Franklin County IA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Unlock detailed Franklin County IA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Iowa.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Download the entire list of mortgage lenders in Iowa
Years	2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003
Total Number of Mortgage Applications	178
Total Mortgage Loan Application Amount	$19,800,000
Average Mortgage Loan Application Amount	$111,000
Highest Mortgage Loan Application Amount	$505,000
Average Applicant Income	$68,000
Highest Applicant Income	$217,000

Mortgage Company List for Lending in Franklin County IA for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report

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Mortgage Lender	Phone Number	Mortgage Lender Assets	Number of Mortgage Loan Applications	Total Dollar Amount of Mortgage Loan Applications
ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020	*	$ -1,000	1	$ 145,000
AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014	*	$ -1,000	1	$ 235,000
AMERICAN PACIFIC MORTGAGE CORPORATION 3000 LAVA RIDGE COURT, SUITE 200 SACRAMENTO, CA 95661	*	$ -1,000	1	$ 155,000
AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367	*	$ -1,000	1	$ 95,000
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305	*	$ -1,000	1	$ 205,000
BANKFIRST 920 S 13TH ST NORFOLK, NE 68701	*	$ 765,384,000	1	$ 105,000
CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019	*	$ -1,000	2	$ 270,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273	*	$ -1,000	1	$ 165,000
CEDAR FALLS COMMUNITY CREDIT UNION 123 W 4TH ST CEDAR FALLS, IA 50613	*	$ 127,148,000	2	$ 130,000
CENTRAL BANK 600 LAKE AVENUE STORM LAKE, IA 50588	*	$ 929,943,000	1	$ 195,000
COMPEER FINANCIAL, FLCA 2600 JENNY WREN TRAIL SUN PRAIRIE, WI 53590	*	$ -1,000	1	$ 105,000
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842	*	$ -1,000	1	$ 105,000
EMPEOPLE CREDIT UNION 3950 38TH AVENUE MOLINE, IL 61265	*	$ 1,131,130,000	4	$ 150,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718	*	$ -1,000	1	$ 135,000
FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223	*	$ -1,000	4	$ 1,180,000
FARMERS STATE BANK 131 TOWER PARK DRIVE SUITE 100 WATERLOO, IA 50701	*	$ 1,168,632,000	1	$ 155,000
FIRST 425 1ST AVE SW HIAWATHA, IA 52405	*	$ 173,841,000	1	$ 95,000
FIRST COMMUNITY MORTGAGE, INC. 275 ROBERT ROSE DRIVE NASHVILLE, TN 37129	*	$ -1,000	1	$ 175,000
FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098	*	$ 23,234,514,000	1	$ 125,000
FLANAGAN STATE BANK 301 W FALCON HWY FLANAGAN, IL 61740	*	$ 191,043,000	1	$ 75,000
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037	*	$ -1,000	6	$ 810,000
GERSHMAN INVESTMENT CORP. 16253 SWINGLEY RIDGE ROAD, SUITE 400 LITTLE ROCK, AR 63017	*	$ -1,000	1	$ 115,000
GNB BANK 529 G AVENUE GRUNDY CENTER, IA 50638	*	$ 549,831,000	6	$ 510,000
GREATER IOWA CREDIT UNION 801 LINCOLN WAY AMES, IA 50010	*	$ 537,721,000	1	$ 15,000
GREEN BELT BANK & TRUST 616 WASHINGTON AVE. IOWA FALLS, IA 50126	*	$ 494,714,000	14	$ 1,140,000
GREENSTATE CREDIT UNION 2355 LANDON RD NORTH LIBERTY, IA 52317	*	$ 5,757,174,000	3	$ 195,000
HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108	*	$ -1,000	2	$ 280,000
IOWA BANKERS MORTGAGE CORPORATION 8800 NW 62ND AVE JOHNSTON, IA 50131	*	$ -1,000	12	$ 1,590,000
LAND HOME FINANCIAL SERVICES, INC. 1355 WILLOW WAY, SUITE 250 SACRAMENTO, CA 94520	*	$ -1,000	1	$ 75,000
LINCOLN SAVINGS BANK 301 WASHINGTON ST REINBECK, IA 50613	*	$ 1,371,963,000	2	$ 290,000
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610	*	$ -1,000	1	$ 105,000
MANUFACTURERS BANK & TRUST COMPANY 245 EAST J ST, PO BOX 450 FOREST CITY, IA 50436	*	$ 370,704,000	1	$ 165,000
MEMBERS MORTGAGE SERVICES, L.L.C. 200 E 1ST AVE HUTCHINSON, KS 67501	*	$ -1,000	1	$ 105,000
MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118	*	$ 22,986,309,000	1	$ 105,000
MIDWEST HERITAGE BANK, FSB 3580 EP TRUE PKWY, STE 100 WEST DES MOINES, IA 50265	*	$ 285,828,000	2	$ 210,000
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203	*	$ -1,000	3	$ 415,000
MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707	*	$ -1,000	2	$ 190,000
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019	*	$ -1,000	2	$ 160,000
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759	*	$ -1,000	1	$ 125,000
NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030	*	$ 2,503,779,000	1	$ 185,000
NORTHPOINTE BANK 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546	*	$ 2,186,056,000	1	$ 105,000
NORTHWEST BANK 705 GRAND AVE. SPENCER, IA 51301	*	$ 1,688,814,000	1	$ 85,000
OPEN MORTGAGE, LLC 14101 W. HWY 290 #1300 AUSTIN, TX 78737	*	$ -1,000	2	$ 250,000
PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361	*	$ -1,000	4	$ 550,000
PLAINS COMMERCE BANK 220 MAIN ST SIOUX FALLS, SD 57450	*	$ 707,275,000	4	$ 440,000
ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250	*	$ -1,000	1	$ 55,000
STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707	*	$ -1,000	1	$ 55,000
THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747	*	$ -1,000	1	$ 115,000
TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202	*	$ 41,950,721,000	1	$ 105,000
TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604	*	$ 461,256,000,000	1	$ 85,000
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202	*	$ 486,004,220,000	9	$ 815,000
UNITED BANK OF IOWA 501 SECOND STREET IDA GROVE, IA 51445	*	$ 1,742,636,000	2	$ 210,000
UNIVERSAL LENDING CORPORATION 6775 E EVANS AVE LITTLETON, CO 80224	*	$ -1,000	4	$ 460,000
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288	*	$ 88,826,789,000	2	$ 220,000
VERIDIAN CREDIT UNION 1827 ANSBOROUGH AVE WATERLOO, IA 50701	*	$ 4,348,222,000	19	$ 1,285,000
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150	*	$ 1,712,919,000,000	13	$ 1,345,000
WEST GATE BANK 6003 OLD CHENEY ROAD LINCOLN, NE 68516	*	$ 737,952,000	2	$ 450,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2020, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Franklin County IA in 2020

Loan Purpose	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Home Purchase	74	$8,590,000	$116,000	$505,000	$62,000	$217,000
Refinancing	53	$6,545,000	$123,000	$335,000	$73,000	$197,000
Cash-out Refinancing	29	$3,505,000	$120,000	$245,000	$82,000	$159,000
Home Improvement	10	$530,000	$53,000	$115,000	$64,000	$139,000
Other Purpose	8	$300,000	$37,000	$105,000	$60,000	$105,000
Not Applicable	4	$330,000	$82,000	$105,000	$0	$0

Applicant Race	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
White	130	$14,400,000	$110,000	$505,000	$68,000	$217,000
Not applicable	21	$2,565,000	$122,000	$385,000	$70,000	$88,000
Hispanic	16	$1,270,000	$79,000	$125,000	$52,000	$118,000
Not Provided	10	$1,500,000	$150,000	$265,000	$102,000	$197,000
American Indian or Alaskan Native	1	$65,000	$65,000	$65,000	$67,000	$67,000
Asian	0	$0	$0	$0	$0	$0
Black or African American	0	$0	$0	$0	$0	$0
Native Hawaiian or Other Pacific Islander	0	$0	$0	$0	$0	$0

Loan Type	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans)	124	$13,460,000	$108,000	$505,000	$73,000	$217,000
FHA-insured (Federal Housing Administration)	26	$2,760,000	$106,000	$265,000	$44,000	$90,000
VA-guaranteed (Veterans Administration)	16	$2,400,000	$150,000	$195,000	$68,000	$198,000
FSA/RHS (Farm Service Agency or Rural Housing Service)	12	$1,180,000	$98,000	$155,000	$43,000	$79,000

Outcome	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Loan Originated	114	$12,000,000	$105,000	$385,000	$70,000	$217,000
Application Denied By Financial Institution	22	$2,760,000	$125,000	$335,000	$54,000	$124,000
Loan Purchased By The Institution	21	$2,515,000	$119,000	$385,000	$70,000	$88,000
File Closed For Incompleteness	10	$1,330,000	$133,000	$205,000	$93,000	$197,000
Application Withdrawn By Applicant	8	$650,000	$81,000	$135,000	$63,000	$105,000
Application Approved But Not Accepted	3	$545,000	$181,000	$505,000	$61,000	$135,000
Preapproval Approved but not Accepted	0	$0	$0	$0	$0	$0
Preapproval Denied by Financial Institution	0	$0	$0	$0	$0	$0

Denial Reason	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Not applicable	134	$15,160,000	$113,000	$505,000	$73,000	$217,000
Debt-To-Income Ratio	26	$2,450,000	$94,000	$335,000	$56,000	$127,000
Credit History	8	$760,000	$95,000	$125,000	$53,000	$99,000
Other	3	$325,000	$108,000	$125,000	$54,000	$91,000
Collateral	3	$455,000	$151,000	$245,000	$69,000	$107,000
Credit Application Incomplete	2	$280,000	$140,000	$225,000	$69,000	$124,000
Unverifiable Information	1	$255,000	$255,000	$255,000	$17,000	$17,000
Employment History	1	$115,000	$115,000	$115,000	$0	$0
Insufficient Cash (Downpayment, Closing Cost)	0	$0	$0	$0	$0	$0
Mortgage Insurance Denied	0	$0	$0	$0	$0	$0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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Franklin County IA HMDA Loan Application Totals and Mortgage Lending Details for 2020

Mortgage Company List for Lending in Franklin County IA for 2020

Mortgage Loan Application Detail Totals for Franklin County IA in 2020

Loan Purpose

Applicant Race

Loan Type

Outcome

Denial Reason

Franklin County IA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020