Illinois
Mortgage Loan Application
Totals and Details
in 2013

Find mortgage statistics and mortgage data for Illinois.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2022 in all of Illinois.
You can organize this information by metropolitan area and by county.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 637,258
Total Mortgage Loan Application Amount $130,881,872,000
Average Mortgage Loan Application Amount $205,000
Highest Mortgage Loan Application Amount $95,729,000
Average Applicant Income $98,000
Highest Applicant Income $9,999,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Illinois, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Illinois in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 398,947 $85,286,984,000 $213,000 $95,729,000 $102,000 $9,999,000
Home Purchase 213,829 $43,398,994,000 $202,000 $75,000,000 $94,000 $9,999,000
Home Improvement 24,482 $2,195,894,000 $89,000 $43,400,000 $78,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 413,183 $80,050,900,000 $193,000 $9,025,000 $108,000 $9,999,000
Not applicable 58,591 $20,694,610,000 $353,000 $95,729,000 $46,000 $9,589,000
Not Provided 50,648 $10,703,926,000 $211,000 $33,096,000 $114,000 $9,999,000
Hispanic 45,949 $6,770,316,000 $147,000 $12,000,000 $65,000 $9,614,000
Black or African American 35,741 $4,889,852,000 $136,000 $2,438,000 $67,000 $9,999,000
Asian 30,968 $7,375,616,000 $238,000 $3,800,000 $126,000 $5,135,000
Native Hawaiian or Other Pacific Islander 1,148 $237,610,000 $206,000 $1,062,000 $105,000 $1,794,000
American Indian or Alaskan Native 1,030 $159,042,000 $154,000 $845,000 $86,000 $3,640,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 507,524 $103,392,052,000 $203,000 $84,000,000 $111,000 $9,999,000
FHA-insured (Federal Housing Administration) 100,916 $22,942,034,000 $227,000 $95,729,000 $47,000 $5,400,000
VA-guaranteed (Veterans Administration) 20,424 $3,729,867,000 $182,000 $1,094,000 $54,000 $3,400,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8,394 $817,919,000 $97,000 $1,302,000 $40,000 $1,980,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 344,172 $70,339,400,000 $204,000 $84,000,000 $108,000 $9,999,000
Loan Purchased By The Institution 110,210 $27,535,143,000 $249,000 $95,729,000 $75,000 $9,589,000
Application Denied By Financial Institution 97,059 $16,318,918,000 $168,000 $42,683,000 $86,000 $9,999,000
Application Withdrawn By Applicant 41,012 $8,237,490,000 $200,000 $40,452,000 $100,000 $9,999,000
Application Approved But Not Accepted 24,454 $4,427,610,000 $181,000 $33,096,000 $99,000 $3,792,000
File Closed For Incompleteness 20,315 $4,017,902,000 $197,000 $12,000,000 $108,000 $9,999,000
Preapproval Denied by Financial Institution 23 $3,912,000 $170,000 $987,000 $90,000 $577,000
Preapproval Approved but not Accepted 13 $1,497,000 $115,000 $238,000 $71,000 $178,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 18,287 $3,782,206,000 $206,000 $42,500,000 $114,000 $9,999,000
Credit History 17,644 $2,091,858,000 $118,000 $10,000,000 $76,000 $9,999,000
Debt-To-Income Ratio 15,941 $2,856,659,000 $179,000 $3,150,000 $63,000 $2,086,000
Credit Application Incomplete 11,676 $2,311,746,000 $197,000 $3,000,000 $108,000 $3,816,000
Other 7,498 $1,273,081,000 $169,000 $42,683,000 $97,000 $9,999,000
Unverifiable Information 3,108 $555,105,000 $178,000 $2,500,000 $95,000 $3,285,000
Insufficient Cash (Downpayment, Closing Cost) 2,508 $463,912,000 $184,000 $5,250,000 $91,000 $3,903,000
Employment History 957 $143,236,000 $149,000 $1,352,000 $63,000 $669,000
Mortgage Insurance Denied 142 $23,335,000 $164,000 $585,000 $89,000 $650,000
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Mortgage Loan Application Totals in 2013 by Illinois Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
BLOOMINGTON-NORMAL, IL 9,757 $ 1,443,822,000 $ 147,000 $ 90,000
CHAMPAIGN-URBANA, IL 10,354 $ 1,622,989,000 $ 156,000 $ 84,000
CHICAGO-JOLIET-NAPERVILLE, IL 423,801 $ 98,151,272,000 $ 231,000 $ 106,000
DANVILLE, IL 2,630 $ 305,072,000 $ 115,000 $ 58,000
DECATUR, IL 4,121 $ 469,315,000 $ 113,000 $ 71,000
KANKAKEE-BRADLEY, IL 4,422 $ 574,518,000 $ 129,000 $ 68,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 41,956 $ 10,620,114,000 $ 253,000 $ 127,000
PEORIA, IL 18,003 $ 2,366,849,000 $ 131,000 $ 77,000
ROCKFORD, IL 16,109 $ 2,102,797,000 $ 130,000 $ 65,000
SPRINGFIELD, IL 10,954 $ 1,433,782,000 $ 130,000 $ 82,000
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Mortgage Loan Application Totals in 2013 by Illinois County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adams 1,443 $ 155,223,000 $ 107,000 $ 61,000
Alexander 107 $ 6,716,000 $ 62,000 $ 43,000
Bond 759 $ 80,466,000 $ 106,000 $ 61,000
Boone 3,006 $ 509,537,000 $ 169,000 $ 77,000
Brown 51 $ 5,529,000 $ 108,000 $ 56,000
Bureau 1,087 $ 106,409,000 $ 97,000 $ 64,000
Calhoun 155 $ 19,948,000 $ 128,000 $ 68,000
Carroll 418 $ 48,824,000 $ 116,000 $ 97,000
Cass 356 $ 24,967,000 $ 70,000 $ 56,000
Champaign 8,886 $ 1,400,166,000 $ 157,000 $ 85,000
Christian 1,076 $ 94,209,000 $ 87,000 $ 58,000
Clark 462 $ 55,650,000 $ 120,000 $ 75,000
Clay 215 $ 17,563,000 $ 81,000 $ 52,000
Clinton 1,974 $ 249,764,000 $ 126,000 $ 71,000
Coles 1,346 $ 134,677,000 $ 100,000 $ 77,000
Cook 254,716 $ 62,431,866,000 $ 245,000 $ 111,000
Crawford 335 $ 26,308,000 $ 78,000 $ 65,000
Cumberland 209 $ 19,851,000 $ 94,000 $ 60,000
De Witt 543 $ 53,854,000 $ 99,000 $ 63,000
DeKalb 4,763 $ 694,903,000 $ 145,000 $ 73,000
Douglas 655 $ 60,708,000 $ 92,000 $ 60,000
DuPage 59,563 $ 15,060,657,000 $ 252,000 $ 117,000
Edgar 458 $ 35,593,000 $ 77,000 $ 59,000
Edwards 97 $ 7,695,000 $ 79,000 $ 57,000
Effingham 938 $ 108,204,000 $ 115,000 $ 70,000
Fayette 621 $ 59,447,000 $ 95,000 $ 62,000
Ford 576 $ 51,463,000 $ 89,000 $ 63,000
Franklin 1,076 $ 89,641,000 $ 83,000 $ 68,000
Fulton 687 $ 110,686,000 $ 161,000 $ 48,000
Gallatin 164 $ 11,195,000 $ 68,000 $ 56,000
Greene 450 $ 42,320,000 $ 94,000 $ 64,000
Grundy 2,659 $ 497,401,000 $ 187,000 $ 76,000
Hamilton 210 $ 18,041,000 $ 85,000 $ 63,000
Hancock 459 $ 35,841,000 $ 78,000 $ 60,000
Hardin 67 $ 5,823,000 $ 86,000 $ 63,000
Henderson 112 $ 8,537,000 $ 76,000 $ 55,000
Henry 2,394 $ 236,447,000 $ 98,000 $ 66,000
Iroquois 788 $ 76,497,000 $ 97,000 $ 70,000
Jackson 986 $ 206,738,000 $ 209,000 $ 75,000
Jasper 202 $ 16,086,000 $ 79,000 $ 56,000
Jefferson 1,171 $ 111,930,000 $ 95,000 $ 66,000
Jersey 1,118 $ 134,974,000 $ 120,000 $ 71,000
Jo Daviess 902 $ 126,242,000 $ 139,000 $ 98,000
Johnson 353 $ 38,134,000 $ 108,000 $ 72,000
Kane 30,451 $ 5,983,933,000 $ 196,000 $ 92,000
Kankakee 4,422 $ 574,518,000 $ 129,000 $ 68,000
Kendall 8,974 $ 1,650,775,000 $ 183,000 $ 82,000
Knox 1,930 $ 217,494,000 $ 112,000 $ 68,000
Lake 41,964 $ 10,624,968,000 $ 253,000 $ 127,000
LaSalle 3,294 $ 374,748,000 $ 113,000 $ 70,000
Lawrence 273 $ 21,329,000 $ 78,000 $ 60,000
Lee 949 $ 103,387,000 $ 108,000 $ 65,000
Livingston 946 $ 92,291,000 $ 97,000 $ 63,000
Logan 774 $ 72,004,000 $ 93,000 $ 60,000
Macon 4,124 $ 469,490,000 $ 113,000 $ 71,000
Macoupin 1,983 $ 205,060,000 $ 103,000 $ 61,000
Madison 15,710 $ 2,055,617,000 $ 130,000 $ 73,000
Marion 1,200 $ 93,194,000 $ 77,000 $ 61,000
Marshall 523 $ 52,202,000 $ 99,000 $ 74,000
Mason 433 $ 33,288,000 $ 76,000 $ 57,000
Massac 280 $ 27,436,000 $ 97,000 $ 61,000
McDonough 665 $ 70,777,000 $ 106,000 $ 59,000
McHenry 20,179 $ 3,738,898,000 $ 185,000 $ 91,000
McLean 9,757 $ 1,443,822,000 $ 147,000 $ 90,000
Menard 707 $ 73,147,000 $ 103,000 $ 73,000
Mercer 814 $ 73,526,000 $ 90,000 $ 62,000
Monroe 2,362 $ 360,832,000 $ 152,000 $ 87,000
Montgomery 726 $ 122,636,000 $ 168,000 $ 65,000
Morgan 1,282 $ 107,367,000 $ 83,000 $ 63,000
Moultrie 493 $ 42,520,000 $ 86,000 $ 57,000
Ogle 2,151 $ 329,020,000 $ 152,000 $ 71,000
Peoria 8,635 $ 1,200,016,000 $ 138,000 $ 81,000
Perry 440 $ 98,122,000 $ 223,000 $ 62,000
Piatt 893 $ 171,435,000 $ 191,000 $ 81,000
Pike 371 $ 33,746,000 $ 90,000 $ 63,000
Pope 76 $ 7,307,000 $ 96,000 $ 70,000
Pulaski 69 $ 6,800,000 $ 98,000 $ 43,000
Putnam 157 $ 17,220,000 $ 109,000 $ 73,000
Randolph 1,005 $ 189,771,000 $ 188,000 $ 65,000
Richland 312 $ 27,530,000 $ 88,000 $ 65,000
Rock Island 7,821 $ 821,516,000 $ 105,000 $ 60,000
Saline 635 $ 65,546,000 $ 103,000 $ 62,000
Sangamon 10,247 $ 1,360,635,000 $ 132,000 $ 83,000
Schuyler 146 $ 12,506,000 $ 85,000 $ 69,000
Scott 138 $ 10,962,000 $ 79,000 $ 58,000
Shelby 394 $ 47,875,000 $ 121,000 $ 58,000
St. Clair 14,857 $ 2,054,012,000 $ 138,000 $ 69,000
Stark 154 $ 11,207,000 $ 72,000 $ 53,000
Stephenson 1,325 $ 209,737,000 $ 158,000 $ 68,000
Tazewell 6,806 $ 833,974,000 $ 122,000 $ 71,000
Union 328 $ 34,010,000 $ 103,000 $ 68,000
Vermilion 2,630 $ 305,072,000 $ 115,000 $ 58,000
Wabash 298 $ 25,931,000 $ 87,000 $ 61,000
Warren 473 $ 37,016,000 $ 78,000 $ 67,000
Washington 526 $ 55,166,000 $ 104,000 $ 63,000
Wayne 272 $ 22,172,000 $ 81,000 $ 64,000
White 418 $ 31,622,000 $ 75,000 $ 63,000
Whiteside 1,584 $ 241,931,000 $ 152,000 $ 57,000
Will 42,636 $ 8,302,682,000 $ 194,000 $ 90,000
Williamson 2,002 $ 348,586,000 $ 174,000 $ 66,000
Winnebago 13,107 $ 1,599,848,000 $ 122,000 $ 63,000
Woodford 1,886 $ 269,581,000 $ 142,000 $ 82,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Illinois.

If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois and search similar information back through 2003.

Download the Illinois Lender List