Jackson County AL
Mortgage Loan Application
Totals and Details
for 2009

Find mortgage statistics and lending data for the Jackson County AL metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Jackson County AL, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,184
Total Mortgage Loan Application Amount $240,434,000
Average Mortgage Loan Application Amount $110,000
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $58,000
Highest Applicant Income $1,272,000

Mortgage Company List for Lending in Jackson County AL for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST JACKSON BANK, INC.
43243 U S HIGHWAY 72
STEVENSON, AL 35772
* $ 185,795,000 145 $ 6,526,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 135 $ 18,062,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 142,084,005,000 114 $ 16,343,000
CITIZENS BANK & TRUST, INC.
P.O. BOX 249
TRENTON, GA 30752
* $ 77,335,000 112 $ 5,082,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 101 $ 10,829,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 88 $ 11,196,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 3,710,374,000 85 $ 10,931,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 84 $ 9,592,000
CITIFINANCIAL CORPORATION
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 81 $ 4,699,000
PEOPLES INDEPENDENT BANK
121 BILLY DYAR BLVD PO BOX 669
BOAZ, AL 35957
* $ 165,569,000 75 $ 6,352,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 72 $ 10,249,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 66 $ 10,561,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 62 $ 3,669,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 57 $ 5,675,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 62,251,283,000 48 $ 5,197,000
EVABANK
1710 CHEROKEE AVE SW
CULLMAN, AL 35055
* $ 418,020,000 46 $ 1,888,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 36 $ 4,947,000
WORTHINGTON FEDERAL BANK
3301 MEMORIAL PARKWAY SW
HUNTSVILLE, AL 35801
* $ 119,667,000 35 $ 4,821,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 34 $ 5,108,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 32 $ 4,340,000
FAMILY SAVINGS CREDIT UNION
711 EAST MEIGHAN BLVD
GADSDEN, AL 35903
* $ 219,136,000 30 $ 1,815,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 29 $ 3,946,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 25 $ 3,438,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 23 $ 3,467,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 22 $ 1,687,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 22 $ 2,171,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 21 $ 3,103,000
SUPERIOR BANK
17 NORTH 20TH STREET
BIRMINGHAM, AL 35203
* $ 3,034,347,000 20 $ 2,690,000
HAMILTON MORTGAGE
1 INDEPENDENCE PLAZA, SUITE 416
BIRMINGHAM, AL 35209
* $ 10,000,000 18 $ 2,547,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 18 $ 3,102,000
BANK OF DADE
P.O. DRAWER 9
TRENTON, GA 30752
* $ 88,234,000 16 $ 771,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 16 $ 2,346,000
BRAND MORTGAGE GROUP, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
LAWRENCEVILLE, GA 30043
* $ 12,000,000 16 $ 2,054,000
PEOPLES STATE BANK OF COMMERCE
7122 NOLENSVILLE RD
NOLENSVILLE, TN 37135
* $ 238,261,000 15 $ 488,000
TOWER COMMUNITY BANK
4564 MAIN ST
JASPER, TN 37347
* $ 64,445,000 15 $ 907,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 15 $ 2,339,000
FIRST FEDERAL BANK
1300 MCFARLAND BOULEVARD NE
TUSCALOOSA, AL 35406
* $ 138,775,000 12 $ 1,658,000
ACCEPTANCE LOAN COMPANY
121 WEST CHURCH STREET
JACKSON, AL 36545
* $ 70,000,000 12 $ 271,000
CITIZENS TRI-COUNTY BANK
P.O. BOX, 15699
DUNLAP, TN 37327
* $ 485,938,000 12 $ 783,000
TRUSTMARK NATIONAL BANK
PO BOX 291
JACKSON, MS 39205
* $ 9,657,261,000 11 $ 1,816,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 11 $ 2,011,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 10 $ 1,646,000
FIRST FEDERAL
2440 MALL DR SUITE 100
NORTH CHARLESTON, SC 29406
* $ 3,009,111,000 10 $ 425,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 9 $ 1,432,000
MORTGAGEAMERICA, INC.
1800 INTERNATIONAL PARK DR, SUITE 100
BIRMINGHAM, AL 35243
* $ 10,000,000 8 $ 1,160,000
RBC BANK
131 NORTH CHURCH STREET
ROCKY MOUNT, NC 27804
* $ 30,436,225,000 8 $ 1,751,000
FIRST VOLUNTEER BANK
728 BROAD STREET
CHATTANOOGA, TN 37402
* $ 642,747,000 7 $ 321,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 7 $ 519,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 7 $ 903,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 7 $ 1,311,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 6 $ 731,000
COMTRUST FEDERAL CREDIT UNION
1020 RIVERFRONT PARKWAY
CHATTANOOGA, TN 37402
* $ 306,625,000 6 $ 508,000
TENNESSEE VALLEY
535 CHESTNUT STREET
CHATTANOOGA, TN 37402
* $ 575,057,000 6 $ 417,000
BANCORPSOUTH BANK
P O BOX 789
TUPELO, MS 38802
* $ 13,488,870,000 6 $ 870,000
PROGRESS BANK AND TRUST
201 WILLIAMS AVENUE
HUNTSVILLE, AL 35801
* $ 136,211,000 6 $ 895,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 5 $ 44,000
GMS FUNDING, LLC
824 MEETING STREET
WEST COLUMBIA, SC 29169
* $ 417,745,000 5 $ 454,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 5 $ 1,027,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 5 $ 605,000
WALKER JACKSON MORTGAGE CORPOR
14501 GEORGE CARTER WAY
CHANTILLY, VA 20151
* $ 292,944,000 4 $ 717,000
QR LENDING INC
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 4 $ 416,000
AMERITRUST MORTGAGE INC.
11016 RUSHMORE DRIVE, SUITE 200
CHARLOTTE, NC 28277
* $ 10,000,000 4 $ 703,000
MORTGAGE INVESTORS GROUP
8320 E. WALKER SPRINGS LANE
KNOXVILLE, TN 37923
* $ 10,000,000 4 $ 425,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 4 $ 313,000
SYNOVUS MORTGAGE CORPORATION
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 473,030,000 4 $ 632,000
SOUTHBANK
118 JEFFERSON STREET
HUNTSVILLE, AL 35801
* $ 286,946,000 4 $ 682,000
CITIZENS BANK & TRUST
711 GUNTER AVENUE
GUNTERSVILLE, AL 35976
* $ 243,245,000 3 $ 282,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 3 $ 354,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 3 $ 527,000
NORTH ALABAMA BANK
13914 HWY 231-431 NORTH
HAZEL GREEN, AL 35750
* $ 162,561,000 3 $ 201,000
CAPITAL CITY BANK
1828 WEST TENNESSEE STREET
TALLAHASSEE, FL 32304
* $ 2,471,454,000 3 $ 251,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 69,166,325,000 3 $ 1,010,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 2 $ 496,000
LIBERTY MORTGAGE CORPORATION
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 2 $ 244,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 152,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 2 $ 266,000
FIRST OHIO BANC & LENDING INC
6100 ROCKSIDE WOODS BLVD
INDEPENDENCE, OH 44131
* $ 10,000,000 2 $ 291,000
FIRST MORTGAGE GROUP, INC.
118 E. MOULTON STREET, TOP FLOOR
DECATUR, AL 35601
* $ 10,000,000 2 $ 174,000
PRIMARY CAPITAL
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 2 $ 205,000
NATIONWIDE MORTGAGE CONCEPTS,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 2 $ 164,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 2 $ 650,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 175,000
CHATTANOOGA AGCREDIT ASSOC.
2826 AMNICOLA HIGHWAY. P.O. BOX 5220
CHATTANOOGA, TN 37406
* $ 151,569,617,000 2 $ 620,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 156,000
HOMEOWNERS MORTGAGE ENTERPRISE
2530 DEVINE STREET
COLUMBIA, SC 29205
* $ 10,000,000 2 $ 316,000
FIRST AMERICAN BANK AND TRUST
PO BOX 550
VACHERIE, LA 70090
* $ 704,878,000 2 $ 495,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 2,098,175,000 2 $ 266,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 2 $ 259,000
PEOPLES BANK OF ALABAMA
1912 CHEROKEE AVE SW
CULLMAN, AL 35055
* $ 491,123,000 2 $ 261,000
SERVISFIRST BANK
2500 WOODCREST PLACE
HOMEWOOD, AL 35209
* $ 1,161,460,000 2 $ 485,000
LENDMARK FINANCIAL SERVICES
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 1 $ 54,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 427,899,000 1 $ 145,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 44,958,963,000 1 $ 140,000
FIDELITY BANK
100 E ENGLISH
WICHITA, KS 67202
* $ 1,853,520,000 1 $ 31,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 479,176,000 1 $ 111,000
CB&S BANK, INC.
200 JACKSON AVE. S.
RUSSELLVILLE, AK 35653
* $ 1,339,327,000 1 $ 183,000
GREAT SOUTHERN BANK
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 2,657,417,000 1 $ 44,000
GATEWAY BANK & TRUST
5102 ALABAMA HIGHWAY
RINGGOLD, GA 30736
* $ 255,546,000 1 $ 126,000
COVENANT BANK
7924 PARKWAY DRIVE
LEEDS, AL 35094
* $ 107,925,000 1 $ 144,000
FIRST BANK OF GEORGIA
2743 PERIMETER PKWY BLD 100, SUITE 100
AUGUSTA, GA 30909
* $ 460,726,000 1 $ 101,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 181,604,079,000 1 $ 99,000
MERRILL LYNCH CREDIT CORP
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 1 $ 90,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 131,000
FIRST FINANCIAL BANK
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 601,167,000 1 $ 710,000
PILOT BANK
12471 W. LINEBAUGH AVE
TAMPA, FL 33626
* $ 252,466,000 1 $ 82,000
NATIONAL BANK OF ST. ANNE
158 WEST STATION ST
ST ANNE, IL 60964
* $ 46,710,000 1 $ 83,000
FIRST NATIONAL BANK OF PULASKI
PO BOX 289
PULASKI, TN 38478
* $ 592,235,000 1 $ 117,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,858,594,000 1 $ 167,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 1 $ 151,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 635,476,000,000 1 $ 49,000
AVENUE BANK
111 TENTH AVENUE SOUTH, STE 400
NASHVILLE, TN 32703
* $ 399,011,000 1 $ 106,000
EVOLVE BANK & TRUST
8000 CENTERVIEW PKWY; SUITE 500
CORDOVA, TN 38018
* $ 123,758,000 1 $ 88,000
FIRST MIDWEST BANK
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 8,489,275,000 1 $ 31,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 1 $ 84,000
DOVER MORTGAGE COMPANY
711 E. MOREHEAD ST
CHARLOTTE, NC 28202
* $ 1,817,511,000 1 $ 129,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 38,000
EQUITY SERVICES, INC.
5711 SIX FORKS ROAD, STE 201
RALEIGH, NC 27609
* $ 10,000,000 1 $ 180,000
PEOPLES HOME EQUITY
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 1 $ 156,000
CONSUMER FIRST MORTGAGE, INC.
511 ENERGY CENTER BLVD, SUITE 702
NORTHPORT, AL 35473
* $ 10,000,000 1 $ 414,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 109,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 103,000
TMG REAL ESTATE & FINANCIAL
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 1 $ 141,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ 303,000 1 $ 118,000
HOMEPLUS FINANCE CORPORATION
2143 S. SEPULVEDA BLVD
LOS ANGELES, CA 90025
* $ 40,000,000 1 $ 3,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 64,000
SECURITY ATLANTIC WHOLESALE
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 1 $ 216,000
AMERICAN ACCEPTANCE MORTGAGE
7010 MCCUTCHEON ROAD
CHATTANOOGA, TN 37421
* $ 1,372,019,000 1 $ 70,000
HOMETOWN MORTGAGE SERVICES INC
5511 HWY 280 E STE 210
BIRMINGHAM, AL 35242
* $ 10,000,000 1 $ 156,000
WORLD ALLIANCE FINANCIAL CORP.
3 HUNTINGTON QUADRANGLE SUITE 201N
MELVILLE, NY 11747
* $ 389,397,000 1 $ 342,000
ALABAMA CREDIT UNION
220 PAUL W. BRYANT DR. E.
TUSCALOOSA, AL 35401
* $ 301,691,000 1 $ 54,000
CORPORATE AMERICA FAMILY
2445 ALFT LANE
ELGIN, IL 60124
* $ 504,801,000 1 $ 55,000
FIRST LIBERTY FINANCIAL GROUP
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 1 $ 152,000
AVELO MORTGAGE, L.L.C
250 EAST JOHN CARPENTER FREEWAY
IRVING, TX 75062
* $ 10,000,000 1 $ 54,000
MAIN STREET HOME LOANS LLC
4010 OLD MILTON PARKWAY
ALPHARETTA, GA 30005
* $ 11,000,000 1 $ 228,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 417,000
CHATTANOOGA AREA SCHOOLS FEDERAL CREDIT UNION
1201 BAILEY AVENUE
CHATTANOOGA, TN 37404
* $ 130,175,000 1 $ 80,000
ASCEND FEDERAL CREDIT UNION
520 AIRPARK DRIVE
TULLAHOMA, TN 37388
* $ 1,148,833,000 1 $ 87,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,677,931,000 1 $ 42,000
ONEWEST BANK, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 36,000,000,000 1 $ 930,000
MAGNA BANK
6525 N QUAIL HOLLOW RD SUITE 513
MEMPHIS, TN 38120
* $ 520,048,000 1 $ 135,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Jackson County AL in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,502 $185,296,000 $123,000 $1,000,000 $61,000 $1,196,000
Home Purchase 535 $50,005,000 $93,000 $930,000 $55,000 $1,272,000
Home Improvement 147 $5,133,000 $34,000 $271,000 $43,000 $240,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,750 $190,522,000 $108,000 $1,000,000 $61,000 $1,272,000
Not applicable 190 $23,378,000 $123,000 $930,000 $33,000 $446,000
Not Provided 156 $19,168,000 $122,000 $417,000 $63,000 $459,000
Black or African American 36 $2,640,000 $73,000 $218,000 $40,000 $101,000
American Indian or Alaskan Native 26 $2,284,000 $87,000 $234,000 $47,000 $90,000
Hispanic 24 $2,180,000 $90,000 $411,000 $40,000 $158,000
Asian 2 $262,000 $131,000 $131,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,570 $167,213,000 $106,000 $1,000,000 $64,000 $1,272,000
FHA-insured (Federal Housing Administration) 477 $58,771,000 $123,000 $342,000 $48,000 $300,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 90 $8,676,000 $96,000 $179,000 $23,000 $90,000
VA-guaranteed (Veterans Administration) 47 $5,774,000 $122,000 $336,000 $40,000 $125,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 968 $100,695,000 $104,000 $710,000 $66,000 $1,272,000
Application Denied By Financial Institution 471 $46,497,000 $98,000 $1,000,000 $46,000 $979,000
Loan Purchased By The Institution 438 $57,281,000 $130,000 $930,000 $50,000 $1,272,000
Application Withdrawn By Applicant 177 $22,133,000 $125,000 $417,000 $60,000 $880,000
File Closed For Incompleteness 70 $8,365,000 $119,000 $417,000 $89,000 $1,044,000
Application Approved But Not Accepted 59 $5,407,000 $91,000 $289,000 $56,000 $227,000
Preapproval Denied by Financial Institution 1 $56,000 $56,000 $56,000 $34,000 $34,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 91 $5,564,000 $61,000 $267,000 $37,000 $151,000
Collateral 71 $9,471,000 $133,000 $1,000,000 $71,000 $979,000
Debt-To-Income Ratio 45 $6,270,000 $139,000 $800,000 $49,000 $301,000
Other 12 $1,260,000 $105,000 $236,000 $51,000 $150,000
Credit Application Incomplete 10 $1,610,000 $161,000 $340,000 $86,000 $314,000
Unverifiable Information 8 $1,086,000 $135,000 $303,000 $59,000 $240,000
Employment History 7 $824,000 $117,000 $305,000 $59,000 $274,000
Insufficient Cash (Downpayment, Closing Cost) 3 $97,000 $32,000 $48,000 $24,000 $30,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information back through 2003.

Download the Alabama Lender List