Harrison County WV
Mortgage Loan Application
Totals and Details
for 2023

Find mortgage statistics and lending data for the Harrison County WV metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Harrison County WV, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,838
Total Mortgage Loan Application Amount $305,110,000
Average Mortgage Loan Application Amount $166,000
Highest Mortgage Loan Application Amount $5,785,000
Average Applicant Income $98,000
Highest Applicant Income $5,018,000

Mortgage Company List for Lending in Harrison County WV for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 242 $ 33,360,000
WESBANCO BANK, INC.
1 BANK PLAZA
WHEELING, WV 26003
* $ 16,894,686,000 196 $ 37,240,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 546,228,000,000 114 $ 12,940,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 112 $ 13,900,000
CITY NATIONAL BANK OF WEST VIRGINIA
25 GATEWATER ROAD
CHARLESTON, WV 25313
* $ 5,832,156,000 99 $ 12,375,000
FAIRMONT
PO BOX 2139
FAIRMONT, WV 26555
* $ 492,537,000 65 $ 8,205,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 48 $ 8,040,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 47 $ 9,625,000
INTERCOASTAL MORTGAGE, LLC
4100 MONUMENTAL CORNER DRIVE, SUITE 220
ROANOKE, VA 22030
* $ -1,000 42 $ 8,150,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 39 $ 7,145,000
FIRST EXCHANGE BANK
11 W MAIN ST.
WHITE HALL, WV 26582
* $ 324,417,000 36 $ 7,600,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 129,461,046,000 32 $ 2,130,000
CLEAR MOUNTAIN BANK
160 MORGANTOWN STREET PO BOX 205
BRUCETON MILLS, WV 26525
* $ 880,734,000 31 $ 7,885,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 31 $ 6,485,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 30 $ 5,260,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 30 $ 4,420,000
JUSTICE FEDERAL CREDIT UNION
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 985,740,000 26 $ 2,600,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 23 $ 4,035,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 22 $ 4,210,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 22 $ 2,680,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 21 $ 2,825,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 18 $ 3,070,000
FIRST GUARANTY BANK
400 EAST THOMAS STREET
HAMMOND, LA 70401
* $ 3,149,346,000 18 $ 4,260,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 17 $ 2,685,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 17 $ 3,495,000
FIRST NATIONAL BANK OF PENNSYLVANIA
166 MAIN ST
GREENVILLE, PA 16125
* $ 43,726,588,000 15 $ 3,345,000
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF GREENE CO
25 E HIGH ST
WAYNESBURG, PA 15370
* $ 1,056,311,000 14 $ 1,800,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 14 $ 1,630,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILMINGTON, DE 18702
* $ -1,000 13 $ 1,775,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 12 $ 2,450,000
PREMIER BANK
601 CLINTON STREET
YOUNGSTOWN, OH 43512
* $ 8,408,012,000 12 $ 2,540,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 11 $ 825,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 11 $ 1,015,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 552,307,127,000 10 $ 1,520,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,717,531,000,000 10 $ 2,450,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,418,508,000,000 10 $ 1,270,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 10 $ 1,860,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 9 $ 1,855,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 8 $ 1,980,000
FIRST COMMUNITY BANK
29 COLLEGE DR
BLUEFIELD, VA 24605
* $ 3,112,618,000 7 $ 745,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 7 $ 1,575,000
UNITED BANK
11185 FAIRFAX BLVD
FAIRFAX, VA 22030
* $ 29,430,409,000 7 $ 11,925,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 7 $ 935,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 7 $ 1,945,000
BAYER HERITAGE CREDIT UNION
17612 ENERGY RD
PROCTOR, WV 26055
* $ 699,502,000 6 $ 750,000
SUMMIT COMMUNITY BANK, INC
PO BOX 680; 310 NORTH MAIN STREET
MOOREFIELD, WV 26836
* $ 3,890,541,000 6 $ 2,380,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 5 $ 305,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 90,036,656,000 5 $ 765,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 5 $ 955,000
VICTORIAN FINANCE, LLC
2570 BOYCE PLAZA ROAD
HARRISBURG, PA 15241
* $ -1,000 4 $ 640,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 4 $ 830,000
LIMA ONE CAPITAL, LLC
201 E. MCBEE AVE, SUITE 300
ROSWELL, GA 29601
* $ -1,000 4 $ 830,000
CONSUMER REAL ESTATE FINANCE CO.
330 SW 2ND ST #111
LOXAHATCHEE, FL 33312
* $ -1,000 4 $ 600,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 4 $ 850,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 35,526,360,000 4 $ 750,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 4 $ 930,000
PEOPLES BANK
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 7,197,574,000 4 $ 190,000
FIRST UNITED CORPORATION
19 S SECOND STREET
OAKLAND, MD 21550
* $ -1,000 3 $ 645,000
SUMMIT FUNDING, INC.
2241 HARVARD ST, SUITE 200
GLENDALE, CA 95815
* $ -1,000 3 $ 265,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 345,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 3 $ 1,025,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 3 $ 355,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 3 $ 435,000
BLUE RIDGE BANK, NATIONAL ASSOCIATION
P.O. BOX 609, 17 WEST MAIN ST
MARTINSVILLE, VA 22835
* $ 3,098,582,000 3 $ 585,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 181,890,000,000 3 $ 405,000
LENDINGONE, LLC
901 YAMATO RD #150
DOVER, DE 33431
* $ -1,000 3 $ 195,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 2 $ 670,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ -1,000 2 $ 520,000
ASHLAND CREDIT UNION
1300 CENTRAL AVE
ASHLAND, KY 41101
* $ 351,968,000 2 $ 120,000
FIRST-CITIZENS BANK & TRUST COMPANY
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27609
* $ 109,180,139,000 2 $ 120,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ -1,000 2 $ 420,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
WILMINGTON, DE 60613
* $ -1,000 2 $ 1,110,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 2 $ 160,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 2 $ 300,000
INTEGRITY HOME MORTGAGE CORPORATION
122 PILOT CIRCLE
ALEXANDRIA, VA 22602
* $ -1,000 2 $ 450,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 6,722,761,000 2 $ 220,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 640,000
HOMEXPRESS MORTGAGE CORP.
15641 RED HILL AVE., SUITE 205
NEWARK, DE 92780
* $ -1,000 2 $ 300,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 780,976,000 2 $ 760,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ -1,000 1 $ 365,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 1 $ 165,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 95,000
SUCCESS MORTGAGE PARTNERS, INC.
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 1 $ 245,000
MILLENNIUM FINANCIAL GROUP, INC.
8803 BALTIMORE NATIONAL PIKE
MIDDLETOWN, MD 21769
* $ -1,000 1 $ 85,000
THE STATE CREDIT UNION
2200 WASHINGTON STREET, EAST,
CHARLESTON, WV 25311
* $ 87,565,000 1 $ 35,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 1 $ 95,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 1 $ 155,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,601,623,000 1 $ 175,000
DATA MORTGAGE, INC.
2200 W. ORANGEWOOD AVE SUITE 150
SACRAMENTO, CA 92868
* $ -1,000 1 $ 185,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 450,910,000 1 $ 175,000
LIBERTY HOME MORTGAGE CORPORATION
4401 ROCKSIDE RD 310
STRONGSVILLE, OH 44131
* $ -1,000 1 $ 205,000
MEMBER FIRST MORTGAGE, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 1 $ 65,000
CHESSIE FEDERAL CREDIT UNION
15 COMMERCE DRIVE
CUMBERLAND, MD 21502
* $ 436,857,000 1 $ 85,000
FIRST NEIGHBORHOOD BANK
216 MARKET STREET
SPENCER, WV 25276
* $ 163,153,000 1 $ 385,000
KIAVI FUNDING, INC.
315 MONTGOMERY STREET 16TH FLOOR
WILMINGTON, DE 94104
* $ -1,000 1 $ 95,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 379,838,000 1 $ 25,000
TIDEMARK FEDERAL CREDIT UNION
1941 BRIDGEVILLE HWY
SEAFORD, DE 19973
* $ 451,498,000 1 $ 95,000
SOFI BANK, NATIONAL ASSOCIATION
2750 E COTTONWOOD PKWY STE 300
COTTONWOOD HEIGHTS, UT 84121
* $ 9,123,708,000 1 $ 155,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 1 $ 215,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 285,000
THE UNITED FEDERAL CREDIT UNION
3 SUNSET BEACH ROAD
MORGANTOWN, WV 26508
* $ 105,649,000 1 $ 65,000
AMERICAN HERITAGE LENDING, LLC
485 E 17TH ST #220
NEWARK, DE 92627
* $ -1,000 1 $ 75,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 285,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 1 $ 165,000
COUNTYBANK
425 MAIN STREET
GREENWOOD, SC 29646
* $ 707,197,000 1 $ 125,000
BUILDER FINANCE INC.
1418 N C AVE
SIOUX FALLS, SD 57104
* $ -1,000 1 $ 105,000
ALCOVA MORTGAGE LLC
308 MARKET ST, SE
MECHANICSVILLE, VA 24011
* $ -1,000 1 $ 85,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 1 $ 155,000
SOUTHERN TRUST MORTGAGE, LLC
4433 CORPORATION LANE SUITE 300
MIDLOTHIAN, VA 23462
* $ -1,000 1 $ 135,000
NEXTIER BANK, NATIONAL ASSOCIATION
245 PITTSBURGH RD
KITTANNING, PA 16001
* $ 1,991,078,000 1 $ 3,315,000
SCHUMACHER MORTGAGE LLC
501 W BROADWAY #550
CAMDEN, DE 92108
* $ -1,000 1 $ 385,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,517,837,000 1 $ 385,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ -1,000 1 $ 45,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 1 $ 75,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 1 $ 395,000
ATLANTIC UNION BANK
1051 EAST CARY STREET, SUITE 1200
GLEN ALLEN, VA 23219
* $ 20,342,081,000 1 $ 45,000
SELECT BANK
P.O. BOX 4620
FOREST, VA 24502
* $ 440,948,000 1 $ 375,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,766,752,000,000 1 $ 105,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 1 $ 85,000
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED
971 CORPORATE BLVD
LINTHICUM, MD 21090
* $ 5,264,689,000 1 $ 145,000
ATLANTIC COAST MORTGAGE, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
GLEN ALLEN, VA 22030
* $ -1,000 1 $ 315,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 225,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 1 $ 85,000
C & F MORTGAGE CORPORATION
1400 ALVERSER DRIVE
WEST POINT, VA 23113
* $ -1,000 1 $ 115,000
TOWNE BANK
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 15,845,722,000 1 $ 85,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 1 $ 165,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 1 $ 365,000
MORTGAGE ACCESS CORP.
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 1 $ 185,000
PLAINS COMMERCE BANK
220 MAIN ST
SIOUX FALLS, SD 57450
* $ 1,054,618,000 1 $ 345,000
GENISYS CREDIT UNION
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 4,469,837,000 1 $ 185,000
OLD NATIONAL BANK
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 46,490,438,000 1 $ 225,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Harrison County WV in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,047 $220,685,000 $210,000 $5,785,000 $97,000 $5,018,000
Cash-out Refinancing 221 $31,985,000 $144,000 $555,000 $89,000 $426,000
Home Improvement 213 $17,045,000 $80,000 $685,000 $102,000 $426,000
Other Purpose 213 $18,185,000 $85,000 $745,000 $105,000 $914,000
Refinancing 136 $16,480,000 $121,000 $375,000 $101,000 $779,000
Not Applicable 8 $730,000 $91,000 $165,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,461 $214,695,000 $146,000 $1,345,000 $91,000 $914,000
Not applicable 156 $50,670,000 $324,000 $5,785,000 $220,000 $517,000
Not Provided 150 $28,580,000 $190,000 $2,055,000 $155,000 $5,018,000
Black or African American 20 $3,260,000 $163,000 $535,000 $74,000 $249,000
Hispanic 20 $3,030,000 $151,000 $485,000 $113,000 $457,000
American Indian or Alaskan Native 16 $1,750,000 $109,000 $385,000 $74,000 $136,000
Asian 9 $1,365,000 $151,000 $275,000 $99,000 $137,000
Native Hawaiian or Other Pacific Islander 1 $385,000 $385,000 $385,000 $346,000 $346,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,308 $212,760,000 $162,000 $5,785,000 $105,000 $5,018,000
FHA-insured (Federal Housing Administration) 348 $53,680,000 $154,000 $485,000 $69,000 $310,000
VA-guaranteed (Veterans Administration) 133 $31,775,000 $238,000 $825,000 $105,000 $346,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 49 $6,895,000 $140,000 $415,000 $61,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 898 $156,780,000 $174,000 $5,195,000 $107,000 $5,018,000
Application Denied By Financial Institution 387 $44,345,000 $114,000 $1,615,000 $76,000 $590,000
Application Withdrawn By Applicant 242 $47,550,000 $196,000 $3,555,000 $100,000 $886,000
Loan Purchased By The Institution 124 $24,720,000 $199,000 $725,000 $171,000 $517,000
File Closed For Incompleteness 115 $16,025,000 $139,000 $605,000 $90,000 $779,000
Application Approved But Not Accepted 64 $14,000,000 $218,000 $5,785,000 $85,000 $295,000
Preapproval Denied by Financial Institution 7 $1,535,000 $219,000 $485,000 $77,000 $173,000
Preapproval Approved but not Accepted 1 $155,000 $155,000 $155,000 $70,000 $70,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,394 $247,120,000 $177,000 $5,785,000 $104,000 $5,018,000
Credit History 143 $11,475,000 $80,000 $485,000 $71,000 $250,000
Debt-To-Income Ratio 135 $23,875,000 $176,000 $1,265,000 $74,000 $353,000
Collateral 56 $8,130,000 $145,000 $1,615,000 $95,000 $590,000
Unverifiable Information 39 $5,645,000 $144,000 $375,000 $82,000 $181,000
Other 26 $2,990,000 $115,000 $465,000 $116,000 $523,000
Credit Application Incomplete 23 $2,585,000 $112,000 $325,000 $89,000 $158,000
Insufficient Cash (Downpayment, Closing Cost) 12 $1,340,000 $111,000 $225,000 $68,000 $114,000
Employment History 8 $1,560,000 $195,000 $305,000 $51,000 $178,000
Mortgage Insurance Denied 2 $390,000 $195,000 $275,000 $83,000 $131,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information back through 2003.

Download the West Virginia Lender List