Guthrie County IA
Mortgage Loan Application
Totals and Details
for 2016

Find mortgage statistics and lending data for the Guthrie County IA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Guthrie County IA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 556
Total Mortgage Loan Application Amount $85,678,000
Average Mortgage Loan Application Amount $154,000
Highest Mortgage Loan Application Amount $824,000
Average Applicant Income $118,000
Highest Applicant Income $6,200,000

Mortgage Company List for Lending in Guthrie County IA for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,610,580,000,000 57 $ 11,031,000
GUTHRIE COUNTY STATE BANK
505 E MAIN ST
PANORA, IA 50216
* $ 116,906,000 51 $ 4,746,000
IOWA BANKERS MORTGAGE CORPORATION
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 32 $ 5,693,000
PEOPLES TRUST & SAVINGS BANK
205 E MAIN ST
GRAND JUNCTION, IA 50107
* $ 300,516,000 31 $ 2,444,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 25 $ 4,372,000
FIRST STATE BANK
215 N. DIVISION, PO BOX 400
STUART, IA 50250
* $ 97,361,000 24 $ 1,184,000
VERIDIAN CREDIT UNION
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 2,952,894,000 18 $ 3,542,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 17 $ 2,246,000
PANORA STATE BANK
120 EAST MAIN PO BOX 9
PANORA, IA 50216
* $ 72,218,000 15 $ 1,112,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 14 $ 2,845,000
HOMESERVICES LENDING, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 10 $ 1,272,000
FIRST AMERICAN BANK
1207 CENTRAL AVE
FORT DODGE, IA 50501
* $ 1,073,093,000 8 $ 2,370,000
EARLHAM SAVINGS BANK
7300 LAKE DRIVE
WEST DES MOINES, IA 50266
* $ 270,760,000 8 $ 1,790,000
LUANA SAVINGS BANK
100 HARVEST DRIVE
LUANA, IA 52156
* $ 776,136,000 7 $ 1,229,000
PREMIER CREDIT UNION
800 9TH ST
DES MOINES, IA 50309
* $ 144,864,000 7 $ 345,000
LINCOLN SAVINGS BANK
301 WASHINGTON ST
CEDAR FALLS, IA 50613
* $ 862,680,000 7 $ 1,301,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 7 $ 1,343,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 7 $ 1,037,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 6 $ 1,921,000
FARMERS STATE BANK
201 MAIN STREET
YALE, IA 50277
* $ 48,428,000 6 $ 407,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 6 $ 1,155,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 6 $ 1,104,000
RACCOON VALLEY BANK
1202 SECOND
PERRY, IA 50220
* $ 234,805,000 5 $ 518,000
FIDELITY BANK
177 S JORDAN CREEK PKWY
WEST DES MOINES, IA 50266
* $ 85,032,000 5 $ 811,000
IOWA SAVINGS BANK
510 US HWY 30 WEST, PO BOX 967
CARROLL, IA 51401
* $ 186,839,000 5 $ 205,000
ROLLING HILLS BANK & TRUST
1307 E 7TH ST
ATLANTIC, IA 50022
* $ 242,006,000 5 $ 197,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 5 $ 729,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 5 $ 915,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,397,488,000 4 $ 1,060,000
GREATER IOWA CREDIT UNION
801 LINCOLN WAY
AMES, IA 50010
* $ 358,749,000 4 $ 68,000
BANKERS TRUST COMPANY
453 7TH ST.
DES MOINES, IA 50309
* $ 3,376,012,000 4 $ 718,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 4 $ 737,000
NORTHWEST BANK
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,421,072,000 4 $ 1,846,000
FARM CREDIT SERVICES OF AMERICA, FLCA
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 4 $ 2,125,000
MIDWEST FAMILY LENDING CORP.
2753 99TH STREET
URBANDALE, IA 50322
* $ 10,000,000 4 $ 480,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 3 $ 159,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
IRVINE, CA 92614
* $ 52,388,000 3 $ 446,000
CHARTER BANK
5526 NW 86TH STREET
JOHNSTON, IA 50131
* $ 143,696,000 3 $ 48,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ 1,543,699,000 3 $ 277,000
GREAT WESTERN BANK
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 9,952,150,000 3 $ 673,000
AMERICAN SOUTHWEST MORTGAGE FUNDING CORP
5900 MOSTELLER DRIVE SUITE 8
OKLAHOMA CITY, OK 73112
* $ 336,426,000 3 $ 267,000
FIRST MORTGAGE COMPANY, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 3 $ 383,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 3 $ 563,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 154,000
GUILD MORTGAGE COMPANY
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 2 $ 358,000
COMPASS MORTGAGE, INC.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ 10,000,000 2 $ 656,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 2 $ 227,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ 10,000,000 2 $ 220,000
FIRST CLASS COMMUNITY CREDIT UNION
2051 WESTOWN PARKWAY
WEST DES MOINES, IA 50265
* $ 70,804,000 2 $ 53,000
COMMUNITY STATE BANK
817 N ANKENY BLVD
ANKENY, IA 50023
* $ 594,002,000 2 $ 1,330,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ 10,000,000 2 $ 635,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 2 $ 182,000
UNITED BANK OF IOWA
501 SECOND STREET
IDA GROVE, IA 51445
* $ 1,329,743,000 2 $ 294,000
MARINE
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 625,382,000 2 $ 316,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 2 $ 364,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 75,743,098,000 2 $ 180,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 2 $ 346,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ 10,000,000 2 $ 463,000
BANK IOWA
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,134,969,000 2 $ 153,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 2 $ 257,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 348,291,098,000 2 $ 290,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ 31,000,000 2 $ 212,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 540,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 2 $ 552,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 104,000
UMB BANK, NATIONAL ASSOCIATION
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 18,823,520,000 1 $ 20,000
COMMUNITY 1ST CREDIT UNION
1030 SIERRA DR NE
CEDAR RAPIDS, IA 52402
* $ 572,586,000 1 $ 143,000
EMPEOPLE CREDIT UNION
3950 38TH AVENUE
MOLINE, IL 61265
* $ 784,567,000 1 $ 417,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ 10,000,000 1 $ 216,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 1 $ 183,000
VISIONBANK OF IOWA
104 CHESTNUT ST
AMES, IA 50010
* $ 417,465,000 1 $ 319,000
AMERICAN STATE BANK
1000 JEFFREYS DR
OSCEOLA, IA 50213
* $ 179,809,000 1 $ 30,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 1 $ 162,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 464,368,000 1 $ 172,000
COMMUNITY FIRST NATIONAL BANK
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 206,674,000 1 $ 134,000
KS STATEBANK
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,502,221,000 1 $ 200,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 1 $ 72,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 1 $ 10,000
NEW YORK COMMUNITY BANK
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 46,472,436,000 1 $ 215,000
INSPIRED FINANCIAL SERVICES, LLC
2708 BICENTENNIAL DR, STE A
CEDAR FALLS, IA 50613
* $ 356,249,000 1 $ 240,000
FIRST MIDWEST BANK
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 9,622,999,000 1 $ 17,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 1 $ 160,000
META FINANCIAL GROUP, INC.
4900 S WESTERN AVENUE
SIOUX FALLS, SD 57108
* $ 2,959,506,000 1 $ 417,000
MIDWEST HERITAGE BANK FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 216,360,000 1 $ 324,000
CONSUMER LOAN SERVICES, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 1 $ 73,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 1 $ 381,000
THE NODAWAY VALLEY BANK
P. O. BOX 7315, 402 N. BELT HWY
SAINT JOSEPH, MO 64507
* $ 838,542,000 1 $ 32,000
UNION BANK AND TRUST COMPANY
PO BOX 82535
LINCOLN, NE 68501
* $ 3,351,909,000 1 $ 333,000
LIBERTY NATIONAL BANK
4425 SINGING HILLS BLVD
SIOUX CITY, IA 51106
* $ 332,965,000 1 $ 824,000
GOLDWATER BANK, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 95,747,000 1 $ 157,000
BANC OF CALIFORNIA, NATIONAL ASSOCIATION
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 8,231,396,000 1 $ 144,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,299,801,000,000 1 $ 104,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ 10,000,000 1 $ 120,000
LOAN SIMPLE, INC.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ 20,474,937,000 1 $ 127,000
LENOX FINANCIAL MORTGAGE CORPORATION
200 E. SANDPOINTE SUITE 800
SANTA ANA, CA 92707
* $ 39,000,000 1 $ 61,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 13,649,486,000 1 $ 140,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 31,272,894,000 1 $ 117,000
COMMUNITY CHOICE CREDIT UNION
1351 NW 114TH ST, P.O. BOX 71247
CLIVE, IA 50325
* $ 445,633,000 1 $ 147,000
CENTRAL BANK
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 703,748,000 1 $ 152,000
DES MOINES METRO CREDIT UNION
100 UNIVERSITY AVENUE
DES MOINES, IA 50314
* $ 50,868,000 1 $ 215,000
UNION STATE BANK
611 W HWY 92
WINTERSET, IA 50273
* $ 82,619,000 1 $ 18,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ 1,603,436,000 1 $ 224,000
CITY STATE BANK
801 MAIN STREET
NORWALK, IA 50211
* $ 327,277,000 1 $ 270,000
FARMERS STATE BANK
1240 8TH AVE
MARION, IA 52302
* $ 693,061,000 1 $ 160,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 105,000
STATE BANK & TRUST CO.
1025 6TH ST.
NEVADA, IA 50201
* $ 154,846,000 1 $ 104,000
MIDLAND CREDIT UNION
2891-106TH STREET
URBANDALE, IA 50322
* $ 47,412,000 1 $ 166,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 130,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 173,000
FNB BANK
101 MAIN STREET
MASSENA, IA 50853
* $ 211,544,000 1 $ 110,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Guthrie County IA in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 271 $43,824,000 $161,000 $815,000 $112,000 $1,197,000
Refinancing 227 $37,700,000 $166,000 $824,000 $109,000 $1,345,000
Home Improvement 58 $4,154,000 $71,000 $600,000 $184,000 $6,200,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 458 $71,740,000 $156,000 $824,000 $130,000 $6,200,000
Not applicable 52 $7,563,000 $145,000 $532,000 $41,000 $467,000
Not Provided 37 $5,568,000 $150,000 $356,000 $97,000 $800,000
Hispanic 4 $298,000 $74,000 $147,000 $43,000 $72,000
American Indian or Alaskan Native 3 $367,000 $122,000 $236,000 $71,000 $85,000
Asian 2 $142,000 $71,000 $71,000 $33,000 $33,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 451 $71,790,000 $159,000 $824,000 $136,000 $6,200,000
FHA-insured (Federal Housing Administration) 45 $5,427,000 $120,000 $341,000 $41,000 $163,000
VA-guaranteed (Veterans Administration) 34 $5,554,000 $163,000 $532,000 $48,000 $179,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 26 $2,907,000 $111,000 $175,000 $41,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 352 $53,174,000 $151,000 $824,000 $134,000 $6,200,000
Application Denied By Financial Institution 89 $12,345,000 $138,000 $749,000 $84,000 $601,000
Loan Purchased By The Institution 61 $9,558,000 $156,000 $532,000 $67,000 $467,000
Application Withdrawn By Applicant 35 $7,709,000 $220,000 $737,000 $158,000 $1,345,000
Application Approved But Not Accepted 11 $1,629,000 $148,000 $600,000 $94,000 $365,000
File Closed For Incompleteness 8 $1,263,000 $157,000 $381,000 $57,000 $156,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 18 $3,593,000 $199,000 $749,000 $170,000 $601,000
Credit History 12 $918,000 $76,000 $181,000 $69,000 $123,000
Credit Application Incomplete 8 $1,184,000 $148,000 $224,000 $81,000 $201,000
Debt-To-Income Ratio 4 $877,000 $219,000 $383,000 $63,000 $102,000
Other 2 $242,000 $121,000 $121,000 $81,000 $96,000
Unverifiable Information 2 $196,000 $98,000 $102,000 $49,000 $80,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information back through 2003.

Download the Iowa Lender List