Franklin County TX
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage statistics and lending data for the Franklin County TX metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Franklin County TX, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 691
Total Mortgage Loan Application Amount $89,294,000
Average Mortgage Loan Application Amount $129,000
Highest Mortgage Loan Application Amount $997,000
Average Applicant Income $114,000
Highest Applicant Income $1,850,000

Mortgage Company List for Lending in Franklin County TX for 2005

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 50 $ 6,668,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 38 $ 6,922,000
GUARANTY BOND BANK
100 W ARKANSAS
MOUNT PLEASANT, TX 75455
* $ 541,039,000 31 $ 2,778,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 28 $ 1,579,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 771,618,758,000 28 $ 4,512,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 128,495,705,000 27 $ 4,093,000
CITIMORTGAGE, INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 59,720,267,000 24 $ 3,669,000
THE FIRST NATIONAL BANK OF WINNSBORO
315 N. MAIN P.O. BOX 29
WINNSBORO, TX 75494
* $ 124,708,000 23 $ 1,015,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 20 $ 2,034,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 19 $ 1,480,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 366,256,000,000 18 $ 2,525,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 967,365,000,000 16 $ 3,250,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 15 $ 1,004,000
CYPRESS BANK, FSB
120 SOUTH GREER BOULEVARD
PITTSBURG, TX 75686
* $ 101,965,000 13 $ 676,000
NATIONAL CITY BANK OF INDIANA
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 28,456,701,000 12 $ 2,903,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 12 $ 1,491,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 272,927,502,000 10 $ 1,325,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 10 $ 1,106,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,456,642,000 10 $ 2,043,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 2,426,358,000 9 $ 1,738,000
GREAT WESTERN FINANCIAL SERVICES, INC.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 8 $ 777,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 500,990,000 8 $ 598,000
CITIFINANCIAL INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,484,101,000,000 8 $ 398,000
AAMES FUNDING CORPORATION
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 7 $ 771,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 40,963,356,000 7 $ 569,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 7 $ 840,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 130,780,100,000 6 $ 430,000
ALLIANCE BANK
P.O. BOX 500
SULPHUR SPRINGS, TX 75483
* $ 418,475,000 6 $ 621,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 6 $ 851,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 5 $ 530,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 1,063,813,000 5 $ 777,000
FIRST PREFRENCE MORTGAGE CORP
800 WASHINGTON AVENUE
WACO, TX 76701
* $ 10,000,000 5 $ 1,401,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 5 $ 854,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 5 $ 238,000
HOME123 CORPORATION
3351 MICHELSON DRIVE, SUITE 400
IRVINE, CA 92612
* $ 10,000,000 5 $ 1,561,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 4 $ 639,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 4 $ 538,000
MERIDIAS CAPITAL INCORPORATED
P.O. BOX 241429
CHARLOTTE, NC 28273
* $ 150,000,000 4 $ 561,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 4 $ 746,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 4 $ 320,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 4 $ 439,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 4 $ 751,000
COLONIAL BANK, N.A.
PO BOX 1108 - CORPORATE COMPLIANCE
MONTGOMERY, AL 36101
* $ 18,884,741,000 4 $ 864,000
ALLIED HOME MTG CAPITAL CORP
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 4 $ 278,000
BSM FINANCIAL, L.P.
1301 CENTRAL EXPRESSWAY SOUTH
ALLEN, TX 75013
* $ 10,000,000 4 $ 550,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 22,256,623,000 4 $ 383,000
BANKERS FINANCIAL MORTGAGE GRP
13101 PRESTON ROAD #100
DALLAS, TX 75240
* $ 10,000,000 3 $ 326,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 13,770,188,000 3 $ 481,000
AEGIS WHOLESALE CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 3 $ 433,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,663,205,000 3 $ 225,000
AMERICAN HOME MORTGAGE CORP.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 3 $ 487,000
INTERNATIONAL BANK OF COMMERCE
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 8,394,373,000 3 $ 98,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 3 $ 143,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
ADDISON, TX 75001
* $ 10,000,000 3 $ 256,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,260,000 3 $ 806,000
RESMAE MORTGAGE CORPORATION
6 POINTE DRIVE
BREA, CA 92821
* $ 10,000,000 3 $ 184,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 3 $ 295,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 3 $ 65,000
GREENPOINT MORTGAGE FUNDING
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 3 $ 497,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 250,544,000 3 $ 102,000
HSBC MORTGAGE SERVICES, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 18,823,411,000 2 $ 136,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 15,675,394,000 2 $ 560,000
GREEN TREE SERVICING LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 2 $ 55,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 7,000,000,000 2 $ 115,000
PAVILLION BANK
1200 WEST CAMPBELL ROAD
RICHARDSON, TX 75080
* $ 45,199,000 2 $ 359,000
NETBANK FUNDINGS SERVICES
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,600,723,000 2 $ 146,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 2 $ 409,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 16,675,614,000 2 $ 250,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 389,963,000,000 2 $ 130,000
THRIVENT FINANCIAL BANK
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 386,691,000 2 $ 74,000
TOWN & COUNTRY CREDIT
2010 MAIN STREET, SUITE 800
IRVINE, CA 92614
* $ 10,000,000 2 $ 341,000
SEBRING CAPITAL PARTNERS, LP
4000 INTERNATIONAL PARWAY, SUITE 3000
CARROLLTON, TX 75007
* $ 10,000,000 2 $ 78,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 10,353,821,000 2 $ 131,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 13,102,536,000 2 $ 277,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 2 $ 214,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 2 $ 78,000
ENCORE BANK
NINE GREENWAY PLAZA SUITE 1000
HOUSTON, TX 77046
* $ 1,271,653,000 2 $ 78,000
TBK BANK, SSB
12700 PARK CENTRAL DRIVE STE #1700
DALLAS, TX 75251
* $ 42,959,000 2 $ 77,000
CORNERSTONE MORTGAGE COMPANY
1177 WEST LOOP SOUTH, SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 2 $ 304,000
COMMUNITY C.U.
1201 W 15TH ST
PLANO, TX 75075
* $ 1,403,284,000 2 $ 527,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 32,424,600,000 2 $ 100,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,870,451,000 2 $ 185,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 2 $ 518,000
AEGIS FUNDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 2 $ 76,000
THE AMERICAN NATIONAL BANK OF TEXAS
102 W MOORE AVENUE
TERRELL, TX 75160
* $ 1,167,623,000 2 $ 420,000
BANK OF TEXAS, NA
PO BOX 2300
TULSA, OK 74102
* $ 2,955,213,000 1 $ 560,000
BNC MORTGAGE
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 2,500,000,000 1 $ 160,000
CAPITOL FEDERAL SAVINGS
700 S. KANSAS AVE
TOPEKA, KS 66601
* $ 8,570,245,000 1 $ 488,000
CENTURY BANK, N.A.
201 RICE ST
NEW BOSTON, TX 75570
* $ 689,703,000 1 $ 460,000
CITIBANK, FSB
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 27,779,034,000 1 $ 100,000
ADVANCIAL
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75201
* $ 613,399,000 1 $ 70,000
ALLIED HOME MORTGAGE CORP.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 1 $ 70,000
AMC MORTGAGE SERVICES, INC.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 1 $ 60,000
AMERICAN BANK OF TEXAS
PO BOX 1234
SHERMAN, TX 75091
* $ 810,178,000 1 $ 14,000
JUDITH O. SMITH MORTGAGE GROUP
8851 CAMP BOWIE WEST, SUITE 150
FORT WORTH, TX 76116
* $ 10,000,000 1 $ 85,000
LEGACYTEXAS BANK
5000 LEGACY DRIVE
PLANO, TX 75024
* $ 939,401,000 1 $ 300,000
JEFFERSON MORTGAGE SERVICES, I
2828 N. GALLOWAY AVE.
MESQUITE, TX 75150
* $ 44,000,000 1 $ 360,000
4TRUST MORTGAGE, INC.
4200 SOUTH HULEN STE 410
FORT WORTH, TX 76109
* $ 10,000,000 1 $ 514,000
COMERICA BANK
500 WOODWARD AVE - MC 3352
DETROIT, MI 48226
* $ 52,077,864,000 1 $ 52,000
CITIZENS BANK OF MASSACHUSETTS
28 STATE STREET
BOSTON, MA 02109
* $ 31,251,938,000 1 $ 389,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 28,213,983,000 1 $ 400,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 1 $ 166,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 1 $ 62,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 25,545,577,000 1 $ 127,000
FIRST NATIONAL BANK OF EAST TEXAS
206 US HWY 271 N
GILMER, TX 75644
* $ 155,957,000 1 $ 30,000
FIRST NATIONAL BANK OF PA
166 MAIN ST
GREENVILLE, PA 16125
* $ 4,836,550,000 1 $ 29,000
FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD
220 PALO PINTO ST
WEATHERFORD, TX 76086
* $ 112,364,000 1 $ 70,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 72,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 29,513,702,000 1 $ 54,000
FIRST UNITED BANK AND TRUST COMPANY
PO BOX 130
DURANT, OK 74702
* $ 1,103,924,000 1 $ 850,000
FINANCE AMERICA
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 250,000,000 1 $ 43,000
FIRST COMMUNITY BANK EAST TEXA
415 EAST GOLIAD AVENUE
CROCKETT, TX 75835
* $ 137,427,000 1 $ 60,000
STATEWIDE BANK
2008 RONALD REAGAN HIGHWAY
COVINGTON, LA 70433
* $ 98,133,000 1 $ 31,000
SHARE PLUS FEDERAL BANK
5224 W. PLANO PKWY
PLANO, TX 75093
* $ 180,408,000 1 $ 124,000
SIRVA MORTGAGE, INC.
6070 PARKLAND BLVD.
MAYFIELD HEIGHTS, OH 44124
* $ 10,000,000 1 $ 127,000
SALLIE MAE HOME LOANS
28175 CABOT DR
NOVI, MI 48377
* $ 10,000,000 1 $ 55,000
RAYMOND JAMES BANK
710 CARILLON PKWY
ST PETERSBURG, FL 33716
* $ 926,720,000 1 $ 135,000
REALTY MORTAGE, LLC DBA PAMCO
2901 DOUGLAS BLVD, SUITE 205
ROSEVILLE, CA 95661
* $ 10,000,000 1 $ 100,000
U.S. TRUST COMPANY, NA
4601 TOUCHTON RD E #3220
JACKSONVILLE, FL 32246
* $ 3,165,898,000 1 $ 325,000
WELLS FARGO FIN'L TEXAS, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 852,606,000 1 $ 100,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 143,000
MERITAGE MORTGAGE CORPORATION
4901 BELFORT ROAD, SUITE 160
JACKSONVILLE, FL 32256
* $ 331,410,000 1 $ 157,000
MERRILL LYNCH CREDIT CORP.
4802 DEER LAKE DRIVE EAST BLDG 3
JACKSONVILLE, FL 32246
* $ 31,000,000 1 $ 248,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 9,509,064,000 1 $ 46,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 22,927,745,000 1 $ 21,000
NORTH DALLAS BANK & TRUST CO.
12900 PRESTON RD
DALLAS, TX 75230
* $ 896,884,000 1 $ 200,000
NORTHSTAR BANK OF TEXAS
400 N CARROLL BLVD
DENTON, TX 76201
* $ 292,716,000 1 $ 663,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 3,880,165,000 1 $ 143,000
HFC COMPANY LLC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 97,714,234,000 1 $ 268,000
HIC-STAR CORP. FKA AMPRO MTG.
400 N TUSTIN AVE #100
SANTA ANA, CA 92705
* $ 10,000,000 1 $ 130,000
HOME LOAN CORPORATION
450 GEARS ROAD, SUITE 600
HOUSTON, TX 77067
* $ 10,000,000 1 $ 156,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 3,919,502,000 1 $ 103,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Franklin County TX in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 403 $51,390,000 $127,000 $850,000 $132,000 $1,850,000
Refinancing 247 $34,547,000 $139,000 $997,000 $92,000 $443,000
Home Improvement 41 $3,357,000 $81,000 $280,000 $88,000 $228,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 499 $65,708,000 $131,000 $997,000 $128,000 $1,850,000
Not Provided 82 $10,870,000 $132,000 $850,000 $139,000 $1,188,000
Not applicable 61 $9,091,000 $149,000 $489,000 $33,000 $1,200,000
Hispanic 32 $2,340,000 $73,000 $199,000 $50,000 $229,000
Black or African American 9 $493,000 $54,000 $103,000 $45,000 $115,000
American Indian or Alaskan Native 6 $425,000 $70,000 $109,000 $48,000 $95,000
Asian 2 $367,000 $183,000 $262,000 $224,000 $354,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 661 $87,112,000 $131,000 $997,000 $118,000 $1,850,000
FHA-insured (Federal Housing Administration) 28 $1,982,000 $70,000 $130,000 $36,000 $66,000
VA-guaranteed (Veterans Administration) 2 $200,000 $100,000 $100,000 $89,000 $89,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 316 $43,107,000 $136,000 $997,000 $146,000 $1,207,000
Application Denied By Financial Institution 115 $10,720,000 $93,000 $489,000 $77,000 $564,000
Loan Purchased By The Institution 113 $16,040,000 $141,000 $611,000 $90,000 $1,200,000
Application Withdrawn By Applicant 100 $12,847,000 $128,000 $601,000 $97,000 $550,000
Application Approved But Not Accepted 33 $4,865,000 $147,000 $663,000 $120,000 $1,850,000
File Closed For Incompleteness 13 $1,644,000 $126,000 $360,000 $105,000 $300,000
Preapproval Approved but not Accepted 1 $71,000 $71,000 $71,000 $25,000 $25,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 29 $2,280,000 $78,000 $219,000 $52,000 $180,000
Collateral 21 $2,755,000 $131,000 $489,000 $150,000 $564,000
Credit History 17 $1,309,000 $77,000 $199,000 $39,000 $100,000
Credit Application Incomplete 10 $977,000 $97,000 $223,000 $76,000 $144,000
Unverifiable Information 6 $885,000 $147,000 $279,000 $88,000 $216,000
Debt-To-Income Ratio 6 $421,000 $70,000 $119,000 $96,000 $400,000
Employment History 1 $45,000 $45,000 $45,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information back through 2003.

Download the Texas Lender List