Genesee County NY
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage statistics and lending data for the Genesee County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Genesee County NY, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,082 |
| Total Mortgage Loan Application Amount | $275,770,000 |
| Average Mortgage Loan Application Amount | $132,000 |
| Highest Mortgage Loan Application Amount | $5,685,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $4,200,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| ESL FEDERAL CREDIT UNION 225 CHESTNUT STREET ROCHESTER, NY 14604 |
* | $ 9,196,967,000 | 311 | $ 21,695,000 |
| PREMIUM MORTGAGE CORPORATION 2541 MONROE AVE ROCHESTER, NY 14618 |
* | $ -1,000 | 173 | $ 28,495,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 154,617,469,000 | 165 | $ 17,365,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 183,977,708,000 | 99 | $ 11,725,000 |
| FIVE STAR BANK 55 NORTH MAIN ST WARSAW, NY 14569 |
* | $ 5,481,889,000 | 70 | $ 7,150,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 188,069,637,000 | 59 | $ 5,995,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 2,519,525,000,000 | 51 | $ 4,385,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,779,504,000,000 | 48 | $ 7,810,000 |
| TOMPKINS COMMUNITY BANK THE COMMONS ITHACA, NY 14850 |
* | $ 2,453,893,000 | 45 | $ 6,965,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 42 | $ 7,270,000 |
| ALDEN STATE BANK 13216 BROADWAY ALDEN, NY 14004 |
* | $ 442,932,000 | 37 | $ 6,125,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 36 | $ 6,020,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 108,342,526,000 | 36 | $ 2,690,000 |
| 1ST PRIORITY MORTGAGE, INC. 6000 SHERIDAN DRIVE WILLIAMSVILLE, NY 14221 |
* | $ -1,000 | 36 | $ 6,430,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 34 | $ 6,750,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 31 | $ 5,175,000 |
| GENESEE REGIONAL BANK 1850 SOUTH WINTON ROAD ROCHESTER, NY 14618 |
* | $ 979,606,000 | 29 | $ 4,725,000 |
| HUNT MORTGAGE CORPORATION 5400 BROADWAY STREET BUFFALO, NY 14086 |
* | $ -1,000 | 29 | $ 6,005,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 27 | $ 3,695,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 24 | $ 4,760,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,306,982,000,000 | 24 | $ 3,170,000 |
| THE SUMMIT FEDERAL CREDIT UNION 100 MARINA DRIVE ROCHESTER, NY 14626 |
* | $ 1,206,940,000 | 23 | $ 1,435,000 |
| THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY 72 SOUTH MAIN ST CANANDAIGUA, NY 14424 |
* | $ 4,151,137,000 | 22 | $ 10,100,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ -1,000 | 21 | $ 3,275,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ -1,000 | 20 | $ 3,310,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 19 | $ 3,325,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 528,514,000,000 | 18 | $ 2,990,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 17 | $ 1,345,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 16 | $ 2,280,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 16 | $ 2,780,000 |
| HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ -1,000 | 16 | $ 1,890,000 |
| HOME TOWN FUNDING, INC. 63 A MONROE AVENUE CANANDAIGUA, NY 14534 |
* | $ -1,000 | 15 | $ 2,915,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 14 | $ 1,980,000 |
| CNB BANK 1 S SECOND STREET CLEARFIELD, PA 16830 |
* | $ 5,307,549,000 | 14 | $ 1,800,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 12 | $ 2,440,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 12 | $ 1,880,000 |
| EVANS BANK, NATIONAL ASSOCIATION ONE GRIMSBY DRIVE ANGOLA, NY 14075 |
* | $ 2,195,407,000 | 11 | $ 965,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 11 | $ 525,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,655,190,000 | 11 | $ 515,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 153,432,983,000 | 11 | $ 1,345,000 |
| NORTHWEST BANK 100 LIBERTY STREET WARREN, PA 16365 |
* | $ 14,606,175,000 | 10 | $ 1,610,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 10 | $ 1,530,000 |
| FAMILY FIRST OF NY 2520 BROWNCROFT BLVD ROCHESTER, NY 14625 |
* | $ 280,731,000 | 9 | $ 745,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 9 | $ 1,825,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ -1,000 | 9 | $ 1,045,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 9 | $ 945,000 |
| ADVANTAGE FEDERAL CREDIT UNION 1975 BUFFALO RD. ROCHESTER, NY 14624 |
* | $ 435,219,000 | 9 | $ 745,000 |
| FINANCE OF AMERICA MORTGAGE LLC 300 WELSH ROAD BUILDING 5 WILMINGTON, DE 19044 |
* | $ -1,000 | 9 | $ 1,295,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 8 | $ 1,080,000 |
| FARM CREDIT EAST, ACA 240 SOUTH ROAD ENFIELD, CT 06082 |
* | $ -1,000 | 7 | $ 1,575,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 16,855,693,000 | 6 | $ 960,000 |
| COMMUNITY BANK, NATIONAL ASSOCIATION 45-49 COURT STREET CANTON, NY 13617 |
* | $ 15,323,828,000 | 6 | $ 580,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 6 | $ 1,070,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 564,154,604,000 | 6 | $ 1,280,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 32,520,025,000 | 6 | $ 640,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 6 | $ 1,380,000 |
| THE LYONS NATIONAL BANK 35 WILLIAM STREET LYONS, NY 14489 |
* | $ 1,626,303,000 | 6 | $ 1,430,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 5 | $ 795,000 |
| TAMMAC HOLDINGS CORPORATION 100 COMMERCE BLVD WILMINGTON, DE 18702 |
* | $ -1,000 | 5 | $ 195,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 551,902,526,000 | 5 | $ 635,000 |
| LAKE SHORE SAVINGS BANK 31 E FOURTH STREET DUNKIRK, NY 14048 |
* | $ 714,033,000 | 5 | $ 595,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 5 | $ 695,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 5 | $ 675,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 117,378,701,000 | 4 | $ 730,000 |
| WESTERN DIVISION FEDERAL CREDIT UNION 6750 MAIN ST WILLIAMSVILLE, NY 14221 |
* | $ 177,547,000 | 4 | $ 510,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 4 | $ 830,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 3 | $ 455,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ -1,000 | 3 | $ 415,000 |
| GENESEE VALLEY 4621 MILLENNIUM DRIVE GENESEO, NY 14454 |
* | $ 137,345,000 | 3 | $ 275,000 |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. 21 NORTH MAIN STREET ALBANY, NY 12078 |
* | $ -1,000 | 3 | $ 125,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 3,348,940,000 | 3 | $ 605,000 |
| SEFCU SERVICES, LLC 700 PATROON CREEK BLVD SUITE 301 ALBANY, NY 12206 |
* | $ -1,000 | 3 | $ 295,000 |
| WILLAMETTE VALLEY BANK 101 HIGH ST NE SALEM, OR 97301 |
* | $ 407,850,000 | 3 | $ 325,000 |
| PITTSFORD FEDERAL CREDIT UNION 20 TOBEY VILLAGE RD, PO BOX 346 PITTSFORD, NY 14534 |
* | $ 531,697,000 | 3 | $ 125,000 |
| NIAGARA'S CHOICE FEDERAL CREDIT UNION 3619 PACKARD ROAD NIAGARA FALLS, NY 14303 |
* | $ 260,711,000 | 2 | $ 430,000 |
| VALLEY NATIONAL BANK 1460 VALLEY ROAD PASSAIC, NJ 07470 |
* | $ 43,424,817,000 | 2 | $ 130,000 |
| BROADVIEW FEDERAL CREDIT UNION 700 PATROON CREEK BLVD ALBANY, NY 12206 |
* | $ 5,447,073,000 | 2 | $ 360,000 |
| BANK OF HOLLAND 12 SOUTH MAIN ST. HOLLAND, NY 14080 |
* | $ 143,291,000 | 2 | $ 440,000 |
| LENDINGONE, LLC 901 YAMATO RD #150 DOVER, DE 33431 |
* | $ -1,000 | 2 | $ 90,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 2 | $ 300,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 32,127,026,000 | 2 | $ 120,000 |
| KINECTA 1440 ROSECRANS AVE MANHATTAN BEACH, CA 90266 |
* | $ 6,610,753,000 | 2 | $ 140,000 |
| PARAGON HOME LOANS INC. 5010 CAMPUSWOOD DR, STE. 205 EAST SYRACUSE, NY 13057 |
* | $ -1,000 | 2 | $ 270,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 2 | $ 410,000 |
| NORTHPOINTE BANK 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546 |
* | $ 4,726,840,000 | 2 | $ 580,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 796,563,000 | 1 | $ 185,000 |
| NATIONWIDE MORTGAGE BANKERS, INC. 310A MAIN ST WILMINGTON, DE 08833 |
* | $ -1,000 | 1 | $ 235,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 339,245,000 | 1 | $ 25,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 2,177,145,000 | 1 | $ 125,000 |
| ST JOSEPH'S PARISH BUFFALO FEDERAL CREDIT UNION 341 ENGLEWOOD AVE BUFFALO, NY 14223 |
* | $ 120,887,000 | 1 | $ 65,000 |
| ALLIED MORTGAGE GROUP, INC. 225 E. CITY AVENUE, SUITE 102 BALA CYNWYD, PA 19004 |
* | $ -1,000 | 1 | $ 135,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,669,227,000,000 | 1 | $ 115,000 |
| PEOPLES BANK 9204 COLUMBIA AVE. MUNSTER, IN 46321 |
* | $ 1,618,578,000 | 1 | $ 25,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 1 | $ 15,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 1 | $ 105,000 |
| AMERICU CREDIT UNION 1916 BLACK RIVER BLVD. ROME, NY 13440 |
* | $ 2,541,059,000 | 1 | $ 285,000 |
| ALLIANT CREDIT UNION 11545 W TOUHY CHICAGO, IL 60666 |
* | $ 15,151,012,000 | 1 | $ 105,000 |
| NBKC BANK 8320 WARD PARKWAY KANSAS, KS 64114 |
* | $ 1,041,605,000 | 1 | $ 475,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 3,423,533,000 | 1 | $ 265,000 |
| PINNACLE BANK 150 3RD AVE SOUTH NASHVILLE, TN 37201 |
* | $ 38,275,134,000 | 1 | $ 85,000 |
| PREMIA MORTGAGE, LLC DBA PREMIA RELOCATION MORTGAGE 5480 CORPORATE DRIVE SUITE 240 WILMINGTON, DE 48098 |
* | $ -1,000 | 1 | $ 405,000 |
| ALLY BANK 2101, 300 EAST REXFORD RD SANDY, UT 28211 |
* | $ 172,820,000,000 | 1 | $ 75,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 1 | $ 15,000 |
| TOTAL MORTGAGE SERVICES, LLC 185 PLAINS ROAD MILFORD, CT 06461 |
* | $ -1,000 | 1 | $ 145,000 |
| QUONTIC BANK 31-05 BROADWAY NEW YORK, NY 11106 |
* | $ 916,091,000 | 1 | $ 155,000 |
| EQUITY PRIME MORTGAGE LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ -1,000 | 1 | $ 165,000 |
| BAYFIRST NATIONAL BANK 9190 SEMINOLE BLVD SAINT PETERSBURG, FL 33772 |
* | $ 917,272,000 | 1 | $ 175,000 |
| SENECA SAVINGS 35 OSWEGO ST. BALDWINSVILLE, NY 13027 |
* | $ 215,022,000 | 1 | $ 55,000 |
| CORNERSTONE COMMUNITY FEDERAL CREDIT UNION 6485 S. TRANSIT ROAD LOCKPORT, NY 14094 |
* | $ 576,750,000 | 1 | $ 105,000 |
| MOOG EMPLOYEES FEDERAL CREDIT UNION 7181 SENECA STREET EAST AURORA, NY 14052 |
* | $ 229,466,000 | 1 | $ 45,000 |
| FIRST NATIONAL BANK OF AMERICA 241 EAST SAGINAW EAST LANSING, MI 48823 |
* | $ 3,310,189,000 | 1 | $ 265,000 |
| ONTARIO SHORES 2890 TRANSIT RD, PO BOX 9 NEWFANE, NY 14108 |
* | $ 139,466,000 | 1 | $ 35,000 |
| SOFI BANK, NATIONAL ASSOCIATION 2750 E COTTONWOOD PKWY STE 300 COTTONWOOD HEIGHTS, UT 84121 |
* | $ 174,662,000 | 1 | $ 155,000 |
| BETHPAGE FEDERAL CREDIT UNION 899 SOUTH OYSTER BAY ROAD BETHPAGE, NY 11714 |
* | $ 11,474,358,000 | 1 | $ 105,000 |
| EMPOWER FEDERAL CREDIT UNION 1 MEMBER WAY SYRACUSE, NY 13212 |
* | $ 2,938,711,000 | 1 | $ 35,000 |
| MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE NEW YORK, NY 10577 |
* | $ 154,830,000,000 | 1 | $ 225,000 |
| TD BANK, NATIONAL ASSOCIATION 2035 LIMESTONE ROAD WILMINGTON, DE 19808 |
* | $ 423,958,417,000 | 1 | $ 235,000 |
| STATE DEPARTMENT FEDERAL CREDIT UNION 1630 KING STREET ALEXANDRIA, VA 22314 |
* | $ 2,625,847,000 | 1 | $ 275,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Genesee County NY in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 999 | $165,155,000 | $165,000 | $2,125,000 | $83,000 | $4,200,000 |
| Home Improvement | 304 | $18,300,000 | $60,000 | $425,000 | $91,000 | $576,000 |
| Cash-out Refinancing | 291 | $48,085,000 | $165,000 | $5,685,000 | $83,000 | $586,000 |
| Refinancing | 262 | $28,490,000 | $108,000 | $655,000 | $78,000 | $300,000 |
| Other Purpose | 216 | $15,020,000 | $69,000 | $635,000 | $90,000 | $502,000 |
| Not Applicable | 10 | $720,000 | $72,000 | $105,000 | $44,000 | $44,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,579 | $192,405,000 | $121,000 | $645,000 | $82,000 | $684,000 |
| Not applicable | 245 | $49,245,000 | $201,000 | $5,685,000 | $84,000 | $192,000 |
| Not Provided | 179 | $24,515,000 | $136,000 | $615,000 | $108,000 | $4,200,000 |
| Hispanic | 33 | $4,895,000 | $148,000 | $475,000 | $74,000 | $185,000 |
| Black or African American | 24 | $2,330,000 | $97,000 | $285,000 | $61,000 | $123,000 |
| American Indian or Alaskan Native | 15 | $1,375,000 | $91,000 | $185,000 | $63,000 | $130,000 |
| Asian | 6 | $950,000 | $158,000 | $275,000 | $87,000 | $160,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,655 | $205,995,000 | $124,000 | $5,685,000 | $87,000 | $4,200,000 |
| FHA-insured (Federal Housing Administration) | 301 | $45,965,000 | $152,000 | $385,000 | $65,000 | $318,000 |
| VA-guaranteed (Veterans Administration) | 96 | $19,710,000 | $205,000 | $615,000 | $98,000 | $350,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 30 | $4,100,000 | $136,000 | $185,000 | $58,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,220 | $170,250,000 | $139,000 | $5,685,000 | $85,000 | $684,000 |
| Application Denied By Financial Institution | 331 | $29,945,000 | $90,000 | $585,000 | $81,000 | $4,200,000 |
| Loan Purchased By The Institution | 266 | $44,400,000 | $166,000 | $505,000 | $79,000 | $192,000 |
| Application Withdrawn By Applicant | 136 | $18,840,000 | $138,000 | $615,000 | $82,000 | $586,000 |
| File Closed For Incompleteness | 84 | $7,330,000 | $87,000 | $305,000 | $97,000 | $576,000 |
| Application Approved But Not Accepted | 41 | $4,325,000 | $105,000 | $315,000 | $77,000 | $300,000 |
| Preapproval Approved but not Accepted | 4 | $680,000 | $170,000 | $275,000 | $66,000 | $106,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,704 | $238,910,000 | $140,000 | $5,685,000 | $85,000 | $684,000 |
| Debt-To-Income Ratio | 140 | $15,090,000 | $107,000 | $2,125,000 | $57,000 | $334,000 |
| Credit History | 111 | $7,685,000 | $69,000 | $395,000 | $75,000 | $300,000 |
| Collateral | 56 | $5,290,000 | $94,000 | $375,000 | $156,000 | $4,200,000 |
| Other | 29 | $2,835,000 | $97,000 | $365,000 | $83,000 | $222,000 |
| Credit Application Incomplete | 25 | $3,655,000 | $146,000 | $305,000 | $83,000 | $225,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,280,000 | $160,000 | $585,000 | $56,000 | $109,000 |
| Unverifiable Information | 6 | $630,000 | $105,000 | $205,000 | $56,000 | $66,000 |
| Employment History | 3 | $395,000 | $131,000 | $195,000 | $10,000 | $31,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.