Huron County MI
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage statistics and lending data for the Huron County MI metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Huron County MI, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 985 |
| Total Mortgage Loan Application Amount | $95,551,000 |
| Average Mortgage Loan Application Amount | $97,000 |
| Highest Mortgage Loan Application Amount | $1,619,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $2,000,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| NORTHSTAR BANK 833 S. VAN DYKE RD. BAD AXE, MI 48413 |
* | $ 484,982,000 | 121 | $ 13,126,000 |
| CHEMICAL BANK 333 E MAIN STREET MIDLAND, MI 48640 |
* | $ 7,312,796,000 | 100 | $ 8,477,000 |
| INDEPENDENT BANK 4200 EAST BELTLINE GRAND RAPIDS, MI 49525 |
* | $ 2,237,914,000 | 78 | $ 4,083,000 |
| TEAM ONE CREDIT UNION 520 HAYDEN SAGINAW, MI 48607 |
* | $ 414,425,000 | 75 | $ 5,338,000 |
| THUMB NATIONAL BANK AND TRUST COMPANY 7254 MICHIGAN AVE., P.O. BOX 560 PIGEON, MI 48755 |
* | $ 217,427,000 | 56 | $ 6,413,000 |
| TALMER BANK AND TRUST 2301 W. BIG BEAVER RD., SUITE 200 TROY, MI 48084 |
* | $ 5,045,286,000 | 47 | $ 4,077,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,532,784,000,000 | 31 | $ 3,399,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,074,981,000,000 | 22 | $ 2,000,000 |
| GREENSTONE FARM CREDIT SERVICES, FLCA 3515 WEST RD EAST LANSING, MI 48823 |
* | $ 10,000,000 | 19 | $ 3,098,000 |
| FRANKENMUTH CREDIT UNION 580 N. MAIN ST., PO BOX 209 FRANKENMUTH, MI 48734 |
* | $ 345,038,000 | 17 | $ 1,754,000 |
| CROSSCOUNTRY MORTGAGE, INC. 6850 MILLER RD BRECKSVILLE, OH 44141 |
* | $ 10,000,000 | 16 | $ 1,248,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 335,060,015,000 | 16 | $ 1,222,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 15 | $ 1,361,000 |
| FLAGSTAR BANK 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 9,779,461,000 | 13 | $ 1,587,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ 138,031,000 | 12 | $ 2,036,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,574,093,000,000 | 11 | $ 1,032,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ 6,260,444,000 | 11 | $ 887,000 |
| MORTGAGE CENTER L.C 29621 NORTHWESTERN HWY SOUTHFIELD, MI 48034 |
* | $ 30,000,000 | 10 | $ 1,061,000 |
| MEMBER FIRST MORTGAGE, LLC 616 44TH STREET SE GRAND RAPIDS, MI 49548 |
* | $ 11,800,000 | 9 | $ 957,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 185,888,583,000 | 8 | $ 132,000 |
| LAKE MICHIGAN CREDIT UNION PO BOX 2848 GRAND RAPIDS, MI 49501 |
* | $ 3,540,518,000 | 8 | $ 1,320,000 |
| MORTGAGE 1 INCORPORATED 43456 MOUND ROAD STERLING HEIGHTS, MI 49314 |
* | $ 9,135,000 | 6 | $ 725,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 102,971,333,000 | 6 | $ 607,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 398,978,359,000 | 6 | $ 538,000 |
| UNITED SHORE FINANCIAL SERVICES, LLC 1414 EAST MAPLE ROAD TROY, MI 48083 |
* | $ 10,000,000 | 6 | $ 722,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,356,442,000,000 | 5 | $ 462,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 5 | $ 503,000 |
| NORTHPOINTE BANK 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546 |
* | $ 421,350,000 | 5 | $ 437,000 |
| MICHIGAN SCHOOLS AND GOVERNMENT 40400 GARFIELD ROAD CLINTON TOWNSHIP, MI 48038 |
* | $ 1,538,323,000 | 4 | $ 239,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 4 | $ 353,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ 10,000,000 | 4 | $ 400,000 |
| WANIGAS CREDIT UNION 4026 SHATTUCK RD SAGINAW, MI 48603 |
* | $ 298,256,000 | 4 | $ 482,000 |
| FIFTH THIRD MORTGAGE, MI LLC 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 48,969,000 | 4 | $ 767,000 |
| 1ST ALLIANCE LENDING, LLC 111 FOUNDERS PLAZA, SUITE 1300 EAST HARTFORD, CT 06108 |
* | $ 3,285,000 | 4 | $ 276,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A ANAHEIM, CA 92806 |
* | $ 945,758,000 | 4 | $ 431,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ 31,000,000 | 3 | $ 443,000 |
| TOWNE MORTGAGE COMPANY 2170 E. BIG BEAVER ROAD, SUITE A TROY, MI 48083 |
* | $ 35,475,880,000 | 3 | $ 334,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ 10,000,000 | 3 | $ 274,000 |
| AMERICAN LENDING SOLUTIONS LLC N4365 STATE HWY 73 COLUMBUS, WI 53925 |
* | $ 10,861,469,000 | 3 | $ 368,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ 880,000,000 | 3 | $ 412,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 136,279,317,000 | 3 | $ 656,000 |
| FIFTH THIRD BANK 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 136,279,317,000 | 3 | $ 210,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 67,301,894,000 | 3 | $ 241,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,808,214,000 | 3 | $ 330,000 |
| CAPITAL ONE, NATIONAL ASSOCIATION 7933 PRESTON ROAD PLANO, TX 75024 |
* | $ 255,011,219,000 | 3 | $ 378,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 66,111,039,000 | 3 | $ 104,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH DRAPER, UT 84020 |
* | $ 10,000,000 | 3 | $ 304,000 |
| GENISYS 2100 EXECUTIVE HILLS BLVD AUBURN HILLS, MI 48326 |
* | $ 1,661,461,000 | 3 | $ 140,000 |
| BROKER SOLUTIONS, INC. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ 10,000,000 | 3 | $ 349,000 |
| FIRST INDEPENDENCE BANK 7310 WOODWARD AVE SUITE 101 DETROIT, MI 48202 |
* | $ 217,661,000 | 3 | $ 359,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 3 | $ 225,000 |
| DOW CHEMICAL EMPLOYEES' 600 E. LYON ROAD P.O. BOX 1649 MIDLAND, MI 48641 |
* | $ 1,423,001,000 | 3 | $ 301,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 8,685,931,000 | 2 | $ 371,000 |
| MICHIGAN MUTUAL, INC. 911 MILITARY STREET PORT HURON, MI 48060 |
* | $ 35,000,000,000 | 2 | $ 311,000 |
| THE STATE BANK 175 N LEROY ST FENTON, MI 48430 |
* | $ 390,917,000 | 2 | $ 320,000 |
| CREDIT UNION ONE 400 E NINE MILE RD FERNDALE, MI 48220 |
* | $ 850,965,000 | 2 | $ 107,000 |
| ADVIA 550 S RIVERVIEW DR PARCHMENT, MI 49004 |
* | $ 1,086,988,000 | 2 | $ 32,000 |
| BBMC MORTGAGE, LLC 100 W. 22ND ST LOMBARD, IL 60148 |
* | $ 149,000,000 | 2 | $ 226,000 |
| SUMMIT FUNDING, INC. 2241 HARVARD ST, SUITE 200 SACRAMENTO, CA 95815 |
* | $ 1,000,000,000 | 2 | $ 240,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 2 | $ 178,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 321,539,000 | 2 | $ 90,000 |
| NORTHERN OHIO INVESTMENT COMPANY 6444 MONROE STREET, SUITE 6 SYLVANIA, OH 43560 |
* | $ 10,000,000 | 2 | $ 143,000 |
| UNION HOME MORTGAGE CORP. 8241 DOW CIRCLE STRONGSVILLE, OH 44136 |
* | $ 10,000,000 | 2 | $ 136,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 MERIDEN, CT 06540 |
* | $ 50,442,000 | 2 | $ 283,000 |
| POLARIS HOME FUNDING CORP. 151 44TH ST. SW GRANDVILLE, MI 49418 |
* | $ 10,000,000 | 2 | $ 141,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,781,238,000 | 2 | $ 218,000 |
| STAUNTON FINANCIAL, INC. 25800 NORTHWESTERN HIGHWAY SUITE 110 SOUTHFIELD, MI 48075 |
* | $ 10,000,000 | 2 | $ 112,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ 10,000,000 | 2 | $ 220,000 |
| TIAA-CREF TRUST COMPANY FSB 211 NORTH BROADWAY, STE 1000 ST. LOUIS, MO 63102 |
* | $ 2,458,381,000 | 1 | $ 93,000 |
| 360 MORTGAGE GROUP, LLC 11305 FOUR POINTS DRIVE, BLDG 1, #200 AUSTIN, TX 78726 |
* | $ 10,000,000 | 1 | $ 65,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY HENDERSON, NV 89052 |
* | $ 11,000,000 | 1 | $ 60,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ 4,088,336,000 | 1 | $ 81,000 |
| AMERIFIRST FINANCIAL CORPORATION 950 TRADE CENTRE WAY SUITE 400 KALAMAZOO, MI 49009 |
* | $ 10,000,000 | 1 | $ 123,000 |
| VAN DYK MORTGAGE CORPORATION 2449 CAMELOT CT SE GRAND RAPIDS, MI 49546 |
* | $ 10,000,000 | 1 | $ 106,000 |
| FIRST UNITED BANK AND TRUST COMPANY PO BOX 130 DURANT, OK 74702 |
* | $ 2,545,267,000 | 1 | $ 110,000 |
| SOUTHERN MICHIGAN BANK & TRUST 51 WEST PEARL STREET COLDWATER, MI 49036 |
* | $ 542,233,000 | 1 | $ 275,000 |
| HURON VALLEY FINANCIAL, INC. 2395 OAK VALLEY DRIVE, SUITE 200 ANN ARBOR, MI 48103 |
* | $ 10,000,000 | 1 | $ 76,000 |
| SERVION, INC. 500 MAIN STREET NEW BRIGHTON, MN 55112 |
* | $ 250,000,000 | 1 | $ 45,000 |
| J.G. WENTWORTH HOME LENDING, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ 10,000,000 | 1 | $ 225,000 |
| EASTERN MICHIGAN BANK 65 N HOWARD AVE CROSWELL, MI 48422 |
* | $ 283,251,000 | 1 | $ 33,000 |
| CSB BANK 206 N MAIN ST CAPAC, MI 48014 |
* | $ 228,959,000 | 1 | $ 47,000 |
| NEIGHBORHOOD MORTGAGE SOLUTION PO BOX 209 544 N MAIN ST FRANKENMUTH, MI 48734 |
* | $ 77,551,000 | 1 | $ 95,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 1 | $ 60,000 |
| FIRSTMERIT BANK NA III CASCADE PLAZA - CAS46 AKRON, OH 44308 |
* | $ 24,884,993,000 | 1 | $ 105,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 91,782,513,000 | 1 | $ 22,000 |
| ARVEST BANK 201 W WALNUT ROGERS, AR 72756 |
* | $ 14,944,176,000 | 1 | $ 166,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 63,635,411,000 | 1 | $ 69,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 95,920,564,000 | 1 | $ 40,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 21,610,491,000 | 1 | $ 86,000 |
| ASSOCIATED BANK, NATIONAL ASSOCIATION 200 NORTH ADAMS STREET GREEN BAY, WI 54301 |
* | $ 26,653,631,000 | 1 | $ 92,000 |
| RAYMOND JAMES BANK 710 CARILLON PARKWAY SAINT PETERSBURG, FL 33716 |
* | $ 13,563,392,000 | 1 | $ 122,000 |
| FIRSTMERIT MORTGAGE CORP 4455 HILLS AND DALES RD. NW - MTG80 CANTON, OH 44708 |
* | $ 6,000,000,000 | 1 | $ 105,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 1 | $ 291,000 |
| MICHIGAN EDUCATIONAL 9200 HAGGERTY ROAD PLYMOUTH, MI 48170 |
* | $ 700,720,000 | 1 | $ 32,000 |
| SECURITY CREDIT UNION 5255 SECURITY PARK BLVD HOLLY, MI 48442 |
* | $ 382,974,000 | 1 | $ 160,000 |
| UNITED BAY COMMUNITY CREDIT UNION 1309 N. LINCOLN AVE. BAY CITY, MI 48708 |
* | $ 182,744,000 | 1 | $ 95,000 |
| FIRST STATE BANK 24300 LITTLE MACK ST CLAIR SHORES, MI 48080 |
* | $ 636,219,000 | 1 | $ 120,000 |
| GUARANTY TRUST COMPANY 316 ROBERT ROSE DRIVE MURFREESBORO, TN 37129 |
* | $ 225,000,000 | 1 | $ 355,000 |
| LEVEL ONE BANK 32991 HAMILTON COURT FARMINGTON HILLS, MI 48334 |
* | $ 714,551,000 | 1 | $ 228,000 |
| VIBE CREDIT UNION 1375 N OAKLAND BLVD WATERFORD, MI 48327 |
* | $ 280,415,000 | 1 | $ 100,000 |
| ELGA CREDIT UNION 2303 S. CENTER ROAD BURTON, MI 48519 |
* | $ 387,171,000 | 1 | $ 119,000 |
| LAKE TRUST CREDIT UNION 4605 S OLD US HIGHWAY 23 BRIGHTON, MI 48114 |
* | $ 1,589,835,000 | 1 | $ 20,000 |
| HONOR CREDIT UNION EDGEWOOD RD BERRIEN SPRINGS, MI 49103 |
* | $ 599,161,000 | 1 | $ 57,000 |
| FME FEDERAL CREDIT UNION 29624 HARPER ST CLAIR SHORES, MI 48082 |
* | $ 69,798,000 | 1 | $ 138,000 |
| ISABELLA BANK 139 E. BROADWAY MT. PLEASANT, MI 48858 |
* | $ 1,493,057,000 | 1 | $ 300,000 |
| CONSUMERS PO BOX 525 OSHTEMO, MI 49077 |
* | $ 585,361,000 | 1 | $ 24,000 |
| DIVERSIFIED MEMBERS CREDIT UNION 1480 E JEFFERSON AVE DETROIT, MI 48207 |
* | $ 443,888,000 | 1 | $ 76,000 |
| ZEAL CREDIT UNION 17250 NEWBURGH LIVONIA, MI 48152 |
* | $ 509,732,000 | 1 | $ 170,000 |
| MONROE BANK & TRUST 102 E FRONT ST MONROE, MI 48161 |
* | $ 1,277,883,000 | 1 | $ 168,000 |
| FIRSTBANK 11 CHANNING WAY JACKSON, TN 38305 |
* | $ 2,424,729,000 | 1 | $ 292,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 1 | $ 13,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ 40,000,000 | 1 | $ 86,000 |
| IMPAC MORTGAGE CORP. 19500 JAMBOREE RD IRVINE, CA 92612 |
* | $ 32,120,000 | 1 | $ 96,000 |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 3777 WEST ROAD EAST LANSING, MI 48823 |
* | $ 2,775,046,000 | 1 | $ 9,000 |
| GUARDIAN MORTGAGE COMPANY, INC 100 N. CENTRAL EXPRESSWAY SUITE 150 RICHARDSON, TX 75083 |
* | $ 2,105,747,000 | 1 | $ 96,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ 10,000,000 | 1 | $ 123,000 |
| MAIN STREET BANK 31780 TELEGRAPH ROAD, SUITE 100 BINGHAM FARMS, MI 48025 |
* | $ 176,602,000 | 1 | $ 98,000 |
| BANC OF CALIFORNIA, NATIONAL ASSOCIATION 18500 VON KARMAN AVENUE SUITE 1100 IRVINE, CA 92612 |
* | $ 5,958,502,000 | 1 | $ 168,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,281,397,000 | 1 | $ 356,000 |
| CORNERSTONE COMMUNITY FINANCIAL 2955 UNIVERSITY DRIVE AUBURN HILLS, MI 48326 |
* | $ 223,096,000 | 1 | $ 50,000 |
| FINANCIAL PLUS CREDIT UNION G-3381 VAN SLYKE RD, P.O. BOX 7006 FLINT, MI 48507 |
* | $ 425,715,000 | 1 | $ 30,000 |
| COMMUNITY FINANCIAL CREDIT UNION 500 S HARVEY ST PLYMOUTH, MI 48170 |
* | $ 604,957,000 | 1 | $ 38,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Huron County MI in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 432 | $50,699,000 | $117,000 | $1,619,000 | $86,000 | $1,636,000 |
| Home Purchase | 402 | $38,840,000 | $96,000 | $600,000 | $82,000 | $2,000,000 |
| Home Improvement | 151 | $6,012,000 | $39,000 | $570,000 | $61,000 | $468,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 844 | $79,729,000 | $94,000 | $1,619,000 | $85,000 | $2,000,000 |
| Not Provided | 68 | $6,300,000 | $92,000 | $356,000 | $77,000 | $300,000 |
| Not applicable | 51 | $7,013,000 | $137,000 | $1,296,000 | $8,000 | $169,000 |
| Hispanic | 15 | $1,109,000 | $73,000 | $248,000 | $57,000 | $169,000 |
| American Indian or Alaskan Native | 5 | $512,000 | $102,000 | $163,000 | $62,000 | $203,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $888,000 | $444,000 | $620,000 | $286,000 | $315,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 801 | $78,353,000 | $97,000 | $1,619,000 | $90,000 | $2,000,000 |
| FHA-insured (Federal Housing Administration) | 98 | $8,553,000 | $87,000 | $227,000 | $34,000 | $117,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 50 | $3,910,000 | $78,000 | $157,000 | $29,000 | $70,000 |
| VA-guaranteed (Veterans Administration) | 36 | $4,735,000 | $131,000 | $356,000 | $62,000 | $245,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 601 | $60,919,000 | $101,000 | $1,619,000 | $96,000 | $2,000,000 |
| Application Denied By Financial Institution | 208 | $17,669,000 | $84,000 | $570,000 | $55,000 | $530,000 |
| Application Withdrawn By Applicant | 74 | $7,626,000 | $103,000 | $356,000 | $73,000 | $371,000 |
| Loan Purchased By The Institution | 49 | $5,064,000 | $103,000 | $440,000 | $21,000 | $169,000 |
| Application Approved But Not Accepted | 33 | $2,059,000 | $62,000 | $219,000 | $54,000 | $139,000 |
| File Closed For Incompleteness | 20 | $2,214,000 | $110,000 | $265,000 | $103,000 | $243,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 30 | $2,942,000 | $98,000 | $345,000 | $98,000 | $493,000 |
| Credit History | 29 | $1,769,000 | $61,000 | $241,000 | $48,000 | $105,000 |
| Debt-To-Income Ratio | 26 | $1,898,000 | $73,000 | $570,000 | $29,000 | $57,000 |
| Credit Application Incomplete | 16 | $1,756,000 | $109,000 | $194,000 | $47,000 | $80,000 |
| Other | 7 | $484,000 | $69,000 | $122,000 | $54,000 | $92,000 |
| Unverifiable Information | 3 | $400,000 | $133,000 | $284,000 | $68,000 | $130,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $204,000 | $102,000 | $142,000 | $20,000 | $40,000 |
| Employment History | 1 | $33,000 | $33,000 | $33,000 | $23,000 | $23,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information back through 2003.