Franklin County GA
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage statistics and lending data for the Franklin County GA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Franklin County GA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,040
Total Mortgage Loan Application Amount $119,842,000
Average Mortgage Loan Application Amount $115,000
Highest Mortgage Loan Application Amount $1,600,000
Average Applicant Income $58,000
Highest Applicant Income $404,000

Mortgage Company List for Lending in Franklin County GA for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST CITIZENS BANK & TRUST CO
1230 MAIN STREET
COLUMBIA, SC 29201
* $ 5,935,186,000 100 $ 9,055,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 64 $ 8,368,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 59 $ 6,007,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 49 $ 5,953,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 40 $ 5,502,000
PINNACLE BANK
884 ELBERT STREET
ELBERTON, GA 30635
* $ 533,287,000 37 $ 2,673,000
COMMUNITY BANK AND TRUST
PO BOX 1900
CORNELIA, GA 30531
* $ 1,103,355,000 33 $ 4,282,000
AFB&T
PO BOX 1747
ATHENS, GA 30603
* $ 1,310,073,000 33 $ 2,301,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 31 $ 4,577,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 30 $ 4,372,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 127,698,351,000 30 $ 4,313,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 29 $ 4,077,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 137,049,763,000 24 $ 3,861,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 24 $ 2,385,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 23 $ 1,146,000
SYNOVUS MORTGAGE CORPORATION
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 473,030,000 21 $ 2,903,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 19 $ 1,394,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 18 $ 3,094,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 17 $ 122,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 16 $ 2,387,000
UNITED COMMUNITY BANK
PO BOX 398
BLAIRSVILLE, GA 30512
* $ 7,056,158,000 13 $ 1,704,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 13 $ 1,557,000
WELLS FARGO FIN'L GEORGIA, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 12 $ 987,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 11 $ 1,947,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 11 $ 1,009,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 9 $ 711,000
SHELTER MORTGAGE COMPANY, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 12,000,000 8 $ 1,056,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 7 $ 949,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 7 $ 801,000
NATIONWIDE MORTGAGE CONCEPTS,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 7 $ 685,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 7 $ 780,000
FREEDOM BANK OF GEORGIA
3165 MAYSVILLE ROAD
COMMERCE, GA 30529
* $ 147,114,000 6 $ 256,000
FIRST GEORGIA BANKING COMPANY
100 TOM REEVE DRIVE (PO BOX 2578)
CARRLLTON, GA 30117
* $ 684,490,000 6 $ 977,000
PEOPLES BANK & TRUST
1809 RED CRUCE COURT
BUFORD, GA 30518
* $ 468,656,000 6 $ 757,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 6 $ 477,000
AMERICAN GENERAL FIN.SERV.(DE)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 6 $ 55,000
GUARANTY BANK, FSB
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,795,053,000 6 $ 884,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 5 $ 642,000
MID-ATLANTIC FINANCIAL SERVICE
200 GALLERIA PARKWAY SUITE 1300
ATLANTA, GA 30008
* $ 10,000,000 5 $ 773,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 5 $ 963,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 5 $ 399,000
HABERSHAM BANK
282 HISTORIC HWY 441 N
CORNELIA, GA 30531
* $ 513,380,000 5 $ 1,901,000
THE PEOPLES BANK
POST OFFICE BOX 788
WINDER, GA 30680
* $ 433,558,000 5 $ 122,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 653,269,000,000 4 $ 391,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD. SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 4 $ 245,000
1ST CHOICE MORTGAGE/EQUITY COR
1021 BRIARGATE CIRCLE
COLUMBIA, SC 29210
* $ 10,000,000 4 $ 410,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 4 $ 235,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 4 $ 510,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 4 $ 641,000
IDEAL MORTGAGE BANKERS, LTD
520 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 4 $ 475,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 4 $ 779,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 4 $ 316,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 4 $ 462,000
AMERITRUST MORTGAGE INC.
11016 RUSHMORE DRIVE, SUITE 200
CHARLOTTE, NC 28277
* $ 10,000,000 3 $ 452,000
CREDIT UNION FINANCIAL SERVICE
131 NORTHPARK TRAIL
STOCKBRIDGE, GA 30281
* $ 77,000,000 3 $ 306,000
PRIMARY CAPITAL
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 3 $ 410,000
D & R MORTGAGE CORP
29870 MIDDLEBELT ROAD
FARMINGTON HILLS, MI 48334
* $ 10,000,000 3 $ 364,000
ROBINS FINANCIAL CREDIT UNION
803 WATSON BOULEVARD
WARNER ROBINS, GA 31093
* $ 996,728,000 3 $ 181,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 61,450,273,000 3 $ 585,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 343,735,670,000 3 $ 385,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 3 $ 258,000
COLONIAL BANK
P. O BOX 1108
MONTGOMERY, AL 36101
* $ 25,937,048,000 3 $ 386,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 3 $ 335,000
FIRST FEDERAL
2440 MALL DR SUITE 100
NORTH CHARLESTON, SC 29406
* $ 2,784,161,000 2 $ 118,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 2 $ 160,000
OCONEE STATE BANK
P.O. BOX 205
WATKINSVILLE, GA 30677
* $ 321,511,000 2 $ 215,000
FIRST AMERICAN BANK AND TRUST COMPANY
300 COLLEGE AVE
ATHENS, GA 30601
* $ 283,118,000 2 $ 253,000
BENEFICIAL FINANCIAL I, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 11,000,000 2 $ 210,000
TALBOT STATE BANK
710 NORTH GLYNN STREET
FAYETTEVILLE, GA 30214
* $ 88,187,000 2 $ 385,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 978,554,000 2 $ 200,000
THE NATIONAL BANK OF GEORGIA
2234 WEST BROAD STREET
ATHENS, GA 30606
* $ 204,579,000 2 $ 174,000
AMERICANMTGNETWORK DBA VERTICE
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 2 $ 310,000
LGE COMMUNITY CREDIT UNION
430 COMMERCE PARK DRIVE
MARIETTA, GA 30060
* $ 569,768,000 2 $ 413,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 2 $ 238,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,970,989,000 2 $ 105,000
NEW SOUTH FEDERAL SAVINGS BANK
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 1,901,132,000 2 $ 153,000
GUARANTY BANK
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 16,674,004,000 2 $ 320,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 266,672,000 2 $ 142,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 2 $ 20,000
ALLEN MORTGAGE, LLC
P.O. BOX 1168
CENTENNIAL PARK, AZ 86021
* $ 10,000,000 2 $ 256,000
FIRST OHIO BANC & LENDING INC
6100 ROCKSIDE WOODS BLVD
INDEPENDENCE, OH 44131
* $ 10,000,000 2 $ 386,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 2 $ 384,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 1 $ 125,000
PINE STATE MORTGAGE CORP
6065 ROSWELL ROAD SUITE 300
ATLANTA, GA 30328
* $ 10,000,000 1 $ 103,000
SECURITY ATLANTIC WHOLESALE
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 1 $ 121,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 1 $ 200,000
ALLIED MORTGAGE GROUP, INC.
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 76,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 72,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 284,000
GMS FUNDING, LLC
824 MEETING STREET
WEST COLUMBIA, SC 29169
* $ 417,745,000 1 $ 100,000
MAIN STREET HOME LOANS LLC
4010 OLD MILTON PARKWAY
ALPHARETTA, GA 30005
* $ 11,000,000 1 $ 81,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 1 $ 29,000
SOUTHERN HIGHLANDS MORTGAGE, L
215 BLUE RIDGE ST. SUITE A
BLAIRSVILLE, GA 30512
* $ 10,000,000 1 $ 203,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 123,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 1 $ 255,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
OVERLAND PARK, KS 66211
* $ 10,000,000 1 $ 195,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 5,518,089,000 1 $ 67,000
BANK OF INTERNET USA
12777 HIGH BLUFF DRIVE, SUITE 100
SAN DIEGO, CA 92130
* $ 1,039,880,000 1 $ 220,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 1 $ 10,000
LIBERTY MORTGAGE CORPORATION
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 1 $ 60,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 1 $ 198,000
CDC FEDERAL CREDIT UNION
2301 PARKLAKE DRIVE NE
ATLANTA, GA 30345
* $ 158,966,000 1 $ 240,000
FIRST SAVERS BANK
935 SOUTH MAIN STREET,
GREENVILLE, SC 29601
* $ 255,986,000 1 $ 417,000
SOUTHEAST MORTGAGE OF GA, INC
3496 CLUB DRIVE
LAWRENCEVILLE, GA 30044
* $ 10,000,000 1 $ 50,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 130,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 1 $ 124,000
FIRST CHOICE FUNDING, INC.
2100 RIVERCHASE CENTER STE 100
BIRMINGHAM, AL 35244
* $ 10,000,000 1 $ 102,000
ANDERSON FEDERAL CREDIT UNION
PO BOX 2427
ANDERSON, SC 29622
* $ 58,527,000 1 $ 78,000
MERRILL LYNCH CREDIT CORP.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 1 $ 193,000
ASSOCIATED CREDIT UNION
P.O. BOX 923028
PEACHTREE CORNERS, GA 30092
* $ 869,395,000 1 $ 151,000
ATLANTA POSTAL
1605 BOGGS ROAD
DULUTH, GA 30096
* $ 1,538,411,000 1 $ 100,000
GEORGIA'S OWN
1155 PEACHTREE STREET, SUITE 100
ATLANTA, GA 30309
* $ 1,109,324,000 1 $ 69,000
FIRST NATIONAL ACCEPTANCE COMPANY
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 51,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 40,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 1 $ 55,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 54,098,791,000 1 $ 14,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 1 $ 104,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 187,901,000 1 $ 129,000
POPULAR BANK
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 13,358,340,000 1 $ 31,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,154,401,000 1 $ 86,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 1 $ 85,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,072,546,000 1 $ 93,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 118,000
WINTRUST MORTGAGE CORPORATION
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 1 $ 69,000
FIRST FINANCIAL BANK
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 578,581,000 1 $ 690,000
THE PARK AVENUE BANK
3250 N. VALDOSTA RD.
VALDOSTA, GA 31604
* $ 1,197,606,000 1 $ 89,000
FIRST STAR BANK, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 130,275,000 1 $ 121,000
BRAND MORTGAGE GROUP, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
LAWRENCEVILLE, GA 30043
* $ 12,000,000 1 $ 140,000
UNITED BANK
PO BOX 1337
ZEBULON, GA 30295
* $ 640,621,000 1 $ 26,000
COLONY BANK
302 SOUTH MAIN ST.
FITZGERALD, GA 31750
* $ 195,648,000 1 $ 233,000
MERCHANTS AND FARMERS BANK
P.O. BOX 95
COMER, GA 30629
* $ 142,314,000 1 $ 48,000
LENDMARK FINANCIAL SERVICES
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 1 $ 86,000
NPB MORTGAGE LLC
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 145,000,000 1 $ 39,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 16,047,364,000 1 $ 59,000
SECURITY BANK OF BIBB COUNTY
P.O. BOX 4748
MACON, GA 31208
* $ 1,289,830,000 1 $ 48,000
FIRST BANK OF GEORGIA
2743 PERIMETER PKWY BLD 100, SUITE 100
AUGUSTA, GA 30909
* $ 447,852,000 1 $ 102,000
GEORGIA B&TC OF AUGUSTA
P O BOX 15367
AUGUSTA, GA 30919
* $ 1,123,121,000 1 $ 47,000
APPALACHIAN COMMUNITY BANK
822 INDUSTRIAL BLVD.
ELLIJAY, GA 30540
* $ 940,203,000 1 $ 95,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Franklin County GA in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 727 $90,104,000 $123,000 $908,000 $60,000 $404,000
Home Purchase 220 $25,717,000 $116,000 $1,600,000 $55,000 $252,000
Home Improvement 93 $4,021,000 $43,000 $255,000 $49,000 $337,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 833 $94,944,000 $113,000 $728,000 $62,000 $404,000
Not Provided 88 $9,489,000 $107,000 $324,000 $57,000 $299,000
Not applicable 57 $10,399,000 $182,000 $1,600,000 $13,000 $80,000
Black or African American 44 $3,688,000 $83,000 $320,000 $35,000 $73,000
Hispanic 13 $788,000 $60,000 $138,000 $41,000 $75,000
Asian 4 $423,000 $105,000 $208,000 $79,000 $120,000
American Indian or Alaskan Native 1 $111,000 $111,000 $111,000 $56,000 $56,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 808 $90,994,000 $112,000 $1,600,000 $62,000 $404,000
FHA-insured (Federal Housing Administration) 214 $26,840,000 $125,000 $320,000 $43,000 $265,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $1,478,000 $105,000 $158,000 $30,000 $59,000
VA-guaranteed (Veterans Administration) 4 $530,000 $132,000 $198,000 $68,000 $106,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 509 $58,478,000 $114,000 $908,000 $66,000 $404,000
Application Denied By Financial Institution 255 $28,127,000 $110,000 $1,600,000 $51,000 $299,000
Loan Purchased By The Institution 120 $14,806,000 $123,000 $275,000 $40,000 $225,000
Application Withdrawn By Applicant 99 $11,442,000 $115,000 $294,000 $55,000 $300,000
Application Approved But Not Accepted 42 $4,868,000 $115,000 $265,000 $56,000 $179,000
File Closed For Incompleteness 15 $2,121,000 $141,000 $308,000 $65,000 $115,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 53 $3,499,000 $66,000 $199,000 $49,000 $139,000
Debt-To-Income Ratio 25 $3,272,000 $130,000 $320,000 $47,000 $97,000
Collateral 23 $3,096,000 $134,000 $324,000 $77,000 $299,000
Other 13 $1,799,000 $138,000 $728,000 $54,000 $154,000
Credit Application Incomplete 7 $1,002,000 $143,000 $213,000 $45,000 $77,000
Unverifiable Information 3 $431,000 $143,000 $169,000 $77,000 $150,000
Insufficient Cash (Downpayment, Closing Cost) 2 $182,000 $91,000 $106,000 $13,000 $26,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information back through 2003.

Download the Georgia Lender List