Guthrie County IA
Mortgage Loan Application
Totals and Details
for 2023

Find mortgage statistics and lending data for the Guthrie County IA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Guthrie County IA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 370
Total Mortgage Loan Application Amount $71,770,000
Average Mortgage Loan Application Amount $193,000
Highest Mortgage Loan Application Amount $2,105,000
Average Applicant Income $140,000
Highest Applicant Income $2,546,000

Mortgage Company List for Lending in Guthrie County IA for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
GUTHRIE COUNTY STATE BANK
505 E MAIN ST
PANORA, IA 50216
* $ 253,188,000 26 $ 5,230,000
GREENSTATE CREDIT UNION
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 11,283,366,000 22 $ 5,130,000
FIRST STATE BANK
215 N. DIVISION, PO BOX 400
STUART, IA 50250
* $ 136,083,000 21 $ 2,455,000
VERIDIAN CREDIT UNION
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 6,896,511,000 18 $ 2,010,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 16 $ 3,330,000
COMMUNITY CHOICE CREDIT UNION
1351 NW 114TH ST, P.O. BOX 71247
JOHNSTON, IA 50325
* $ 797,643,000 13 $ 1,655,000
IOWA BANKERS MORTGAGE CORPORATION
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 13 $ 4,895,000
LINCOLN SAVINGS BANK
301 WASHINGTON ST
REINBECK, IA 50613
* $ 1,845,506,000 12 $ 2,340,000
PEOPLES BANK
205 E MAIN ST
CLIVE, IA 50107
* $ 447,074,000 11 $ 705,000
DUPACO COMMUNITY
PO BOX 179
DUBUQUE, IA 52004
* $ 3,010,410,000 9 $ 785,000
HOMESERVICES LENDING, LLC
2700 WESTOWN PARKWAY SUITE 345
WILMINGTON, DE 50266
* $ -1,000 8 $ 1,200,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 7 $ 1,335,000
PREMIER CREDIT UNION
800 9TH ST
DES MOINES, IA 50309
* $ 287,084,000 6 $ 580,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 6 $ 2,180,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 6 $ 750,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 6 $ 1,130,000
CENTRAL BANK
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 1,964,850,000 5 $ 1,075,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 5 $ 1,065,000
IOWA TRUST & SAVINGS BANK
2101 10TH ST
EMMETSBURG, IA 50536
* $ 462,020,000 5 $ 515,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 5 $ 595,000
FORTRESS BANK
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ 619,628,000 4 $ 920,000
MIDSTATES BANK, NATIONAL ASSOCIATION
1851 MADISON AVE., STE. 732
COUNCIL BLUFFS, IA 51503
* $ 642,549,000 4 $ 600,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ -1,000 4 $ 430,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ -1,000 3 $ 415,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 3 $ 745,000
ROLLING HILLS BANK & TRUST
1307 E 7TH ST
ATLANTIC, IA 50022
* $ 435,547,000 3 $ 505,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ -1,000 3 $ 945,000
COASTAL COMMUNITY BANK
PO BOX 12220
EVERETT, WA 98206
* $ 3,141,703,000 3 $ 55,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 3 $ 525,000
RACCOON VALLEY BANK
1202 SECOND
PERRY, IA 50220
* $ 415,176,000 3 $ 145,000
BANK IOWA
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,918,861,000 3 $ 555,000
HOMETOWN EQUITY MORTGAGE, LLC
151 NORTH SERVICE ROAD
CLAYTON, MO 63376
* $ -1,000 3 $ 415,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 3 $ 465,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 546,228,000,000 3 $ 925,000
NORTHWEST BANK
705 GRAND AVE.
SPENCER, IA 51301
* $ 2,471,026,000 3 $ 1,255,000
UNITED BANK OF IOWA
501 SECOND STREET
IDA GROVE, IA 51445
* $ 2,331,206,000 2 $ 440,000
PLAINS COMMERCE BANK
220 MAIN ST
SIOUX FALLS, SD 57450
* $ 1,054,618,000 2 $ 290,000
GREATER IOWA CREDIT UNION
801 LINCOLN WAY
AMES, IA 50010
* $ 656,786,000 2 $ 360,000
THE FAMILY
1530 W 53RD STREET
DAVENPORT, IA 52806
* $ 238,847,000 2 $ 110,000
BANKERS' BANK
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 1,382,388,000 2 $ 530,000
EARLHAM SAVINGS BANK
7300 LAKE DRIVE
WEST DES MOINES, IA 50266
* $ 377,481,000 2 $ 250,000
THE CENTRAL TRUST BANK
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 19,309,880,000 2 $ 690,000
JOURNEY CREDIT UNION
1400 2ND AVE
DES MOINES, IA 50314
* $ 84,845,000 2 $ 160,000
COMMUNITY STATE BANK
817 N ANKENY BLVD
ANKENY, IA 50023
* $ 1,277,978,000 2 $ 480,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,717,531,000,000 2 $ 590,000
BANKERS TRUST COMPANY
453 7TH ST.
DES MOINES, IA 50309
* $ 6,104,235,000 2 $ 640,000
GREAT SOUTHERN BANK
218 S GLENSTONE AVE
REEDS SPRING, MO 65802
* $ 5,684,000,000 2 $ 190,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 2 $ 470,000
AVAILA BANK
126 W 6TH ST
CARROLL, IA 51401
* $ 1,545,185,000 2 $ 320,000
FRONTIER FINANCIAL, INC.
16647 CHESTERFIELD GROVE ROAD, SUITE 100
CHESTERFIELD, MO 63005
* $ -1,000 2 $ 250,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 2 $ 560,000
CITY STATE BANK
801 MAIN STREET
NORWALK, IA 50211
* $ 681,375,000 2 $ 710,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 2 $ 430,000
ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION
411 W MAIN ST
ST. CHARLES, IL 60174
* $ 2,130,380,000 2 $ 1,810,000
BANKWEST, INC.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 1,576,681,000 1 $ 55,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 12,493,973,000 1 $ 225,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
LITTLE ROCK, AR 63017
* $ -1,000 1 $ 505,000
MIDWESTONE BANK
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 6,574,512,000 1 $ 185,000
CITY FIRST MORTGAGE SERVICES, L.L.C.
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ -1,000 1 $ 265,000
STOCKTON MORTGAGE CORPORATION
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 1 $ 125,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 125,000
VISIONBANK OF IOWA
104 CHESTNUT ST
AMES, IA 50010
* $ 755,877,000 1 $ 505,000
CEDAR RAPIDS BANK AND TRUST COMPANY
500 1ST AVENUE NE
CEDAR RAPIDS, IA 52401
* $ 2,170,814,000 1 $ 205,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 1 $ 165,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 1 $ 145,000
STATE SAVINGS BANK
4800 MILLS CIVIC PKWY., STE. 100
WEST DES MOINES, IA 50265
* $ 198,557,000 1 $ 305,000
TRUBANK
1401 N JEFFERSON WAY
INDIANOLA, IA 50125
* $ 415,445,000 1 $ 625,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 1 $ 295,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 1 $ 85,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 1 $ 65,000
FIDELITY BANK
302 MAIN ST
SAVANNA, IL 61074
* $ 109,549,000 1 $ 145,000
SECURITY NATIONAL BANK OF OMAHA
PO BOX 31400
OMAHA, NE 68131
* $ 1,398,477,000 1 $ 505,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 90,036,656,000 1 $ 105,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 1 $ 345,000
CHICKASAW COMMUNITY BANK
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73108
* $ 479,101,000 1 $ 205,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 1 $ 195,000
I. H. MISSISSIPPI VALLEY CREDIT UNION
2121 47TH STREET
MOLINE, IL 61265
* $ 2,035,629,000 1 $ 375,000
FIRST CLASS COMMUNITY CREDIT UNION
2051 WESTOWN PARKWAY
WEST DES MOINES, IA 50265
* $ 99,426,000 1 $ 195,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 1 $ 55,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 1 $ 205,000
FARMERS STATE BANK
131 TOWER PARK DRIVE SUITE 100
WATERLOO, IA 50701
* $ 1,542,625,000 1 $ 215,000
MERCHANTS BANK, NATIONAL ASSOCIATION
102 EAST THIRD STREET
WINONA, MN 55987
* $ 2,576,574,000 1 $ 55,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 1 $ 235,000
THE SECURITY NATIONAL BANK OF SIOUX CITY, IOWA
601 PIERCE STREET
SIOUX CITY, IA 51106
* $ 1,330,926,000 1 $ 65,000
MEMBERS1ST COMMUNITY CREDIT UNION
910 S 12TH AVE
MARSHALLTOWN, IA 50158
* $ 237,023,000 1 $ 295,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 1 $ 165,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 1 $ 265,000
EMPEOPLE CREDIT UNION
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 1 $ 505,000
LUANA SAVINGS BANK
100 HARVEST DRIVE
LUANA, IA 52156
* $ 2,036,937,000 1 $ 225,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 1 $ 445,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,517,837,000 1 $ 225,000
FARMERS AND MERCHANTS STATE BANK
101 W JEFFERSON STREET
WINTERSET, IA 50273
* $ 226,374,000 1 $ 345,000
IXONIA BANK
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 607,423,000 1 $ 325,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 1 $ 185,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 552,307,127,000 1 $ 405,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 1 $ 265,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 65,000
HOME STATE BANK
115 W STATE ST
JEFFERSON, IA 50129
* $ 370,101,000 1 $ 135,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 1 $ 165,000
FIRST INTERSTATE BANK
PO BOX 30918
BILLINGS, MT 59116
* $ 32,216,733,000 1 $ 255,000
FNB BANK
101 MAIN STREET
FONTANELLE, IA 50853
* $ 255,293,000 1 $ 295,000
CHARTER BANK
5526 NW 86TH STREET
JOHNSTON, IA 50131
* $ 206,408,000 1 $ 305,000
FIRST BANK
316 EAST BREMER AVENUE, P.O. BOX 837
WAVERLY, IA 50677
* $ 689,237,000 1 $ 175,000
COLLINS COMMUNITY CREDIT UNION
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 1,649,497,000 1 $ 55,000
COMMUNITY FIRST NATIONAL BANK
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 303,261,000 1 $ 415,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Guthrie County IA in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 223 $50,295,000 $225,000 $925,000 $141,000 $1,555,000
Home Improvement 45 $3,825,000 $85,000 $405,000 $102,000 $441,000
Other Purpose 36 $3,200,000 $88,000 $475,000 $93,000 $281,000
Refinancing 34 $9,130,000 $268,000 $2,105,000 $297,000 $2,546,000
Cash-out Refinancing 32 $5,320,000 $166,000 $655,000 $103,000 $400,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 288 $54,870,000 $190,000 $2,105,000 $142,000 $2,546,000
Not applicable 45 $10,115,000 $224,000 $685,000 $140,000 $255,000
Not Provided 23 $4,625,000 $201,000 $505,000 $140,000 $441,000
Hispanic 12 $1,830,000 $152,000 $345,000 $101,000 $202,000
American Indian or Alaskan Native 2 $330,000 $165,000 $175,000 $97,000 $142,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 299 $58,575,000 $195,000 $2,105,000 $155,000 $2,546,000
FHA-insured (Federal Housing Administration) 41 $7,195,000 $175,000 $395,000 $77,000 $139,000
VA-guaranteed (Veterans Administration) 20 $4,330,000 $216,000 $425,000 $84,000 $168,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $1,670,000 $167,000 $285,000 $70,000 $105,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 241 $47,395,000 $196,000 $2,105,000 $151,000 $2,546,000
Application Denied By Financial Institution 45 $7,515,000 $167,000 $505,000 $118,000 $1,555,000
Application Withdrawn By Applicant 35 $6,805,000 $194,000 $925,000 $124,000 $855,000
Loan Purchased By The Institution 28 $7,000,000 $250,000 $685,000 $127,000 $255,000
Application Approved But Not Accepted 11 $1,985,000 $180,000 $375,000 $130,000 $347,000
File Closed For Incompleteness 9 $845,000 $93,000 $255,000 $74,000 $155,000
Preapproval Approved but not Accepted 1 $225,000 $225,000 $225,000 $90,000 $90,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 264 $52,610,000 $199,000 $2,105,000 $151,000 $2,546,000
Debt-To-Income Ratio 79 $15,035,000 $190,000 $625,000 $107,000 $440,000
Collateral 9 $1,385,000 $153,000 $365,000 $240,000 $1,555,000
Credit History 9 $945,000 $105,000 $285,000 $58,000 $105,000
Credit Application Incomplete 5 $515,000 $103,000 $155,000 $82,000 $107,000
Other 4 $1,280,000 $320,000 $425,000 $128,000 $136,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information back through 2003.

Download the Iowa Lender List