,466,000 $97,000 $218,000 $63,000 $256,000
Hispanic 14 $1,118,000 $79,000 $398,000 $41,000 $125,000
Asian 5 $410,000 $82,000 $135,000 $34,000 $54,000
Native Hawaiian or Other Pacific Islander 1 $156,000 $156,000 $156,000 $44,000 $44,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,422 $168,794,000 $118,000 $1,275,000 $76,000 $2,228,000
FHA-insured (Federal Housing Administration) 507 $62,984,000 $124,000 $4,500,000 $49,000 $385,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 80 $8,480,000 $106,000 $331,000 $40,000 $89,000
VA-guaranteed (Veterans Administration) 46 $7,547,000 $164,000 $619,000 $50,000 $201,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 844 $92,172,000 $109,000 $880,000 $82,000 $2,228,000
Application Denied By Financial Institution 445 $48,061,000 $108,000 $1,275,000 $52,000 $703,000
Loan Purchased By The Institution 428 $60,354,000 $141,000 $618,000 $52,000 $323,000
Application Withdrawn By Applicant 205 $31,732,000 $154,000 $4,500,000 $71,000 $948,000
Application Approved But Not Accepted 76 $8,483,000 $111,000 $930,000 $70,000 $501,000
File Closed For Incompleteness 57 $7,003,000 $122,000 $334,000 $68,000 $435,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 76 $5,843,000 $76,000 $283,000 $50,000 $480,000
Collateral 49 $9,729,000 $198,000 $1,275,000 $95,000 $703,000
Credit Application Incomplete 41 $5,651,000 $137,000 $382,000 $81,000 $385,000
Debt-To-Income Ratio 35 $4,231,000 $120,000 $350,000 $34,000 $114,000
Other 20 $2,028,000 $101,000 $235,000 $73,000 $172,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,388,000 $154,000 $545,000 $80,000 $319,000
Employment History 4 $166,000 $41,000 $71,000 $45,000 $83,000
Unverifiable Information 3 $625,000 $208,000 $278,000 $127,000 $191,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information back through 2003.

Download the Alabama Lender List