Harlan County KY
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage statistics and lending data for the Harlan County KY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Harlan County KY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 574
Total Mortgage Loan Application Amount $50,550,000
Average Mortgage Loan Application Amount $88,000
Highest Mortgage Loan Application Amount $965,000
Average Applicant Income $60,000
Highest Applicant Income $720,000

Mortgage Company List for Lending in Harlan County KY for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 97 $ 6,475,000
HEARTHSIDE BANK CORPORATION
1602 CUMBERLAND AVENUE
MIDDLESBORO, KY 40965
* $ 389,907,000 62 $ 5,200,000
THE MONTICELLO BANKING COMPANY
50 NORTH MAIN STREET; PO BOX 421
MONTICELLO, KY 42633
* $ 766,200,000 52 $ 5,430,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 461,256,000,000 46 $ 2,720,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 46 $ 2,900,000
COMMERCIAL BANK
6710 CUMBERLAND GAP PARKWAY, PO BOX 400
HARROGATE, TN 37752
* $ 1,285,083,000 44 $ 3,720,000
COMMONWEALTH
P.O. BOX 978
FRANKFORT, KY 40602
* $ 1,388,018,000 19 $ 1,245,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 13 $ 1,535,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,712,919,000,000 12 $ 2,080,000
COMMUNITY TRUST BANK, INC.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 4,344,716,000 11 $ 1,165,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 10 $ 1,040,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 6,120,102,000 9 $ 715,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 8 $ 580,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 8 $ 720,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,210,474,000 8 $ 620,000
MORTGAGE INVESTORS GROUP, INC.
8320 E. WALKER SPRINGS LANE
KNOXVILLE, TN 37923
* $ -1,000 7 $ 595,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 6 $ 640,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 6 $ 680,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 6 $ 1,020,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 4 $ 780,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 4 $ 460,000
FIRST STATE BANK OF THE SOUTHEAST, INC.
PO BOX 37
PINEVILLE, KY 40977
* $ 354,165,000 3 $ 375,000
EASTMAN
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 5,099,588,000 3 $ 125,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 3 $ 235,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 112,384,202,000 3 $ 205,000
RELIANT BANK
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 1,897,550,000 3 $ 125,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 2 $ 60,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 210,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ -1,000 2 $ 300,000
STOCKTON MORTGAGE CORPORATION
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 2 $ 220,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 2 $ 180,000
SOUTHWEST FUNDING, LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 2 $ 250,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,453,998,000,000 2 $ 150,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 2 $ 400,000
L & N FEDERAL CREDIT UNION
9265 SMYRNA PARKWAY
LOUISVILLE, KY 40229
* $ 1,365,732,000 2 $ 90,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 2 $ 400,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 2 $ 70,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 2 $ 270,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 2 $ 210,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 2 $ 180,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 250,000
SIGNATURE FEDERAL CREDIT UNION
12 HERBERT ST.
ALEXANDRIA, VA 22313
* $ 319,196,000 2 $ 150,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 85,000
REPUBLIC STATE MORTGAGE CO.
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ -1,000 1 $ 205,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 1 $ 175,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 119,432,105,000 1 $ 85,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,852,983,000,000 1 $ 25,000
MORTGAGE SUPPLIERS, INC.
8771 ROCKWELL RD.
WINCHESTER, KY 40391
* $ -1,000 1 $ 95,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,739,378,000 1 $ 175,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 397,703,264,000 1 $ 55,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 1 $ 205,000
MLD MORTGAGE INC.
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 1 $ 65,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 1 $ 165,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 1 $ 85,000
UNION SAVINGS BANK
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 3,079,626,000 1 $ 115,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 1 $ 265,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
HOUSTON, TX 77056
* $ -1,000 1 $ 275,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 85,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 85,000
EAGLE.BANK
6415 BRIDGETOWN ROAD
CINCINNATI, OH 45248
* $ 142,769,000 1 $ 115,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 1 $ 185,000
PLAINS COMMERCE BANK
220 MAIN ST
HOVEN, SD 57450
* $ 707,275,000 1 $ 155,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 23,234,514,000 1 $ 165,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 1 $ 265,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
MERIDEN, CT 06540
* $ -1,000 1 $ 65,000
PARK COMMUNITY CREDIT UNION, INC.
2515 BLANKENBAKER PARKWAY
LOUISVILLE, KY 40299
* $ 975,232,000 1 $ 25,000
SPRING EQ, LLC
2929 ARCH ST
PHILADELPHIA, PA 19104
* $ -1,000 1 $ 115,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 4,694,690,000 1 $ 75,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 135,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 2,488,033,000 1 $ 15,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Harlan County KY in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 357 $29,935,000 $83,000 $425,000 $54,000 $250,000
Refinancing 99 $12,025,000 $121,000 $965,000 $81,000 $720,000
Cash-out Refinancing 54 $5,300,000 $98,000 $305,000 $66,000 $180,000
Home Improvement 34 $1,550,000 $45,000 $205,000 $66,000 $373,000
Other Purpose 18 $830,000 $46,000 $95,000 $55,000 $123,000
Not Applicable 12 $910,000 $75,000 $165,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 504 $43,390,000 $86,000 $965,000 $60,000 $720,000
Not applicable 36 $3,610,000 $100,000 $265,000 $59,000 $97,000
Not Provided 23 $2,525,000 $109,000 $325,000 $87,000 $270,000
Black or African American 4 $510,000 $127,000 $265,000 $42,000 $64,000
Hispanic 4 $330,000 $82,000 $195,000 $46,000 $75,000
American Indian or Alaskan Native 2 $160,000 $80,000 $95,000 $28,000 $47,000
Native Hawaiian or Other Pacific Islander 1 $25,000 $25,000 $25,000 $36,000 $36,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 453 $36,675,000 $80,000 $965,000 $61,000 $720,000
FHA-insured (Federal Housing Administration) 52 $6,190,000 $119,000 $245,000 $70,000 $230,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 39 $3,535,000 $90,000 $225,000 $39,000 $97,000
VA-guaranteed (Veterans Administration) 30 $4,150,000 $138,000 $325,000 $60,000 $181,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 204 $16,090,000 $78,000 $425,000 $51,000 $720,000
Loan Originated 203 $19,005,000 $93,000 $305,000 $68,000 $250,000
File Closed For Incompleteness 63 $4,825,000 $76,000 $205,000 $53,000 $270,000
Application Withdrawn By Applicant 49 $5,625,000 $114,000 $965,000 $72,000 $373,000
Loan Purchased By The Institution 35 $3,715,000 $106,000 $265,000 $97,000 $250,000
Application Approved But Not Accepted 20 $1,290,000 $64,000 $255,000 $60,000 $133,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 289 $27,055,000 $93,000 $325,000 $64,000 $270,000
Debt-To-Income Ratio 141 $13,115,000 $93,000 $965,000 $63,000 $373,000
Credit History 101 $6,155,000 $60,000 $325,000 $51,000 $720,000
Unverifiable Information 14 $1,310,000 $93,000 $235,000 $59,000 $154,000
Collateral 11 $1,355,000 $123,000 $215,000 $60,000 $158,000
Other 9 $725,000 $80,000 $175,000 $51,000 $109,000
Credit Application Incomplete 6 $470,000 $78,000 $205,000 $62,000 $157,000
Employment History 3 $365,000 $121,000 $175,000 $32,000 $41,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information back through 2003.

Download the Kentucky Lender List