Franklin County FL
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage statistics and lending data for the Franklin County FL metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Franklin County FL, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 685
Total Mortgage Loan Application Amount $185,165,000
Average Mortgage Loan Application Amount $270,000
Highest Mortgage Loan Application Amount $2,667,000
Average Applicant Income $149,000
Highest Applicant Income $3,929,000

Mortgage Company List for Lending in Franklin County FL for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 75 $ 25,972,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 50 $ 10,927,000
GSCB - APALACH
73 AVENUE E
APALACHICOLA, FL 32329
* $ 121,247,000 29 $ 1,912,000
COASTAL COMMUNITY BANK
12141 PANAMA CITY BEACH PARKWAY
PANAMA CITY BEACH, FL 32407
* $ 348,881,000 24 $ 3,899,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 24 $ 6,431,000
TYNDALL FEDERAL CREDIT UNION
3109 MINNESOTA AVE
PANAMA CITY, FL 32405
* $ 844,660,000 24 $ 1,517,000
SUPERIOR BANK
17 NORTH 20TH STREET
BIRMINGHAM, AL 35203
* $ 2,859,983,000 20 $ 2,136,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 20 $ 5,632,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 20 $ 9,063,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 19 $ 4,061,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 127,698,351,000 18 $ 6,898,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 16 $ 4,801,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 16 $ 2,809,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 14 $ 2,240,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 13 $ 3,537,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 137,049,763,000 11 $ 3,903,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 61,450,273,000 10 $ 3,075,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 175,107,526,000 9 $ 7,724,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 9 $ 2,972,000
PREMIER BANK
2304 KILLEARN CENTER BLVD
TALLAHASSEE, FL 32309
* $ 435,623,000 9 $ 4,227,000
AMERIS BANK
300 SOUTH MAIN STREET
MOULTRIE, GA 31768
* $ 2,112,642,000 8 $ 1,429,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 653,269,000,000 8 $ 931,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 8 $ 2,457,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 8 $ 1,914,000
CAPITAL CITY BANK
1828 WEST TENNESSEE STREET
TALLAHASSEE, FL 32304
* $ 2,601,484,000 8 $ 2,088,000
CITIFINANCIAL EQUITY SERVICES
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 7 $ 587,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 7 $ 988,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 7 $ 1,702,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 79,977,597,000 6 $ 5,746,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 6 $ 317,000
PEOPLES FIRST COMMUNITY BANK
1022 W 23RD STREET
PANAMA CITY, FL 32405
* $ 1,798,015,000 6 $ 1,453,000
WAKULLA BANK
2932 CRAWFORDVILLE HIGHWAY
CRAWFORDVILLE, FL 32327
* $ 465,333,000 6 $ 1,685,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 5 $ 1,286,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 5 $ 741,000
WELLS FARGO FIN'L SYS FLORIDA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 5 $ 979,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 4 $ 1,109,000
SUNSHINE SAVINGS BANK
1400 EAST PARK AVENUE
TALLAHASSEE, FL 32301
* $ 157,087,000 4 $ 625,000
MERRILL LYNCH CREDIT CORP.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 4 $ 1,724,000
NATIONWIDE MORTGAGE CONCEPTS,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 4 $ 374,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 3 $ 400,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 14,762,983,000 3 $ 1,535,000
AMERICAN STERLING BANK
535 S STERLING
SUGAR CREEK, MO 64054
* $ 272,321,000 3 $ 457,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 3 $ 398,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 3 $ 1,090,000
GUARANTY BANK
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 16,674,004,000 3 $ 810,000
VISION BANK
16901 PANAMA CITY BEACH PARKWAY
PANAMA CITY BEACH, FL 32413
* $ 859,214,000 3 $ 1,290,000
CENTRAL BANK OF GEORGIA
PO BOX 45
ELLAVILLE, GA 31806
* $ 310,188,000 3 $ 1,304,000
THE PARK AVENUE BANK
3250 N. VALDOSTA RD.
VALDOSTA, GA 31604
* $ 1,197,606,000 3 $ 686,000
CARNEGIE MORTGAGE
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 3 $ 1,292,000
AMERICANMTGNETWORK DBA VERTICE
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 3 $ 801,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 54,098,791,000 2 $ 688,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 2 $ 551,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 2 $ 130,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 2 $ 195,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 2 $ 655,000
MORTGAGE LION, INC.
327 S. MAIN STREET
FITZGERALD, GA 31750
* $ 50,000,000 2 $ 452,000
COLONIAL BANK
P. O BOX 1108
MONTGOMERY, AL 36101
* $ 25,937,048,000 2 $ 2,297,000
CRESCENT BANK & TRUST
P.O. BOX 2020
JASPER, GA 30143
* $ 916,462,000 2 $ 1,875,000
PRIMARY CAPITAL
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 2 $ 380,000
ARK-LA-TEX FINANCIAL SERVICES
5160 TENNYSON PKWY, SUITE 2000W
PLANO, TX 75024
* $ 10,000,000 2 $ 317,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 2 $ 531,000
PRIME HOME MORTGAGE, INC.
1414 W. GRANADA BLVD., SUITE 4
ORMOND BEACH, FL 32174
* $ 10,000,000 2 $ 480,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 2 $ 366,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 2 $ 408,000
TMG REAL ESTATE & FINANCIAL
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 2 $ 691,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 2 $ 410,000
FIRST COMMERCE CREDIT UNION
2073 LAKE SUMMIT
TALLAHASSEE, FL 32310
* $ 287,811,000 2 $ 270,000
SIGNATURE FEDERAL CREDIT UNION
12 HERBERT ST.
ALEXANDRIA, VA 22313
* $ 197,273,000 2 $ 82,000
DELTA COMMUNITY CREDIT UNION
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 2,597,727,000 1 $ 70,000
SCORE FEDERAL CREDIT UNION
1447 MAHAN DR
TALLAHASSEE, FL 32308
* $ 62,109,000 1 $ 94,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 1 $ 71,000
MORTGAGE NETWORK, INC.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 1 $ 230,000
1ST ADVANTAGE MORTGAGE
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 1 $ 467,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 150,000
VIEWPOINT BANKERS MORTGAGE INC
720 E. ARAPAHO
RICHARDSON, TX 75081
* $ 1,529,760,000 1 $ 919,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 1 $ 95,000
MORTGAGE ACCESS CORP.
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 160,000
DELL FRANKLIN FINANCIAL LLC
8334 VETERANS HIGHWAY, SUITE #1
MILLERSVILLE, MD 21108
* $ 9,519,000 1 $ 161,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 189,000
WALTER MORTGAGE COMPANY
4211 W. BOY SCOUT BLVD.
TAMPA, FL 33607
* $ 10,000,000 1 $ 133,000
PRECISION FINANCIAL INC
6800 JERICHO TURNPIKE SUITE206E
SYOSSET, NY 11791
* $ 1,626,831,000 1 $ 183,000
FIRST OHIO BANC & LENDING INC
6100 ROCKSIDE WOODS BLVD
INDEPENDENCE, OH 44131
* $ 10,000,000 1 $ 132,000
MLD MORTGAGE INC.
30B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 10,000,000 1 $ 139,000
MAIN STREET HOME LOANS LLC
4010 OLD MILTON PARKWAY
ALPHARETTA, GA 30005
* $ 11,000,000 1 $ 417,000
SIDUS FINANCIAL, LLC
1905 TURNBURY DRIVE
GREENVILLE, NC 27858
* $ 10,000,000 1 $ 87,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 1 $ 44,000
WALL STREET MORTGAGE BANKERS
1111 MARCUS AVE, LL08
LAKE SUCCESS, NY 11042
* $ 10,000,000 1 $ 203,000
AME FINANCIAL CORPORATION
6455 SHILOH RD STE D
ALPHARETTA, GA 30005
* $ 21,903,000 1 $ 156,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 1 $ 180,000
BIRMINGHAM BANCORP MORTGAGE
6230 ORCHARD LAKE ROAD
WEST BLOOMFIELD, MI 48322
* $ 10,000,000 1 $ 127,000
IDEAL MORTGAGE BANKERS, LTD
520 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 225,000
NTFN, INC.
700 STATE HIGHWAY 121, SUITE 100
LEWISVILLE, TX 75067
* $ 10,000,000 1 $ 417,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 115,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 1 $ 150,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 376,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 202,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 125,000
US MORTGAGE CORPORATION
19D CHAPIN ROAD
PINE BROOK, NJ 07058
* $ 10,000,000 1 $ 1,470,000
HERITAGEBANK OF THE SOUTH
3333 PEACHTREE RD NE SUITE M-10
ATLANTA, GA 30326
* $ 458,385,000 1 $ 5,000
THE BANK OF TALLAHASSEE
3425-23 THOMASVILLE RD
TALLAHASSEE, FL 32309
* $ 89,569,000 1 $ 170,000
FIRST COMMERCE COMMUNITY BANK
9001 HOSPITAL DRIVE
DOUGLASVILLE, GA 30134
* $ 284,028,000 1 $ 216,000
GULF COAST COMMUNITY BANK
40 N PALAFOX ST
PENSACOLA, FL 32502
* $ 255,047,000 1 $ 59,000
FIRST GEORGIA BANKING COMPANY
100 TOM REEVE DRIVE (PO BOX 2578)
CARRLLTON, GA 30117
* $ 684,490,000 1 $ 519,000
FIRST ST BK & TST OF VALDOSTA
PO BOX 4810
VALDOSTA, GA 31604
* $ 459,686,000 1 $ 1,095,000
FARMERS & MERCHANTS BANK
200 E. WASHINGTON STREET
MONTICELLO, FL 32344
* $ 416,392,000 1 $ 43,000
DARBY BANK & TRUST, CO.
204 DURDEN STREET
VIDALIA, GA 30474
* $ 752,602,000 1 $ 970,000
ONESOUTH BANK
12347 COLUMBIA ST
BLAKELY, GA 32428
* $ 85,087,000 1 $ 430,000
NEW SOUTH FEDERAL SAVINGS BANK
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 1,901,132,000 1 $ 100,000
BANKATLANTIC
2100 WEST CYPRESS CREEK ROAD
FORT LAUDERDALE, FL 33309
* $ 6,162,029,000 1 $ 84,000
SIGNATURE BANK OF GEORGIA
6065 ROSWELL RD STE 600
SANDY SPRINGS, GA 30328
* $ 168,709,000 1 $ 1,654,000
LENDMARK FINANCIAL SERVICES
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 1 $ 95,000
FIRST FEDERAL
2440 MALL DR SUITE 100
NORTH CHARLESTON, SC 29406
* $ 2,784,161,000 1 $ 65,000
WATERFIELD BANK
6903 ROCKLEDGE DRIVE, SUITE 525
BETHESDA, MD 20817
* $ 160,020,000 1 $ 417,000
IRONSTONE BANK
16 E ROWAN STREET
RALEIGH, NC 27609
* $ 2,341,223,000 1 $ 309,000
COLORADO FEDERAL SAVINGS BANK
8400 EAST PRENTICE AVE, SUITE 545
GREENWOOD VILLAGE, CO 80111
* $ 45,485,000 1 $ 1,232,000
MACKINAC SAVINGS BANK FSB
280 N CONGRESS AVE
BOYNTON BEACH, FL 33426
* $ 126,928,000 1 $ 298,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 266,672,000 1 $ 50,000
FARMERS & MERCHANTS BANK
4 NORTH CARTER STREET, PO BOX 187
LAKELAND, GA 31635
* $ 499,138,000 1 $ 90,000
PLANTERS FIRST BANK
1620 E 16TH AVE
CORDELE, GA 31015
* $ 411,824,000 1 $ 556,000
WELLS FARGO FIN'L GEORGIA, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 1 $ 510,000
FIRST FARMERS AND MERCHANTS BANK
P.0. BOX 1148
COLUMBIA, TN 38401
* $ 819,883,000 1 $ 495,000
BANK INDEPENDENT
710 S MONTGOMERY AVE
SHEFFIELD, AL 35660
* $ 743,477,000 1 $ 2,500,000
CAPITALSOUTH BANK
2340 WOODCREST PLACE
BIRMINGHAM, AL 35209
* $ 768,068,000 1 $ 285,000
TRUSTMARK NATIONAL BANK
PO BOX 291
JACKSON, MS 39205
* $ 8,826,746,000 1 $ 76,000
PNC REVERSE MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 1 $ 417,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 248,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 124,782,289,000 1 $ 247,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 1 $ 100,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 1 $ 417,000
FIRST NATIONAL BANK OF GEORGIA
201 MAPLE STREET
CARROLLTON, GA 30117
* $ 879,287,000 1 $ 62,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 395,864,000 1 $ 5,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 1 $ 45,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 128,863,082,000 1 $ 45,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Franklin County FL in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 406 $107,995,000 $265,000 $2,667,000 $115,000 $1,808,000
Home Purchase 230 $72,308,000 $314,000 $2,500,000 $223,000 $3,929,000
Home Improvement 49 $4,862,000 $99,000 $2,000,000 $84,000 $510,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 532 $140,113,000 $263,000 $2,667,000 $150,000 $3,106,000
Not Provided 72 $18,641,000 $258,000 $1,654,000 $189,000 $3,929,000
Not applicable 42 $17,885,000 $425,000 $2,000,000 $118,000 $1,646,000
Black or African American 25 $4,330,000 $173,000 $928,000 $78,000 $310,000
Hispanic 8 $2,090,000 $261,000 $825,000 $182,000 $449,000
Asian 5 $1,926,000 $385,000 $935,000 $6,000 $31,000
American Indian or Alaskan Native 1 $180,000 $180,000 $180,000 $75,000 $75,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 617 $175,774,000 $284,000 $2,667,000 $161,000 $3,929,000
FHA-insured (Federal Housing Administration) 53 $7,067,000 $133,000 $248,000 $41,000 $141,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $1,714,000 $155,000 $200,000 $36,000 $57,000
VA-guaranteed (Veterans Administration) 4 $610,000 $152,000 $162,000 $49,000 $166,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 247 $64,630,000 $261,000 $2,500,000 $175,000 $3,929,000
Application Denied By Financial Institution 183 $44,341,000 $242,000 $1,596,000 $154,000 $3,106,000
Loan Purchased By The Institution 93 $35,795,000 $384,000 $2,667,000 $90,000 $1,646,000
Application Withdrawn By Applicant 92 $24,524,000 $266,000 $2,000,000 $123,000 $1,012,000
Application Approved But Not Accepted 49 $11,275,000 $230,000 $1,000,000 $174,000 $730,000
File Closed For Incompleteness 21 $4,600,000 $219,000 $430,000 $120,000 $424,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 34 $7,944,000 $233,000 $1,596,000 $95,000 $400,000
Collateral 33 $10,291,000 $311,000 $1,596,000 $363,000 $3,106,000
Credit History 31 $6,651,000 $214,000 $1,232,000 $91,000 $810,000
Credit Application Incomplete 12 $1,952,000 $162,000 $400,000 $106,000 $498,000
Other 12 $5,749,000 $479,000 $1,575,000 $266,000 $810,000
Unverifiable Information 10 $2,441,000 $244,000 $518,000 $179,000 $500,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,761,000 $352,000 $1,040,000 $92,000 $303,000
Mortgage Insurance Denied 1 $271,000 $271,000 $271,000 $95,000 $95,000
Employment History 1 $2,000 $2,000 $2,000 $13,000 $13,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information back through 2003.

Download the Florida Lender List