Find mortgage statistics and lending data for the Harlan County KY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Harlan County KY, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 632 |
Total Mortgage Loan Application Amount | $44,408,000 |
Average Mortgage Loan Application Amount | $70,000 |
Highest Mortgage Loan Application Amount | $329,000 |
Average Applicant Income | $51,000 |
Highest Applicant Income | $840,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 172 | $ 10,448,000 |
TRUIST BANK 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 168,867,640,000 | 164 | $ 8,747,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 33 | $ 1,822,000 |
COMMERCIAL BANK 6710 CUMBERLAND GAP PARKWAY, PO BOX 400 HARROGATE, TN 37752 |
* | $ 793,438,000 | 27 | $ 1,489,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,161,490,000,000 | 22 | $ 2,315,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 17 | $ 1,229,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 17 | $ 1,401,000 |
COMMUNITY TRUST BANK, INC. 346 NORTH MAYO TRAIL PIKEVILLE, KY 41502 |
* | $ 3,573,012,000 | 15 | $ 1,191,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 12 | $ 1,026,000 |
COMMONWEALTH P.O. BOX 978 FRANKFORT, KY 40602 |
* | $ 897,005,000 | 7 | $ 554,000 |
FIRST STATE BANK OF THE SOUTHEAST, INC. PO BOX 37 PINEVILLE, KY 40977 |
* | $ 400,452,000 | 7 | $ 808,000 |
ONEMAIN FINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 2,084,000,000 | 7 | $ 293,000 |
RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 MELVILLE, NY 11747 |
* | $ 100,000,000 | 6 | $ 976,000 |
KIND LENDING, LLC 9931 CORPORATE CAMPUS DR, STE 1200 LOUISVILLE, KY 40223 |
* | $ 42,141,000 | 5 | $ 341,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 5 | $ 238,000 |
PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 263,309,559,000 | 5 | $ 234,000 |
CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,898,665,000 | 5 | $ 348,000 |
ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 4 | $ 415,000 |
FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 13,623,469,000 | 4 | $ 464,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,459,157,302,000 | 4 | $ 463,000 |
FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 4 | $ 363,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE ATLANTA, GA 30305 |
* | $ 8,994,122,000 | 4 | $ 508,000 |
HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 4 | $ 721,000 |
UNITED SHORE FINANCIAL SERVICES, LLC 1414 EAST MAPLE ROAD TROY, MI 48083 |
* | $ 10,000,000 | 3 | $ 350,000 |
NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 46,925,466,000 | 3 | $ 261,000 |
CRESCENT MORTGAGE COMPANY 5901 PEACHTREE DUNWOODY RD NE BLG C, 250 ATLANTA, GA 30328 |
* | $ 826,484,000 | 3 | $ 210,000 |
SERVICE FINANCE COMPANY, LLC 555 S FEDERAL HIGHWAY SUITE 200 BOCA RATON, FL 33432 |
* | $ 10,000,000 | 3 | $ 36,000 |
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ 10,000,000 | 3 | $ 308,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ 10,000,000 | 2 | $ 256,000 |
HOME POINT MORTGAGE ACCEPTANCE CORPORATION 121 RESEARCH BLVD MADISON, AL 35758 |
* | $ 580,000,000 | 2 | $ 182,000 |
CU CHANNELS 1551 WIN HENTSCHEL BLVD., PO BOX 2433 WEST LAFAYETTE, IN 47906 |
* | $ 505,929,000 | 2 | $ 104,000 |
SIGNATURE FEDERAL CREDIT UNION 12 HERBERT ST. ALEXANDRIA, VA 22313 |
* | $ 275,779,000 | 2 | $ 80,000 |
AMERICAN BANK 9001 EDMONSTON ROAD SUITE 100 GREENBELT, MD 20770 |
* | $ 419,837,000 | 2 | $ 389,000 |
WESTFIELD BANK, FSB TWO PARK CIRCLE WESTFIELD CENTER, OH 44251 |
* | $ 583,350,000 | 2 | $ 133,000 |
GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 2 | $ 226,000 |
GUARANTY TRUST COMPANY 316 ROBERT ROSE DRIVE MURFREESBORO, TN 37129 |
* | $ 225,000,000 | 2 | $ 185,000 |
CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,288,658,000,000 | 2 | $ 154,000 |
AMERICAN MORTGAGE SERVICE COMPANY 11503 SPRINGFIELD PIKE CINCINNATI, OH 45246 |
* | $ 10,000,000 | 2 | $ 471,000 |
CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 BRENTWOOD, TN 37027 |
* | $ 10,000,000 | 2 | $ 268,000 |
GFS CAPITAL 6499 HAVENWOOD CIRCLE HUNTINGTON BEACH, CA 92648 |
* | $ 10,000,000 | 2 | $ 313,000 |
ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 2 | $ 102,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ 31,000,000 | 2 | $ 183,000 |
STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 1 | $ 153,000 |
NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 PLYMOUTH MEETING, PA 19462 |
* | $ 10,000,000 | 1 | $ 132,000 |
SIERRA PACIFIC MORTGAGE COMPANY, INC. 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ 10,000,000 | 1 | $ 83,000 |
HOMEOWNERS MORTGAGE OF AMERICA 100 GALLERIA PARKWAY STE 1400 ATLANTA, GA 30339 |
* | $ 10,000,000 | 1 | $ 134,000 |
RESIDENTIAL ACCEPTANCE CORPORATION 5027 W LAUREL ST TAMPA, FL 33607 |
* | $ 10,000,000 | 1 | $ 51,000 |
MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 76,887,082,000 | 1 | $ 64,000 |
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5160 TENNYSON PKWY STE 1000 PLANO, TX 75024 |
* | $ 10,000,000 | 1 | $ 50,000 |
NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 INDEPENDENCE, OH 44131 |
* | $ 4,410,000 | 1 | $ 122,000 |
CMCO MORTGAGE, LLC DBA HOME LE 7851 FREEWAY CIRCLE MIDDLEBURG HEIGHTS, OH 44130 |
* | $ 10,000,000 | 1 | $ 137,000 |
PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 1 | $ 48,000 |
US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,997,931,000 | 1 | $ 23,000 |
TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 13,039,950,000 | 1 | $ 44,000 |
FORCHT BANK, NATIONAL ASSOCIATION 2404 SIR BARTON WAY LEXINGTON, KY 40509 |
* | $ 992,086,000 | 1 | $ 150,000 |
NYCB MORTGAGE COMPANY, LLC 1801 EAST 9TH STREET CLEVELAND, OH 44114 |
* | $ 75,001,000 | 1 | $ 93,000 |
FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 114,540,379,000 | 1 | $ 68,000 |
POWELL VALLEY NATIONAL BANK 33785 MAIN STREET JONESVILLE, VA 24263 |
* | $ 240,696,000 | 1 | $ 79,000 |
BANK OF WHITTIER, NATIONAL ASSOCIATION 15141 E WHITTIER BLVD WHITTIER, CA 90603 |
* | $ 49,298,000 | 1 | $ 225,000 |
CUSTOMERS BANK 99 BRIDGE STREET PHOENIXVILLE, PA 19460 |
* | $ 2,077,532,000 | 1 | $ 34,000 |
L & N FEDERAL CREDIT UNION 9265 SMYRNA PARKWAY LOUISVILLE, KY 40229 |
* | $ 706,416,000 | 1 | $ 50,000 |
ASHLAND CREDIT UNION 1300 CENTRAL AVE ASHLAND, KY 41101 |
* | $ 171,560,000 | 1 | $ 32,000 |
CENTRAL BANK & TRUST COMPANY PO BOX 1360 LEXINGTON, KY 40588 |
* | $ 1,908,559,000 | 1 | $ 194,000 |
FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ 3,125,000 | 1 | $ 53,000 |
DITECH MORTGAGE CORP 1100 VIRGINIA DRIVE, SUITE 100 FT. WASHINGTON, PA 19034 |
* | $ 5,720,000 | 1 | $ 27,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ 4,088,336,000 | 1 | $ 158,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 338 | $22,822,000 | $67,000 | $255,000 | $48,000 | $515,000 |
Refinancing | 211 | $18,724,000 | $88,000 | $329,000 | $57,000 | $840,000 |
Home Improvement | 83 | $2,862,000 | $34,000 | $224,000 | $49,000 | $147,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 558 | $38,357,000 | $68,000 | $328,000 | $52,000 | $840,000 |
Not Provided | 34 | $2,520,000 | $74,000 | $224,000 | $51,000 | $146,000 |
Not applicable | 19 | $1,596,000 | $84,000 | $186,000 | $0 | $0 |
Black or African American | 16 | $1,401,000 | $87,000 | $329,000 | $59,000 | $155,000 |
Hispanic | 2 | $103,000 | $51,000 | $54,000 | $33,000 | $39,000 |
Asian | 2 | $377,000 | $188,000 | $202,000 | $318,000 | $447,000 |
American Indian or Alaskan Native | 1 | $54,000 | $54,000 | $54,000 | $19,000 | $19,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 513 | $33,072,000 | $64,000 | $329,000 | $53,000 | $515,000 |
FHA-insured (Federal Housing Administration) | 62 | $6,121,000 | $98,000 | $240,000 | $51,000 | $840,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 35 | $2,859,000 | $81,000 | $160,000 | $34,000 | $71,000 |
VA-guaranteed (Veterans Administration) | 22 | $2,356,000 | $107,000 | $254,000 | $44,000 | $144,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Application Denied By Financial Institution | 239 | $15,225,000 | $63,000 | $224,000 | $45,000 | $155,000 |
Loan Originated | 221 | $14,507,000 | $65,000 | $329,000 | $58,000 | $515,000 |
Application Approved But Not Accepted | 90 | $6,067,000 | $67,000 | $189,000 | $52,000 | $186,000 |
Loan Purchased By The Institution | 36 | $3,705,000 | $102,000 | $328,000 | $24,000 | $117,000 |
Application Withdrawn By Applicant | 35 | $3,535,000 | $101,000 | $240,000 | $74,000 | $840,000 |
File Closed For Incompleteness | 11 | $1,369,000 | $124,000 | $225,000 | $78,000 | $275,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 70 | $3,550,000 | $50,000 | $224,000 | $47,000 | $130,000 |
Debt-To-Income Ratio | 24 | $1,582,000 | $65,000 | $180,000 | $35,000 | $88,000 |
Collateral | 13 | $1,602,000 | $123,000 | $224,000 | $66,000 | $155,000 |
Other | 12 | $436,000 | $36,000 | $134,000 | $54,000 | $144,000 |
Credit Application Incomplete | 5 | $383,000 | $76,000 | $212,000 | $63,000 | $95,000 |
Unverifiable Information | 2 | $146,000 | $73,000 | $104,000 | $46,000 | $62,000 |
Employment History | 2 | $147,000 | $73,000 | $97,000 | $43,000 | $45,000 |
Insufficient Cash (Downpayment, Closing Cost) | 2 | $157,000 | $78,000 | $87,000 | $58,000 | $64,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information back through 2003.