Genesee County NY
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage statistics and lending data for the Genesee County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Genesee County NY, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,520 |
| Total Mortgage Loan Application Amount | $221,410,000 |
| Average Mortgage Loan Application Amount | $145,000 |
| Highest Mortgage Loan Application Amount | $9,585,000 |
| Average Applicant Income | $92,000 |
| Highest Applicant Income | $2,156,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| ESL FEDERAL CREDIT UNION 225 CHESTNUT STREET ROCHESTER, NY 14604 |
* | $ 9,158,466,000 | 263 | $ 17,745,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 200,262,969,000 | 132 | $ 13,960,000 |
| PREMIUM MORTGAGE CORPORATION 2541 MONROE AVE ROCHESTER, NY 14618 |
* | $ -1,000 | 119 | $ 21,325,000 |
| TOMPKINS COMMUNITY BANK THE COMMONS ITHACA, NY 14850 |
* | $ 7,630,619,000 | 91 | $ 14,955,000 |
| FIVE STAR BANK 55 NORTH MAIN ST WARSAW, NY 14569 |
* | $ 5,756,441,000 | 87 | $ 12,655,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 187,590,465,000 | 45 | $ 4,865,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 2,418,508,000,000 | 44 | $ 3,260,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 129,461,046,000 | 43 | $ 2,845,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 37 | $ 6,435,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 226,401,591,000 | 33 | $ 4,915,000 |
| ALDEN STATE BANK 13216 BROADWAY ALDEN, NY 14004 |
* | $ 432,448,000 | 28 | $ 2,570,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 27 | $ 5,405,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 26 | $ 4,390,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 24 | $ 3,440,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 22 | $ 3,570,000 |
| THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY 72 SOUTH MAIN ST CANANDAIGUA, NY 14424 |
* | $ 4,739,658,000 | 21 | $ 8,555,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 19 | $ 2,085,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 18 | $ 3,610,000 |
| GENESEE REGIONAL BANK 1850 SOUTH WINTON ROAD ROCHESTER, NY 14618 |
* | $ 1,116,398,000 | 17 | $ 2,885,000 |
| 1ST PRIORITY MORTGAGE, INC. 6000 SHERIDAN DRIVE WILLIAMSVILLE, NY 14221 |
* | $ -1,000 | 16 | $ 3,010,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 15 | $ 2,545,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 14 | $ 2,100,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,201,942,000,000 | 11 | $ 1,765,000 |
| HUNT MORTGAGE CORPORATION 5400 BROADWAY STREET BUFFALO, NY 14086 |
* | $ -1,000 | 11 | $ 1,895,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 10 | $ 370,000 |
| NORTHWEST BANK 100 LIBERTY STREET WARREN, PA 16365 |
* | $ 14,213,677,000 | 10 | $ 1,830,000 |
| HOME TOWN FUNDING, INC. 63 A MONROE AVENUE CANANDAIGUA, NY 14534 |
* | $ -1,000 | 10 | $ 1,980,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ -1,000 | 10 | $ 1,770,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 9 | $ 1,685,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,601,623,000 | 9 | $ 465,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 9 | $ 1,965,000 |
| ADVANTAGE FEDERAL CREDIT UNION 1975 BUFFALO RD. ROCHESTER, NY 14624 |
* | $ 477,259,000 | 9 | $ 845,000 |
| FARM CREDIT EAST, ACA 240 SOUTH ROAD ENFIELD, CT 06082 |
* | $ -1,000 | 8 | $ 2,290,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ -1,000 | 8 | $ 1,130,000 |
| THE SUMMIT FEDERAL CREDIT UNION 100 MARINA DRIVE ROCHESTER, NY 14626 |
* | $ 1,295,200,000 | 8 | $ 710,000 |
| COMMUNITY BANK, NATIONAL ASSOCIATION 45-49 COURT STREET CANTON, NY 13617 |
* | $ 15,614,778,000 | 8 | $ 1,210,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,717,531,000,000 | 7 | $ 1,445,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 34,681,050,000 | 7 | $ 585,000 |
| ONTARIO SHORES 2890 TRANSIT RD, PO BOX 9 NEWFANE, NY 14108 |
* | $ 145,360,000 | 7 | $ 465,000 |
| CNB BANK 1 S SECOND STREET CLEARFIELD, PA 16830 |
* | $ 5,453,779,000 | 7 | $ 925,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 7 | $ 855,000 |
| BETHPAGE FEDERAL CREDIT UNION 899 SOUTH OYSTER BAY ROAD BETHPAGE, NY 11714 |
* | $ 11,943,023,000 | 7 | $ 575,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 156,645,099,000 | 6 | $ 770,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 585,135,605,000 | 5 | $ 775,000 |
| LAKE SHORE SAVINGS BANK 31 E FOURTH STREET DUNKIRK, NY 14048 |
* | $ 699,568,000 | 5 | $ 1,095,000 |
| FAMILY FIRST OF NY 2520 BROWNCROFT BLVD ROCHESTER, NY 14625 |
* | $ 307,327,000 | 5 | $ 605,000 |
| RELIANT COMMUNITY FEDERAL CREDIT UNION 10 BENTON PLACE SODUS, NY 14551 |
* | $ 649,833,000 | 5 | $ 315,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 5 | $ 535,000 |
| EVANS BANK, NATIONAL ASSOCIATION ONE GRIMSBY DRIVE ANGOLA, NY 14075 |
* | $ 2,163,105,000 | 5 | $ 675,000 |
| HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ -1,000 | 4 | $ 900,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 110,900,000,000 | 4 | $ 1,010,000 |
| CORNERSTONE COMMUNITY FEDERAL CREDIT UNION 6485 S. TRANSIT ROAD LOCKPORT, NY 14094 |
* | $ 570,452,000 | 4 | $ 390,000 |
| WESTERN DIVISION FEDERAL CREDIT UNION 6750 MAIN ST WILLIAMSVILLE, NY 14221 |
* | $ 180,774,000 | 4 | $ 400,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 546,228,000,000 | 4 | $ 5,570,000 |
| EMPOWER FEDERAL CREDIT UNION 1 MEMBER WAY SYRACUSE, NY 13212 |
* | $ 3,193,673,000 | 4 | $ 600,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 3 | $ 655,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 3 | $ 635,000 |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 700 EAST GATE DRIVE, SUITE 400 WILMINGTON, DE 08054 |
* | $ -1,000 | 3 | $ 575,000 |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. 21 NORTH MAIN STREET ALBANY, NY 12078 |
* | $ -1,000 | 3 | $ 75,000 |
| TAMMAC HOLDINGS CORPORATION 100 COMMERCE BLVD WILMINGTON, DE 18702 |
* | $ -1,000 | 3 | $ 105,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ -1,000 | 3 | $ 465,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 90,036,656,000 | 3 | $ 395,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 3,765,448,000 | 2 | $ 260,000 |
| BRIGHTON BANK 7663 HIGHWAY 51 S BRIGHTON, TN 38011 |
* | $ 52,952,000 | 2 | $ 400,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 2 | $ 190,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 2 | $ 390,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 780,976,000 | 2 | $ 470,000 |
| US MORTGAGE CORPORATION 201 OLD COUNTRY ROAD MELVILLE, NY 11747 |
* | $ -1,000 | 2 | $ 400,000 |
| GENESEE VALLEY 4621 MILLENNIUM DRIVE GENESEO, NY 14454 |
* | $ 142,492,000 | 2 | $ 300,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ -1,000 | 2 | $ 250,000 |
| CORNING CREDIT UNION ONE CREDIT UNION PLAZA CORNING, NY 14830 |
* | $ 2,247,746,000 | 2 | $ 150,000 |
| BROADVIEW FEDERAL CREDIT UNION 700 PATROON CREEK BLVD ALBANY, NY 12206 |
* | $ 7,999,108,000 | 2 | $ 60,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,766,752,000,000 | 2 | $ 380,000 |
| MOOG EMPLOYEES FEDERAL CREDIT UNION 7181 SENECA STREET EAST AURORA, NY 14052 |
* | $ 234,564,000 | 2 | $ 410,000 |
| FIFTH THIRD BANK, NATIONAL ASSOCIATION 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 206,289,179,000 | 2 | $ 230,000 |
| PARAMOUNT BANK 90 VILLAGE SQUARE SHOPPING CENTER HAZELWOOD, MO 63072 |
* | $ 94,527,000 | 1 | $ 105,000 |
| NBT BANK, NATIONAL ASSOCIATION 52 S BROAD ST NORWICH, NY 13815 |
* | $ 11,659,908,000 | 1 | $ 85,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 441,843,000 | 1 | $ 165,000 |
| LOGAN FINANCE CORPORATION P. O. BOX 551 LITTLE ROCK, AR 72316 |
* | $ -1,000 | 1 | $ 425,000 |
| NATIONAL COOPERATIVE BANK, N.A. 139 SOUTH HIGH STREET HILLSBORO, OH 45133 |
* | $ 3,170,695,000 | 1 | $ 105,000 |
| CLEARVIEW FEDERAL CREDIT UNION 8805 UNIVERSITY BLVD MOON TOWNSHIP, PA 15108 |
* | $ 1,817,155,000 | 1 | $ 105,000 |
| BETTER MORTGAGE CORPORATION 459 BROADWAY, FLOOR 5 GLENDALE, CA 10013 |
* | $ -1,000 | 1 | $ 175,000 |
| FINANCE OF AMERICA MORTGAGE LLC 300 WELSH ROAD BUILDING 5 WILMINGTON, DE 19044 |
* | $ -1,000 | 1 | $ 95,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 2,517,837,000 | 1 | $ 105,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ -1,000 | 1 | $ 55,000 |
| CLICK N' CLOSE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ROCKY RIVER, OH 75001 |
* | $ -1,000 | 1 | $ 145,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 6,722,761,000 | 1 | $ 35,000 |
| SEFCU SERVICES, LLC 700 PATROON CREEK BLVD SUITE 301 ALBANY, NY 12206 |
* | $ -1,000 | 1 | $ 155,000 |
| THE UPSTATE NATIONAL BANK 150 STATE ST OGDENSBURG, NY 14614 |
* | $ 308,456,000 | 1 | $ 145,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 1 | $ 265,000 |
| NUMARK CREDIT UNION 1654 TERRY DR; P O BOX 2729 JOLIET, IL 60434 |
* | $ 632,992,000 | 1 | $ 35,000 |
| NORTHWEST FEDERAL CREDIT UNION 220 SPRING STREET HERNDON, VA 20170 |
* | $ 4,112,771,000 | 1 | $ 25,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 1 | $ 455,000 |
| SOFI BANK, NATIONAL ASSOCIATION 2750 E COTTONWOOD PKWY STE 300 COTTONWOOD HEIGHTS, UT 84121 |
* | $ 9,123,708,000 | 1 | $ 135,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 1 | $ 105,000 |
| LONGBRIDGE FINANCIAL, LLC ONE INTERNATIONAL BLVD. NEWARK, DE 07495 |
* | $ -1,000 | 1 | $ 175,000 |
| THE LYONS NATIONAL BANK 35 WILLIAM STREET LYONS, NY 14489 |
* | $ 1,753,561,000 | 1 | $ 395,000 |
| ALLY BANK 2101, 300 EAST REXFORD RD SANDY, UT 28211 |
* | $ 181,890,000,000 | 1 | $ 385,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 3,765,608,000 | 1 | $ 215,000 |
| BANK OF HOLLAND 12 SOUTH MAIN ST. HOLLAND, NY 14080 |
* | $ 205,591,000 | 1 | $ 225,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 35,526,360,000 | 1 | $ 25,000 |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1600 STEWART AVE.; SUITE 701 ALBANY, NY 11590 |
* | $ -1,000 | 1 | $ 115,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 1 | $ 135,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 1 | $ 155,000 |
| GRANDBRIDGE REAL ESTATE CAPITAL LLC 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ -1,000 | 1 | $ 4,405,000 |
| M&T REALTY CAPITAL CORPORATION 701 SENECA STREET - SUITE 330N BALTIMORE, MD 14210 |
* | $ -1,000 | 1 | $ 9,585,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Genesee County NY in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 681 | $142,695,000 | $209,000 | $9,585,000 | $92,000 | $2,156,000 |
| Home Improvement | 286 | $18,770,000 | $65,000 | $485,000 | $99,000 | $442,000 |
| Other Purpose | 244 | $17,120,000 | $70,000 | $405,000 | $91,000 | $494,000 |
| Refinancing | 165 | $21,295,000 | $129,000 | $4,505,000 | $89,000 | $630,000 |
| Cash-out Refinancing | 138 | $21,050,000 | $152,000 | $345,000 | $80,000 | $308,000 |
| Not Applicable | 6 | $480,000 | $80,000 | $165,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,193 | $143,445,000 | $120,000 | $765,000 | $94,000 | $2,156,000 |
| Not applicable | 153 | $56,145,000 | $366,000 | $9,585,000 | $88,000 | $169,000 |
| Not Provided | 109 | $13,335,000 | $122,000 | $345,000 | $86,000 | $625,000 |
| Hispanic | 30 | $3,930,000 | $131,000 | $335,000 | $61,000 | $125,000 |
| American Indian or Alaskan Native | 14 | $1,800,000 | $128,000 | $245,000 | $75,000 | $150,000 |
| Black or African American | 11 | $1,465,000 | $133,000 | $275,000 | $78,000 | $180,000 |
| Asian | 7 | $975,000 | $139,000 | $225,000 | $76,000 | $106,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,255 | $175,125,000 | $139,000 | $9,585,000 | $95,000 | $2,156,000 |
| FHA-insured (Federal Housing Administration) | 189 | $29,405,000 | $155,000 | $375,000 | $73,000 | $228,000 |
| VA-guaranteed (Veterans Administration) | 59 | $14,355,000 | $243,000 | $585,000 | $87,000 | $192,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $2,525,000 | $148,000 | $195,000 | $65,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 919 | $140,125,000 | $152,000 | $9,585,000 | $95,000 | $630,000 |
| Application Denied By Financial Institution | 263 | $25,305,000 | $96,000 | $485,000 | $81,000 | $2,156,000 |
| Loan Purchased By The Institution | 162 | $27,840,000 | $171,000 | $585,000 | $107,000 | $295,000 |
| Application Withdrawn By Applicant | 95 | $20,975,000 | $220,000 | $5,505,000 | $88,000 | $240,000 |
| File Closed For Incompleteness | 49 | $4,365,000 | $89,000 | $405,000 | $97,000 | $625,000 |
| Application Approved But Not Accepted | 32 | $2,800,000 | $87,000 | $185,000 | $80,000 | $161,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,226 | $183,830,000 | $149,000 | $5,505,000 | $95,000 | $630,000 |
| Debt-To-Income Ratio | 113 | $21,195,000 | $187,000 | $9,585,000 | $66,000 | $188,000 |
| Credit History | 94 | $6,090,000 | $64,000 | $275,000 | $72,000 | $494,000 |
| Collateral | 46 | $4,830,000 | $105,000 | $425,000 | $140,000 | $2,156,000 |
| Credit Application Incomplete | 17 | $2,065,000 | $121,000 | $305,000 | $70,000 | $224,000 |
| Other | 11 | $1,055,000 | $95,000 | $245,000 | $93,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,210,000 | $201,000 | $355,000 | $90,000 | $177,000 |
| Unverifiable Information | 4 | $680,000 | $170,000 | $285,000 | $74,000 | $100,000 |
| Employment History | 3 | $455,000 | $151,000 | $255,000 | $43,000 | $75,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.