Garrard County KY
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage statistics and lending data for the Garrard County KY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Garrard County KY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,681
Total Mortgage Loan Application Amount $160,471,000
Average Mortgage Loan Application Amount $95,000
Highest Mortgage Loan Application Amount $614,000
Average Applicant Income $52,000
Highest Applicant Income $1,310,000

Mortgage Company List for Lending in Garrard County KY for 2005

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 128,495,705,000 129 $ 16,500,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 500,990,000 103 $ 9,308,000
WHITAKER BANK
PO BOX 55439
LEXINGTON, KY 40555
* $ 1,101,493,000 95 $ 6,354,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 967,365,000,000 57 $ 4,891,000
FIRST SOUTHERN NATIONAL BANK
99 LANCASTER STREET
STANFORD, KY 40484
* $ 376,903,000 47 $ 4,115,000
HFC COMPANY LLC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 97,714,234,000 44 $ 4,346,000
NATIONAL CITY BANK OF INDIANA
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 28,456,701,000 44 $ 4,274,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 39 $ 4,184,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 272,927,502,000 39 $ 4,630,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 36 $ 2,887,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 32 $ 1,521,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 31 $ 3,071,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 30 $ 1,934,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 25 $ 3,368,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 52,974,916,000 25 $ 1,457,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 24 $ 2,866,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 953,604,000,000 24 $ 1,227,000
HOME123 CORPORATION
3351 MICHELSON DRIVE, SUITE 400
IRVINE, CA 92612
* $ 10,000,000 19 $ 3,515,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 19 $ 1,657,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 366,256,000,000 19 $ 2,088,000
WELLS FARGO FIN'L KENTUCKY INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 187,073,000 18 $ 1,397,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,414,446,000 18 $ 1,145,000
OWNIT MORTGAGE SOLUTIONS, INC
27349 AGOURA RD # 100
AGOURA HILLS, CA 91301
* $ 10,000,000 18 $ 1,340,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,663,205,000 18 $ 2,102,000
MILA, INC
6021 244TH ST. SW
MOUNTLAKE TERRACE, WA 98043
* $ 10,000,000 17 $ 1,670,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 16 $ 1,417,000
CITIZENS NATIONAL BANK
201 NORTH MAIN STREET
NICHOLASVILLE, KY 40356
* $ 145,750,000 16 $ 998,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 16 $ 1,424,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 19,257,000,000 16 $ 1,565,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 88,743,171,000 15 $ 1,561,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 15 $ 1,635,000
MERRILL LYNCH MORTGAGE LENDING
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 15 $ 1,222,000
NBANK, N.A.
1731 NORTH ELM STREET
COMMERCE, GA 30529
* $ 400,062,000 14 $ 1,384,000
FMF CAPITAL LLC
25800 NORTHWESTERN HWY, STE. 500
SOUTHFIELD, MI 48075
* $ 180,821,000 14 $ 1,325,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 56,807,417,000 14 $ 1,697,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 13 $ 1,061,000
CENTRAL BANK, FSB
301 NORTH MAIN ST
NICHOLASVILLE, KY 40356
* $ 128,560,000 13 $ 1,879,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 130,780,100,000 13 $ 1,027,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,456,642,000 12 $ 1,017,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 7,000,000,000 11 $ 840,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 11 $ 1,118,000
HSBC MORTGAGE SERVICES, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 18,823,411,000 11 $ 1,083,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 194,436,638,000 11 $ 876,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 10 $ 828,000
CENTRAL BANK & TRUST COMPANY
PO BOX 1360
LEXINGTON, KY 40588
* $ 1,172,397,000 10 $ 1,253,000
THE FARMERS BANK
200 NORTH MAIN ST
NICHOLASVILLE, KY 40356
* $ 88,910,000 9 $ 539,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 478,447,000 9 $ 815,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 40,963,356,000 9 $ 809,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 9 $ 973,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ 10,000,000 8 $ 934,000
CITIMORTGAGE, INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 59,720,267,000 8 $ 750,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 32,424,600,000 8 $ 465,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 15,675,394,000 8 $ 1,202,000
FINANCE AMERICA
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 250,000,000 8 $ 887,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 8 $ 740,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 13,102,536,000 7 $ 959,000
MORTGAGE LENDERS NETWORK USA
213 COURT STREET
MIDDLETOWN, CT 06457
* $ 10,000,000 7 $ 998,000
CENTRAL PACFIC MORTGAGE
950 IRON POINT RD SUITE 200
FOLSOM, CA 95630
* $ 31,000,000 7 $ 691,000
DECISION ONE MORTGAGE
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 339,807,228,000 7 $ 451,000
COMMUNITY TRUST BANK, INC.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 2,698,709,000 7 $ 496,000
AEGIS FUNDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 7 $ 270,000
BROADVIEW MORTGAGE COMPANY
95 EAST WILSON BRIDGE RD
WORTHINGTON, OH 43085
* $ 10,000,000 7 $ 1,020,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 7 $ 645,000
SELECT MORTGAGE GROUP LTD
3040 PRESIDENTIAL DR
FAIRBORN, OH 45324
* $ 370,000 6 $ 548,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 6 $ 408,000
CREVECOR MORTGAGE INC
1150 HANLEY INDUSTRIAL CRT
BRENTWOOD, MO 63144
* $ 12,730,945,000 6 $ 626,000
CENTRAL BANK OF JEFFERSON CTY
4630 TAYLORSVILLE RD
LOUISVILLE, KY 40220
* $ 178,668,000 6 $ 408,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 6 $ 734,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 6 $ 413,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 6 $ 758,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 6 $ 549,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 3,880,165,000 6 $ 474,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 5 $ 789,000
FREMONT INVESTMENT & LOAN
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 9,913,935,000 5 $ 495,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 5 $ 466,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 49,210,377,000 5 $ 421,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 5 $ 631,000
AMERICAN HOME MORTGAGE CORP.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 5 $ 634,000
AMERICAN LENDING GROUP, INC
3288 EAGLE VIEW LN, STE 300
LEXINGTON, KY 40509
* $ 10,000,000 5 $ 750,000
ALLIED HOME MORTGAGE CORP.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 5 $ 486,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,870,451,000 5 $ 889,000
SOUTHTRUST MORT DBA EQUIBANC
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 390,787,000 5 $ 408,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 5 $ 372,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 5 $ 527,000
UNIMORTGAGE LLC
8647 BAYPINE ROAD SUITE 100
JACKSONVILLE, FL 32256
* $ 10,000,000 4 $ 334,000
ALLIED HOME MTG CAPITAL CORP
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 4 $ 264,000
CITIZENS GUARANTY BANK
457 EAST MAIN STREET; PO BOX 767
RICHMOND, KY 40476
* $ 103,991,000 4 $ 130,000
PRO MORTGAGE PARTNERS
200 E. MAIN STREET
GEORGETOWN, KY 40324
* $ 195,350,000 4 $ 357,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 49,210,377,000 4 $ 580,000
OAK STREET MORTGAGE
11555 N MERIDIAN ST
CARMEL, IN 46032
* $ 10,000,000 4 $ 286,000
NEW SOUTH FEDERAL SAVINGS BANK
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 1,482,420,000 4 $ 508,000
MERITAGE MORTGAGE CORPORATION
4901 BELFORT ROAD, SUITE 160
JACKSONVILLE, FL 32256
* $ 331,410,000 4 $ 339,000
FIRST NLC FINANCIAL SERVICES,
4680 CONFERENCE WAY SOUTH
BOCA RATON, FL 33431
* $ 10,000,000 4 $ 416,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 250,544,000 4 $ 105,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 3 $ 197,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 3 $ 222,000
REPUBLIC BANK & TRUST COMPANY
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 2,445,261,000 3 $ 520,000
PARK COMMUNITY CREDIT UNION
6101 FERN VALLEY ROAD
LOUISVILLE, KY 40228
* $ 237,839,000 3 $ 224,000
PEOPLE'S CHOICE FINANCIAL CORP
7515 IRVINE CENTER DR.
IRVINE, CA 92618
* $ 10,000,000 3 $ 208,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 73,809,165,000 3 $ 229,000
CHOICE CAPITAL FUNDING INC.
223 ROSWELL STREET SUITE 100
ALPHARETTA, GA 30004
* $ 10,000,000 3 $ 303,000
ENCORE CREDIT CORP
1833 ALTON PARKWAY
IRVINE, CA 92606
* $ 10,000,000 3 $ 290,000
FIFTH THIRD BANK MICHIGAN
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 37,844,547,000 3 $ 125,000
AMERICAN MORTGAGE SERVICE COMPANY
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 3 $ 367,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 771,618,758,000 3 $ 309,000
L & N FEDERAL CREDIT UNION
9265 SMYRNA PARKWAY
LOUISVILLE, KY 40229
* $ 442,207,000 3 $ 367,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,250,504,000 3 $ 219,000
LIME FINANCIAL SERVICES, LTD.
3815 SOUTH WEST TEMPLE
SALT LAKE CITY, UT 84115
* $ 10,000,000 3 $ 202,000
SOUTHSTAR FUNDING, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 3 $ 215,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 3 $ 520,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 16,675,614,000 3 $ 193,000
UNIVERSITY OF KENTUCKY
1730 ALYSHEBA WAY
LEXINGTON, KY 40509
* $ 178,777,000 3 $ 121,000
UNITED MORTGAGE LENDERS INC
5201 CONGRESS AVE SUITE C234
BOCA RATON, FL 33487
* $ 10,000,000 2 $ 240,000
WASHTENAW MORTGAGE COMPANY
3767 RANCHERO DRIVE
ANN ARBOR, MI 48108
* $ 10,000,000 2 $ 217,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 54,454,684,000 2 $ 58,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 2 $ 147,000
TMG REAL ESTATE & FINANCIAL
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 2 $ 459,000
TOWN SQUARE BANK INC
PO BOX 2289
ASHLAND, KY 41105
* $ 132,540,000 2 $ 131,000
TOYOTA FEDERAL CREDIT UNION
19001 S WESTERN AVENUE, T206
TORRANCE, CA 90501
* $ 217,931,000 2 $ 203,000
INTEGRA BANK
PO BOX 868
EVANSVILLE, IN 47705
* $ 2,746,868,000 2 $ 285,000
INVESTAID CORPORATION
24315 NORTHWESTERN HWY.
SOUTHFIELD, MI 48075
* $ 10,000,000 2 $ 140,000
1ST INDEPENDENCE BANK
P.O. BOX 206309
LOUISVILLE, KY 40250
* $ 297,609,000 2 $ 110,000
BAYTREE LENDING
10909 WEST GREENFIELD AVE STE 208
WEST ALLIS, WI 53214
* $ 211,593,000 2 $ 114,000
AEGIS WHOLESALE CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 2 $ 274,000
ADVENT MORTGAGE, LLC
305 N HURSTBOURNE LN. SUITE 120
LOUISVILLE, KY 40222
* $ 436,077,000 2 $ 423,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 2 $ 66,000
AMERICAN GENERAL HOME EQU.(DE)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 2 $ 81,000
CITIBANK, FSB
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 27,779,034,000 2 $ 60,000
PEOPLES EXCHANGE BANK
PO BOX 4040
WINCHESTER, KY 40392
* $ 222,794,000 2 $ 161,000
NETBANK FUNDINGS SERVICES
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,600,723,000 2 $ 107,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 2 $ 284,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 22,927,745,000 2 $ 321,000
GREENPOINT MORTGAGE FUNDING
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 2 $ 116,000
FIRST MORTGAGE COMPANY, LLC
190 W. LOWRY LANE SUITE 120
LEXINGTON, KY 40503
* $ 3,768,799,000 2 $ 219,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 225,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 177,000
ABOUND FEDERAL CREDIT UNION
3939 S. DIXIE BLVD
RADCLIFF, KY 40160
* $ 417,821,000 1 $ 64,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 29,513,702,000 1 $ 17,000
FORCHT BANK, NATIONAL ASSOCIATION
2404 SIR BARTON WAY
LEXINGTON, KY 40509
* $ 67,697,000 1 $ 59,000
FIRST FEDERAL BANK
2452 SIR BARTON WAY
LEXINGTON, KY 40509
* $ 131,009,000 1 $ 33,000
GUARDIAN SAVINGS BANK, FSB
5901 COLERAIN AV
CINCINNATI, OH 45239
* $ 482,979,000 1 $ 196,000
HARRIS N.A.
111 W. MONROE
CHICAGO, IL 60603
* $ 525,452,000 1 $ 200,000
HEALTH EDUCATION FEDERAL C U
424 PARK PLACE
LEXINGTON, KY 40511
* $ 51,149,000 1 $ 88,000
MILL CITY CREDIT UNION
9999 WAYZATA BOULEVARD
MINNETONKA, MN 55305
* $ 191,134,000 1 $ 221,000
GREATER KENTUCKY CREDIT UNION
1001 RED MILE ROAD
LEXINGTON, KY 40504
* $ 56,043,000 1 $ 52,000
HOME EQUITY OF AMERICA
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 37,844,547,000 1 $ 92,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 56,000
HOMELAND CAPITAL MORTGAGE
600 E CARMEL DR, SUITE 110
CARMEL, IN 46033
* $ 10,000,000 1 $ 50,000
HOMESERVICES LENDING, LLC A
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 1 $ 125,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 138,296,274,000 1 $ 122,000
NEW STATE MORTGAGE COMPANY
8401 VIRGINIA STREET
MERRILLVILE, IN 46410
* $ 10,000,000 1 $ 100,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 117,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 1 $ 139,000
PREMIER BANK
15301 W 87TH PARKWAY
LENEXA, KS 66219
* $ 176,235,000 1 $ 238,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 7,021,387,000 1 $ 60,000
RESMAE MORTGAGE CORPORATION
6 POINTE DRIVE
BREA, CA 92821
* $ 10,000,000 1 $ 90,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 1 $ 97,000
QUICK LOAN FUNDING INC
535 ANTON BLVD, SUITE 600
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 100,000
RBC MORTGAGE
P O BOX 1220
ROCKY MOUNT, NC 27802
* $ 228,609,000 1 $ 84,000
COMMONWEALTH
P.O. BOX 978
FRANKFORT, KY 40602
* $ 615,514,000 1 $ 47,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD, SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 92,000
CHEVY CHASE BANK, F.S.B.
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA,, MD 20814
* $ 13,381,863,000 1 $ 25,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 1 $ 92,000
COUNTRYWIDE MTG. VENTURES, LLC
35 N. LAKE AVENUE MS 35-148
PASADENA, CA 91101
* $ 128,495,705,000 1 $ 148,000
ALTRA
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 416,709,000 1 $ 16,000
AAMES FUNDING CORPORATION
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 1 $ 90,000
ACOUSTIC HOME LOANS, LLC
770 THE CITY DRIVE SOUTH, SUITE 1500
ORANGE, CA 92868
* $ 336,792,793,000 1 $ 155,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 117,000
IRWIN HOME EQUITY CORPORATION
500 WASHINGTON ST
COLUMBUS, IN 47201
* $ 4,870,451,000 1 $ 20,000
KENTUCKY BANK
401 MAIN STREET
PARIS, KY 40361
* $ 527,551,000 1 $ 116,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 86,061,798,000 1 $ 31,000
LOANCITY
5671 SANTA TERESA BOULEVARD
SAN JOSE, CA 95123
* $ 10,000,000 1 $ 108,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 1 $ 76,000
TRADITIONAL BANK, INC.
49 W MAIN STREET
MT STERLING, KY 40353
* $ 599,363,000 1 $ 73,000
UNION FEDERAL C/O SKY BANK
137 CLOUGH ST
BOWLING GREEN, OH 43402
* $ 3,718,770,000 1 $ 130,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 32,105,960,000 1 $ 90,000
STOCK YARDS BANK & TRUST COMPANY
1040 EAST MAIN STREET
LOUISVILLE, KY 40206
* $ 1,205,227,000 1 $ 96,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILKES BARRE, PA 18702
* $ 60,000,000 1 $ 56,000
WORTHINGTON FEDERAL BANK
3301 MEMORIAL PARKWAY SW
HUNTSVILLE, AL 35801
* $ 73,702,000 1 $ 132,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Garrard County KY in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 907 $94,467,000 $104,000 $360,000 $51,000 $573,000
Home Purchase 635 $59,611,000 $93,000 $614,000 $54,000 $1,310,000
Home Improvement 139 $6,393,000 $45,000 $289,000 $53,000 $177,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,262 $118,613,000 $93,000 $614,000 $54,000 $1,310,000
Not Provided 233 $24,031,000 $103,000 $277,000 $52,000 $214,000
Not applicable 133 $13,010,000 $97,000 $275,000 $34,000 $1,289,000
Hispanic 25 $2,160,000 $86,000 $205,000 $71,000 $216,000
Black or African American 14 $1,227,000 $87,000 $208,000 $43,000 $107,000
American Indian or Alaskan Native 12 $1,282,000 $106,000 $219,000 $29,000 $57,000
Asian 2 $148,000 $74,000 $128,000 $51,000 $66,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,587 $150,952,000 $95,000 $614,000 $54,000 $1,310,000
FHA-insured (Federal Housing Administration) 45 $4,265,000 $94,000 $172,000 $32,000 $71,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 30 $2,833,000 $94,000 $146,000 $29,000 $60,000
VA-guaranteed (Veterans Administration) 19 $2,421,000 $127,000 $215,000 $26,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 715 $67,423,000 $94,000 $614,000 $65,000 $1,310,000
Application Denied By Financial Institution 421 $35,426,000 $84,000 $324,000 $48,000 $214,000
Application Withdrawn By Applicant 223 $25,567,000 $114,000 $360,000 $55,000 $190,000
Loan Purchased By The Institution 194 $19,893,000 $102,000 $360,000 $21,000 $111,000
Application Approved But Not Accepted 84 $7,352,000 $87,000 $221,000 $46,000 $121,000
File Closed For Incompleteness 41 $4,420,000 $107,000 $233,000 $57,000 $135,000
Preapproval Denied by Financial Institution 3 $390,000 $130,000 $130,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 90 $6,053,000 $67,000 $290,000 $52,000 $202,000
Other 85 $7,336,000 $86,000 $208,000 $41,000 $174,000
Debt-To-Income Ratio 34 $2,874,000 $84,000 $180,000 $39,000 $90,000
Credit Application Incomplete 33 $3,302,000 $100,000 $324,000 $44,000 $214,000
Collateral 24 $2,418,000 $100,000 $248,000 $57,000 $118,000
Unverifiable Information 8 $935,000 $116,000 $200,000 $58,000 $96,000
Employment History 2 $192,000 $96,000 $100,000 $31,000 $34,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information back through 2003.

Download the Kentucky Lender List