2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Genesee County NY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Unlock detailed Genesee County NY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in New York.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,345 |
| Total Mortgage Loan Application Amount | $298,815,000 |
| Average Mortgage Loan Application Amount | $127,000 |
| Highest Mortgage Loan Application Amount | $1,215,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $474,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| 1ST PRIORITY MORTGAGE, INC. 6000 SHERIDAN DRIVE WILLIAMSVILLE, NY 14221 |
* | $ -1,000 | 29 | $ 4,525,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 24 | $ 1,490,000 |
| ADVANTAGE FEDERAL CREDIT UNION 1975 BUFFALO RD. ROCHESTER, NY 14624 |
* | $ 368,478,000 | 4 | $ 350,000 |
| AGFIRST FARM CREDIT BANK 1901 MAIN STREET COLUMBIA, SC 29201 |
* | $ -1,000 | 1 | $ 155,000 |
| ALDEN STATE BANK 13216 BROADWAY ALDEN, NY 14004 |
* | $ 344,720,000 | 34 | $ 3,580,000 |
| ALLIED MORTGAGE GROUP, INC. 225 E. CITY AVENUE, SUITE 102 BALA CYNWYD, PA 19004 |
* | $ -1,000 | 1 | $ 135,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 4 | $ 90,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 10 | $ 2,150,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 12 | $ 1,450,000 |
| AXOS BANK 4350 LA JOLLA VILLAGE DR SUITE 140 SAN DIEGO, CA 92122 |
* | $ 11,550,782,000 | 1 | $ 95,000 |
| BALLSTON SPA NATIONAL BANK PO BOX 70 BALLSTON SPA, NY 12020 |
* | $ 584,882,000 | 1 | $ 45,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,751,524,000,000 | 36 | $ 2,990,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 464,504,000 | 1 | $ 75,000 |
| BANK OF HOLLAND 12 SOUTH MAIN ST. HOLLAND, NY 14080 |
* | $ 143,291,000 | 1 | $ 405,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 2,445,435,000 | 4 | $ 800,000 |
| BAYCOAST BANK 330 SWANSEA MALL DRIVE FALL RIVER, MA 02777 |
* | $ 1,782,088,000 | 2 | $ 80,000 |
| BETTER MORTGAGE CORPORATION 459 BROADWAY, FLOOR 5 GLENDALE, CA 10013 |
* | $ -1,000 | 5 | $ 845,000 |
| BROADVIEW FEDERAL CREDIT UNION 700 PATROON CREEK BLVD ALBANY, NY 12206 |
* | $ 4,055,933,000 | 5 | $ 245,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 31 | $ 4,895,000 |
| CAPITAL COMMUNICATIONS FEDERAL CREDIT UNION 4 WINNERS CIRCLE ALBANY, NY 12205 |
* | $ 1,943,306,000 | 1 | $ 45,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 3 | $ 415,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 6 | $ 630,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,384,707,000,000 | 3 | $ 295,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 121,995,997,000 | 60 | $ 7,020,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 2 | $ 360,000 |
| CNB BANK 1 S SECOND STREET CLEARFIELD, PA 16830 |
* | $ 3,740,508,000 | 17 | $ 1,785,000 |
| COMMUNITY BANK, NATIONAL ASSOCIATION 45-49 COURT STREET CANTON, NY 13617 |
* | $ 11,209,976,000 | 9 | $ 885,000 |
| CONNEXUS CREDIT UNION 2600 PINE RIDGE WAUSAU, WI 54401 |
* | $ 2,675,632,000 | 1 | $ 35,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,210,474,000 | 10 | $ 590,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 6 | $ 1,590,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 98,729,134,000 | 26 | $ 1,900,000 |
| EMPOWER FEDERAL CREDIT UNION 1 MEMBER WAY SYRACUSE, NY 13212 |
* | $ 1,954,367,000 | 2 | $ 90,000 |
| ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 AUSTIN, TX 77056 |
* | $ -1,000 | 1 | $ 255,000 |
| ESL FEDERAL CREDIT UNION 225 CHESTNUT STREET ROCHESTER, NY 14604 |
* | $ 6,813,674,000 | 288 | $ 23,750,000 |
| EVANS BANK, NATIONAL ASSOCIATION ONE GRIMSBY DRIVE ANGOLA, NY 14075 |
* | $ 1,444,951,000 | 3 | $ 595,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ -1,000 | 4 | $ 650,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 26 | $ 3,570,000 |
| FAMILY FIRST OF NY 2520 BROWNCROFT BLVD ROCHESTER, NY 14625 |
* | $ 229,657,000 | 7 | $ 565,000 |
| FARM CREDIT EAST, ACA 240 SOUTH ROAD ENFIELD, CT 06082 |
* | $ -1,000 | 17 | $ 2,535,000 |
| FINANCE OF AMERICA MORTGAGE LLC 300 WELSH ROAD BUILDING 5 WILMINGTON, DE 19044 |
* | $ -1,000 | 5 | $ 755,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ -1,000 | 1 | $ 35,000 |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. 21 NORTH MAIN STREET ALBANY, NY 12078 |
* | $ -1,000 | 5 | $ 235,000 |
| FIRST SAVINGS BANK 501 E. LEWIS & CLARK PARKWAY JEFFERSONVILLE, IN 47129 |
* | $ 1,289,704,000 | 1 | $ 365,000 |
| FIRST UNITED BANK AND TRUST COMPANY PO BOX 130 DURANT, OK 74702 |
* | $ 8,090,901,000 | 1 | $ 75,000 |
| FIVE STAR BANK 55 NORTH MAIN ST WARSAW, NY 14569 |
* | $ 4,346,616,000 | 93 | $ 8,835,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 16,855,693,000 | 3 | $ 315,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 21 | $ 3,125,000 |
| GENESEE REGIONAL BANK 1850 SOUTH WINTON ROAD ROCHESTER, NY 14618 |
* | $ 574,696,000 | 30 | $ 4,460,000 |
| GENESEE VALLEY 4621 MILLENNIUM DRIVE GENESEO, NY 14454 |
* | $ 91,386,000 | 7 | $ 1,025,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 2 | $ 290,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 20 | $ 3,450,000 |
| HOME TOWN FUNDING, INC. 63 A MONROE AVENUE CANANDAIGUA, NY 14534 |
* | $ -1,000 | 16 | $ 2,850,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ -1,000 | 1 | $ 525,000 |
| HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ -1,000 | 22 | $ 2,430,000 |
| HUNT MORTGAGE CORPORATION 5400 BROADWAY STREET BUFFALO, NY 14086 |
* | $ -1,000 | 31 | $ 4,635,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,140,778,000,000 | 14 | $ 1,800,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 135,758,439,000 | 127 | $ 14,105,000 |
| KINECTA 1440 ROSECRANS AVE MANHATTAN BEACH, CA 90266 |
* | $ 4,703,101,000 | 1 | $ 55,000 |
| LAKE SHORE SAVINGS BANK 31 E FOURTH STREET DUNKIRK, NY 14048 |
* | $ 610,872,000 | 7 | $ 715,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 7 | $ 1,305,000 |
| LAND HOME FINANCIAL SERVICES, INC. 1355 WILLOW WAY, SUITE 250 SACRAMENTO, CA 94520 |
* | $ -1,000 | 1 | $ 295,000 |
| LENDINGONE, LLC 901 YAMATO RD #150 DOVER, DE 33431 |
* | $ -1,000 | 1 | $ 145,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 8 | $ 1,620,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 119,432,105,000 | 211 | $ 21,315,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 22,986,309,000 | 5 | $ 385,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 4 | $ 720,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ -1,000 | 32 | $ 5,410,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 54 | $ 7,250,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 90,565,764,000 | 7 | $ 1,175,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ -1,000 | 1 | $ 465,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 53 | $ 6,945,000 |
| NORTHERN CREDIT UNION 120 FACTORY ST WATERTOWN, NY 13601 |
* | $ 282,729,000 | 1 | $ 75,000 |
| NORTHPOINTE BANK 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546 |
* | $ 2,186,056,000 | 1 | $ 135,000 |
| NORTHROP GRUMMAN FEDERAL CREDIT UNION 879 W 190TH ST 8TH FLOOR GARDENA, CA 90248 |
* | $ 1,194,171,000 | 1 | $ 135,000 |
| NORTHWEST BANK 100 LIBERTY STREET WARREN, PA 16365 |
* | $ 10,624,748,000 | 12 | $ 2,790,000 |
| ONTARIO SHORES 2890 TRANSIT RD, PO BOX 9 NEWFANE, NY 14108 |
* | $ 102,064,000 | 5 | $ 745,000 |
| OWNERSCHOICE FUNDING, INCORPORATED 1021 WATERVLIET-SHAKER ROAD ALBANY, NY 12205 |
* | $ -1,000 | 7 | $ 1,015,000 |
| PARAGON HOME LOANS INC. 5010 CAMPUSWOOD DR, STE. 205 EAST SYRACUSE, NY 13057 |
* | $ -1,000 | 2 | $ 380,000 |
| PARKSIDE LENDING, LLC 1130 HOWARD ST. SAN FRANCISCO, CA 94103 |
* | $ -1,000 | 2 | $ 260,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 10 | $ 1,430,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 24,774,361,000 | 4 | $ 410,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 12 | $ 1,870,000 |
| PITTSFORD FEDERAL CREDIT UNION 20 TOBEY VILLAGE RD, PO BOX 346 PITTSFORD, NY 14534 |
* | $ 418,586,000 | 5 | $ 475,000 |
| PLAINSCAPITAL BANK 2323 VICTORY AVENUE, SUITE 1400 UNIVERSITY PARK, TX 75219 |
* | $ 11,335,522,000 | 2 | $ 300,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 28 | $ 4,460,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 17 | $ 3,145,000 |
| PREMIUM MORTGAGE CORPORATION 2541 MONROE AVE ROCHESTER, NY 14618 |
* | $ -1,000 | 193 | $ 31,505,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 50 | $ 7,830,000 |
| QUONTIC BANK 31-05 BROADWAY NEW YORK, NY 11106 |
* | $ 394,658,000 | 2 | $ 270,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ -1,000 | 4 | $ 720,000 |
| RELIANT COMMUNITY FEDERAL CREDIT UNION 10 BENTON PLACE SODUS, NY 14551 |
* | $ 473,195,000 | 6 | $ 380,000 |
| RESIDENTIAL MORTGAGE SERVICES, INC. 24 CHRISTOPHER TOPPI DRIVE SOUTH PORTLAND, ME 04106 |
* | $ -1,000 | 1 | $ 135,000 |
| REVERSE MORTGAGE FUNDING LLC 1455 BROAD ST., 2ND FL BLOOMFIELD, NJ 07003 |
* | $ -1,000 | 1 | $ 125,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 4 | $ 370,000 |
| ST JOSEPH'S PARISH BUFFALO FEDERAL CREDIT UNION 341 ENGLEWOOD AVE BUFFALO, NY 14223 |
* | $ 90,562,000 | 3 | $ 195,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ -1,000 | 1 | $ 215,000 |
| TEXAS CAPITAL BANK, NATIONAL ASSOCIATION 2000 MCKINNEY AVE SUITE 700 DALLAS, TX 75201 |
* | $ 32,529,274,000 | 2 | $ 350,000 |
| THE BANK OF CASTILE 90 MAIN ST BATAVIA, NY 14020 |
* | $ 1,510,826,000 | 75 | $ 12,485,000 |
| THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY 72 SOUTH MAIN ST CANANDAIGUA, NY 14424 |
* | $ 2,998,725,000 | 22 | $ 2,640,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 604,528,000 | 2 | $ 480,000 |
| THE LYONS NATIONAL BANK 35 WILLIAM STREET LYONS, NY 14489 |
* | $ 1,163,579,000 | 2 | $ 440,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 5 | $ 1,275,000 |
| THE SUMMIT FEDERAL CREDIT UNION 100 MARINA DRIVE ROCHESTER, NY 14626 |
* | $ 1,000,696,000 | 16 | $ 1,120,000 |
| THE UNION BANK COMPANY 105 PROGRESSIVE DRIVE COLUMBUS GROVE, OH 45830 |
* | $ 877,982,000 | 1 | $ 195,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 41,950,721,000 | 2 | $ 500,000 |
| TOTAL MORTGAGE SERVICES, LLC 185 PLAINS ROAD MILFORD, CT 06461 |
* | $ -1,000 | 1 | $ 175,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 5 | $ 305,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 216,077,000,000 | 8 | $ 1,390,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 456,025,829,000 | 13 | $ 1,655,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 20 | $ 4,090,000 |
| US MORTGAGE CORPORATION 201 OLD COUNTRY ROAD MELVILLE, NY 11747 |
* | $ -1,000 | 2 | $ 250,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 80,522,766,000 | 2 | $ 490,000 |
| VALLEY NATIONAL BANK 1460 VALLEY ROAD PASSAIC, NJ 07470 |
* | $ 37,441,578,000 | 1 | $ 105,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,747,398,000,000 | 91 | $ 12,975,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2021, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Genesee County NY in 2021
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 943 | $145,395,000 | $154,000 | $575,000 | $73,000 | $474,000 |
| Refinancing | 596 | $72,600,000 | $121,000 | $1,215,000 | $82,000 | $303,000 |
| Cash-out Refinancing | 391 | $54,775,000 | $140,000 | $605,000 | $85,000 | $447,000 |
| Home Improvement | 238 | $13,750,000 | $57,000 | $275,000 | $83,000 | $450,000 |
| Other Purpose | 148 | $10,030,000 | $67,000 | $285,000 | $84,000 | $332,000 |
| Not Applicable | 29 | $2,265,000 | $78,000 | $135,000 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,790 | $225,550,000 | $126,000 | $705,000 | $79,000 | $447,000 |
| Not Provided | 249 | $30,605,000 | $122,000 | $525,000 | $86,000 | $450,000 |
| Not applicable | 229 | $33,765,000 | $147,000 | $1,215,000 | $65,000 | $102,000 |
| Black or African American | 26 | $3,220,000 | $123,000 | $435,000 | $52,000 | $161,000 |
| Hispanic | 24 | $2,730,000 | $113,000 | $275,000 | $99,000 | $474,000 |
| American Indian or Alaskan Native | 17 | $1,615,000 | $95,000 | $185,000 | $46,000 | $105,000 |
| Asian | 8 | $1,040,000 | $130,000 | $205,000 | $84,000 | $247,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $290,000 | $145,000 | $235,000 | $94,000 | $145,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,811 | $220,265,000 | $121,000 | $1,215,000 | $83,000 | $474,000 |
| FHA-insured (Federal Housing Administration) | 343 | $46,035,000 | $134,000 | $355,000 | $61,000 | $200,000 |
| VA-guaranteed (Veterans Administration) | 106 | $21,350,000 | $201,000 | $575,000 | $80,000 | $250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 85 | $11,165,000 | $131,000 | $225,000 | $55,000 | $105,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,480 | $194,130,000 | $131,000 | $1,215,000 | $82,000 | $474,000 |
| Application Denied By Financial Institution | 330 | $32,620,000 | $98,000 | $485,000 | $66,000 | $277,000 |
| Loan Purchased By The Institution | 273 | $41,115,000 | $150,000 | $515,000 | $78,000 | $309,000 |
| Application Withdrawn By Applicant | 138 | $18,120,000 | $131,000 | $465,000 | $81,000 | $234,000 |
| File Closed For Incompleteness | 80 | $7,810,000 | $97,000 | $285,000 | $88,000 | $450,000 |
| Application Approved But Not Accepted | 41 | $4,545,000 | $110,000 | $305,000 | $73,000 | $181,000 |
| Preapproval Approved but not Accepted | 3 | $475,000 | $158,000 | $255,000 | $68,000 | $132,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,974 | $262,100,000 | $132,000 | $1,215,000 | $82,000 | $474,000 |
| Debt-To-Income Ratio | 125 | $13,305,000 | $106,000 | $705,000 | $55,000 | $181,000 |
| Credit History | 92 | $6,630,000 | $72,000 | $455,000 | $69,000 | $244,000 |
| Collateral | 55 | $5,795,000 | $105,000 | $485,000 | $80,000 | $277,000 |
| Other | 41 | $4,215,000 | $102,000 | $385,000 | $72,000 | $150,000 |
| Credit Application Incomplete | 40 | $5,170,000 | $129,000 | $285,000 | $70,000 | $224,000 |
| Unverifiable Information | 11 | $935,000 | $85,000 | $185,000 | $80,000 | $125,000 |
| Employment History | 4 | $380,000 | $95,000 | $165,000 | $20,000 | $37,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $285,000 | $95,000 | $155,000 | $66,000 | $80,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.