Franklin County NY
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage statistics and lending data for the Franklin County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Franklin County NY, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,454 |
| Total Mortgage Loan Application Amount | $147,897,000 |
| Average Mortgage Loan Application Amount | $101,000 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $72,000 |
| Highest Applicant Income | $2,200,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| COMMUNITY BANK, NATIONAL ASSOCIATION 45-49 COURT STREET CANTON, NY 13617 |
* | $ 5,146,791,000 | 353 | $ 24,425,000 |
| NBT BANK, NATIONAL ASSOCIATION 52 S BROAD ST NORWICH, NY 13815 |
* | $ 5,306,865,000 | 107 | $ 6,600,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,471,631,047,000 | 100 | $ 11,734,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 77 | $ 8,342,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 538,958,000,000 | 70 | $ 9,535,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,746,242,000,000 | 62 | $ 8,709,000 |
| HSBC MORTGAGE CORP 2929 WALDEN AVE DEPEW, NY 14043 |
* | $ 92,958,000 | 47 | $ 4,245,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,227,040,000,000 | 46 | $ 2,374,000 |
| HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ 10,000,000 | 39 | $ 4,427,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 37 | $ 4,417,000 |
| COUNTRYWIDE BANK FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 117,978,966,000 | 31 | $ 3,777,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 3,930,807,000 | 28 | $ 3,242,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 32,882,574,000 | 27 | $ 3,388,000 |
| ADIRONDACK BANK 185 GENESEE ST UTICA, NY 13501 |
* | $ 479,567,000 | 26 | $ 3,135,000 |
| KEYBANK NATIONAL ASSOCIATION 100 PUBLIC SQUARE STE 600 OH-01-10-06006 CLEVELAND, OH 44113 |
* | $ 101,868,610,000 | 26 | $ 1,847,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 10,273,647,000 | 24 | $ 2,215,000 |
| BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 23 | $ 1,759,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 261,775,591,000 | 20 | $ 1,447,000 |
| M&T BANK 1 M&T PLAZA -15TH FLOOR BUFFALO, NY 14203 |
* | $ 64,824,244,000 | 17 | $ 2,153,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 16 | $ 1,499,000 |
| OWNERSCHOICE FUNDING, INCORPORATED 1021 WATERVLIET-SHAKER ROAD ALBANY, NY 12205 |
* | $ 10,000,000 | 13 | $ 1,224,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 11 | $ 1,364,000 |
| RBS CITIZENS, N.A. ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 129,725,957,000 | 11 | $ 1,052,000 |
| SOVEREIGN BANK 1130 BERKSHIRE BOULEVARD WYOMISSING, PA 19610 |
* | $ 77,029,703,000 | 8 | $ 814,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ 10,000,000 | 8 | $ 871,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 32,584,979,000 | 7 | $ 727,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 36,351,625,000 | 7 | $ 711,000 |
| TD BANK N.A. 70 GRAY ROAD FALMOUTH, ME 04105 |
* | $ 101,632,075,000 | 6 | $ 2,019,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 6 | $ 783,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 6 | $ 994,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 6 | $ 820,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 69,459,606,000 | 5 | $ 391,000 |
| CITIFINANCIAL COMPANY(DE) 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 5 | $ 253,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 21,270,147,000 | 5 | $ 710,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,157,838,000 | 5 | $ 803,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,677,931,000 | 4 | $ 225,000 |
| FIRST NATIONAL BANK OF CC P.O. BOX 523 WEST CHESTER, PA 19381 |
* | $ 1,297,208,000 | 4 | $ 730,000 |
| HOMEPLUS FINANCE CORPORATION 2143 S. SEPULVEDA BLVD LOS ANGELES, CA 90025 |
* | $ 40,000,000 | 4 | $ 24,000 |
| INTERSTATE HOME LOAN CENTER 25 MELVILLE PARK RD SUITE 105 MELVILLE, NY 11747 |
* | $ 10,000,000 | 4 | $ 468,000 |
| LAND/HOME FINANCIAL SERVICES 1355 WILLOW WAY, SUITE 250 CONCORD, CA 94520 |
* | $ 10,000,000 | 3 | $ 405,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 3 | $ 208,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 3 | $ 534,000 |
| SYRACUSE SECURITIES, INC. 5000 CAMPUSWOOD DRIVE SUITE 101 EAST SYRACUSE, NY 13057 |
* | $ 10,000,000 | 3 | $ 355,000 |
| HOME SAVINGS OF AMERICA 35 E BROADWAY LITTLE FALLS, MN 56345 |
* | $ 427,899,000 | 3 | $ 408,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 82,416,721,000 | 3 | $ 276,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,669,297,000 | 3 | $ 550,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 7,047,356,000 | 3 | $ 293,000 |
| HFC COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 15,000,000 | 3 | $ 110,000 |
| DISCOVER BANK 502 EAST MARKET STREET GREENWOOD, DE 19950 |
* | $ 36,276,270,000 | 2 | $ 30,000 |
| WESTBOUND BANK 655 WEST GRAND PARKWAY SOUTH KATY, TX 77494 |
* | $ 150,677,000 | 2 | $ 266,000 |
| BEACON FEDERAL 6311 COURT STREET ROAD EAST SYRACUSE, NY 13057 |
* | $ 1,021,432,000 | 2 | $ 547,000 |
| EMPOWER FEDERAL CREDIT UNION 1 MEMBER WAY SYRACUSE, NY 13212 |
* | $ 710,218,000 | 2 | $ 93,000 |
| BROADVIEW FEDERAL CREDIT UNION 700 PATROON CREEK BLVD ALBANY, NY 12206 |
* | $ 1,657,902,000 | 2 | $ 96,000 |
| HUDSON VALLEY CREDIT UNION PO BOX 1071 POUGHKEEPSIE, NY 12602 |
* | $ 2,471,825,000 | 2 | $ 381,000 |
| HUDSON CITY SAVINGS BANK WEST 80 CENTURY ROAD PARAMUS, NJ 07652 |
* | $ 53,906,227,000 | 2 | $ 2,229,000 |
| AMERIPRISE BANK, FSB 707 2ND AVENUE SOUTH MINNEAPOLIS, MN 55474 |
* | $ 1,476,384,000 | 2 | $ 240,000 |
| CHARLES SCHWAB BANK 211 MAIN STREET SAN FRANCISCO, CA 94105 |
* | $ 25,365,108,000 | 2 | $ 481,000 |
| CAPITAL ONE HOME LOANS, LLC 12800 FOSTER STREET OVERLAND PARK, KS 66213 |
* | $ 88,701,411,000 | 2 | $ 272,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 4,858,594,000 | 2 | $ 660,000 |
| CHICKASAW COMMUNITY BANK 909 S MERIDIAN AVE OKLAHOMA CITY, OK 73108 |
* | $ 82,981,000 | 2 | $ 87,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 185,098,787,000 | 2 | $ 225,000 |
| MERRILL LYNCH CREDIT CORP 4500 PARK GRANADA CA7-910-01-24 CALABASAS, CA 91302 |
* | $ 2,223,299,000 | 2 | $ 1,525,000 |
| UBS AG, TAMPA BRANCH 3000 BAYPORT TAMPA, FL 33607 |
* | $ 2,019,127,000 | 2 | $ 203,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 2 | $ 315,000 |
| SUPERIOR CHOICE CREDIT UNION 1320 GRAND AVENUE SUPERIOR, WI 54880 |
* | $ 159,099,000 | 2 | $ 104,000 |
| PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD. SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 2 | $ 355,000 |
| RESIDENTIAL FINANCE CORP. 401 N. FRONT STREET, SUITE 300 COLUMBUS, OH 43215 |
* | $ 17,533,484,000 | 1 | $ 179,000 |
| PLAZA HOME MORTGAGE, INC 5090 SHOREHAM PLACE, SUITE #206 SAN DIEGO, CA 92122 |
* | $ 10,000,000 | 1 | $ 210,000 |
| RESIDENTIAL HOME FUNDING CORP. 707 WESTCHESTER AVENUE, SUITE 305 WHITE PLAINS, NY 10604 |
* | $ 10,000,000 | 1 | $ 81,000 |
| GENISYS CREDIT UNION 2100 EXECUTIVE HILLS BLVD AUBURN HILLS, MI 48326 |
* | $ 1,215,323,000 | 1 | $ 112,000 |
| GUARANTEED HOME MORTGAGE COMPA 108 CORPORATE PARK DRIVE - SUITE 301 WHITE PLAINS, NY 10604 |
* | $ 10,000,000 | 1 | $ 161,000 |
| FRANKLIN FIRST FINANCIAL, LTD 538 BROADHOLLOW ROAD MELVILLE, NY 11747 |
* | $ 36,249,000 | 1 | $ 123,000 |
| TAMMAC HOLDINGS CORPORATION 100 COMMERCE BLVD WILMINGTON, DE 18702 |
* | $ 60,000,000 | 1 | $ 66,000 |
| PREMIUM CAPITAL FUNDING LLC 125 JERICHO TPKE JERICHO, NY 11753 |
* | $ 10,000,000 | 1 | $ 134,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ 10,000,000 | 1 | $ 80,000 |
| MEMBER FIRST MORTGAGE, LLC 616 44TH STREET SE GRAND RAPIDS, MI 49548 |
* | $ 11,800,000 | 1 | $ 112,000 |
| SECURITY ATLANTIC WHOLESALE 499 THORNALL ST, SUITE 220 EDISON, NJ 08837 |
* | $ 10,000,000 | 1 | $ 141,000 |
| CGB AGRI FINANCIAL SERVICES 2209 RIVER ROAD LOUISVILLE, KY 40206 |
* | $ 433,538,000 | 1 | $ 45,000 |
| HOME FUNDING FINDERS, INC 621 COLUMBIA STREET EXT COHOES, NY 12047 |
* | $ 10,000,000 | 1 | $ 162,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 1 | $ 102,000 |
| MERIDIAS CAPITAL INCORPORATED P.O. BOX 241429 CHARLOTTE, NC 28273 |
* | $ 10,000,000 | 1 | $ 222,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 1 | $ 157,000 |
| STERLING NATIONAL MORTGAGE CO. 98 CUTTERMILL RD GREAT NECK, NY 11021 |
* | $ 964,388,000 | 1 | $ 276,000 |
| EDWARD JONES MORTGAGE, LLC 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,000,000 | 1 | $ 351,000 |
| ACCESS NATIONAL MORTGAGE CORP 1800 ROBERT FULTON DR, SUITE 350 RESTON, VA 20191 |
* | $ 10,000,000 | 1 | $ 111,000 |
| FORWARD NATIONAL COMPANY INC 300 EAST MAIN ST MILFORD, MA 01757 |
* | $ 336,774,000 | 1 | $ 32,000 |
| CARNEGIE MORTGAGE 2297 STATE HIGHWAY 33 HAMILTON SQUARE, NJ 08690 |
* | $ 193,976,000 | 1 | $ 167,000 |
| STERLING BANK (FINAL REPORT) 3100 ROUTE 38 MT.LAUREL, NJ 08054 |
* | $ 378,675,000 | 1 | $ 179,000 |
| NATIONAL BANK OF KANSAS CITY 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 823,318,000 | 1 | $ 165,000 |
| THE CITIZENS NATIONAL BANK 29 WEST WHIPP ROAD DAYTON, OH 45459 |
* | $ 100,249,000 | 1 | $ 34,000 |
| CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 115,142,306,000 | 1 | $ 4,000 |
| FIRST NATIONAL BANK OF SCOTIA 201 MOHAWK AVE SCOTIA, NY 12302 |
* | $ 303,012,000 | 1 | $ 202,000 |
| THE FISHER NATIONAL BANK 1710 S NEIL ST SUITE 3 FISHER, IL 61820 |
* | $ 67,113,000 | 1 | $ 67,000 |
| FIRST TENNESSEE BANK NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 30,786,926,000 | 1 | $ 104,000 |
| ONEWEST BANK, FSB 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 36,000,000,000 | 1 | $ 293,000 |
| FIRST EASTERN MORTGAGE CORP 100 BRICKSTONE SQUARE ANDOVER, MA 01810 |
* | $ 71,936,000 | 1 | $ 178,000 |
| SHELTER MORTGAGE COMPANY, LLC 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 12,000,000 | 1 | $ 100,000 |
| WOODFOREST BANK, FSB 25231 GROGANS MILL ROAD THE WOODLANDS, TX 77380 |
* | $ 64,996,000 | 1 | $ 5,000 |
| ESL FEDERAL CREDIT UNION 225 CHESTNUT STREET ROCHESTER, NY 14604 |
* | $ 3,558,485,000 | 1 | $ 277,000 |
| NUMARK CREDIT UNION 1654 TERRY DR; P O BOX 2729 JOLIET, IL 60434 |
* | $ 149,135,000 | 1 | $ 38,000 |
| PENTAGON FEDERAL CREDIT UNION 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 12,942,945,000 | 1 | $ 127,000 |
| FIRST NIAGARA BANK 6950 SOUTH TRANSIT ROAD LOCKPORT, NY 14094 |
* | $ 9,239,610,000 | 1 | $ 260,000 |
| HOME LOAN INVESTMENT BANK ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 242,361,000 | 1 | $ 60,000 |
| ADMIRALS BANK FORMER DOMESTIC 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 248,819,000 | 1 | $ 11,000 |
| OCEANFIRST BANK 975 HOOPER AVENUE TOMS RIVER, NJ 08753 |
* | $ 1,858,907,000 | 1 | $ 537,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD, SUITE 100 GREENBELT, MD 20770 |
* | $ 529,592,000 | 1 | $ 87,000 |
| LEGENCE BANK P.O. BOX 569 ELDORADO, IL 62930 |
* | $ 161,522,000 | 1 | $ 69,000 |
| TOMPKINS COMMUNITY BANK THE COMMONS ITHACA, NY 14850 |
* | $ 1,315,593,000 | 1 | $ 68,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Franklin County NY in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 747 | $91,730,000 | $122,000 | $1,395,000 | $73,000 | $2,200,000 |
| Home Purchase | 445 | $45,272,000 | $101,000 | $1,600,000 | $77,000 | $2,000,000 |
| Home Improvement | 262 | $10,895,000 | $41,000 | $360,000 | $58,000 | $413,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,228 | $123,583,000 | $100,000 | $1,600,000 | $74,000 | $2,200,000 |
| Not Provided | 96 | $12,706,000 | $132,000 | $1,000,000 | $77,000 | $807,000 |
| Not applicable | 79 | $7,241,000 | $91,000 | $729,000 | $30,000 | $250,000 |
| American Indian or Alaskan Native | 24 | $1,053,000 | $43,000 | $111,000 | $45,000 | $102,000 |
| Hispanic | 17 | $1,837,000 | $108,000 | $260,000 | $97,000 | $420,000 |
| Black or African American | 6 | $1,119,000 | $186,000 | $325,000 | $97,000 | $190,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $276,000 | $138,000 | $193,000 | $57,000 | $78,000 |
| Asian | 2 | $82,000 | $41,000 | $62,000 | $128,000 | $196,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,043 | $103,656,000 | $99,000 | $1,600,000 | $79,000 | $2,200,000 |
| FHA-insured (Federal Housing Administration) | 345 | $37,653,000 | $109,000 | $276,000 | $56,000 | $1,250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 38 | $3,317,000 | $87,000 | $146,000 | $37,000 | $98,000 |
| VA-guaranteed (Veterans Administration) | 28 | $3,271,000 | $116,000 | $183,000 | $48,000 | $154,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 680 | $65,590,000 | $96,000 | $1,500,000 | $75,000 | $1,146,000 |
| Application Denied By Financial Institution | 351 | $33,985,000 | $96,000 | $1,375,000 | $64,000 | $773,000 |
| Loan Purchased By The Institution | 189 | $20,571,000 | $108,000 | $729,000 | $50,000 | $345,000 |
| Application Withdrawn By Applicant | 151 | $18,684,000 | $123,000 | $1,600,000 | $97,000 | $2,200,000 |
| Application Approved But Not Accepted | 52 | $6,026,000 | $115,000 | $1,000,000 | $75,000 | $807,000 |
| File Closed For Incompleteness | 30 | $2,971,000 | $99,000 | $450,000 | $72,000 | $236,000 |
| Preapproval Denied by Financial Institution | 1 | $70,000 | $70,000 | $70,000 | $40,000 | $40,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 75 | $10,333,000 | $137,000 | $575,000 | $99,000 | $773,000 |
| Credit History | 73 | $5,340,000 | $73,000 | $1,375,000 | $59,000 | $406,000 |
| Debt-To-Income Ratio | 66 | $4,586,000 | $69,000 | $260,000 | $45,000 | $314,000 |
| Other | 28 | $2,305,000 | $82,000 | $417,000 | $61,000 | $242,000 |
| Credit Application Incomplete | 13 | $1,947,000 | $149,000 | $971,000 | $61,000 | $265,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $318,000 | $79,000 | $123,000 | $72,000 | $96,000 |
| Mortgage Insurance Denied | 3 | $134,000 | $44,000 | $75,000 | $39,000 | $53,000 |
| Unverifiable Information | 3 | $447,000 | $149,000 | $225,000 | $44,000 | $95,000 |
| Employment History | 3 | $250,000 | $83,000 | $160,000 | $62,000 | $80,000 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.