Houston County MN
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage statistics and lending data for the Houston County MN metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Houston County MN, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 961
Total Mortgage Loan Application Amount $114,148,000
Average Mortgage Loan Application Amount $118,000
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $73,000
Highest Applicant Income $4,808,000

Mortgage Company List for Lending in Houston County MN for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
ALTRA
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 551,751,000 138 $ 17,160,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 80 $ 11,177,000
MERCHANTS BANK
1 SPRAGUE STREET
CALEDONIA, MN 55921
* $ 46,894,000 68 $ 6,762,000
MERCHANTS BANK
316 MAIN STREET
LA CRESCENT, MN 55947
* $ 56,595,000 68 $ 4,922,000
ASSOCIATED BANK, N.A.
200 N ADAMS ST
GREEN BAY, WI 54301
* $ 21,335,735,000 64 $ 8,195,000
BANK OF THE WEST
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 61,829,845,000 53 $ 3,946,000
ESB BANK
115 N HWY 44/76
CALEDONIA, MN 55921
* $ 52,678,000 53 $ 6,986,000
HOME FEDERAL SAVINGS BANK
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 1,116,457,000 53 $ 5,667,000
STATE BANK FINANCIAL
401 MAIN ST
LA CROSSE, WI 54601
* $ 333,193,000 27 $ 2,067,000
COMMUNITY CREDIT UNION
311 MAIN ST
LA CROSSE, WI 54601
* $ 103,902,000 23 $ 2,661,000
JENNINGS STATE BANK
126 WEST MAIN ST
SPRING GROVE, MN 55974
* $ 49,943,000 21 $ 1,483,000
MARINE
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 318,845,000 19 $ 1,645,000
EASTWOOD BANK
5125 HWY 52 N
ROCHESTER, MN 55901
* $ 372,516,000 17 $ 1,711,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 13 $ 2,034,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 12 $ 2,208,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 12 $ 1,656,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 12 $ 1,615,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 12 $ 1,593,000
AFFINITY PLUS
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,222,682,000 11 $ 1,154,000
FIREFIGHTERS CREDIT UNION
525 5TH AVE S
LA CROSSE, WI 54601
* $ 41,742,000 11 $ 1,096,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 10 $ 1,285,000
COULEE BANK
1516 LOSEY BLVD. S.
LA CROSSE, WI 54601
* $ 141,226,000 9 $ 1,181,000
CITIFINANCIAL SERVICES INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 9 $ 616,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 9 $ 1,214,000
WELLS FARGO FIN'L MINNESOTA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 8 $ 932,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 8 $ 1,389,000
M&I MARSHALL & ILSLEY BANK
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 53,720,915,000 7 $ 1,281,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 7 $ 822,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 7 $ 1,083,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 6 $ 1,083,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 5 $ 725,000
BLUFF VIEW BANK
16893 SOUTH MAIN STREET
GALESVILLE, WI 54630
* $ 81,402,000 5 $ 1,076,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 5 $ 1,002,000
HARRIS N.A.
111 W. MONROE
CHICAGO, IL 60603
* $ 41,480,283,000 5 $ 1,024,000
RIVER BANK
145 N MAIN ST, P.O. BOX 280
STODDARD, WI 54658
* $ 329,376,000 4 $ 1,249,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 4 $ 584,000
BANKERS' BANK
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 406,348,000 4 $ 456,000
QR LENDING INC
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 4 $ 598,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 4 $ 559,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 4 $ 744,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 3 $ 217,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 3 $ 473,000
CITIZENS COMMUNITY FEDERAL
PO BOX 218
ALTOONA, WI 54720
* $ 409,430,000 3 $ 423,000
WELLS FARGO FINL WISCONSIN INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 3 $ 494,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 128,863,082,000 3 $ 143,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 2 $ 21,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 2 $ 265,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 2 $ 276,000
THINK MUTUAL BANK
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,343,178,000 2 $ 94,000
CITIZENS STATE BANK OF LA CROSSE
620 MAIN STREET
LA CROSSE, WI 54601
* $ 54,722,000 2 $ 246,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 266,672,000 2 $ 200,000
ANCHORBANK FSB
25 WEST MAIN STREET
MADISON, WI 53703
* $ 4,619,793,000 2 $ 169,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 949,331,000 2 $ 382,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 2 $ 195,000
IDEAL MORTGAGE BANKERS, LTD
520 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 2 $ 292,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 2 $ 213,000
GVC MORTGAGE, INC.
ONE PLAZA DRIVE, SUITE 3
PENDLETON, IN 46064
* $ 11,000,000 1 $ 238,000
CGB AGRI FINANCIAL SERVICES
2209 RIVER ROAD
LOUISVILLE, KY 40206
* $ 433,538,000 1 $ 185,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 140,000
SUMMIT MORTGAGE CORPORATION
13355 10TH AVE N, #100
PLYMOUTH, MN 55441
* $ 10,000,000 1 $ 124,000
UNIVERSAL MORTGAGE CORPORATION
12080 NORTH CORPORATE PKWY SUITE 100
MEQUON, WI 53092
* $ 10,000,000 1 $ 208,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 77,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 1 $ 122,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 110,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 1 $ 63,000
PEOPLES STATE BANK
P O BOX 1686, 1905 STEWART AVE
WAUSAU, WI 54402
* $ 533,942,000 1 $ 125,000
BANK OF ALMA
PO BOX 247
ALMA, WI 54610
* $ 187,737,000 1 $ 1,000,000
NORTHERN STAR BANK
1650 MADISON AVE
MANKATO, MN 56001
* $ 53,502,000 1 $ 153,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 1 $ 105,000
BANKUNITED, FSB
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 14,415,594,000 1 $ 252,000
BOULEVARD BANK
111 E MAIN ST
NEOSHO, MO 64850
* $ 111,500,000 1 $ 170,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 403,955,000 1 $ 125,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 28,000
H&R BLOCK BANK
ONE H&R BLOCK WAY
KANSAS CITY, MO 64105
* $ 1,495,905,000 1 $ 160,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 1 $ 113,000
MAYO EMPLOYEES FEDERAL CREDIT UNION
130 23RD AVE SW
ROCHESTER, MN 55902
* $ 291,181,000 1 $ 75,000
TRUSTONE FINANCIAL FEDERAL CREDIT UNION
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 551,601,000 1 $ 86,000
HIWAY
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 705,197,000 1 $ 70,000
BENEFICIAL FINANCIAL I, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 11,000,000 1 $ 115,000
CITIZENS STATE BANK OF WAVERLY
609 PACIFIC AVENUE
WAVERLY, MN 55390
* $ 62,230,000 1 $ 480,000
SECURITY STATE BANK - LEWISTON
225 EAST MAIN STREET, PO BOX 430
LEWISTON, MN 55952
* $ 85,557,000 1 $ 13,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 1 $ 355,000
THE FIRST NATIONAL BANK OF BANGOR
1798 COMMERCIAL ST
BANGOR, WI 54614
* $ 187,600,000 1 $ 169,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 1 $ 112,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 124,782,289,000 1 $ 70,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 1 $ 123,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 395,864,000 1 $ 72,000
FIRST NATIONAL BANK OF KANSAS
6201 COLLEGE BLVD
OVERLAND PARK, KS 66211
* $ 1,089,856,000 1 $ 43,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Houston County MN in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 607 $79,608,000 $131,000 $855,000 $69,000 $1,416,000
Home Purchase 236 $28,733,000 $121,000 $1,000,000 $85,000 $4,808,000
Home Improvement 118 $5,807,000 $49,000 $312,000 $68,000 $520,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 841 $98,910,000 $117,000 $1,000,000 $77,000 $4,808,000
Not Provided 56 $7,042,000 $125,000 $404,000 $72,000 $261,000
Not applicable 50 $6,172,000 $123,000 $738,000 $11,000 $79,000
Hispanic 9 $1,068,000 $118,000 $336,000 $60,000 $143,000
Asian 4 $914,000 $228,000 $337,000 $80,000 $113,000
American Indian or Alaskan Native 1 $42,000 $42,000 $42,000 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 883 $103,829,000 $117,000 $1,000,000 $75,000 $4,808,000
FHA-insured (Federal Housing Administration) 66 $8,414,000 $127,000 $276,000 $48,000 $204,000
VA-guaranteed (Veterans Administration) 10 $1,694,000 $169,000 $370,000 $53,000 $165,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $211,000 $105,000 $160,000 $47,000 $67,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 576 $65,722,000 $114,000 $1,000,000 $78,000 $4,808,000
Application Denied By Financial Institution 147 $16,396,000 $111,000 $404,000 $59,000 $550,000
Application Withdrawn By Applicant 105 $15,379,000 $146,000 $833,000 $83,000 $1,416,000
Loan Purchased By The Institution 64 $8,872,000 $138,000 $400,000 $42,000 $172,000
Application Approved But Not Accepted 57 $6,222,000 $109,000 $449,000 $64,000 $245,000
File Closed For Incompleteness 12 $1,557,000 $129,000 $364,000 $97,000 $420,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 40 $3,775,000 $94,000 $300,000 $57,000 $320,000
Collateral 28 $3,048,000 $108,000 $308,000 $84,000 $550,000
Debt-To-Income Ratio 26 $2,855,000 $109,000 $404,000 $48,000 $165,000
Credit Application Incomplete 7 $907,000 $129,000 $337,000 $42,000 $62,000
Other 7 $894,000 $127,000 $186,000 $56,000 $99,000
Unverifiable Information 4 $665,000 $166,000 $206,000 $147,000 $520,000
Insufficient Cash (Downpayment, Closing Cost) 2 $161,000 $80,000 $113,000 $38,000 $53,000
Mortgage Insurance Denied 1 $193,000 $193,000 $193,000 $79,000 $79,000
Employment History 1 $75,000 $75,000 $75,000 $42,000 $42,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information back through 2003.

Download the Minnesota Lender List