Find mortgage statistics and lending data for the Hamilton County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Hamilton County NY, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 257 |
Total Mortgage Loan Application Amount | $41,183,000 |
Average Mortgage Loan Application Amount | $160,000 |
Highest Mortgage Loan Application Amount | $850,000 |
Average Applicant Income | $115,000 |
Highest Applicant Income | $1,135,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
NBT BANK, NATIONAL ASSOCIATION 52 S BROAD ST NORWICH, NY 13815 |
* | $ 5,424,588,000 | 26 | $ 2,943,000 |
COMMUNITY BANK, NATIONAL ASSOCIATION 45-49 COURT STREET CANTON, NY 13617 |
* | $ 5,376,962,000 | 26 | $ 2,882,000 |
WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 16 | $ 2,787,000 |
BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 14 | $ 2,423,000 |
JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 11 | $ 1,694,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ 31,000,000 | 10 | $ 1,866,000 |
WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 9 | $ 1,540,000 |
FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 112,736,105,000 | 7 | $ 1,561,000 |
HSBC MORTGAGE CORP 2929 WALDEN AVE DEPEW, NY 14043 |
* | $ 92,958,000 | 6 | $ 948,000 |
ONEWEST BANK, FSB 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 23,286,247,000 | 6 | $ 1,337,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 6 | $ 693,000 |
BROADVIEW FEDERAL CREDIT UNION 700 PATROON CREEK BLVD ALBANY, NY 12206 |
* | $ 1,930,177,000 | 5 | $ 334,000 |
ADIRONDACK BANK 185 GENESEE ST UTICA, NY 13501 |
* | $ 497,593,000 | 5 | $ 729,000 |
M&T BANK 1 M&T PLAZA -15TH FLOOR BUFFALO, NY 14203 |
* | $ 67,860,327,000 | 4 | $ 764,000 |
KEYBANK NATIONAL ASSOCIATION 100 PUBLIC SQUARE STE 600 OH-01-10-06006 CLEVELAND, OH 44113 |
* | $ 90,179,122,000 | 4 | $ 667,000 |
MERRILL LYNCH CREDIT CORP 4500 PARK GRANADA CA7-910-01-24 CALABASAS, CA 91302 |
* | $ 2,223,299,000 | 4 | $ 904,000 |
HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 4 | $ 587,000 |
FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 4 | $ 1,115,000 |
SUNMARK FEDERAL CREDIT UNION 1187 TROY SCHENECTADY ROAD LATHAM, NY 12110 |
* | $ 355,898,000 | 4 | $ 600,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 37,922,355,000 | 4 | $ 667,000 |
FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,483,100,000 | 3 | $ 942,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ 4,088,336,000 | 3 | $ 409,000 |
COMMONFUND MORTGAGE CORP. 717 ERIE BOULEVARD WEST SYRACUSE, NY 13204 |
* | $ 10,000,000 | 3 | $ 603,000 |
CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 3 | $ 663,000 |
METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 14,106,965,000 | 3 | $ 305,000 |
ADMIRALS BANK FORMER DOMESTIC 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 234,124,000 | 3 | $ 41,000 |
TD BANK N.A. 70 GRAY ROAD FALMOUTH, ME 04105 |
* | $ 140,038,551,000 | 2 | $ 613,000 |
FIRST NIAGARA BANK, N.A. 726 EXCHANGE STREET SUITE 618 BUFFALO, NY 14210 |
* | $ 14,452,230,000 | 2 | $ 254,000 |
ROME SAVINGS BANK 100 W DOMINICK ST., PO BOX 311 ROME, NY 13442 |
* | $ 330,110,000 | 2 | $ 541,000 |
SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 164,340,844,000 | 2 | $ 287,000 |
SEFCU SERVICES, LLC 621 COLUMBIA STREET EXT COHOES, NY 12047 |
* | $ 10,000,000 | 2 | $ 271,000 |
HOME FUNDING FINDERS, INC 621 COLUMBIA STREET EXT COHOES, NY 12047 |
* | $ 10,000,000 | 2 | $ 354,000 |
SOVEREIGN BANK 1130 BERKSHIRE BOULEVARD WYOMISSING, PA 19610 |
* | $ 73,839,735,000 | 2 | $ 496,000 |
ELMIRA SAVINGS BANK, FSB 333 E WATER ST ELMIRA, NY 14901 |
* | $ 499,016,000 | 2 | $ 1,327,000 |
ALLIANCE BANK NA 120 MADISON STREET SYRACUSE, NY 13202 |
* | $ 1,409,715,000 | 2 | $ 225,000 |
ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 2 | $ 279,000 |
HOME SAVINGS OF AMERICA 35 E BROADWAY LITTLE FALLS, MN 56345 |
* | $ 477,531,000 | 2 | $ 250,000 |
NORTH AMERICAN SAVINGS BANK 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,506,113,000 | 1 | $ 126,000 |
TEACHERS 102 MOTOR PARKWAY HAUPPAUGE, NY 11788 |
* | $ 3,643,801,000 | 1 | $ 250,000 |
HUDSON VALLEY CREDIT UNION PO BOX 1071 POUGHKEEPSIE, NY 12602 |
* | $ 2,714,589,000 | 1 | $ 345,000 |
QUORUM FEDERAL CREDIT UNION 2500 WESTCHESTER AVENUE PURCHASE, NY 10577 |
* | $ 633,341,000 | 1 | $ 165,000 |
HUDSON RIVER COMMUNITY ONE THIRD STREET CORINTH, NY 12822 |
* | $ 143,946,000 | 1 | $ 20,000 |
CCFCU FUNDING, LLC 4 WINNERS CIRCLE ALBANY, NY 12205 |
* | $ 797,777,000 | 1 | $ 140,000 |
LUXURY MORTGAGE CORP. FOUR LANDMARK SQUARE SUITE 300 STAMFORD, CT 06901 |
* | $ 10,000,000 | 1 | $ 110,000 |
ASSOCIATED MORTGAGE BANKERS, INC. 2395 OCEAN AVENUE SUITE 5 RONKONKOMA, NY 11779 |
* | $ 35,004,000 | 1 | $ 179,000 |
ALL AMERICAN HOME MORTGAGE COR 333 EARLE OVINGTON BLVD SUITE 102 UNIONDALE, NY 11553 |
* | $ 10,000,000 | 1 | $ 150,000 |
GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 1 | $ 280,000 |
OWNERSCHOICE FUNDING, INCORPORATED 1021 WATERVLIET-SHAKER ROAD ALBANY, NY 12205 |
* | $ 10,000,000 | 1 | $ 178,000 |
INTERSTATE HOME LOAN CENTER 25 MELVILLE PARK RD SUITE 105 MELVILLE, NY 11747 |
* | $ 10,000,000 | 1 | $ 82,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 1 | $ 63,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 1 | $ 306,000 |
HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ 10,000,000 | 1 | $ 174,000 |
HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ 10,000,000 | 1 | $ 80,000 |
EMPIRE STATE BANK 68 NORTH PLANK ROAD NEWBURGH, NY 12550 |
* | $ 156,947,000 | 1 | $ 70,000 |
GLENS FALLS NATIONAL BANK AND TRUST COMPANY 250 GLEN STREET GLENS FALLS, NY 12801 |
* | $ 1,571,797,000 | 1 | $ 53,000 |
VALLEY NATIONAL BANK 1460 VALLEY ROAD WAYNE, NJ 07470 |
* | $ 14,262,595,000 | 1 | $ 252,000 |
FIRST STAR BANK, S.S.B. 109 S COMMERCE / PO BOX 7 BREMOND, TX 76629 |
* | $ 188,577,000 | 1 | $ 316,000 |
CENTIER BANK 600 E 84TH AVENUE MERRILLVILLE, IN 46410 |
* | $ 2,011,062,000 | 1 | $ 27,000 |
BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 197,928,000 | 1 | $ 151,000 |
NEW YORK COMMUNITY BANK 1 JERICHO PLAZA JERICHO, NY 11753 |
* | $ 40,150,052,000 | 1 | $ 54,000 |
BETHPAGE FEDERAL CREDIT UNION 899 SOUTH OYSTER BAY ROAD BETHPAGE, NY 11714 |
* | $ 3,696,766,000 | 1 | $ 172,000 |
COUNTRYSIDE FEDERAL CREDIT UNION 5720 COMMONS PARK EAST SYRACUSE, NY 13057 |
* | $ 124,857,000 | 1 | $ 67,000 |
PROFICIO BANK 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 276,676,000 | 1 | $ 175,000 |
AMERIPRISE BANK, FSB 707 2ND AVENUE SOUTH MINNEAPOLIS, MN 55474 |
* | $ 2,823,342,000 | 1 | $ 216,000 |
CHARLES SCHWAB BANK 211 MAIN STREET SAN FRANCISCO, CA 94105 |
* | $ 43,242,751,000 | 1 | $ 235,000 |
CARNEGIE MORTGAGE 2297 STATE HIGHWAY 33 HAMILTON SQUARE, NJ 08690 |
* | $ 193,976,000 | 1 | $ 150,000 |
THE LYONS NATIONAL BANK 35 WILLIAM STREET LYONS, NY 14489 |
* | $ 457,788,000 | 1 | $ 338,000 |
MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 12,817,999,000 | 1 | $ 120,000 |
BEACON FEDERAL 6311 COURT STREET ROAD EAST SYRACUSE, NY 13057 |
* | $ 1,067,019,000 | 1 | $ 166,000 |
ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 90,293,933,000 | 1 | $ 46,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 161 | $26,241,000 | $162,000 | $477,000 | $110,000 | $997,000 |
Home Purchase | 72 | $12,853,000 | $178,000 | $850,000 | $146,000 | $1,135,000 |
Home Improvement | 24 | $2,089,000 | $87,000 | $306,000 | $59,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 219 | $34,526,000 | $157,000 | $850,000 | $115,000 | $997,000 |
Not Provided | 24 | $4,128,000 | $172,000 | $415,000 | $167,000 | $1,135,000 |
Not applicable | 10 | $1,835,000 | $183,000 | $316,000 | $0 | $0 |
Hispanic | 3 | $424,000 | $141,000 | $202,000 | $108,000 | $260,000 |
Black or African American | 1 | $270,000 | $270,000 | $270,000 | $60,000 | $60,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 227 | $37,367,000 | $164,000 | $850,000 | $124,000 | $1,135,000 |
FHA-insured (Federal Housing Administration) | 25 | $3,070,000 | $122,000 | $270,000 | $42,000 | $120,000 |
VA-guaranteed (Veterans Administration) | 3 | $507,000 | $169,000 | $174,000 | $84,000 | $106,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $239,000 | $119,000 | $135,000 | $41,000 | $44,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 139 | $23,077,000 | $166,000 | $850,000 | $142,000 | $1,135,000 |
Application Denied By Financial Institution | 50 | $6,951,000 | $139,000 | $347,000 | $61,000 | $291,000 |
Loan Purchased By The Institution | 29 | $4,739,000 | $163,000 | $316,000 | $61,000 | $229,000 |
Application Withdrawn By Applicant | 20 | $3,254,000 | $162,000 | $477,000 | $129,000 | $800,000 |
Application Approved But Not Accepted | 11 | $1,626,000 | $147,000 | $309,000 | $95,000 | $291,000 |
File Closed For Incompleteness | 8 | $1,536,000 | $192,000 | $390,000 | $178,000 | $500,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 13 | $1,701,000 | $130,000 | $220,000 | $44,000 | $69,000 |
Collateral | 10 | $1,321,000 | $132,000 | $200,000 | $70,000 | $120,000 |
Other | 6 | $1,152,000 | $192,000 | $293,000 | $76,000 | $141,000 |
Credit History | 6 | $549,000 | $91,000 | $212,000 | $31,000 | $74,000 |
Credit Application Incomplete | 4 | $674,000 | $168,000 | $347,000 | $116,000 | $291,000 |
Insufficient Cash (Downpayment, Closing Cost) | 3 | $495,000 | $165,000 | $214,000 | $133,000 | $169,000 |
Unverifiable Information | 2 | $469,000 | $234,000 | $269,000 | $51,000 | $53,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.