Hamlin County SD
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Unlock detailed Hamlin County SD mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in South Dakota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 422
Total Mortgage Loan Application Amount $86,630,000
Average Mortgage Loan Application Amount $205,000
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $120,000
Highest Applicant Income $3,974,000

Mortgage Company List for Lending in Hamlin County SD for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST PREMIER BANK
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57110
* $ 2,041,578,000 58 $ 9,680,000
FIRST BANK & TRUST
520 6TH STREET
BROOKINGS, SD 57006
* $ 2,069,570,000 47 $ 10,135,000
PLAINS COMMERCE BANK
220 MAIN ST
SIOUX FALLS, SD 57450
* $ 707,275,000 44 $ 9,950,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 30 $ 4,650,000
GREAT WESTERN BANK
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 12,848,070,000 21 $ 4,355,000
RELIABANK DAKOTA
211 N MAIN ST
ESTELLINE, SD 57201
* $ 471,230,000 20 $ 2,370,000
DACOTAH BANK
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57102
* $ 2,689,384,000 18 $ 3,410,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,747,398,000,000 17 $ 2,845,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 12 $ 2,510,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 11 $ 2,355,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 10 $ 3,190,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 10 $ 2,020,000
FIRST DAKOTA NATIONAL BANK
225 CEDAR ST
YANKTON, SD 57078
* $ 1,776,882,000 7 $ 2,425,000
CU MORTGAGE DIRECT, LLC
5010 S. SOLBERG AVENUE
SIOUX FALLS, SD 57108
* $ -1,000 7 $ 945,000
AMERICAN BANK & TRUST
120 E MAIN STREET
SIOUX FALLS, SD 57382
* $ 985,338,000 6 $ 1,050,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 6 $ 1,110,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 216,077,000,000 6 $ 1,890,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 5 $ 1,455,000
CORTRUST MORTGAGE, INC.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ -1,000 5 $ 1,245,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 5 $ 1,215,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 5 $ 1,255,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 4 $ 650,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 4 $ 730,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 875,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 3 $ 635,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 3 $ 665,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 310,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 2 $ 250,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 2 $ 340,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 2 $ 680,000
CENTRAL BANK
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 929,943,000 2 $ 840,000
FIRST NATIONAL BANK
125 WEST SIOUX AVE
FT. PIERRE, SD 57501
* $ 1,330,030,000 2 $ 950,000
BLACK HILLS FEDERAL CREDIT UNION
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57709
* $ 1,418,352,000 2 $ 420,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 2 $ 280,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 2 $ 320,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 604,528,000 2 $ 690,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 2 $ 550,000
LEVO FEDERAL CREDIT UNION
700 E 14TH STREET
SIOUX FALLS, SD 57104
* $ 306,222,000 2 $ 400,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,751,524,000,000 2 $ 140,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 1 $ 425,000
SOUTHPOINT FINANCIAL
924 MAIN STREET E
SLEEPY EYE, MN 56085
* $ 369,032,000 1 $ 235,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 24,774,361,000 1 $ 675,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 235,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 4,097,505,000 1 $ 285,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 1 $ 215,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 1 $ 285,000
PEOPLES BANK
1230 VALLEY DRIVE
ROCK VALLEY, IA 51247
* $ 638,804,000 1 $ 155,000
FIRST INTERNATIONAL BANK & TRUST
1600 S BDWAY
WATFORD CITY, ND 58701
* $ 3,466,051,000 1 $ 245,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 1 $ 195,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 216,654,000,000 1 $ 325,000
BANK FIVE NINE
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ 1,201,814,000 1 $ 95,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 98,729,134,000 1 $ 155,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 1 $ 195,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 85,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 1 $ 265,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 1 $ 75,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2021, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Hamlin County SD in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 162 $34,410,000 $212,000 $675,000 $131,000 $3,974,000
Refinancing 157 $33,995,000 $216,000 $2,005,000 $125,000 $810,000
Cash-out Refinancing 83 $16,375,000 $197,000 $425,000 $97,000 $513,000
Home Improvement 10 $480,000 $48,000 $225,000 $80,000 $151,000
Other Purpose 10 $1,370,000 $137,000 $525,000 $105,000 $318,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 333 $66,525,000 $199,000 $2,005,000 $121,000 $3,974,000
Not applicable 49 $11,715,000 $239,000 $675,000 $96,000 $163,000
Not Provided 26 $5,870,000 $225,000 $615,000 $107,000 $303,000
Hispanic 6 $760,000 $126,000 $195,000 $89,000 $270,000
Asian 5 $1,345,000 $269,000 $535,000 $237,000 $370,000
American Indian or Alaskan Native 2 $270,000 $135,000 $155,000 $40,000 $50,000
Black or African American 1 $145,000 $145,000 $145,000 $94,000 $94,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 333 $69,965,000 $210,000 $2,005,000 $134,000 $3,974,000
FHA-insured (Federal Housing Administration) 34 $5,780,000 $170,000 $295,000 $55,000 $180,000
VA-guaranteed (Veterans Administration) 28 $6,980,000 $249,000 $615,000 $65,000 $105,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 27 $3,905,000 $144,000 $245,000 $51,000 $76,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 253 $49,815,000 $196,000 $675,000 $131,000 $3,974,000
Loan Purchased By The Institution 83 $17,715,000 $213,000 $675,000 $108,000 $810,000
Application Withdrawn By Applicant 48 $11,880,000 $247,000 $2,005,000 $105,000 $766,000
Application Denied By Financial Institution 22 $4,030,000 $183,000 $615,000 $68,000 $211,000
Application Approved But Not Accepted 8 $1,400,000 $175,000 $375,000 $95,000 $230,000
File Closed For Incompleteness 8 $1,790,000 $223,000 $485,000 $79,000 $111,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 398 $82,210,000 $206,000 $2,005,000 $123,000 $3,974,000
Credit History 9 $1,355,000 $150,000 $285,000 $55,000 $90,000
Debt-To-Income Ratio 6 $1,210,000 $201,000 $275,000 $76,000 $211,000
Collateral 4 $400,000 $100,000 $165,000 $54,000 $79,000
Credit Application Incomplete 3 $1,175,000 $391,000 $615,000 $101,000 $132,000
Other 1 $55,000 $55,000 $55,000 $60,000 $60,000
Employment History 1 $225,000 $225,000 $225,000 $106,000 $106,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the South Dakota Lender List