Franklin County IA
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage statistics and lending data for the Franklin County IA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Franklin County IA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 186
Total Mortgage Loan Application Amount $21,170,000
Average Mortgage Loan Application Amount $113,000
Highest Mortgage Loan Application Amount $535,000
Average Applicant Income $75,000
Highest Applicant Income $316,000

Mortgage Company List for Lending in Franklin County IA for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,779,504,000,000 23 $ 2,315,000
VERIDIAN CREDIT UNION
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 5,860,350,000 20 $ 1,250,000
GREENSTATE CREDIT UNION
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 9,011,033,000 10 $ 850,000
GNB BANK
529 G AVENUE
GRUNDY CENTER, IA 50638
* $ 622,624,000 7 $ 645,000
EMPEOPLE CREDIT UNION
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,810,411,000 6 $ 490,000
GREEN BELT BANK & TRUST
616 WASHINGTON AVE.
IOWA FALLS, IA 50126
* $ 590,985,000 6 $ 810,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 6 $ 780,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 6 $ 730,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 5 $ 565,000
IOWA BANKERS MORTGAGE CORPORATION
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 5 $ 455,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 5 $ 845,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 4 $ 600,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 3 $ 255,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 3 $ 615,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 16,855,693,000 3 $ 315,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 3 $ 265,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 330,000
AIM CREDIT UNION
1200 ASSOCIATES DR STE 102
DUBUQUE, IA 52002
* $ 165,623,000 2 $ 250,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 2 $ 260,000
GREATER IOWA CREDIT UNION
801 LINCOLN WAY
AMES, IA 50010
* $ 658,020,000 2 $ 110,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 2 $ 220,000
PLAINS COMMERCE BANK
220 MAIN ST
HOVEN, SD 57450
* $ 1,046,473,000 2 $ 190,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ -1,000 2 $ 360,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 390,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 2 $ 150,000
GUILD MORTGAGE COMPANY
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 2 $ 440,000
FARMERS STATE BANK
131 TOWER PARK DRIVE SUITE 100
WATERLOO, IA 50701
* $ 1,371,634,000 2 $ 630,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 2 $ 460,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 1 $ 385,000
FORTRESS BANK
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ 555,533,000 1 $ 105,000
MUTUAL OF OMAHA MORTGAGE, INC
3131 CAMINO DEL RIO N 190
SAN DIEGO, CA 92108
* $ -1,000 1 $ 155,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 105,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
CHARLOTTE, NC 28277
* $ -1,000 1 $ 25,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 1 $ 55,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 796,563,000 1 $ 185,000
FIRST BANK
316 EAST BREMER AVENUE, P.O. BOX 837
WAVERLY, IA 50677
* $ 656,644,000 1 $ 365,000
DUPACO COMMUNITY
PO BOX 179
DUBUQUE, IA 52004
* $ 2,697,669,000 1 $ 65,000
MANUFACTURERS BANK & TRUST COMPANY
245 EAST J ST, PO BOX 450
FOREST CITY, IA 50436
* $ 690,030,000 1 $ 155,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 1 $ 195,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,423,533,000 1 $ 85,000
TRADITION MORTGAGE, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ -1,000 1 $ 65,000
LUMINATE HOME LOANS
7760 FRANCE AVE S, STE 1010
BLOOMINGTON, MN 55435
* $ -1,000 1 $ 135,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
HENDERSON, NV 89074
* $ 420,502,000,000 1 $ 195,000
AMERICAN STATE BANK
525 N MAIN AVE, PO BOX 140
SIOUX CENTER, IA 51250
* $ 1,189,079,000 1 $ 35,000
MIDWESTONE BANK
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 6,023,480,000 1 $ 105,000
PREMIER LENDING ALLIANCE, LLC
8831THOMAS AVE. SUITE 100
JOHNSTON, IA 50131
* $ -1,000 1 $ 85,000
COMMUNITY 1ST CREDIT UNION
1030 SIERRA DR NE
CEDAR RAPIDS, IA 52402
* $ 1,000,538,000 1 $ 75,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 1 $ 55,000
BANK MIDWEST
1525 18TH STREET SUITE 100
SPIRIT LAKE, IA 51360
* $ 1,234,147,000 1 $ 175,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 1 $ 105,000
SERVE CREDIT UNION
423 E COURT AVE
DES MOINES, IA 50309
* $ 94,294,000 1 $ 135,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 1 $ 275,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 1 $ 35,000
FRONTIER FINANCIAL, INC.
16647 CHESTERFIELD GROVE ROAD, SUITE 100
CHESTERFIELD, MO 63005
* $ -1,000 1 $ 65,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 55,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 1 $ 105,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 1 $ 85,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ -1,000 1 $ 55,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 1 $ 65,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 1 $ 115,000
FLANAGAN STATE BANK
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 262,541,000 1 $ 125,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 10,822,403,000 1 $ 85,000
COLLINS COMMUNITY CREDIT UNION
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 1,442,452,000 1 $ 95,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Franklin County IA in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 103 $12,465,000 $121,000 $535,000 $79,000 $316,000
Cash-out Refinancing 38 $4,500,000 $118,000 $225,000 $74,000 $189,000
Refinancing 25 $2,395,000 $95,000 $195,000 $63,000 $147,000
Other Purpose 12 $1,130,000 $94,000 $205,000 $67,000 $250,000
Home Improvement 7 $655,000 $93,000 $345,000 $95,000 $124,000
Not Applicable 1 $25,000 $25,000 $25,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 127 $15,285,000 $120,000 $535,000 $79,000 $293,000
Not Provided 25 $2,855,000 $114,000 $285,000 $79,000 $316,000
Hispanic 18 $1,320,000 $73,000 $125,000 $52,000 $101,000
Not applicable 15 $1,575,000 $105,000 $285,000 $33,000 $33,000
Black or African American 1 $135,000 $135,000 $135,000 $78,000 $78,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 136 $14,990,000 $110,000 $535,000 $81,000 $316,000
FHA-insured (Federal Housing Administration) 24 $2,590,000 $107,000 $205,000 $60,000 $142,000
VA-guaranteed (Veterans Administration) 22 $3,320,000 $150,000 $275,000 $61,000 $160,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $270,000 $67,000 $95,000 $49,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 107 $12,115,000 $113,000 $385,000 $79,000 $316,000
Application Denied By Financial Institution 27 $2,995,000 $110,000 $225,000 $60,000 $140,000
Application Withdrawn By Applicant 23 $2,825,000 $122,000 $205,000 $78,000 $250,000
Loan Purchased By The Institution 19 $1,905,000 $100,000 $285,000 $74,000 $120,000
File Closed For Incompleteness 6 $540,000 $90,000 $195,000 $58,000 $110,000
Application Approved But Not Accepted 3 $745,000 $248,000 $535,000 $94,000 $150,000
Preapproval Approved but not Accepted 1 $45,000 $45,000 $45,000 $78,000 $78,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 150 $17,210,000 $114,000 $535,000 $77,000 $316,000
Debt-To-Income Ratio 22 $2,410,000 $109,000 $205,000 $73,000 $273,000
Credit History 4 $400,000 $100,000 $175,000 $56,000 $91,000
Other 3 $285,000 $95,000 $125,000 $81,000 $108,000
Unverifiable Information 3 $285,000 $95,000 $105,000 $65,000 $120,000
Collateral 3 $535,000 $178,000 $225,000 $77,000 $114,000
Credit Application Incomplete 1 $45,000 $45,000 $45,000 $35,000 $35,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information back through 2003.

Download the Iowa Lender List