Guthrie County IA
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage statistics and lending data for the Guthrie County IA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Guthrie County IA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 703
Total Mortgage Loan Application Amount $152,705,000
Average Mortgage Loan Application Amount $217,000
Highest Mortgage Loan Application Amount $3,145,000
Average Applicant Income $148,000
Highest Applicant Income $1,230,000

Mortgage Company List for Lending in Guthrie County IA for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
IOWA BANKERS MORTGAGE CORPORATION
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 50 $ 11,060,000
GREENSTATE CREDIT UNION
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 5,757,174,000 38 $ 9,290,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,712,919,000,000 36 $ 9,320,000
VERIDIAN CREDIT UNION
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 4,348,222,000 35 $ 5,625,000
LUANA SAVINGS BANK
100 HARVEST DRIVE
LUANA, IA 52156
* $ 1,523,369,000 25 $ 9,095,000
HOMESERVICES LENDING, LLC
2700 WESTOWN PARKWAY SUITE 345
WEST DES MOINES, IA 50266
* $ -1,000 24 $ 4,330,000
PEOPLES BANK
205 E MAIN ST
GRAND JUNCTION, IA 50107
* $ 341,175,000 23 $ 1,765,000
NORTHWEST BANK
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,688,814,000 18 $ 5,350,000
LINCOLN SAVINGS BANK
301 WASHINGTON ST
CEDAR FALLS, IA 50613
* $ 1,371,963,000 17 $ 3,925,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 14 $ 1,930,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 461,256,000,000 13 $ 3,285,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 12 $ 1,800,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 11 $ 2,465,000
CHICKASAW COMMUNITY BANK
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73108
* $ 198,963,000 11 $ 1,495,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 11 $ 2,425,000
BANK IOWA
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,391,958,000 11 $ 2,645,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 10 $ 2,030,000
COLLINS COMMUNITY CREDIT UNION
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 1,233,409,000 10 $ 2,730,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 10 $ 1,060,000
FIDELITY BANK
177 S JORDAN CREEK PKWY
WEST DES MOINES, IA 50266
* $ 85,216,000 9 $ 1,925,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 8 $ 1,960,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 8 $ 1,980,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 8 $ 1,450,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 8 $ 1,470,000
MIDWEST HERITAGE BANK FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 285,828,000 7 $ 1,535,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 7 $ 1,635,000
COMMUNITY CHOICE CREDIT UNION
1351 NW 114TH ST, P.O. BOX 71247
CLIVE, IA 50325
* $ 550,225,000 7 $ 1,325,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 6 $ 850,000
DUPACO COMMUNITY
PO BOX 179
DUBUQUE, IA 52004
* $ 1,888,189,000 5 $ 675,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 5 $ 1,235,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 5 $ 965,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 5 $ 1,205,000
FORTRESS BANK
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ 473,977,000 5 $ 1,485,000
ALLY BANK
2101, 300 EAST REXFORD RD
CHARLOTTE, NC 28211
* $ 167,492,000,000 5 $ 2,085,000
RACCOON VALLEY BANK
1202 SECOND
PERRY, IA 50220
* $ 304,873,000 5 $ 545,000
CENTRAL BANK
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 929,943,000 5 $ 1,675,000
VISIONBANK OF IOWA
104 CHESTNUT ST
AMES, IA 50010
* $ 541,944,000 5 $ 1,945,000
PREMIER CREDIT UNION
800 9TH ST
DES MOINES, IA 50309
* $ 211,526,000 4 $ 500,000
GREAT WESTERN BANK
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 12,848,070,000 4 $ 1,480,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 4 $ 1,110,000
COMMUNITY 1ST CREDIT UNION
1030 SIERRA DR NE
CEDAR RAPIDS, IA 52402
* $ 709,695,000 4 $ 310,000
J. VIRGIL, INC.
G3404 MILLER ROAD
FLINT, MI 48507
* $ -1,000 4 $ 1,360,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 4 $ 610,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 4 $ 590,000
CITY FIRST MORTGAGE SERVICES, L.L.C.
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ -1,000 3 $ 385,000
WEST GATE BANK
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 737,952,000 3 $ 1,055,000
MUTUAL OF OMAHA MORTGAGE, INC
3131 CAMINO DEL RIO N 190
SAN DIEGO, CA 92108
* $ -1,000 3 $ 605,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 3 $ 205,000
EMPEOPLE CREDIT UNION
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,131,130,000 3 $ 255,000
INLANTA MORTGAGE, INC.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 3 $ 545,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 3 $ 315,000
THE FAMILY CREDIT UNION
1530 W 53RD STREET
DAVENPORT, IA 52806
* $ 169,383,000 3 $ 75,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 3 $ 1,575,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 3 $ 445,000
GREATER IOWA CREDIT UNION
801 LINCOLN WAY
AMES, IA 50010
* $ 537,721,000 3 $ 505,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 3 $ 585,000
GUILD MORTGAGE COMPANY
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 3 $ 395,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 3 $ 995,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 3 $ 265,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 3 $ 625,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 23,234,514,000 2 $ 330,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 480,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 83,036,000,000 2 $ 1,090,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
MERIDEN, CT 06540
* $ -1,000 2 $ 210,000
ARBOR BANK
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ 365,025,000 2 $ 960,000
I. H. MISSISSIPPI VALLEY CREDIT UNION
2121 47TH STREET
MOLINE, IL 61265
* $ 1,474,943,000 2 $ 600,000
GNB BANK
529 G AVENUE
GRUNDY CENTER, IA 50638
* $ 549,831,000 2 $ 500,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ -1,000 2 $ 590,000
BANKERS TRUST COMPANY
453 7TH ST.
DES MOINES, IA 50309
* $ 4,981,719,000 2 $ 440,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ -1,000 2 $ 370,000
KELLER MORTGAGE, LLC
4725 LAKEHURST CT SUITE 400
DUBLIN, OH 43016
* $ -1,000 2 $ 190,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 92,968,547,000 2 $ 390,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 2 $ 260,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 150,000
COMMUNITY STATE BANK
817 N ANKENY BLVD
ANKENY, IA 50023
* $ 854,727,000 2 $ 680,000
IXONIA BANK
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 389,451,000 2 $ 1,160,000
UNITED BANK OF IOWA
501 SECOND STREET
IDA GROVE, IA 51445
* $ 1,742,636,000 2 $ 600,000
MID AMERICA MORTGAGE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 2 $ 270,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,852,983,000,000 2 $ 320,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 1 $ 115,000
MEMBERS1ST COMMUNITY CREDIT UNION
910 S 12TH AVE
MARSHALLTOWN, IA 50158
* $ 177,734,000 1 $ 255,000
GREAT SOUTHERN BANK
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 5,014,991,000 1 $ 195,000
AMERICAN STATE BANK
525 N MAIN AVE, PO BOX 140
SIOUX CENTER, IA 51250
* $ 948,382,000 1 $ 225,000
KEYSTONE SAVINGS BANK
81 MAIN STREET, PO BOX 367
KEYSTONE, IA 52249
* $ 145,431,000 1 $ 235,000
FIRST STATE BANK OF ST. CHARLES, MISSOURI
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 383,892,000 1 $ 315,000
DIGITAL FEDERAL CREDIT UNION
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 9,361,090,000 1 $ 135,000
FIRST NATIONAL BANK OF OMAHA
1620 DODGE STREET
OMAHA, NE 68197
* $ 22,555,038,000 1 $ 405,000
FINANCIAL PLUS CREDIT UNION
1831 25TH STREET
WEST DES MOINES, IA 50266
* $ 172,187,000 1 $ 135,000
SUNFLOWER BANK, NATIONAL ASSOCIATION
3025 CORTLAND CIRCLE - PO BOX 800
SALINA, KS 67401
* $ 4,172,729,000 1 $ 425,000
SOFI LENDING CORP.
375 HEALDSBURG AVENUE, SUITE 280
HEALDSBURG, CA 95448
* $ -1,000 1 $ 225,000
MERCHANTS BANK, NATIONAL ASSOCIATION
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,864,126,000 1 $ 475,000
UNITED SECURITY FINANCIAL CORP
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ -1,000 1 $ 225,000
CASTLE & COOKE MORTGAGE, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ -1,000 1 $ 45,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 1 $ 135,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ -1,000 1 $ 85,000
PANORAMA MORTGAGE GROUP, LLC
350 SOUTH RAMPART BLVD, STE 310
LAS VEGAS, NV 89145
* $ -1,000 1 $ 95,000
MIDWESTONE BANK
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 4,645,441,000 1 $ 615,000
AMCAP MORTGAGE, LTD.
9999 BELLAIRE BLVD., SUITE 700
HOUSTON, TX 77036
* $ -1,000 1 $ 95,000
ARVEST BANK
201 W WALNUT
ROGERS, AR 72756
* $ 19,445,554,000 1 $ 185,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,424,675,000 1 $ 55,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 765,000
FINANCE OF AMERICA COMMERCIAL LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 1 $ 85,000
TWO RIVERS BANK & TRUST
222 N. MAIN ST
BURLINGTON, IA 52601
* $ 853,289,000 1 $ 65,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
NEW YORK, NY 10013
* $ -1,000 1 $ 355,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 965,305,000 1 $ 305,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 55,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 65,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
CHARLOTTE, NC 28277
* $ -1,000 1 $ 45,000
REDWOOD RESIDENTIAL ACQUISITION CORPORATION
ONE BELVEDERE PLACE
MILL VALLEY, CA 94941
* $ -1,000 1 $ 855,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 1 $ 645,000
CHERRY CREEK MORTGAGE, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
GREENWOOD VILLAGE, CO 80111
* $ -1,000 1 $ 255,000
HOMEOWNERS FINANCIAL GROUP USA, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85264
* $ -1,000 1 $ 55,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 1 $ 125,000
OCEANSIDE MORTGAGE COMPANY
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 105,000
WASHINGTON STATE BANK
121 S MARION AVE
WASHINGTON, IA 52353
* $ 329,224,000 1 $ 475,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 225,000
MAGNOLIA BANK
794 OLD ELIZABETHTOWN RD
HODGENVILLE, KY 42748
* $ 313,272,000 1 $ 225,000
DUNDEE BANK
624 MAIN ST
ANSLEY, NE 68814
* $ 297,240,000 1 $ 285,000
FLANAGAN STATE BANK
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 191,043,000 1 $ 145,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 215,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 1 $ 85,000
HILLS BANK AND TRUST COMPANY
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ 3,299,556,000 1 $ 25,000
COMPASS MORTGAGE, INC.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ -1,000 1 $ 155,000
VIBRANT CREDIT UNION
1900 52ND AVE
MOLINE, IL 61265
* $ 809,155,000 1 $ 875,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,503,779,000 1 $ 125,000
PLAINS COMMERCE BANK
220 MAIN ST
HOVEN, SD 57450
* $ 707,275,000 1 $ 115,000
INTERCONTINENTAL CAPITAL GROUP, INC
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 1 $ 425,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 346,188,000 1 $ 25,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
HORSHAM, PA 19044
* $ -1,000 1 $ 415,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,453,998,000,000 1 $ 65,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,641,000,000 1 $ 105,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 225,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 604,528,000 1 $ 215,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Guthrie County IA in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 296 $75,510,000 $255,000 $3,145,000 $161,000 $750,000
Home Purchase 229 $43,655,000 $190,000 $645,000 $150,000 $1,230,000
Cash-out Refinancing 113 $24,645,000 $218,000 $995,000 $131,000 $1,007,000
Home Improvement 28 $1,590,000 $56,000 $285,000 $93,000 $235,000
Other Purpose 25 $3,725,000 $149,000 $875,000 $134,000 $441,000
Not Applicable 12 $3,580,000 $298,000 $855,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 540 $112,020,000 $207,000 $995,000 $146,000 $1,230,000
Not Provided 79 $18,845,000 $238,000 $765,000 $168,000 $1,218,000
Not applicable 76 $20,140,000 $265,000 $3,145,000 $108,000 $254,000
Hispanic 5 $845,000 $169,000 $515,000 $54,000 $65,000
American Indian or Alaskan Native 2 $410,000 $205,000 $325,000 $401,000 $750,000
Asian 1 $445,000 $445,000 $445,000 $206,000 $206,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 554 $128,860,000 $232,000 $3,145,000 $163,000 $1,230,000
FHA-insured (Federal Housing Administration) 65 $8,495,000 $130,000 $255,000 $61,000 $136,000
VA-guaranteed (Veterans Administration) 57 $12,465,000 $218,000 $645,000 $86,000 $224,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 27 $2,885,000 $106,000 $155,000 $43,000 $83,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 445 $98,045,000 $220,000 $3,145,000 $158,000 $1,230,000
Loan Purchased By The Institution 83 $19,065,000 $229,000 $855,000 $146,000 $630,000
Application Withdrawn By Applicant 83 $17,135,000 $206,000 $765,000 $148,000 $1,200,000
Application Denied By Financial Institution 64 $12,410,000 $193,000 $885,000 $91,000 $543,000
File Closed For Incompleteness 17 $3,365,000 $197,000 $395,000 $103,000 $385,000
Application Approved But Not Accepted 9 $2,245,000 $249,000 $615,000 $162,000 $297,000
Preapproval Approved but not Accepted 2 $440,000 $220,000 $285,000 $92,000 $130,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 623 $134,925,000 $216,000 $3,145,000 $151,000 $1,230,000
Debt-To-Income Ratio 34 $9,750,000 $286,000 $885,000 $154,000 $653,000
Credit History 13 $1,815,000 $139,000 $515,000 $103,000 $213,000
Collateral 10 $1,980,000 $198,000 $535,000 $83,000 $194,000
Credit Application Incomplete 9 $1,695,000 $188,000 $375,000 $95,000 $180,000
Other 6 $600,000 $100,000 $265,000 $164,000 $543,000
Unverifiable Information 4 $680,000 $170,000 $245,000 $69,000 $96,000
Employment History 3 $615,000 $205,000 $405,000 $56,000 $75,000
Insufficient Cash (Downpayment, Closing Cost) 1 $645,000 $645,000 $645,000 $224,000 $224,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information back through 2003.

Download the Iowa Lender List