Humphreys County MS
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage statistics and lending data for the Humphreys County MS metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Humphreys County MS, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 169 |
| Total Mortgage Loan Application Amount | $10,985,000 |
| Average Mortgage Loan Application Amount | $65,000 |
| Highest Mortgage Loan Application Amount | $265,000 |
| Average Applicant Income | $61,000 |
| Highest Applicant Income | $786,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| GUARANTY BANK AND TRUST COMPANY 210 N. HAYDEN STREET BELZONI, MS 39038 |
* | $ 810,114,000 | 37 | $ 1,735,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ -1,000 | 29 | $ 1,955,000 |
| BANKPLUS 1068 HIGHLAND COLONY PARKWAY RIDGELAND, MS 39157 |
* | $ 2,695,108,000 | 23 | $ 1,385,000 |
| PLANTERS BANK & TRUST COMPANY P. O. BOX 31 INDIANOLA, MS 38751 |
* | $ 1,024,661,000 | 6 | $ 270,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ -1,000 | 6 | $ 460,000 |
| HOPE FEDERAL CREDIT UNION 4 OLD RIVER PLACE JACKSON, MS 39202 |
* | $ 278,676,000 | 5 | $ 385,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 5 | $ 325,000 |
| BANK OF YAZOO CITY P.O. BOX 600 YAZOO CITY, MS 39194 |
* | $ 245,993,000 | 4 | $ 210,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 4 | $ 240,000 |
| TRUSTMARK NATIONAL BANK PO BOX 291 JACKSON, MS 39205 |
* | $ 13,795,627,000 | 4 | $ 400,000 |
| MAGNOLIA BANK 794 OLD ELIZABETHTOWN RD HODGENVILLE, KY 42748 |
* | $ 240,467,000 | 4 | $ 440,000 |
| SUNTRUST BANKS, INC. P.O. BOX 4418, MAIL CODE 663 ATLANTA, GA 30302 |
* | $ 201,637,519,000 | 3 | $ 125,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,747,398,000,000 | 3 | $ 285,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ -1,000 | 2 | $ 210,000 |
| FIRSTBANK 11 CHANNING WAY JACKSON, TN 38305 |
* | $ 4,724,296,000 | 2 | $ 110,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ -1,000 | 2 | $ 70,000 |
| COMMUNITY BANK OF MISSISSIPPI 323 EAST THIRD STREET FOREST, MS 39074 |
* | $ 927,259,000 | 2 | $ 170,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ -1,000 | 1 | $ 55,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE ATLANTA, GA 30305 |
* | $ -1,000 | 1 | $ 65,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 MELVILLE, NY 11747 |
* | $ -1,000 | 1 | $ 225,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,934,629,000 | 1 | $ 75,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SAN RAMON, CA 94583 |
* | $ -1,000 | 1 | $ 165,000 |
| ORIGIN BANK 2211 NORTH 7TH WEST MONROE, LA 71291 |
* | $ 4,135,891,000 | 1 | $ 45,000 |
| SOUTHERN BANCORP BANK 601 MAIN STREET ARKADELPHIA, AR 71923 |
* | $ 1,235,070,000 | 1 | $ 25,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE TYSONS, VA 22102 |
* | $ 22,858,876,000 | 1 | $ 15,000 |
| SOUTH STATE BANK 520 GERVAIS STREET COLUMBIA, SC 29201 |
* | $ 14,461,396,000 | 1 | $ 75,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 90,565,764,000 | 1 | $ 35,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 123,325,220,000 | 1 | $ 135,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ -1,000 | 1 | $ 35,000 |
| HOMEWARD RESIDENTIAL, INC. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ -1,000 | 1 | $ 35,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,140,778,000,000 | 1 | $ 35,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,751,524,000,000 | 1 | $ 95,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Humphreys County MS in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 84 | $5,950,000 | $70,000 | $175,000 | $45,000 | $126,000 |
| Refinancing | 43 | $2,605,000 | $60,000 | $265,000 | $88,000 | $786,000 |
| Cash-out Refinancing | 22 | $1,920,000 | $87,000 | $225,000 | $46,000 | $112,000 |
| Home Improvement | 12 | $310,000 | $25,000 | $55,000 | $95,000 | $480,000 |
| Other Purpose | 5 | $125,000 | $25,000 | $35,000 | $49,000 | $58,000 |
| Not Applicable | 3 | $75,000 | $25,000 | $35,000 | $29,000 | $29,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 102 | $6,090,000 | $59,000 | $225,000 | $45,000 | $285,000 |
| White | 48 | $3,570,000 | $74,000 | $265,000 | $88,000 | $786,000 |
| Not applicable | 10 | $740,000 | $74,000 | $175,000 | $52,000 | $52,000 |
| Not Provided | 8 | $540,000 | $67,000 | $105,000 | $109,000 | $480,000 |
| Hispanic | 1 | $45,000 | $45,000 | $45,000 | $103,000 | $103,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 142 | $8,460,000 | $59,000 | $265,000 | $63,000 | $786,000 |
| FHA-insured (Federal Housing Administration) | 25 | $2,335,000 | $93,000 | $225,000 | $50,000 | $126,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $125,000 | $125,000 | $125,000 | $69,000 | $69,000 |
| VA-guaranteed (Veterans Administration) | 1 | $65,000 | $65,000 | $65,000 | $14,000 | $14,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 76 | $5,130,000 | $67,000 | $265,000 | $79,000 | $786,000 |
| Application Denied By Financial Institution | 61 | $3,725,000 | $61,000 | $225,000 | $45,000 | $480,000 |
| File Closed For Incompleteness | 12 | $810,000 | $67,000 | $135,000 | $37,000 | $68,000 |
| Application Approved But Not Accepted | 8 | $480,000 | $60,000 | $125,000 | $55,000 | $116,000 |
| Loan Purchased By The Institution | 8 | $670,000 | $83,000 | $135,000 | $60,000 | $86,000 |
| Application Withdrawn By Applicant | 4 | $170,000 | $42,000 | $65,000 | $49,000 | $115,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 103 | $6,925,000 | $67,000 | $265,000 | $71,000 | $786,000 |
| Credit History | 28 | $1,530,000 | $54,000 | $225,000 | $58,000 | $480,000 |
| Debt-To-Income Ratio | 23 | $1,485,000 | $64,000 | $145,000 | $36,000 | $116,000 |
| Credit Application Incomplete | 5 | $385,000 | $77,000 | $105,000 | $34,000 | $58,000 |
| Unverifiable Information | 4 | $340,000 | $85,000 | $95,000 | $42,000 | $60,000 |
| Collateral | 3 | $185,000 | $61,000 | $75,000 | $43,000 | $72,000 |
| Other | 3 | $135,000 | $45,000 | $55,000 | $56,000 | $78,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information back through 2003.