Graham County NC
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Unlock detailed Graham County NC mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in North Carolina.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Download the entire list of mortgage lenders in North Carolina
Years	2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003
Total Number of Mortgage Applications	279
Total Mortgage Loan Application Amount	$39,031,000
Average Mortgage Loan Application Amount	$139,000
Highest Mortgage Loan Application Amount	$417,000
Average Applicant Income	$80,000
Highest Applicant Income	$600,000

Mortgage Company List for Lending in Graham County NC for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report

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Mortgage Lender	Phone Number	Mortgage Lender Assets	Number of Mortgage Loan Applications	Total Dollar Amount of Mortgage Loan Applications
ACOPIA, LLC 306 NORTHCREEK BOULEVARD SUITE 100 NASHVILLE, TN 37072	*	$ 100,000,000	1	$ 100,000
AGSOUTH FARM CREDIT, ACA PO BOX 718 STATESBORO, GA 30459	*	$ 10,000,000	1	$ 83,000
ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211	*	$ 85,381,954,000	7	$ 973,000
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305	*	$ 8,994,122,000	4	$ 943,000
ASHEVILLE SAVINGS BANK, SSB PO BOX 652 ASHEVILLE, NC 28802	*	$ 785,846,000	1	$ 165,000
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361	*	$ 1,459,157,302,000	7	$ 1,305,000
BANKSOUTH 6340 LAKE OCONEE PARKWAY GREENSBORO, GA 30642	*	$ 345,856,000	1	$ 414,000
BARRONS MORTGAGE GROUP LTD 3325 SOUTH TRYON STREET CHARLOTTE, NC 28217	*	$ 6,353,000	2	$ 218,000
CAPITAL BANK, NA 121 ALHAMBRA PLAZA, SUITE 1601 CORAL GABLES, FL 33134	*	$ 6,464,192,000	1	$ 135,000
CAROLINA BANK PO BOX 10209 GREENSBORO, NC 27404	*	$ 672,996,000	3	$ 312,000
CAROLINA FARM CREDIT, ACA P O BOX 1827 STATESVILLE, NC 28625	*	$ 10,000,000	2	$ 450,000
CASHCALL, INC. 1 CITY BLVD WEST SUITE 1000 ORANGE, CA 92868	*	$ 10,000,000	1	$ 215,000
CHAMPION CREDIT UNION 1 ACADEMY STREET CANTON, NC 28716	*	$ 156,703,000	1	$ 43,000
CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120	*	$ 1,288,658,000,000	7	$ 1,248,000
CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120	*	$ 1,019,497,000,000	5	$ 603,000
COLE TAYLOR BANK 9550 W HIGGINS RAOD ROSEMONT, IL 60018	*	$ 4,664,742,000	1	$ 168,000
CORNERSTONE RESIDENTIAL MTG 56 WHITE OAK ROAD ARDEN, NC 28704	*	$ 84,422,000	3	$ 472,000
CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201	*	$ 2,898,665,000	2	$ 40,000
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842	*	$ 10,000,000	4	$ 407,000
EMM LOANS LLC 3 EXECUTIVE CAMPUS, SUITE 520 CHERRY HILL, NJ 08002	*	$ 10,000,000	1	$ 118,000
ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 AUSTIN, TX 77056	*	$ 10,000,000	1	$ 164,000
FIDELITY BANK 3 CORPORATE BLVD NE ATLANTA, GA 30329	*	$ 2,231,779,000	2	$ 626,000
FIRST FINANCIAL SERVICES, INC. 6230 FAIRVIEW RD, 450 CHARLOTTE, NC 28210	*	$ 842,786,000	1	$ 94,000
FIRST-CITIZENS BANK & TRUST COMPANY 4300 SIX FORKS ROAD FCC 21 RALEIGH, NC 27609	*	$ 20,571,750,000	13	$ 1,227,000
FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098	*	$ 13,623,469,000	1	$ 391,000
GFS CAPITAL 6499 HAVENWOOD CIRCLE HUNTINGTON BEACH, CA 92648	*	$ 10,000,000	1	$ 90,000
GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613	*	$ 10,000,000	1	$ 78,000
ING BANK, FSB / CAPITAL ONE 11130 INDUSTRIPLEX BLVD BATON ROUGE, LA 70809	*	$ 92,212,498,000	1	$ 28,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240	*	$ 1,811,678,000,000	19	$ 2,760,000
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610	*	$ 138,031,000	2	$ 463,000
LOCAL GOVERNMENT P.O. DRAWER 25279 RALEIGH, NC 27611	*	$ 1,151,341,000	1	$ 158,000
MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210	*	$ 76,887,082,000	1	$ 338,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE NEW YORK, NY 10577	*	$ 12,019,539,000	2	$ 313,000
MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707	*	$ 10,000,000	1	$ 141,000
MORTGAGE MASTER, INC. 102 ELM STREET WALPOLE, MA 02081	*	$ 11,250,346,000	1	$ 393,000
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203	*	$ 880,000,000	1	$ 185,000
NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131	*	$ 4,410,000	1	$ 391,000
NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180	*	$ 46,925,466,000	1	$ 49,000
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759	*	$ 4,088,336,000	1	$ 106,000
NYCB MORTGAGE COMPANY, LLC 1801 EAST 9TH STREET CLEVELAND, OH 44114	*	$ 75,001,000	3	$ 640,000
ONE REVERSE MORTGAGE, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121	*	$ 39,000,000	1	$ 115,000
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054	*	$ 31,000,000	3	$ 729,000
PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222	*	$ 263,309,559,000	1	$ 71,000
RAYMOND JAMES BANK N.A. 710 CARILLON PKWY ST PETERSBURG, FL 33716	*	$ 8,794,515,000	1	$ 92,000
RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747	*	$ 100,000,000	2	$ 568,000
ROUNDPOINT MORTGAGE COMPANY 5032 PARKWAY PLAZA BLVD, STE 200 CHARLOTTE, NC 28278	*	$ 10,000,000	1	$ 108,000
SIERRA PACIFIC MORTGAGE COMPANY, INC. 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630	*	$ 10,000,000	1	$ 350,000
SILVERTON MORTGAGE SPECIALISTS, INC. 1201 PEACHTREE STREET NE STE 2050 ATLANTA, GA 30361	*	$ 10,000,000	1	$ 129,000
SOUTH STATE BANK 520 GERVAIS STREET COLUMBIA, SC 29201	*	$ 3,893,784,000	1	$ 73,000
STATE EMPLOYEES' P.O. DRAWER 25279 RALEIGH, NC 27611	*	$ 23,695,260,000	20	$ 1,685,000
STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710	*	$ 14,736,579,000	1	$ 72,000
SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224	*	$ 171,291,705,000	8	$ 1,733,000
THE NATIONAL BANK OF GEORGIA 2234 WEST BROAD STREET ATHENS, GA 30606	*	$ 310,576,000	1	$ 250,000
TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202	*	$ 13,039,950,000	1	$ 252,000
TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604	*	$ 168,867,640,000	20	$ 2,610,000
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202	*	$ 330,470,810,000	10	$ 1,248,000
UNITED COMMUNITY BANK PO BOX 398 BLAIRSVILLE, GA 30512	*	$ 6,977,357,000	51	$ 6,650,000
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288	*	$ 52,181,685,000	4	$ 372,000
VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804	*	$ 31,000,000	19	$ 1,018,000
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150	*	$ 1,161,490,000,000	21	$ 3,703,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Graham County NC in 2012

Loan Purpose	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Refinancing	173	$28,353,000	$163,000	$417,000	$89,000	$600,000
Home Purchase	97	$10,239,000	$105,000	$258,000	$67,000	$273,000
Home Improvement	9	$439,000	$48,000	$200,000	$48,000	$113,000

Applicant Race	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
White	224	$30,040,000	$134,000	$417,000	$82,000	$600,000
Not Provided	31	$5,330,000	$171,000	$417,000	$85,000	$300,000
Not applicable	15	$2,747,000	$183,000	$416,000	$50,000	$200,000
American Indian or Alaskan Native	3	$174,000	$58,000	$114,000	$63,000	$106,000
Asian	3	$361,000	$120,000	$126,000	$55,000	$55,000
Hispanic	2	$259,000	$129,000	$150,000	$91,000	$134,000
Black or African American	1	$120,000	$120,000	$120,000	$29,000	$29,000
Native Hawaiian or Other Pacific Islander	0	$0	$0	$0	$0	$0

Loan Type	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans)	250	$35,427,000	$141,000	$417,000	$84,000	$600,000
FSA/RHS (Farm Service Agency or Rural Housing Service)	12	$1,347,000	$112,000	$240,000	$38,000	$64,000
FHA-insured (Federal Housing Administration)	11	$1,308,000	$118,000	$247,000	$36,000	$106,000
VA-guaranteed (Veterans Administration)	6	$949,000	$158,000	$200,000	$67,000	$110,000

Outcome	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Loan Originated	128	$19,090,000	$149,000	$417,000	$97,000	$550,000
Application Denied By Financial Institution	64	$7,792,000	$121,000	$383,000	$61,000	$206,000
Application Withdrawn By Applicant	37	$5,440,000	$147,000	$414,000	$88,000	$600,000
Loan Purchased By The Institution	20	$3,546,000	$177,000	$416,000	$51,000	$200,000
Application Approved But Not Accepted	19	$1,413,000	$74,000	$337,000	$47,000	$138,000
File Closed For Incompleteness	11	$1,750,000	$159,000	$325,000	$76,000	$192,000
Preapproval Approved but not Accepted	0	$0	$0	$0	$0	$0
Preapproval Denied by Financial Institution	0	$0	$0	$0	$0	$0

Denial Reason	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Collateral	14	$1,999,000	$142,000	$325,000	$74,000	$191,000
Debt-To-Income Ratio	6	$901,000	$150,000	$301,000	$54,000	$132,000
Credit Application Incomplete	4	$849,000	$212,000	$340,000	$44,000	$68,000
Credit History	4	$420,000	$105,000	$200,000	$88,000	$206,000
Other	3	$241,000	$80,000	$156,000	$91,000	$141,000
Unverifiable Information	1	$212,000	$212,000	$212,000	$93,000	$93,000
Employment History	0	$0	$0	$0	$0	$0
Insufficient Cash (Downpayment, Closing Cost)	0	$0	$0	$0	$0	$0
Mortgage Insurance Denied	0	$0	$0	$0	$0	$0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the North Carolina Lender List

Graham County NC HMDA Loan Application Totals and Mortgage Lending Details for 2012

Mortgage Company List for Lending in Graham County NC for 2012

Mortgage Loan Application Detail Totals for Graham County NC in 2012

Loan Purpose

Applicant Race

Loan Type

Outcome

Denial Reason

Graham County NC
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012