Hopkins County KY
Mortgage Loan Application
Totals and Details
for 2016

Find mortgage statistics and lending data for the Hopkins County KY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Hopkins County KY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,718
Total Mortgage Loan Application Amount $175,906,000
Average Mortgage Loan Application Amount $102,000
Highest Mortgage Loan Application Amount $1,413,000
Average Applicant Income $59,000
Highest Applicant Income $2,567,000

Mortgage Company List for Lending in Hopkins County KY for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 162 $ 13,313,000
INDEPENDENCE BANK OF KENTUCKY
2425 FREDERICA STREET
OWENSBORO, KY 42301
* $ 1,813,634,000 133 $ 15,674,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 104 $ 12,927,000
ACCEPTANCE CAPITAL MORTGAGE
113 EAST MAGNESIUM RD, UNIT D
SPOKANE, WA 99208
* $ 12,414,000 96 $ 9,892,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 94 $ 4,739,000
OLD NATIONAL BANK
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 11,846,211,000 82 $ 5,096,000
HANCOCK BANK & TRUST COMPANY
220 MAIN STREET
HAWESVILLE, KY 42348
* $ 274,676,000 74 $ 6,827,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 60 $ 6,783,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 138,620,635,000 59 $ 8,336,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 57 $ 6,875,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 50 $ 3,305,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,610,580,000,000 49 $ 5,902,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 138,620,635,000 42 $ 2,455,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 39 $ 3,980,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ 10,000,000 32 $ 4,023,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 28 $ 2,832,000
ALLIANCE CREDIT, LLC
7825 W. AKRON-CANFIELD RD
CANFIELD, OH 44406
* $ 56,032,000 27 $ 1,653,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 27 $ 3,199,000
EVANSVILLE TEACHERS
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,179,529,000 22 $ 1,221,000
THE SACRAMENTO DEPOSIT BANK
P.O. BOX 228
SACRAMENTO, KY 42372
* $ 70,028,000 21 $ 2,136,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 19 $ 1,849,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 18 $ 1,908,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 17 $ 1,669,000
FARMERS BANK AND TRUST COMPANY
201 SOUTH MAIN STREET
MARION, KY 42064
* $ 143,148,000 15 $ 2,163,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,801,773,000 15 $ 1,168,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 12 $ 1,387,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 11 $ 1,960,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 11 $ 1,502,000
STOCKTON MORTGAGE CORPORATION
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ 10,000,000 11 $ 836,000
CLAYTON BANK AND TRUST
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 785,530,000 10 $ 638,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 10 $ 1,400,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 9 $ 931,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 9 $ 980,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ 945,758,000 8 $ 870,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ 10,000,000 8 $ 4,449,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ 10,000,000 8 $ 820,000
FIRST SOUTHERN NATIONAL BANK
99 LANCASTER STREET
STANFORD, KY 40484
* $ 835,142,000 7 $ 489,000
HERITAGE FEDERAL CREDIT UNION
PO BOX 189
NEWBURGH, IN 47629
* $ 528,432,000 7 $ 299,000
KIND LENDING, LLC
9931 CORPORATE CAMPUS DR, STE 1200
LOUISVILLE, KY 40223
* $ 42,141,000 7 $ 675,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 7 $ 589,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 6 $ 1,040,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,654,173,000 6 $ 388,000
PLANTERS BANK, INC.
1312 SOUTH MAIN ST
HOPKINSVILLE, KY 42240
* $ 906,831,000 6 $ 268,000
SOUTHWEST FUNDING, LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ 10,000,000 6 $ 562,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
HOUSTON, TX 77056
* $ 10,000,000 6 $ 1,064,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 5 $ 586,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 5 $ 637,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ 1,543,699,000 5 $ 861,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 5 $ 335,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 5 $ 659,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 4 $ 419,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 4 $ 263,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 4 $ 553,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 4 $ 46,000
GUILD MORTGAGE COMPANY
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 4 $ 486,000
FIRST SOUTHERN BANK.
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 650,443,000 4 $ 387,000
FIRST LIBERTY FINANCIAL GROUP
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 4 $ 491,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ 11,000,000 3 $ 433,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 3 $ 376,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 3 $ 344,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 3 $ 480,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 3 $ 412,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 348,291,098,000 3 $ 5,000
GENERAL ELECTRIC CREDIT UNION
10485 READING RD
CINCINNATI, OH 45241
* $ 2,295,096,000 3 $ 215,000
UNITED SOUTHERN BANK
PO BOX 951
HOPKINSVILLE, KY 42240
* $ 266,094,000 3 $ 469,000
AMERICAN BANK & TRUST COMPANY, INC.
1302 SCOTTSVILLE ROAD
BOWLING GREEN, KY 42102
* $ 310,655,000 2 $ 121,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 191,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 2 $ 139,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 2 $ 281,000
FIELD & MAIN BANK, INC.
140 N. MAIN ST.
HENDERSON, KY 42420
* $ 403,733,000 2 $ 244,000
ACOPIA, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 2 $ 173,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 2 $ 161,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 2 $ 210,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
IRVINE, CA 92612
* $ 32,120,000 2 $ 209,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 2 $ 43,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 278,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 2 $ 410,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
MERIDEN, CT 06540
* $ 50,442,000 2 $ 201,000
WESTFIELD BANK, FSB
TWO PARK CIRCLE
WESTFIELD CENTER, OH 44251
* $ 1,086,068,000 2 $ 104,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
ATLANTA, GA 30328
* $ 826,484,000 2 $ 213,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 111,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 132,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 1 $ 135,000
1ST SIGNATURE LENDING, LLC
9800 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ 1,028,000 1 $ 103,000
CENTRAL BANK & TRUST COMPANY
PO BOX 1360
LEXINGTON, KY 40588
* $ 2,033,424,000 1 $ 300,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 284,507,000 1 $ 226,000
HOME POINT MORTGAGE ACCEPTANCE CORPORATION
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 1 $ 80,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 200,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 1 $ 50,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 176,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 71,000
NATIONS DIRECT MORTGAGE, LLC
5 HUTTON CENTRE DRIVE, SUITE 200
SANTA ANA, CA 92707
* $ 11,000,000 1 $ 251,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ 10,000,000 1 $ 240,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 162,000
MORIA DEVELOPMENT INC
3215 W RAY RD
CHANDLER, AZ 85266
* $ 91,862,717,000 1 $ 101,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 305,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 138,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 1 $ 153,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 1 $ 53,000
BANC OF CALIFORNIA, NATIONAL ASSOCIATION
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 8,231,396,000 1 $ 103,000
HERITAGE BANK, INC.
1818 FLORENCE PIKE
BURLINGTON, KY 41005
* $ 596,256,000 1 $ 7,000
MAGNOLIA BANK
794 OLD ELIZABETHTOWN RD
HODGENVILLE, KY 42748
* $ 180,082,000 1 $ 77,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,128,427,000 1 $ 47,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 126,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ 10,000,000 1 $ 189,000
HERITAGE BANK USA, INC.
4155 LAFAYETTE RD
HOPKINSVILLE, KY 42241
* $ 900,590,000 1 $ 249,000
CITIZENS UNION BANK OF SHELBYVILLE
1854 MIDLAND TRAIL, P. O. BOX 189
SHELBYVILLE, KY 40065
* $ 556,787,000 1 $ 450,000
SOUTH CENTRAL BANK, INC.
501 S L ROGERS WELLS BLVD
GLASGOW, KY 42141
* $ 934,771,000 1 $ 100,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 208,000
BANK OF CADIZ AND TRUST COMPANY
P.O. BOX 2020
CADIZ, KY 42211
* $ 107,848,000 1 $ 30,000
COMMONWEALTH
P.O. BOX 978
FRANKFORT, KY 40602
* $ 1,031,779,000 1 $ 259,000
AMERICAN MORTGAGE SERVICE COMPANY
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 1 $ 100,000
FORTERA FEDERAL CREDIT UNION
2050 LOWES DRIVE
CLARKSVILLE, TN 37040
* $ 507,700,000 1 $ 240,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 1 $ 97,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 18,900,720,000 1 $ 128,000
PARTNERS FINANCIAL FEDERAL C U
1200 NEW YORK AVENUE
GLEN ALLEN, VA 23060
* $ 85,360,000 1 $ 5,000
UNIFY FINANCIAL CREDIT UNION
1899 WESTERN WAY
TORRANCE, CA 90501
* $ 2,173,990,000 1 $ 30,000
TRUITY FEDERAL CREDIT UNION
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 717,117,000 1 $ 144,000
FIRST STATE BANK INC.
110 N. FIRST ST
CENTRAL CITY, KY 42330
* $ 108,401,000 1 $ 238,000
FIRST SECURITY BANK, INC.
PO BOX 788
OWENSBORO, KY 42302
* $ 592,720,000 1 $ 55,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,121,263,000 1 $ 238,000
FORBRIGHT BANK
6701 DEMOCRACY BLVD, SUITE 400
BETHESDA, MD 20817
* $ 504,343,000 1 $ 146,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
OVERLAND PARK, KS 66211
* $ 10,000,000 1 $ 110,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
GILBERT, AZ 85297
* $ 5,889,539,000 1 $ 162,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ 10,000,000 1 $ 95,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ 100,000,000 1 $ 127,000
BRIDGEVIEW BANK GROUP
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,077,735,000 1 $ 42,000
FIDELITY BANK
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 3,845,946,000 1 $ 61,000
MORTGAGE SUPPLIERS, INC.
8771 ROCKWELL RD.
WINCHESTER, KY 40391
* $ 1,874,000 1 $ 87,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 98,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Hopkins County KY in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 955 $98,695,000 $103,000 $1,413,000 $55,000 $2,567,000
Refinancing 601 $71,304,000 $118,000 $904,000 $65,000 $2,074,000
Home Improvement 162 $5,907,000 $36,000 $547,000 $61,000 $317,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,315 $129,713,000 $98,000 $576,000 $64,000 $2,074,000
Not applicable 198 $22,918,000 $115,000 $904,000 $7,000 $112,000
Not Provided 96 $9,084,000 $94,000 $547,000 $53,000 $317,000
Black or African American 61 $5,255,000 $86,000 $210,000 $45,000 $116,000
Hispanic 23 $2,581,000 $112,000 $280,000 $62,000 $220,000
American Indian or Alaskan Native 11 $3,442,000 $312,000 $1,413,000 $336,000 $2,567,000
Asian 11 $2,471,000 $224,000 $417,000 $194,000 $525,000
Native Hawaiin or Other Pacific Islander 3 $442,000 $147,000 $264,000 $189,000 $260,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,043 $99,396,000 $95,000 $1,413,000 $75,000 $2,567,000
FHA-insured (Federal Housing Administration) 310 $34,986,000 $112,000 $258,000 $38,000 $138,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 235 $22,094,000 $94,000 $242,000 $27,000 $85,000
VA-guaranteed (Veterans Administration) 130 $19,430,000 $149,000 $511,000 $42,000 $140,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 878 $98,376,000 $112,000 $1,413,000 $69,000 $2,567,000
Application Denied By Financial Institution 337 $26,343,000 $78,000 $576,000 $62,000 $2,074,000
Loan Purchased By The Institution 231 $25,194,000 $109,000 $373,000 $18,000 $133,000
File Closed For Incompleteness 103 $8,705,000 $84,000 $511,000 $46,000 $138,000
Application Withdrawn By Applicant 92 $9,835,000 $106,000 $400,000 $63,000 $525,000
Application Approved But Not Accepted 77 $7,453,000 $96,000 $244,000 $63,000 $317,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 99 $5,185,000 $52,000 $187,000 $54,000 $163,000
Collateral 44 $4,771,000 $108,000 $417,000 $74,000 $525,000
Debt-To-Income Ratio 31 $3,068,000 $98,000 $576,000 $52,000 $151,000
Credit Application Incomplete 20 $2,310,000 $115,000 $200,000 $63,000 $183,000
Other 19 $1,705,000 $89,000 $255,000 $51,000 $300,000
Employment History 8 $496,000 $62,000 $144,000 $34,000 $50,000
Unverifiable Information 4 $312,000 $78,000 $133,000 $38,000 $68,000
Insufficient Cash (Downpayment, Closing Cost) 1 $98,000 $98,000 $98,000 $22,000 $22,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information back through 2003.

Download the Kentucky Lender List