Hancock County WV
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage statistics and lending data for the Hancock County WV metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Hancock County WV, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,949
Total Mortgage Loan Application Amount $137,551,000
Average Mortgage Loan Application Amount $70,000
Highest Mortgage Loan Application Amount $820,000
Average Applicant Income $49,000
Highest Applicant Income $840,000

Mortgage Company List for Lending in Hancock County WV for 2004

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
HANCOCK COUNTY SAVINGS BANK
351 CAROLINA AVE
CHESTER, WV 26034
* $ 260,875,000 350 $ 23,824,000
SKY BANK C/O HUNTINGTON BANK
137 CLOUGH ST.
BOWLING GREEN, OH 43402
* $ 11,844,146,000 226 $ 15,550,000
BENEFICIAL
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 128 $ 7,876,000
WESBANCO BANK, INC.
1 BANK PLAZA
WHEELING, WV 26003
* $ 3,432,302,000 65 $ 4,163,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 63 $ 5,109,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 97,957,619,000 60 $ 5,202,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 58 $ 3,156,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 57 $ 4,430,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 256,787,000,000 56 $ 2,947,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 250,474,000,000 52 $ 3,941,000
UNITED BANK INC
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 3,647,612,000 49 $ 3,370,000
CITIFINANCIAL INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 49 $ 2,325,000
FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION
3501 MAIN STREET
WEIRTON, WV 26062
* $ 239,164,000 42 $ 2,208,000
ADVANCE FINANCIAL SAVINGS BANK
4000 CENTRAL AVE
SHADYSIDE, OH 43947
* $ 323,344,000 36 $ 2,062,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 35 $ 2,478,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 25 $ 1,959,000
CHASE MANHATTAN MORTGAGE CORP.
194 WOOD AVENUE SOUTH
ISELIN, NJ 08830
* $ 770,912,000 25 $ 1,787,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 23 $ 1,965,000
MORTGAGE LENDERS NETWORK USA
213 COURT STREET
MIDDLETOWN, CT 06457
* $ 10,000,000 19 $ 1,514,000
NATIONAL CITY BANK OF INDIANA
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 42,548,912,000 19 $ 1,740,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 46,276,022,000 18 $ 948,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 10,551,758,000 18 $ 1,611,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 17 $ 1,471,000
THE HOME SAVINGS AND LOAN COMP
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 1,987,563,000 15 $ 925,000
DECISION ONE MORTGAGE
6060 J.A. JONES DRIVE
CHARLOTTE, NC 28287
* $ 10,000,000 15 $ 1,082,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,223,098,000 14 $ 1,155,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 36,578,612,000 13 $ 799,000
CITIFINANCIAL, INC
300 ST PAUL PLACE
BALTIMORE, MD 21020
* $ 1,097,190,000,000 13 $ 572,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 234,680,095,000 13 $ 1,052,000
THE HOME MORTGAGE CO INC
821 KENTWOOD DR STE C
YOUNGSTOWN, OH 44512
* $ 10,000,000 12 $ 841,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 12 $ 959,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 12 $ 864,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 617,888,534,000 12 $ 1,050,000
AMERICAS MONEYLINE
4880 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 11 $ 910,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 11 $ 1,058,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 9 $ 693,000
WELLS FARGO FINL WEST VIRGINIA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 34,311,813,000 8 $ 509,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 8 $ 1,186,000
AMERICAN BUSINESS FINANCIAL
100 PENN SQUARE EAST
PHILADELPHIA, PA 19107
* $ 10,000,000 8 $ 439,000
AAMES FUNDING CORPORATION
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 7 $ 581,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 14,165,872,000 7 $ 364,000
FIRST CAPITAL FINANCIAL SERVIC
5600 W. GRANDE MARKET DRIVE
APPLETON, WI 54913
* $ 10,000,000 7 $ 517,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 7 $ 626,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 19,381,781,000 6 $ 651,000
GEORGE MASON MORTGAGE LLC
4100 MONUMENT CORNER DRIVE #100
FAIRFAX, VA 22030
* $ 630,414,000 6 $ 594,000
1ST NATIONAL COMMUNITY BANK
16924 ST CLAIR AVE, P. O. BOX 796
EAST LIVERPOOL, OH 43920
* $ 88,881,000 6 $ 241,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 6 $ 296,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 74,320,522,000 6 $ 138,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 6 $ 478,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 6 $ 240,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 30,245,697,000 6 $ 353,000
SCHMIDT MORTGAGE COMPANY
20545 CENTER RIDGE ROAD 250
ROCKY RIVER, OH 44116
* $ 10,000,000 6 $ 410,000
SOUTHSTAR FUNDING, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 6 $ 462,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 6 $ 382,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 6 $ 453,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 6 $ 363,000
NBANK, N.A.
1731 NORTH ELM STREET
COMMERCE, GA 30529
* $ 267,252,000 5 $ 411,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 5 $ 409,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 29,327,000,000 5 $ 352,000
WATERMARK FINANCIAL PARTNERS
4582 S ULSTER ST, SUITE 300
DENVER, CO 80237
* $ 10,000,000 5 $ 364,000
CITIMORTGAGE, INC.
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 59,720,267,000 5 $ 760,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,615,181,000 4 $ 302,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 4 $ 267,000
M&T MORTGAGE CORPORATION
465 MAIN STREET - 5TH FLR - LAFAYETTE CT
BUFFALO, NY 14203
* $ 49,199,485,000 4 $ 817,000
ALLIED HOME MTG CAPITAL CORP
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 4 $ 269,000
CITIBANK, FSB
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 24,659,500,000 4 $ 54,000
FREMONT INVESTMENT & LOAN
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 9,333,614,000 4 $ 297,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 9,078,943,000 3 $ 154,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 13,189,979,000 3 $ 294,000
GREENPOINT MORTGAGE FUNDING
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 3 $ 397,000
PRINCIPAL RESIDENTIAL MORTGAGE
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 3 $ 257,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 3 $ 283,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 20,039,756,000 3 $ 111,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 124,453,567,000 3 $ 282,000
BAYER HERITAGE
17612 ENERGY RD
PROCTOR, WV 26055
* $ 147,363,000 3 $ 218,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 3 $ 168,000
FINANCE AMERICA, LLC
16802 ASTON ST.
IRVINE, CA 92606
* $ 10,000,000 3 $ 413,000
CLEARVIEW FEDERAL CREDIT UNION
8805 UNIVERSITY BLVD
CORAOPOLIS, PA 15108
* $ 618,281,000 2 $ 56,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 20,288,424,000 2 $ 325,000
ENCORE CREDIT CORP
1833 ALTON PARKWAY
IRVINE, CA 92606
* $ 10,000,000 2 $ 193,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 118,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 2 $ 129,000
FIRST NATIONAL BANK OF PA
166 MAIN ST
GREENVILLE, PA 16125
* $ 4,385,679,000 2 $ 80,000
FIRSTMERIT MORTGAGE CORP
III CASCADE PLAZA, CAS46
AKRON, OH 44308
* $ 6,000,000,000 2 $ 229,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,022,330,000 2 $ 122,000
AMERICAN HOME MORTGAGE CORP.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 2 $ 247,000
LONG MORTGAGE COMPANY
603 N. WILMOT RD
TUCSON, AZ 85711
* $ 10,000,000 2 $ 153,000
AEGIS FUNDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 2 $ 157,000
UNION FEDERAL C/O SKY BANK
137 CLOUGH ST
BOWLING GREEN, OH 43402
* $ 3,690,967,000 2 $ 172,000
RBC MORTGAGE
P O BOX 1220
ROCKY MOUNT, NC 27802
* $ 305,652,000 2 $ 350,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 43,610,071,000 2 $ 109,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 189,159,050,000 2 $ 113,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,319,969,000 2 $ 170,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 210,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 206,104,000 2 $ 65,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 101,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 2 $ 196,000
MILA, INC
6021 244TH ST. SW
MOUNTLAKE TERRACE, WA 98043
* $ 10,000,000 1 $ 25,000
MOREQUITY,INC. (NV)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 1 $ 59,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 49,199,485,000 1 $ 15,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 2,032,341,000 1 $ 97,000
GREATER ATLANTIC MORTGAGE CORP
8230 OLD COURTHOUSE ROAD S520
VIENNA, VA 22182
* $ 117,754,000 1 $ 73,000
HOME LOAN CORPORATION
450 GEARS ROAD, SUITE 600
HOUSTON, TX 77067
* $ 10,000,000 1 $ 66,000
HOMEBOUND MORTGAGE
150 WATER TOWER CIR
COLCHESTER, VT 05446
* $ 10,000,000 1 $ 55,000
NEXSTAR FINANCIAL CORPORATION
19 RESEARCH PARK COURT
ST. CHARLES, MO 63304
* $ 10,000,000 1 $ 44,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,211,122,000 1 $ 64,000
RATESTAR, INC.
4665 CORNELL ROAD, SUITE 200
CINCINNATI, OH 45241
* $ 54,815,000 1 $ 176,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 64,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 13,721,232,000 1 $ 136,000
WELLS FARGO FIN'L PENNSYLVANIA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 34,311,813,000 1 $ 22,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 7,855,191,000 1 $ 114,000
RBMG, INC
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 3,000,000,000 1 $ 51,000
S&T BANK
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ 2,849,645,000 1 $ 80,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 1 $ 55,000
UNITED FINANCIAL MORTGAGE CORP
815 COMMERCE DRIVE SUITE 100
OAK BROOK, IL 60523
* $ 10,000,000 1 $ 78,000
TRUST AMERICA MORTGAGE, INC.
6309 CORPORATE COURT #100
FORT MYERS, FL 33919
* $ 10,000,000 1 $ 117,000
AEGIS MORTGAGE CORPORATION
3250 BRIARPARK DRIVE, SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 95,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 1 $ 133,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 904,406,000 1 $ 59,000
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C.
3601 QUANTUM BOULDVARD
BOYNTON BEACH, FL 33426
* $ 31,000,000 1 $ 170,000
FIRST MARINER BANK
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,028,176,000 1 $ 61,000
AMERICAN AIRLINES FEDERAL CREDIT UNION
4151 AMON CARTER BLVD
FT WORTH, TX 76155
* $ 3,924,129,000 1 $ 61,000
AMERICAN MIDWEST MORTGAGE CORPORATION
6363 YORK ROAD
PARMA HEIGHTS, OH 44130
* $ 10,000,000 1 $ 65,000
BANKUNITED, FSB
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 7,223,160,000 1 $ 110,000
ALLIED HOME MORTGAGE CORP.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 1 $ 72,000
ALLSTATE BANK
3100 SANDERS RD, SUITE N4A
NORTHBROOK, IL 60062
* $ 935,045,000 1 $ 120,000
AME FINANCIAL
4036 WETHERBURN WAY
NORCROSS, GA 30092
* $ 10,000,000 1 $ 185,000
CSMC, INC
10425 W NORTH AVENUE SUITE 100
WAUWATOSA, WI 53226
* $ 10,000,000 1 $ 65,000
CHARLES SCHWAB BANK
101 MONTGOMERY STREET 11-262
SAN FRANCISCO, CA 94104
* $ 2,729,598,000 1 $ 130,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 67,584,376,000 1 $ 100,000
FIRSTRUST SAVINGS BANK
1 WALNUT GROVE DRIVE
HORSHAM, PA 19044
* $ 2,000,364,000 1 $ 50,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 72,000
FIRST NATIONAL BANK OF ARIZONA
17600 NORTH PERIMETER DRIVE
SCOTTSDALE, AZ 85255
* $ 1,241,100,000 1 $ 30,000
FRANKLIN BANK SSB
9800 RICHMOND, SUITE 680
HOUSTON, TX 77042
* $ 2,247,653,000 1 $ 86,000
FRANKLIN MORTGAGE FUNDING
25800 NORTHWESTERN HWY SUITE 875
SOUTHFIELD, MI 48075
* $ 10,000,000 1 $ 116,000
FIDELITY & TRUST MORTGAGE, INC
1725 EYE STREET, NW
WASHINGTON, DC 20006
* $ 51,912,000 1 $ 81,000
FIELDSTONE MORTGAGE COMPANY
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 1 $ 116,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 56,682,854,000 1 $ 171,000
COMMUNITY FIRST BANK
3725 OLD COURT ROAD
BALTIMORE, MD 21208
* $ 53,827,000 1 $ 158,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Hancock County WV in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,075 $83,936,000 $78,000 $820,000 $48,000 $540,000
Home Purchase 547 $41,629,000 $76,000 $334,000 $46,000 $507,000
Home Improvement 327 $11,986,000 $36,000 $300,000 $59,000 $840,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,602 $112,814,000 $70,000 $820,000 $52,000 $840,000
Not Provided 200 $14,632,000 $73,000 $330,000 $55,000 $420,000
Not applicable 89 $5,886,000 $66,000 $252,000 $9,000 $135,000
Black or African American 39 $2,905,000 $74,000 $277,000 $41,000 $120,000
Hispanic 8 $591,000 $73,000 $185,000 $40,000 $134,000
American Indian or Alaskan Native 7 $457,000 $65,000 $79,000 $21,000 $60,000
Asian 4 $266,000 $66,000 $116,000 $41,000 $58,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,815 $127,884,000 $70,000 $820,000 $51,000 $840,000
FHA-insured (Federal Housing Administration) 91 $6,220,000 $68,000 $139,000 $28,000 $97,000
VA-guaranteed (Veterans Administration) 25 $2,388,000 $95,000 $185,000 $28,000 $73,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $1,059,000 $58,000 $83,000 $21,000 $49,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 990 $70,409,000 $71,000 $820,000 $53,000 $840,000
Application Denied By Financial Institution 445 $30,115,000 $67,000 $585,000 $50,000 $540,000
Application Withdrawn By Applicant 199 $15,064,000 $75,000 $197,000 $49,000 $483,000
Loan Purchased By The Institution 140 $10,670,000 $76,000 $252,000 $22,000 $141,000
Application Approved But Not Accepted 134 $8,139,000 $60,000 $294,000 $58,000 $420,000
File Closed For Incompleteness 41 $3,154,000 $76,000 $265,000 $45,000 $104,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 136 $8,299,000 $61,000 $585,000 $48,000 $492,000
Credit Application Incomplete 51 $3,550,000 $69,000 $147,000 $46,000 $250,000
Collateral 47 $3,910,000 $83,000 $345,000 $54,000 $162,000
Debt-To-Income Ratio 38 $2,880,000 $75,000 $264,000 $57,000 $534,000
Other 37 $2,277,000 $61,000 $130,000 $43,000 $120,000
Unverifiable Information 7 $517,000 $73,000 $116,000 $78,000 $168,000
Employment History 3 $336,000 $112,000 $124,000 $89,000 $204,000
Insufficient Cash (Downpayment, Closing Cost) 2 $126,000 $63,000 $79,000 $59,000 $82,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information back through 2003.

Download the West Virginia Lender List