2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Franklin County IN
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Unlock detailed Franklin County IN mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Indiana.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,324 |
| Total Mortgage Loan Application Amount | $175,934,000 |
| Average Mortgage Loan Application Amount | $132,000 |
| Highest Mortgage Loan Application Amount | $990,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $1,560,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| AFFILIATED MORTGAGE COMPANY 1301 HUDSON LANE MONROE, LA 71201 |
* | $ 212,423,000 | 2 | $ 378,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 12 | $ 2,096,000 |
| AMERA MORTGAGE CORPORATION 1050 CORPORATE OFFICE DRIVE, STE 250 MILFORD, MI 48381 |
* | $ 1,300,000,000 | 1 | $ 133,000 |
| AMERICAN EQUITY MORTGAGE, INC. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 5 | $ 767,000 |
| AMERICAN MORTGAGE SERVICE COMPANY 11503 SPRINGFIELD PIKE CINCINNATI, OH 45246 |
* | $ 10,000,000 | 4 | $ 661,000 |
| AMERIFIRST FINANCIAL CORPORATI 616 WEST CENTRE AVENUE PORTAGE, MI 49024 |
* | $ 10,000,000 | 21 | $ 2,775,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 2 | $ 256,000 |
| AURGROUP FINANCIAL CREDIT UNION, INC. 8811 HOLDEN BLVD FAIRFIELD, OH 45014 |
* | $ 138,137,000 | 1 | $ 43,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 57 | $ 10,052,000 |
| BATH STATE BANK 3095 BATH ROAD FRANKLIN, IN 47010 |
* | $ 153,697,000 | 36 | $ 3,492,000 |
| BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 159,675,538,000 | 10 | $ 1,600,000 |
| CENDERA FUNDING INC. 3600 BENBROOK HWY FORT WORTH, TX 76116 |
* | $ 1,141,000 | 11 | $ 1,616,000 |
| CENTERBANK 744 STATE ROUTE 28 MILFORD, OH 45150 |
* | $ 103,644,000 | 1 | $ 273,000 |
| CENTRA CREDIT UNION 3801 TUPELO DRIVE COLUMBUS, IN 47202 |
* | $ 861,202,000 | 2 | $ 386,000 |
| CHEVIOT SAVINGS BANK 3723 GLENMORE AVENUE CINCINNATI, OH 45211 |
* | $ 335,693,000 | 6 | $ 1,190,000 |
| CHICAGO MORTGAGE SOLUTIONS LLC 9525 W BRYN MAWR AVE ROSEMONT, IL 60018 |
* | $ 10,000,000 | 1 | $ 125,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD, SUITE 400 BRENTWOOD, TN 37027 |
* | $ 10,000,000 | 1 | $ 302,000 |
| CINCINNATI FEDERAL SAVINGS AND 6581 HARRISON AVENUE CINCINNATI, OH 45247 |
* | $ 113,872,000 | 1 | $ 125,000 |
| CINCINNATI OHIO POLICE 959 W 8TH STREET CINCINNATI, OH 45203 |
* | $ 81,872,000 | 1 | $ 208,000 |
| CINCO FAMILY FINANCIAL CENTER 49 WILLIAM HOWARD TAFT CINCINNATI, OH 45219 |
* | $ 130,012,000 | 2 | $ 221,000 |
| CINFED FEDERAL CREDIT UNION 4801 KENNEDY AVE CINCINNATI, OH 45209 |
* | $ 284,399,000 | 1 | $ 250,000 |
| CITIFINANCIAL SERVICES INC 300 ST PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 5 | $ 336,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 11 | $ 1,436,000 |
| COLE TAYLOR BANK 9550 W HIGGINS RAOD ROSEMONT, IL 60018 |
* | $ 4,396,195,000 | 1 | $ 417,000 |
| COLONIAL SAVINGS, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 964,882,000 | 3 | $ 663,000 |
| CRESCENT MORTGAGE COMPANY 5901 PEACHTREE DUNWOODY RD NE BLG C, 250 ATLANTA, GA 30328 |
* | $ 1,140,194,000 | 1 | $ 94,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ 10,000,000 | 1 | $ 108,000 |
| CUSTOMERS BANK 99 BRIDGE STREET PHOENIXVILLE, PA 19460 |
* | $ 349,760,000 | 4 | $ 292,000 |
| DEARBORN SAVINGS BANK 595 W EADS PARKWAY PO BOX 4161 LAWRENCEBURG, IN 47025 |
* | $ 121,896,000 | 1 | $ 81,000 |
| EAGLE NATIONAL BANK 8045 WEST CHESTER PIKE UPPER DARBY, PA 19082 |
* | $ 273,674,000 | 1 | $ 116,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 40 | $ 5,653,000 |
| EMM LOANS LLC 3 EXECUTIVE CAMPUS, SUITE 520 CHERRY HILL, NJ 08002 |
* | $ 10,000,000 | 1 | $ 99,000 |
| ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 AUSTIN, TX 77056 |
* | $ 10,000,000 | 14 | $ 2,656,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 8,059,724,000 | 1 | $ 154,000 |
| EVERETT FINANCIAL INC. 14801 QUORUM DR SUITE 300 DALLAS, TX 75254 |
* | $ 3,642,000 | 1 | $ 139,000 |
| EVERHOME MORTGAGE COMPANY 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 3,027,261,000 | 1 | $ 92,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 16 | $ 3,076,000 |
| FCN BANK, NATIONAL ASSOCIATION 501 MAIN STREET, PO BOX 37 BROOKVILLE, IN 47012 |
* | $ 320,292,000 | 223 | $ 27,689,000 |
| FIFTH THIRD BANK 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 112,736,105,000 | 39 | $ 3,536,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 112,736,105,000 | 85 | $ 12,290,000 |
| FINANCIAL CENTER FIRST CU 7101 E 56TH STREET INDIANAPOLIS, IN 46226 |
* | $ 390,108,000 | 2 | $ 150,000 |
| FIRST BANK RICHMOND, NA P.O. BOX 937 RICHMOND, IN 47375 |
* | $ 635,380,000 | 1 | $ 8,000 |
| FIRST FINANCIAL BANK NA 255 EAST FIFTH STREET SUITE #900 CINCINNATI, OH 45202 |
* | $ 6,671,924,000 | 12 | $ 2,036,000 |
| FIRST MERCHANTS BANK, NA 200 E. JACKSON ST. MUNCIE, IN 47305 |
* | $ 4,449,416,000 | 2 | $ 145,000 |
| FIRST OHIO BANC & LENDING INC 6100 ROCKSIDE WOODS BLVD INDEPENDENCE, OH 44131 |
* | $ 10,000,000 | 1 | $ 139,000 |
| FIRST PLACE BANK 185 EAST MARKET WARREN, OH 44481 |
* | $ 3,245,297,000 | 3 | $ 418,000 |
| FIRST REPUBLIC MORTGAGE 9120 OTIS AVE SUITE 201 INDIANAPOLIS, IN 46216 |
* | $ 10,000,000 | 1 | $ 300,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 10 | $ 2,159,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 1 | $ 106,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,483,100,000 | 2 | $ 441,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 6 | $ 955,000 |
| GENERAL ELECTRIC CREDIT UNION 10485 READING RD CINCINNATI, OH 45241 |
* | $ 1,038,120,000 | 4 | $ 510,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 9 | $ 1,816,000 |
| GREAT WESTERN FINANCIAL SERVICES, INC. 5408 W PLANO PKWY PLANO, TX 75093 |
* | $ 10,000,000 | 2 | $ 338,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ 10,000,000 | 3 | $ 673,000 |
| GUARDIAN SAVINGS BANK, FSB 5901 COLERAIN AV CINCINNATI, OH 45239 |
* | $ 685,310,000 | 22 | $ 3,354,000 |
| HARRISON BUILDING AND LOAN 10490 NEW HAVEN ROAD HARRISON, OH 45030 |
* | $ 212,107,000 | 8 | $ 1,330,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 5 | $ 689,000 |
| HOMEOWNERS MORTGAGE OF AMERICA 100 GALLERIA PARKWAY STE 1400 ATLANTA, GA 30339 |
* | $ 10,000,000 | 2 | $ 328,000 |
| HONDA FEDERAL CREDIT UNION 1919 TORRANCE BLVD TORRANCE, CA 90509 |
* | $ 523,701,000 | 1 | $ 38,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 2 | $ 354,000 |
| INDIANA BANK AND TRUST COMPANY PO BOX 648 COLUMBUS, IN 47274 |
* | $ 1,009,502,000 | 26 | $ 3,515,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 48 | $ 6,633,000 |
| KEMBA CREDIT UNION, INC. 8763 UNION CENTRE BLVD WEST CHESTER, OH 45069 |
* | $ 451,692,000 | 3 | $ 256,000 |
| KIND LENDING, LLC 9931 CORPORATE CAMPUS DR, STE 1200 LEXINGTON, KY 40223 |
* | $ 42,141,000 | 1 | $ 99,000 |
| LAKE MICHIGAN CREDIT UNION PO BOX 2848 CALEDONIA, MI 49501 |
* | $ 1,833,363,000 | 1 | $ 142,000 |
| LCNB NATIONAL BANK 2 N BROADWAY LEBANON, OH 45036 |
* | $ 733,289,000 | 1 | $ 54,000 |
| LIBERTY SAVINGS BANK, FSB 2251 ROMBACH AVE. WILMINGTON, OH 45177 |
* | $ 1,272,096,000 | 2 | $ 147,000 |
| M&I MARSHALL & ILSLEY BANK W57N14280 DOERR WAY CEDARBURG, WI 53012 |
* | $ 50,253,578,000 | 2 | $ 403,000 |
| MAIN STREET FINANCIAL 9953 CROSSPOINT BLVD. INDIANAPOLIS, IN 46256 |
* | $ 8,801,000 | 1 | $ 78,000 |
| MAINSOURCE BANK 2105 N STATE RD 3 BYPASS GREENSBURG, IN 47240 |
* | $ 2,884,877,000 | 268 | $ 30,399,000 |
| MERCHANTS BANK OF INDIANA 11555 N. MERIDIAN STREET INDIANAPOLIS, IN 46032 |
* | $ 392,283,000 | 1 | $ 16,000 |
| MERRILL LYNCH CREDIT CORP 4500 PARK GRANADA CA7-910-01-24 CALABASAS, CA 91302 |
* | $ 2,223,299,000 | 2 | $ 349,000 |
| MIAMI SAVINGS BANK 8008 FERRY STREET MIAMITOWN, OH 45041 |
* | $ 114,759,000 | 6 | $ 999,000 |
| MIAMI UNIVERSITY COMMUNITY 5120 COLLEGE CORNER PIKE OXFORD, OH 45056 |
* | $ 43,897,000 | 1 | $ 115,000 |
| MICHIGAN MUTUAL, INC. 911 MILITARY STREET PORT HURON, MI 48060 |
* | $ 35,000,000,000 | 1 | $ 156,000 |
| MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 2 | $ 253,000 |
| MOUNTAIN STATES MORTGAGE 1333 E 9400 S SANDY, UT 84093 |
* | $ 10,000,000 | 6 | $ 605,000 |
| MYCUMORTGAGE, LLC 3560 PENTAGON BLVD. SUITE 301 BEAVERCREEK, OH 45431 |
* | $ 1,159,238,000 | 1 | $ 208,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 1 | $ 124,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 2 | $ 267,000 |
| OHIO COMMERCE BANK 24400 CHAGRIN BOULEVARD, SUITE 100 BEACHWOOD, OH 44122 |
* | $ 66,175,000 | 1 | $ 133,000 |
| OLD NATIONAL BANK 1 MAIN STREET EVANSVILLE, IN 47708 |
* | $ 7,845,482,000 | 1 | $ 220,000 |
| PENTAGON FEDERAL CREDIT UNION 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 13,969,885,000 | 1 | $ 36,000 |
| PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 1 | $ 178,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 6 | $ 695,000 |
| PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 260,309,849,000 | 25 | $ 3,722,000 |
| POLARIS HOME FUNDING CORP. 151 44TH ST. SW ENGLEWOOD, FL 49418 |
* | $ 10,000,000 | 5 | $ 568,000 |
| PRIMARY RESIDENTIAL MORTGAGE 4750 W WILEY POST WAY SUITE 200 SALT LAKE CITY, UT 84116 |
* | $ 10,000,000 | 6 | $ 786,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 2 | $ 459,000 |
| REGIONS BANK 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 138,006,763,000 | 2 | $ 161,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ 100,000,000 | 5 | $ 1,093,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 1 | $ 392,000 |
| SOUTH CENTRAL BANK, NATIONAL ASSOCIATION 525 W ROOSEVELT RD CHICAGO, IL 60607 |
* | $ 237,957,000 | 1 | $ 14,000 |
| THE BANK OF KENTUCKY 111 LOOKOUT FARM DR CRESTVIEW HILLS, KY 41017 |
* | $ 1,562,492,000 | 1 | $ 190,000 |
| THE FRIENDSHIP STATE BANK PO BOX 357 FRIENDSHIP, IN 47021 |
* | $ 268,853,000 | 14 | $ 2,021,000 |
| THE HUNTINGTON NATIONAL BANK 7575 HUNTINGTON PARK DR COLUMBUS, OH 43235 |
* | $ 51,111,245,000 | 10 | $ 2,022,000 |
| THE MERCHANTS BANK & TRUST CO. 111 N. STATE ST. WEST HARRISON, IN 47060 |
* | $ 231,810,000 | 14 | $ 1,029,000 |
| THE NORTH SIDE BANK & TRUST COMPANY 4125 HAMILTON AVE CINCINNATI, OH 45223 |
* | $ 508,195,000 | 2 | $ 272,000 |
| TMG REAL ESTATE & FINANCIAL 310 W. LIBERTY ST. STE 100 LOUISVILLE, KY 40202 |
* | $ 292,000 | 1 | $ 186,000 |
| UNION HOME MORTGAGE CORP. 8241 DOW CIRCLE STRONGSVILLE, OH 44136 |
* | $ 10,000,000 | 2 | $ 231,000 |
| UNION SAVINGS AND LOAN ASSOCIA 730 CENTRAL AVE P O BOX 366 CONNERSVILLE, IN 47331 |
* | $ 126,607,000 | 10 | $ 772,000 |
| UNION SAVINGS BANK 8534 E. KEMPER ROAD CINCINNATI, OH 45249 |
* | $ 1,945,709,000 | 13 | $ 1,648,000 |
| UNITED COMMUNITY BANK 215 W EADS PARKWAY LAWRENCEBURG, IN 47025 |
* | $ 394,749,000 | 5 | $ 870,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 5,122,657,000 | 26 | $ 2,355,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 15 | $ 1,477,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 37,922,355,000 | 2 | $ 108,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ 11,000,000 | 1 | $ 208,000 |
| WARSAW FEDERAL SAVINGS & LOAN 3533 WARSAW AVE CINCINNATI, OH 45205 |
* | $ 69,313,000 | 2 | $ 361,000 |
| WCS LENDING, LLC 951 YAMATO ROAD, SUITE 150 BOCA RATON, FL 33431 |
* | $ 25,076,000 | 1 | $ 100,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 22 | $ 2,665,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 16 | $ 2,688,000 |
| WESBANCO BANK, INC. 1 BANK PLAZA WHEELING, WV 26003 |
* | $ 5,378,160,000 | 4 | $ 671,000 |
| WINTRUST MORTGAGE CORPORATION 660 MIDWEST RD SUITE 100 OAK BROOK TERRACE, IL 60181 |
* | $ 300,000,000 | 1 | $ 201,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Franklin County IN in 2010
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 939 | $135,337,000 | $144,000 | $990,000 | $72,000 | $1,560,000 |
| Home Purchase | 305 | $36,193,000 | $118,000 | $446,000 | $63,000 | $401,000 |
| Home Improvement | 80 | $4,404,000 | $55,000 | $275,000 | $60,000 | $158,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,197 | $156,759,000 | $130,000 | $990,000 | $71,000 | $996,000 |
| Not Provided | 68 | $9,559,000 | $140,000 | $364,000 | $59,000 | $204,000 |
| Not applicable | 45 | $7,836,000 | $174,000 | $417,000 | $6,000 | $239,000 |
| Hispanic | 7 | $625,000 | $89,000 | $153,000 | $57,000 | $81,000 |
| American Indian or Alaskan Native | 4 | $706,000 | $176,000 | $328,000 | $468,000 | $1,560,000 |
| Black or African American | 2 | $395,000 | $197,000 | $250,000 | $50,000 | $60,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $54,000 | $54,000 | $54,000 | $40,000 | $40,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,036 | $135,513,000 | $130,000 | $990,000 | $75,000 | $1,560,000 |
| FHA-insured (Federal Housing Administration) | 209 | $29,494,000 | $141,000 | $370,000 | $52,000 | $351,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 53 | $6,186,000 | $116,000 | $262,000 | $50,000 | $315,000 |
| VA-guaranteed (Veterans Administration) | 26 | $4,741,000 | $182,000 | $359,000 | $46,000 | $134,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 693 | $94,273,000 | $136,000 | $990,000 | $78,000 | $996,000 |
| Application Denied By Financial Institution | 272 | $30,947,000 | $113,000 | $370,000 | $52,000 | $401,000 |
| Loan Purchased By The Institution | 149 | $22,822,000 | $153,000 | $417,000 | $51,000 | $351,000 |
| Application Approved But Not Accepted | 93 | $12,642,000 | $135,000 | $388,000 | $77,000 | $900,000 |
| Application Withdrawn By Applicant | 84 | $11,028,000 | $131,000 | $279,000 | $63,000 | $175,000 |
| File Closed For Incompleteness | 33 | $4,222,000 | $127,000 | $370,000 | $106,000 | $1,560,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 69 | $5,437,000 | $78,000 | $260,000 | $45,000 | $106,000 |
| Collateral | 65 | $8,240,000 | $126,000 | $313,000 | $62,000 | $217,000 |
| Debt-To-Income Ratio | 54 | $6,240,000 | $115,000 | $277,000 | $43,000 | $130,000 |
| Credit Application Incomplete | 15 | $2,402,000 | $160,000 | $370,000 | $61,000 | $204,000 |
| Other | 7 | $975,000 | $139,000 | $287,000 | $142,000 | $401,000 |
| Employment History | 5 | $274,000 | $54,000 | $102,000 | $30,000 | $37,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $239,000 | $79,000 | $155,000 | $45,000 | $52,000 |
| Unverifiable Information | 2 | $275,000 | $137,000 | $217,000 | $70,000 | $91,000 |
| Mortgage Insurance Denied | 1 | $93,000 | $93,000 | $93,000 | $51,000 | $51,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.