Fulton County NY
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage statistics and lending data for the Fulton County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Fulton County NY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,012
Total Mortgage Loan Application Amount $284,455,000
Average Mortgage Loan Application Amount $94,000
Highest Mortgage Loan Application Amount $920,000
Average Applicant Income $59,000
Highest Applicant Income $1,200,000

Mortgage Company List for Lending in Fulton County NY for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 5,182,343,000 202 $ 12,298,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 192 $ 14,867,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 191 $ 16,687,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 143 $ 15,417,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 84,701,123,000 142 $ 15,064,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 136 $ 16,573,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 122 $ 12,763,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 113 $ 11,031,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 81 $ 7,959,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 128,863,082,000 79 $ 2,470,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 79 $ 8,487,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 73 $ 8,518,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 67 $ 750,000
FIRST NIAGARA BANK
6950 SOUTH TRANSIT ROAD
LOCKPORT, NY 14094
* $ 8,082,041,000 64 $ 3,700,000
FIRST ALTERNATIVE MORTGAGE COR
145 HUGUENOT ST, SUITE 109
NEW ROCHELL, NY 10801
* $ 10,000,000 64 $ 6,805,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 60 $ 5,836,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 59 $ 782,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 59 $ 6,609,000
CITIFINANCIAL COMPANY(DE)
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 57 $ 3,467,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 56 $ 7,614,000
SUNMARK FEDERAL CREDIT UNION
1187 TROY SCHENECTADY ROAD
LATHAM, NY 12110
* $ 431,682,000 55 $ 4,271,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 51 $ 7,232,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,072,546,000 49 $ 5,413,000
PARAGON HOME LOANS INC.
5010 CAMPUSWOOD DR, STE. 205
EAST SYRACUSE, OH 13057
* $ 10,000,000 49 $ 3,715,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 48 $ 6,332,000
WELLS FARGO FIN'L CRED SERV NY
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 40 $ 3,539,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 37 $ 5,057,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 29 $ 3,714,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 28 $ 2,708,000
HOMEPLUS FINANCE CORPORATION
2143 S. SEPULVEDA BLVD
LOS ANGELES, CA 90025
* $ 40,000,000 28 $ 382,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 95,861,810,000 26 $ 3,044,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 24 $ 1,871,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 17 $ 2,303,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 16 $ 2,404,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 16 $ 1,858,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 15 $ 1,620,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 266,672,000 15 $ 1,636,000
HOME FUNDING FINDERS, INC
621 COLUMBIA STREET EXT
COHOES, NY 12047
* $ 10,000,000 15 $ 2,068,000
BROADVIEW FEDERAL CREDIT UNION
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 1,474,887,000 15 $ 937,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 14 $ 992,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 14 $ 1,906,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 13 $ 1,792,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 61,450,273,000 13 $ 1,127,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 13 $ 2,067,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 12 $ 1,377,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 12 $ 577,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,970,989,000 11 $ 518,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 11 $ 1,798,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 10 $ 1,263,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 9 $ 1,160,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 8 $ 1,031,000
THE FUNDING SOURCE LLC
906 SPENCER STREET
SYRACUSE, NY 13206
* $ 10,000,000 8 $ 989,000
SECURITY ATLANTIC WHOLESALE
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 8 $ 1,104,000
TRUSTCO BANK
5 SARNOWSKI DRIVE
GLENVILLE, NY 12302
* $ 3,394,545,000 7 $ 836,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 7 $ 333,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 7 $ 736,000
HOME CONSULTANTS
473 EASTON TURNPIKE STE A
LAKE ARIEL, PA 18436
* $ 10,000,000 7 $ 840,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 653,269,000,000 6 $ 363,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 6 $ 747,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 403,955,000 6 $ 884,000
INTERSTATE HOME LOAN CENTER
25 MELVILLE PARK RD SUITE 105
MELVILLE, NY 11747
* $ 10,000,000 6 $ 534,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 5 $ 575,000
CASTLE POINT MORTGAGE, INC.
7 ENTIN ROAD, STE. 102
PARSIPPANY, NJ 07054
* $ 16,999,000 5 $ 426,000
AMERICAN BANK
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 543,934,000 5 $ 817,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 343,735,670,000 5 $ 516,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,406,877,000 5 $ 628,000
FORWARD NATIONAL COMPANY INC
300 EAST MAIN ST
MILFORD, MA 01757
* $ 336,774,000 4 $ 115,000
BALLSTON SPA NATIONAL BANK
PO BOX 70
BALLSTON SPA, NY 12020
* $ 339,914,000 4 $ 657,000
IDEAL MORTGAGE BANKERS, LTD
520 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 4 $ 570,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 4 $ 355,000
FIRST RESIDENTIAL MORTGAGE
570 SYLVAN AVENUE
ENGLEWOOD CLIFFS, NJ 07632
* $ 10,000,000 4 $ 510,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 4 $ 592,000
SYRACUSE SECURITIES, INC.
5000 CAMPUSWOOD DRIVE SUITE 101
EAST SYRACUSE, NY 13057
* $ 10,000,000 4 $ 316,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 79,977,597,000 4 $ 469,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 4 $ 327,000
FIRST SOURCE
4451 COMMERCIAL DRIVE
NEW HARTFORD, NY 13413
* $ 195,840,000 3 $ 281,000
1ST PRIORITY MORTGAGE, INC.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ 10,000,000 3 $ 512,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 3 $ 170,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 54,098,791,000 3 $ 414,000
ADIRONDACK BANK
185 GENESEE ST
UTICA, NY 13501
* $ 451,697,000 3 $ 109,000
ULSTER SAVINGS BANK
180 SCHWENK DRIVE
KINGSTON, NY 12401
* $ 643,191,000 2 $ 316,000
BANKUNITED, FSB
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 14,415,594,000 2 $ 343,000
HAMPDEN BANK
19 HARRISON AVENUE
SPRINGFIELD, MA 01103
* $ 496,715,000 2 $ 33,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 2 $ 179,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 2 $ 682,000
WINTRUST MORTGAGE CORPORATION
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 2 $ 238,000
CARNEGIE MORTGAGE
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 2 $ 339,000
PROVANTAGE FUNDING CORPORATION
20 SOLAR DRIVE, SUITE 101
CLIFTON PARK, NY 12065
* $ 792,644,000 2 $ 374,000
SARATOGA NATIONAL BANK AND TRUST COMPANY
171 S BROADWAY
SARATOGA SPRINGS, NY 12866
* $ 230,574,000 2 $ 393,000
TD BANK N.A.
70 GRAY ROAD
FALMOUTH, ME 04105
* $ 45,485,973,000 2 $ 280,000
HUDSON RIVER COMMUNITY
ONE THIRD STREET
CORINTH, NY 12822
* $ 102,066,000 2 $ 143,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 2 $ 193,000
MID-ISLAND MORTGAGE CORP.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11554
* $ 10,000,000 2 $ 229,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 138,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 11,238,962,000 2 $ 210,000
TCT
416 ROWLAND STREET
BALLSTON SPA, NY 12020
* $ 88,096,000 2 $ 209,000
MORTGAGE SOURCE LLC
600 OLD COUNTRY ROAD
GARDEN CITY, NY 11530
* $ 10,000,000 2 $ 296,000
RESIDENTIAL FINANCE CORP.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 2 $ 165,000
MLD MORTGAGE INC.
30B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 10,000,000 2 $ 202,000
US MORTGAGE CORPORATION
19D CHAPIN ROAD
PINE BROOK, NJ 07058
* $ 10,000,000 2 $ 348,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 81,000
AMERICAN DREAM MORTGAGE BANKER
400 POST AVENUE
WESTBURY, NY 11590
* $ 10,000,000 1 $ 152,000
CONTINENTAL HOME LOANS INC.
175 PINELAWN ROAD, SUITE 303
MELVILLE, NY 11747
* $ 14,386,000 1 $ 94,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILKES BARRE, PA 18702
* $ 60,000,000 1 $ 93,000
AVELO MORTGAGE, L.L.C
250 EAST JOHN CARPENTER FREEWAY
IRVING, TX 75062
* $ 10,000,000 1 $ 76,000
RESIDENTIAL HOME FUNDING CORP.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ 10,000,000 1 $ 217,000
EASTERN NEW YORK FCU
710 BERME RD
NAPANOCH, NY 12458
* $ 47,484,000 1 $ 52,000
HUDSON VALLEY CREDIT UNION
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 2,270,432,000 1 $ 60,000
MUNICIPAL CREDIT UNION
22 CORTLANDT STREET 29TH FLOOR
NEW YORK, NY 10007
* $ 1,301,042,000 1 $ 129,000
FRANKLIN FIRST FINANCIAL, LTD
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 159,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD. SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 103,000
SLM FINANCIAL CORPORATION
300 CONTINENTAL DRIVE
NEWARK, DE 19713
* $ 10,000,000 1 $ 163,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 58,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 1 $ 204,000
JOVIA FINANCIAL CREDIT UNION
1000 CORPORATE DRIVE
WESTBURY, NY 11590
* $ 1,105,391,000 1 $ 70,000
EMPOWER FEDERAL CREDIT UNION
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 641,037,000 1 $ 22,000
GUARANTY BANK, FSB
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,795,053,000 1 $ 15,000
WALDEN SAVINGS BANK
15 SCOTT'S CORNERS DRIVE
MONTGOMERY, NY 12549
* $ 313,169,000 1 $ 167,000
FIRST EASTERN MORTGAGE CORP
100 BRICKSTONE SQUARE
ANDOVER, MA 01810
* $ 71,936,000 1 $ 163,000
MERRILL LYNCH CREDIT CORP.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 1 $ 417,000
GB MORTGAGE, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 29,183,000 1 $ 15,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 60,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 1 $ 95,000
PREMIUM CAPITAL FUNDING LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 1 $ 60,000
WILMINGTON FINANCE, INC.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 1 $ 104,000
MACQUARIE MORTGAGES USA, INC.
10151 DEERWOOD PARK BLDG 100, SUITE 500
JACKSONVILLE,, FL 32256
* $ 10,000,000 1 $ 113,000
NOTHNAGLE HOME SECURITIES CORP
217 WEST MAIN STREET, SUITE 200
ROCHESTER, NY 14614
* $ 10,000,000 1 $ 306,000
MORTGAGE ACCESS CORP.
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 302,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 84,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ 10,000,000 1 $ 55,000
EQUITY NOW INC.
215 LEXINGTON AVENUE, SUITE 1702
NEW YORK, NY 10016
* $ 10,000,000 1 $ 213,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 1 $ 147,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 1 $ 88,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 78,000
FIRST CENTURY BANK, NATIONAL ASSOCIATION
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 38,648,000 1 $ 225,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 184,491,526,000 1 $ 52,000
STERLING NATIONAL MORTGAGE CO.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 1 $ 152,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 962,672,000 1 $ 108,000
FIRST NATIONAL ACCEPTANCE COMPANY
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 45,000
DNB FIRST, NATIONAL ASSOCIATION
4 BRANDYWINE AVE
DOWNINGTOWN, PA 19335
* $ 545,529,000 1 $ 48,000
NATIONAL PENN BANK
PO BOX 547
BOYERTOWN, PA 19512
* $ 5,797,315,000 1 $ 4,000
WILBER NATIONAL BANK
245 MAIN STREET P.O. BOX 430
ONEONTA, NY 13820
* $ 792,644,000 1 $ 288,000
COMMERCE BANK, NA
2059 SPINGDALE ROAD
CHERRY HILL, NJ 08003
* $ 45,216,892,000 1 $ 20,000
EAGLE NATIONAL BANK
8045 WEST CHESTER PIKE
UPPER DARBY, PA 19082
* $ 210,664,000 1 $ 93,000
FIRST NATIONAL BANK OF SCOTIA
201 MOHAWK AVE
SCOTIA, NY 12302
* $ 282,027,000 1 $ 61,000
MIDCOUNTRY BANK
2611 BLUE HERON DR.
MARION, IL 62959
* $ 1,027,186,000 1 $ 141,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,507,032,000 1 $ 153,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 16,047,364,000 1 $ 172,000
EASTERN SAVINGS BANK, FSB
EXEC PLAZA II - 11350 MCCORMICK RD
HUNT VALLEY, MD 21031
* $ 1,117,603,000 1 $ 303,000
PRINCIPAL BANK
711 HIGH STREET
DES MOINES, IA 50392
* $ 1,944,868,000 1 $ 15,000
MERRILL LYNCH BANK & TRUST FSB
30930 RUSSELL RANCH RD MS CA6-916-02-07
WESTLAKE VILLAGE, CA 91362
* $ 37,805,411,000 1 $ 417,000
PIONEER BANK
652 ALBANY-SHAKER RD.
ALBANY, NY 12211
* $ 713,746,000 1 $ 60,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,154,401,000 1 $ 101,000
LEGACY BANKS
99 NORTH ST., P.O. BOX 1148
PITTSFIELD, MA 01202
* $ 897,865,000 1 $ 158,000
CITIFINANCIAL SERVICES INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 162,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Fulton County NY in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,662 $178,019,000 $107,000 $485,000 $58,000 $804,000
Home Purchase 773 $84,433,000 $109,000 $920,000 $66,000 $1,200,000
Home Improvement 577 $22,003,000 $38,000 $600,000 $53,000 $720,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,473 $230,707,000 $93,000 $920,000 $59,000 $1,200,000
Not Provided 315 $31,819,000 $101,000 $417,000 $67,000 $720,000
Not applicable 129 $12,779,000 $99,000 $417,000 $27,000 $179,000
Hispanic 34 $3,362,000 $98,000 $417,000 $69,000 $252,000
Black or African American 31 $2,967,000 $95,000 $293,000 $58,000 $136,000
Asian 14 $1,586,000 $113,000 $232,000 $102,000 $389,000
American Indian or Alaskan Native 10 $680,000 $68,000 $170,000 $52,000 $129,000
Native Hawaiian or Other Pacific Islander 6 $555,000 $92,000 $220,000 $55,000 $66,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,251 $200,965,000 $89,000 $920,000 $63,000 $1,200,000
FHA-insured (Federal Housing Administration) 726 $79,349,000 $109,000 $276,000 $46,000 $240,000
VA-guaranteed (Veterans Administration) 33 $3,902,000 $118,000 $236,000 $49,000 $110,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $239,000 $119,000 $132,000 $45,000 $45,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 1,056 $81,477,000 $77,000 $920,000 $53,000 $1,200,000
Loan Originated 1,018 $99,406,000 $97,000 $600,000 $64,000 $683,000
Loan Purchased By The Institution 326 $37,090,000 $113,000 $417,000 $44,000 $340,000
Application Withdrawn By Applicant 311 $33,726,000 $108,000 $417,000 $62,000 $304,000
Application Approved But Not Accepted 182 $20,296,000 $111,000 $417,000 $80,000 $359,000
File Closed For Incompleteness 119 $12,460,000 $104,000 $417,000 $72,000 $804,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 235 $10,416,000 $44,000 $350,000 $49,000 $567,000
Debt-To-Income Ratio 132 $9,919,000 $75,000 $472,000 $43,000 $720,000
Collateral 122 $11,582,000 $94,000 $310,000 $64,000 $381,000
Other 43 $3,644,000 $84,000 $400,000 $67,000 $389,000
Credit Application Incomplete 32 $4,632,000 $144,000 $920,000 $108,000 $1,200,000
Unverifiable Information 12 $1,033,000 $86,000 $328,000 $121,000 $835,000
Employment History 8 $549,000 $68,000 $172,000 $27,000 $52,000
Insufficient Cash (Downpayment, Closing Cost) 8 $672,000 $84,000 $157,000 $40,000 $73,000
Mortgage Insurance Denied 1 $100,000 $100,000 $100,000 $94,000 $94,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

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