Houston County MN
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage statistics and lending data for the Houston County MN metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Houston County MN, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 630
Total Mortgage Loan Application Amount $102,100,000
Average Mortgage Loan Application Amount $162,000
Highest Mortgage Loan Application Amount $975,000
Average Applicant Income $95,000
Highest Applicant Income $871,000

Mortgage Company List for Lending in Houston County MN for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
ALTRA
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 2,190,390,000 188 $ 26,870,000
MERCHANTS BANK, NATIONAL ASSOCIATION
102 EAST THIRD STREET
WINONA, MN 55987
* $ 2,820,664,000 107 $ 15,495,000
ESB BANK
115 MN-44
CALEDONIA, MN 55921
* $ 153,762,000 32 $ 5,010,000
MARINE
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 1,046,374,000 18 $ 2,260,000
HOME FEDERAL SAVINGS BANK
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 1,068,836,000 17 $ 2,545,000
BREMER BANK, NATIONAL ASSOCIATION
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 16,499,164,000 14 $ 2,690,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,779,504,000,000 12 $ 2,480,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 35,057,609,000 12 $ 1,830,000
FIREFIGHTERS CREDIT UNION
525 5TH AVE S
LA CROSSE, WI 54601
* $ 103,655,000 11 $ 1,795,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 11 $ 2,095,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 104,790,698,000 10 $ 1,110,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 9,729,918,000 9 $ 2,035,000
MAYO EMPLOYEES FEDERAL CREDIT UNION
130 23RD AVE SW
ROCHESTER, MN 55902
* $ 1,406,857,000 7 $ 2,605,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 7 $ 855,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 6 $ 1,160,000
VERVE, A CREDIT UNION
2900 UNIVERSAL ST
OSHKOSH, WI 54904
* $ 1,473,594,000 6 $ 870,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 6 $ 1,070,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 6 $ 1,410,000
BMO HARRIS BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 166,652,719,000 5 $ 845,000
COULEE BANK
1516 LOSEY BLVD. S.
LA CROSSE, WI 54601
* $ 486,230,000 5 $ 1,075,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 4 $ 630,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 4 $ 830,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 4 $ 1,290,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 4 $ 700,000
GOVERNMENTAL EMPLOYEES
225 LA CROSSE ST
LA CROSSE, WI 54601
* $ 94,442,000 4 $ 1,080,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 4 $ 480,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 4 $ 700,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 108,342,526,000 4 $ 180,000
SPRING EQ, LLC
2929 ARCH ST
PHILADELPHIA, PA 19104
* $ -1,000 3 $ 185,000
WNB FINANCIAL, N.A.
204 MAIN ST
WINONA, MN 55987
* $ 580,393,000 3 $ 655,000
CITIZENS STATE BANK OF LA CROSSE
620 MAIN STREET
LA CROSSE, WI 54601
* $ 451,795,000 3 $ 975,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 3 $ 365,000
AFFINITY PLUS
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 3,746,301,000 3 $ 155,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 3 $ 605,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 3 $ 205,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ -1,000 3 $ 825,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,193,839,000 2 $ 110,000
LUANA SAVINGS BANK
100 HARVEST DRIVE
LUANA, IA 52156
* $ 1,965,700,000 2 $ 140,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 2 $ 690,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
CHARLOTTE, NC 28277
* $ -1,000 2 $ 50,000
STATE BANK FINANCIAL
401 MAIN ST
LA CROSSE, WI 54601
* $ 478,650,000 2 $ 1,210,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,423,533,000 2 $ 580,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 796,563,000 2 $ 430,000
MANUFACTURERS BANK & TRUST COMPANY
245 EAST J ST, PO BOX 450
FOREST CITY, IA 50436
* $ 690,030,000 2 $ 440,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 2 $ 340,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 2 $ 360,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 2 $ 490,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 2 $ 130,000
CO-OP CREDIT UNION
100 E MAIN ST
BLACK RIVER FALLS, WI 54615
* $ 471,074,000 2 $ 370,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 1 $ 85,000
FRANDSEN BANK & TRUST
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 2,730,710,000 1 $ 305,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 1 $ 355,000
BANK IOWA
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,758,051,000 1 $ 185,000
PLAINS COMMERCE BANK
220 MAIN ST
HOVEN, SD 57450
* $ 1,046,473,000 1 $ 85,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 1 $ 195,000
1ST COMMUNITY CREDIT UNION
1000 W. WISCONSIN STREET
SPARTA, WI 54656
* $ 223,317,000 1 $ 205,000
CITIZENS COMMUNITY FEDERAL NATIONAL ASSOCIATION
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ 1,739,119,000 1 $ 235,000
JOHNSON BANK
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 6,049,532,000 1 $ 125,000
TOPLINE FEDERAL CREDIT UNION
9353 JEFFERSON HWY
MAPLE GROVE, MN 55369
* $ 651,106,000 1 $ 135,000
TEACHERS
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 8,802,432,000 1 $ 25,000
LENDINGONE, LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 225,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 32,520,025,000 1 $ 205,000
TRADITION MORTGAGE, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ -1,000 1 $ 185,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 255,000
OREGON COMMUNITY BANK
733 N MAIN ST
OREGON, WI 53536
* $ 1,614,121,000 1 $ 405,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 1 $ 115,000
ALLY BANK
2101, 300 EAST REXFORD RD
CHARLOTTE, NC 28211
* $ 172,820,000,000 1 $ 75,000
SETTLERS BANK
4021 MERIDIAN DRIVE
WINDSOR, WI 53598
* $ 346,135,000 1 $ 365,000
RESULTS MORTGAGE, LLC
11200 WEST 78TH STREET, SUITE 50
EDEN PRAIRIE, MN 55344
* $ -1,000 1 $ 165,000
MUTUAL OF OMAHA MORTGAGE, INC
3131 CAMINO DEL RIO N 190
SAN DIEGO, CA 92108
* $ -1,000 1 $ 65,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 1 $ 105,000
AMERIS BANK
300 SOUTH MAIN STREET
MOULTRIE, GA 31768
* $ 23,754,594,000 1 $ 325,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 215,000
NUMARK CREDIT UNION
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 604,572,000 1 $ 85,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 1 $ 225,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 1 $ 105,000
FIRST ALLIANCE CREDIT UNION
320 ALLIANCE PL NE
ROCHESTER, MN 55906
* $ 266,899,000 1 $ 105,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 1 $ 125,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 1 $ 55,000
SUMMIT MORTGAGE CORPORATION
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55441
* $ -1,000 1 $ 355,000
PARK BANK
1200 MAIN STREET PO BOX 100
HOLMEN, WI 54636
* $ 69,564,000 1 $ 25,000
RIVER BANK
145 N MAIN ST, P.O. BOX 280
STODDARD, WI 54658
* $ 1,052,811,000 1 $ 75,000
COMMUNITY RESOURCE BANK
1605 HERITAGE DRIVE
NORTHFIELD, MN 55057
* $ 351,008,000 1 $ 105,000
IDEAL
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ 932,167,000 1 $ 135,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 185,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 295,000
MISSION LOANS, LLC
5686 DRESSLER ROAD, NW
NORTH CANTON, OH 44720
* $ -1,000 1 $ 275,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 1 $ 205,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 355,000
CITIZENS FIRST BANK
101 S MAIN ST
VIROQUA, WI 54665
* $ 276,698,000 1 $ 115,000
HERITAGE BANK NATIONAL ASSOCIATION
100 SOUTH STREET W
SPICER, MN 56288
* $ 467,757,000 1 $ 245,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 165,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Houston County MN in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 252 $55,110,000 $218,000 $975,000 $91,000 $495,000
Refinancing 125 $19,665,000 $157,000 $675,000 $92,000 $625,000
Cash-out Refinancing 97 $17,645,000 $181,000 $715,000 $81,000 $384,000
Home Improvement 92 $5,130,000 $55,000 $265,000 $111,000 $871,000
Other Purpose 61 $4,235,000 $69,000 $485,000 $114,000 $367,000
Not Applicable 3 $315,000 $105,000 $115,000 $69,000 $69,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 545 $85,645,000 $157,000 $975,000 $96,000 $871,000
Not Provided 42 $7,310,000 $174,000 $525,000 $75,000 $189,000
Not applicable 30 $6,020,000 $200,000 $965,000 $64,000 $69,000
Hispanic 6 $2,030,000 $338,000 $715,000 $130,000 $312,000
Asian 4 $750,000 $187,000 $295,000 $91,000 $156,000
Black or African American 1 $85,000 $85,000 $85,000 $57,000 $57,000
American Indian or Alaskan Native 1 $225,000 $225,000 $225,000 $57,000 $57,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 573 $90,575,000 $158,000 $975,000 $97,000 $871,000
VA-guaranteed (Veterans Administration) 29 $6,255,000 $215,000 $355,000 $70,000 $131,000
FHA-insured (Federal Housing Administration) 24 $4,540,000 $189,000 $355,000 $69,000 $128,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $730,000 $182,000 $275,000 $74,000 $95,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 480 $77,720,000 $161,000 $975,000 $99,000 $871,000
Application Denied By Financial Institution 54 $7,250,000 $134,000 $335,000 $78,000 $452,000
Application Withdrawn By Applicant 53 $10,465,000 $197,000 $465,000 $91,000 $384,000
Loan Purchased By The Institution 23 $3,735,000 $162,000 $355,000 $68,000 $105,000
Application Approved But Not Accepted 11 $1,385,000 $125,000 $435,000 $65,000 $180,000
File Closed For Incompleteness 9 $1,545,000 $171,000 $355,000 $48,000 $85,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 535 $87,345,000 $163,000 $975,000 $95,000 $625,000
Debt-To-Income Ratio 56 $10,360,000 $185,000 $645,000 $102,000 $871,000
Collateral 12 $1,720,000 $143,000 $295,000 $106,000 $452,000
Credit Application Incomplete 10 $1,240,000 $124,000 $235,000 $98,000 $350,000
Credit History 10 $870,000 $87,000 $225,000 $76,000 $134,000
Other 3 $185,000 $61,000 $105,000 $77,000 $103,000
Unverifiable Information 3 $365,000 $121,000 $155,000 $33,000 $41,000
Employment History 1 $15,000 $15,000 $15,000 $88,000 $88,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information back through 2003.

Download the Minnesota Lender List