Hamilton County NY
Mortgage Loan Application
Totals and Details
for 2021

Find mortgage statistics and lending data for the Hamilton County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Hamilton County NY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 459
Total Mortgage Loan Application Amount $93,765,000
Average Mortgage Loan Application Amount $204,000
Highest Mortgage Loan Application Amount $1,405,000
Average Applicant Income $150,000
Highest Applicant Income $1,823,000

Mortgage Company List for Lending in Hamilton County NY for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
COMMUNITY BANK, NATIONAL ASSOCIATION
45-49 COURT STREET
CANTON, NY 13617
* $ 11,209,976,000 52 $ 9,000,000
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 9,642,935,000 26 $ 4,260,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,747,398,000,000 24 $ 4,510,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 135,758,439,000 20 $ 4,120,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 18 $ 3,030,000
ADIRONDACK BANK
185 GENESEE ST
UTICA, NY 13501
* $ 815,388,000 17 $ 3,855,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 16 $ 2,740,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 119,432,105,000 11 $ 2,685,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 11 $ 2,105,000
SEFCU SERVICES, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12206
* $ -1,000 9 $ 1,615,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 9 $ 2,245,000
BROADVIEW FEDERAL CREDIT UNION
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 4,055,933,000 9 $ 815,000
GLENS FALLS NATIONAL BANK AND TRUST COMPANY
250 GLEN STREET
GLENS FALLS, NY 12801
* $ 2,564,325,000 9 $ 3,255,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 8 $ 2,820,000
CCFCU FUNDING, LLC
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ -1,000 7 $ 1,235,000
SUNMARK FEDERAL CREDIT UNION
1187 TROY SCHENECTADY ROAD
LATHAM, NY 12110
* $ 740,218,000 7 $ 1,655,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 6 $ 1,440,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 5 $ 1,305,000
AMERICU CREDIT UNION
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 1,814,188,000 5 $ 645,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 4 $ 710,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 4 $ 700,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 320,471,996,000 4 $ 1,940,000
CAPITAL COMMUNICATIONS FEDERAL CREDIT UNION
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 1,943,306,000 4 $ 450,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ -1,000 4 $ 1,120,000
1ST PRIORITY MORTGAGE, INC.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ -1,000 4 $ 690,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 4 $ 1,000,000
EMPOWER FEDERAL CREDIT UNION
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 1,954,367,000 4 $ 700,000
TRUSTCO BANK
6 METRO PARK ROAD
ALBANY, NY 12205
* $ 5,220,288,000 3 $ 565,000
FIRST SOURCE
4451 COMMERCIAL DRIVE
NEW HARTFORD, NY 13413
* $ 656,261,000 3 $ 385,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 3 $ 565,000
TCT
416 ROWLAND STREET
BALLSTON SPA, NY 12020
* $ 235,855,000 3 $ 355,000
THE LYONS NATIONAL BANK
35 WILLIAM STREET
LYONS, NY 14489
* $ 1,163,579,000 3 $ 305,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 3 $ 785,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 3 $ 1,085,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 2 $ 130,000
ASSOCIATED MORTGAGE BANKERS, INC.
2395 OCEAN AVENUE SUITE 5
RONKONKOMA, NY 11779
* $ -1,000 2 $ 360,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 310,000
PREMIUM MORTGAGE CORPORATION
2541 MONROE AVE
ROCHESTER, NY 14618
* $ -1,000 2 $ 270,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
HENDERSON, NV 89074
* $ 216,654,000,000 2 $ 570,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 420,000
CONTOUR MORTGAGE CORPORATION
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 2 $ 470,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 2 $ 330,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 16,855,693,000 2 $ 410,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 480,000
NJ LENDERS CORP.
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ -1,000 2 $ 290,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
NEW YORK, NY 10013
* $ -1,000 2 $ 450,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ -1,000 2 $ 340,000
GPO FEDERAL CREDIT UNION
4311 MIDDLE SETTLEMENT RD
NEW HARTFORD, NY 13413
* $ 309,144,000 2 $ 560,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,384,707,000,000 2 $ 540,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 2 $ 510,000
BERKSHIRE BANK
PO 1308
PITTSFIELD, MA 01202
* $ 13,181,399,000 2 $ 1,080,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 2 $ 270,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 2 $ 420,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
HORSHAM, PA 19044
* $ -1,000 1 $ 465,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 245,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 1 $ 265,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 1 $ 175,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 24,774,361,000 1 $ 235,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 9,467,660,000 1 $ 105,000
SENECA SAVINGS
35 OSWEGO ST.
BALDWINSVILLE, NY 13027
* $ 210,294,000 1 $ 505,000
FIRST HOME BANK
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 531,151,000 1 $ 515,000
THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 2,998,725,000 1 $ 165,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 1 $ 175,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 98,729,134,000 1 $ 105,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 95,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 1 $ 265,000
PROVIDENT BANK
239 WASHINGTON STREET
JERSEY CITY, NJ 07302
* $ 9,807,688,000 1 $ 85,000
FARM CREDIT EAST, ACA
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 1 $ 785,000
MILLENIUM HOME MORTGAGE, LLC
40 BALDWIN ROAD
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 545,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 1 $ 215,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 295,000
BALLSTON SPA NATIONAL BANK
PO BOX 70
BALLSTON SPA, NY 12020
* $ 584,882,000 1 $ 295,000
JOVIA FINANCIAL CREDIT UNION
1000 CORPORATE DRIVE
WESTBURY, NY 11590
* $ 3,481,966,000 1 $ 35,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 2,488,033,000 1 $ 65,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 6,120,102,000 1 $ 305,000
PIONEER BANK
652 ALBANY-SHAKER RD.
ALBANY, NY 12211
* $ 1,390,142,000 1 $ 215,000
HUDSON RIVER COMMUNITY
ONE THIRD STREET
CORINTH, NY 12822
* $ 279,248,000 1 $ 125,000
AFFINITY
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 08720
* $ 3,529,015,000 1 $ 325,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 1 $ 55,000
WALLKILL VALLEY FEDERAL SAVINGS AND LOAN ASSOCIATION
23 WALLKILL AVENUE
WALLKILL, NY 12589
* $ 327,786,000 1 $ 705,000
FINANCE OF AMERICA COMMERCIAL LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 1 $ 195,000
HUDSON VALLEY CREDIT UNION
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 5,351,288,000 1 $ 15,000
AMERICAN HERITAGE FCU
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ 2,749,196,000 1 $ 115,000
THE NATIONAL BANK OF COXSACKIE
3 - 7 REED STREET
COXSACKIE, NY 12051
* $ 325,368,000 1 $ 125,000
FRANKLIN MINT
5 HILLMAN DRIVE
CHADDS FORD, PA 19317
* $ 1,194,144,000 1 $ 65,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 75,000
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 10,624,748,000 1 $ 665,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 305,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 135,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ -1,000 1 $ 235,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
IRVINE, CA 92614
* $ -1,000 1 $ 265,000
CIBC BANK USA
120 SOUTH LASALLE
CHICAGO, IL 60603
* $ 33,588,619,000 1 $ 285,000
FIRST NATIONAL BANK OF SCOTIA
201 MOHAWK AVE
SCOTIA, NY 12302
* $ 483,117,000 1 $ 45,000
NBKC BANK
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 833,228,000 1 $ 195,000
CORNERSTONE NATIONAL BANK & TRUST COMPANY
1 WEST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ 631,327,000 1 $ 255,000
UNMB HOME LOANS INC
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ -1,000 1 $ 125,000
HOME TOWN FUNDING, INC.
63 A MONROE AVENUE
PITTSFORD, NY 14534
* $ -1,000 1 $ 165,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 140,077,697,000 1 $ 375,000
VALLEY NATIONAL BANK
1460 VALLEY ROAD
WAYNE, NJ 07470
* $ 37,441,578,000 1 $ 215,000
HUNT MORTGAGE CORPORATION
5400 BROADWAY STREET
LANCASTER, NY 14086
* $ -1,000 1 $ 195,000
MASSMUTUAL
1295 STATE STREET
SPRINGFIELD, MA 01111
* $ 252,668,000 1 $ 175,000
MERIDIAN BANK CORPORATION
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 1,149,979,000 1 $ 225,000
ADVISORS MORTGAGE GROUP, L.L.C.
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ -1,000 1 $ 265,000
PATHFINDER BANK
214 WEST 1ST STREET
OSWEGO, NY 13126
* $ 1,090,000,000 1 $ 45,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Hamilton County NY in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 208 $50,350,000 $242,000 $1,405,000 $169,000 $1,823,000
Refinancing 123 $23,465,000 $190,000 $705,000 $148,000 $756,000
Cash-out Refinancing 64 $13,450,000 $210,000 $805,000 $114,000 $349,000
Home Improvement 39 $3,865,000 $99,000 $325,000 $138,000 $845,000
Other Purpose 23 $2,515,000 $109,000 $405,000 $111,000 $446,000
Not Applicable 2 $120,000 $60,000 $65,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 377 $72,745,000 $192,000 $805,000 $147,000 $1,823,000
Not Provided 58 $15,870,000 $273,000 $1,405,000 $169,000 $650,000
Not applicable 19 $4,505,000 $237,000 $705,000 $203,000 $400,000
Black or African American 3 $315,000 $105,000 $185,000 $73,000 $112,000
Hispanic 1 $125,000 $125,000 $125,000 $72,000 $72,000
Asian 1 $205,000 $205,000 $205,000 $316,000 $316,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 424 $87,360,000 $206,000 $1,405,000 $155,000 $1,823,000
FHA-insured (Federal Housing Administration) 20 $3,140,000 $157,000 $345,000 $61,000 $125,000
VA-guaranteed (Veterans Administration) 14 $3,150,000 $225,000 $355,000 $77,000 $143,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $115,000 $115,000 $115,000 $48,000 $48,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 288 $61,550,000 $213,000 $965,000 $167,000 $1,823,000
Application Denied By Financial Institution 69 $10,495,000 $152,000 $505,000 $96,000 $433,000
Application Withdrawn By Applicant 48 $11,760,000 $245,000 $1,405,000 $156,000 $569,000
Loan Purchased By The Institution 28 $5,590,000 $199,000 $545,000 $139,000 $400,000
File Closed For Incompleteness 13 $2,175,000 $167,000 $505,000 $118,000 $350,000
Application Approved But Not Accepted 13 $2,195,000 $168,000 $805,000 $91,000 $218,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 386 $82,740,000 $214,000 $1,405,000 $160,000 $1,823,000
Debt-To-Income Ratio 27 $4,095,000 $151,000 $345,000 $76,000 $286,000
Collateral 16 $2,900,000 $181,000 $505,000 $108,000 $349,000
Credit History 8 $930,000 $116,000 $265,000 $116,000 $433,000
Other 7 $915,000 $130,000 $345,000 $132,000 $332,000
Unverifiable Information 7 $1,005,000 $143,000 $245,000 $115,000 $300,000
Credit Application Incomplete 5 $815,000 $163,000 $235,000 $142,000 $257,000
Insufficient Cash (Downpayment, Closing Cost) 2 $270,000 $135,000 $205,000 $30,000 $61,000
Employment History 1 $95,000 $95,000 $95,000 $62,000 $62,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.

Download the New York Lender List