2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Forrest County MS
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Unlock detailed Forrest County MS mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Mississippi.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,340 |
| Total Mortgage Loan Application Amount | $423,700,000 |
| Average Mortgage Loan Application Amount | $126,000 |
| Highest Mortgage Loan Application Amount | $14,360,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $1,200,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 83 | $ 3,585,000 |
| ACCEPTANCE LOAN COMPANY 121 WEST CHURCH STREET JACKSON, AL 36545 |
* | $ 70,000,000 | 16 | $ 406,000 |
| ADMIRALS BANK FORMER DOMESTIC 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 234,124,000 | 2 | $ 50,000 |
| ADVANCE MORTGAGE & INVESTMENT 30500 STATE HWY 181, STE 460 SPANISH FORT, AL 36527 |
* | $ 10,000,000 | 2 | $ 280,000 |
| ADVANCIAL CREDIT UNION 1845 WOODALL RODGERS FWY, SUITE 1300 DALLAS, TX 75201 |
* | $ 892,179,000 | 1 | $ 139,000 |
| AFFILIATED MORTGAGE COMPANY 1301 HUDSON LANE MONROE, LA 71201 |
* | $ 212,423,000 | 5 | $ 708,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 24 | $ 3,559,000 |
| AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 1 | $ 211,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 11 | $ 1,526,000 |
| ASSURANCE FINANCIAL GROUP, L.L.C. 9029 JEFFERSON HIGHWAY SUITE 100 BATON ROUGE, LA 70809 |
* | $ 1,000,000,000 | 3 | $ 410,000 |
| ATLANTIC COAST BANK 505 HAINES AVENUE WAYCROSS, GA 31501 |
* | $ 906,535,000 | 2 | $ 306,000 |
| BANCORPSOUTH BANK P O BOX 789 TUPELO, MS 38802 |
* | $ 13,163,459,000 | 393 | $ 44,447,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 368 | $ 50,610,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 197,928,000 | 5 | $ 683,000 |
| BANK OF WIGGINS P.O. DRAWER 67 WIGGINS, MS 39577 |
* | $ 180,509,000 | 6 | $ 356,000 |
| BANKFIRST FINANCIAL SERVICES 110 SOUTH JEFFERSON MACON, MS 39341 |
* | $ 723,147,000 | 3 | $ 198,000 |
| BANKPLUS 1068 HIGHLAND COLONY PARKWAY BELZONI, MS 39157 |
* | $ 2,144,987,000 | 4 | $ 262,000 |
| BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 159,675,538,000 | 5 | $ 465,000 |
| CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 127,360,045,000 | 1 | $ 85,000 |
| CARNEGIE MORTGAGE 2297 STATE HIGHWAY 33 HAMILTON SQUARE, NJ 08690 |
* | $ 193,976,000 | 1 | $ 226,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD, SUITE 400 BRENTWOOD, TN 37027 |
* | $ 10,000,000 | 1 | $ 76,000 |
| CIMARRON MORTGAGE COMPANY 6311 RIDGEWOOD RD, SUITE 400W JACKSON, MS 39211 |
* | $ 10,000,000 | 6 | $ 633,000 |
| CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570 |
* | $ 14,200,000 | 5 | $ 219,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,161,361,000,000 | 1 | $ 47,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 17,832,340,000 | 11 | $ 1,082,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 43 | $ 2,224,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 27 | $ 2,993,000 |
| CITIZENS BANK 814 MAIN STREET COLUMBIA, MS 39429 |
* | $ 343,006,000 | 12 | $ 1,133,000 |
| CLAYTON BANK AND TRUST 520 WEST SUMMIT HILL DRIVE SUITE 801 KNOXVILLE, TN 37902 |
* | $ 599,709,000 | 6 | $ 307,000 |
| COLONIAL SAVINGS, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 964,882,000 | 6 | $ 590,000 |
| COMMUNITY BANK OF MISSISSIPPI 323 EAST THIRD STREET FLOWOOD, MS 39074 |
* | $ 645,381,000 | 15 | $ 3,060,000 |
| COMMUNITY BANK, COAST P. O. BOX 7588 GULFPORT, MS 39506 |
* | $ 429,733,000 | 1 | $ 98,000 |
| COMMUNITY BANK, ELLISVILLE, MISSISSIPPI P. O. BOX 265 LAUREL, MS 39441 |
* | $ 631,999,000 | 104 | $ 11,389,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,867,638,000 | 4 | $ 201,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 155 | $ 15,056,000 |
| ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 AUSTIN, TX 77056 |
* | $ 10,000,000 | 1 | $ 141,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 8,059,724,000 | 5 | $ 234,000 |
| EVERHOME MORTGAGE COMPANY 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 3,027,261,000 | 2 | $ 161,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 112,736,105,000 | 3 | $ 302,000 |
| FINANCIAL FREEDOM ACQUISITION 1 BANTING IRVINE, CA 92618 |
* | $ 36,000,000,000 | 2 | $ 191,000 |
| FIRST BANK AND TRUST 909 POYDRAS ST 17TH FLOOR NEW ORLEANS, LA 70112 |
* | $ 957,993,000 | 1 | $ 400,000 |
| FIRST CENTURY BANK, NATIONAL ASSOCIATION 807 DORSEY ST GAINESVILLE, GA 30501 |
* | $ 76,565,000 | 2 | $ 208,000 |
| FIRST FEDERAL 2440 MALL DR SUITE 100 NORTH CHARLESTON, SC 29406 |
* | $ 3,421,986,000 | 8 | $ 407,000 |
| FIRST NATIONAL BANK OF PICAYUN 121 EAST CANAL STREET PICAYUNE, MS 39466 |
* | $ 208,812,000 | 7 | $ 1,015,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 10 | $ 1,720,000 |
| FIRST SOUTHERN BANK PO BOX 268 COLUMBIA, MS 39429 |
* | $ 188,537,000 | 105 | $ 12,318,000 |
| FIRST STATE BANK P O BOX 506 WAYNESBORO, MS 39367 |
* | $ 422,858,000 | 5 | $ 739,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,483,100,000 | 10 | $ 1,427,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 109 | $ 15,489,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 1 | $ 52,000 |
| GENERATION MORTGAGE COMPANY 3565 PIEDMONT ROAD, NE STE. 300 ATLANTA, GA 30305 |
* | $ 73,926,000 | 2 | $ 215,000 |
| GEORGIA BANKING COMPANY 6190 POWERS FERRY ROAD, SUITE 150 ATLANTA, GA 30339 |
* | $ 203,180,000 | 2 | $ 209,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 18 | $ 2,913,000 |
| GMFS, LLC 7389 FLORIDA BLVD, STE 200-A BATON ROUGE, LA 70806 |
* | $ 10,000,000 | 7 | $ 1,267,000 |
| GRAND BANK FOR SAVING, SFSB 204 WESTOVER DRIVE HATTIESBURG, MS 39402 |
* | $ 139,821,000 | 216 | $ 27,485,000 |
| GRANDBRIDGE REAL EST CAPITAL 223 W NASH STREET WILSON, NC 27893 |
* | $ 74,000,000,000 | 1 | $ 14,360,000 |
| GREAT SOUTHERN NATIONAL BANK P O BOX 1271 MERIDIAN, MS 39302 |
* | $ 254,306,000 | 11 | $ 470,000 |
| GUARANTY BANK AND TRUST COMPANY 210 N. HAYDEN STREET BELZONI, MS 39038 |
* | $ 494,615,000 | 1 | $ 23,000 |
| GUARANTY TRUST COMPANY 316 ROBERT ROSE DRIVE MURFREESBORO, TN 37129 |
* | $ 225,000,000 | 8 | $ 1,441,000 |
| HAMILTON MORTGAGE 1 INDEPENDENCE PLAZA, SUITE 416 BIRMINGHAM, AL 35209 |
* | $ 10,000,000 | 6 | $ 787,000 |
| HANCOCK BANK ONE HANCOCK PLAZA GULFPORT, MS 39501 |
* | $ 5,301,159,000 | 141 | $ 12,647,000 |
| HERITAGE BANKING GROUP P.O. BOX 437 CARTHAGE, MS 39051 |
* | $ 256,420,000 | 4 | $ 880,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 11 | $ 1,888,000 |
| HOME POINT MORTGAGE ACCEPTANCE CORPORATION 121 RESEARCH BLVD MADISON, AL 35758 |
* | $ 580,000,000 | 2 | $ 398,000 |
| HOMEOWNERS MORTGAGE OF AMERICA 100 GALLERIA PARKWAY STE 1400 ATLANTA, GA 30339 |
* | $ 10,000,000 | 10 | $ 1,689,000 |
| HOMETOWN MORTGAGE SERVICES INC 5511 HWY 280 E STE 210 BIRMINGHAM, AL 35242 |
* | $ 10,000,000 | 2 | $ 239,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 5 | $ 750,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 90,293,933,000 | 4 | $ 200,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 67 | $ 8,632,000 |
| KEESLER 2602 PASS ROAD BILOXI, MS 39531 |
* | $ 1,808,611,000 | 7 | $ 470,000 |
| KEYBANK NATIONAL ASSOCIATION 100 PUBLIC SQUARE STE 600 OH-01-10-06006 CLEVELAND, OH 44113 |
* | $ 90,179,122,000 | 1 | $ 13,000,000 |
| LIBERTY BANK AND TRUST COMPANY 6600 PLAZA DRIVE NEW ORLEANS, LA 70127 |
* | $ 423,239,000 | 1 | $ 103,000 |
| LIBERTY HOME EQUITY SOLUTIONS, INC. 10951 WHITE ROCK ROAD, SUITE 200 RANCHO CORDOVA, CA 95670 |
* | $ 60,629,000 | 1 | $ 141,000 |
| MAGNOLIA MORTGAGE CO., LLC 1550 SO. UNIVERSITY BLVD. MOBILE, AL 36609 |
* | $ 10,000,000 | 1 | $ 179,000 |
| MAGNOLIA STATE BANK P O BOX 41 BAY SPRINGS, MS 39440 |
* | $ 213,366,000 | 151 | $ 22,764,000 |
| MAIN STREET FINANCIAL 9953 CROSSPOINT BLVD. INDIANAPOLIS, IN 46256 |
* | $ 8,801,000 | 1 | $ 110,000 |
| MERCHANTS & MARINE BANK P. O. BOX 729 PASCAGOULA, MS 39568 |
* | $ 450,474,000 | 1 | $ 5,000 |
| MERCHANTS AND FARMERS BANK 134 WEST WASHINGTON ST KOSCIUSKO, MS 39090 |
* | $ 1,661,125,000 | 1 | $ 100,000 |
| MERRILL LYNCH CREDIT CORP 4500 PARK GRANADA CA7-910-01-24 CALABASAS, CA 91302 |
* | $ 2,223,299,000 | 1 | $ 59,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 14,106,965,000 | 5 | $ 635,000 |
| MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 12,817,999,000 | 4 | $ 138,000 |
| MORTGAGE RESEARCH CENTER, LLC 2101 CHAPEL PLAZA COURT SUITE 107 COLUMBIA, MO 65203 |
* | $ 880,000,000 | 2 | $ 233,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 2 | $ 205,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 19 | $ 2,225,000 |
| NEW YORK COMMUNITY BANK 1 JERICHO PLAZA JERICHO, NY 11753 |
* | $ 40,150,052,000 | 4 | $ 803,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 39,610,194,000 | 9 | $ 1,387,000 |
| NORTH AMERICAN SAVINGS BANK 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,506,113,000 | 4 | $ 737,000 |
| ONE REVERSE MORTGAGE, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 4 | $ 266,000 |
| ONEWEST BANK, FSB 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 23,286,247,000 | 1 | $ 127,000 |
| PENTAGON FEDERAL CREDIT UNION 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 13,969,885,000 | 1 | $ 124,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 13 | $ 1,683,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 4,542,636,000 | 1 | $ 102,000 |
| PRIORITYONE BANK 220 MAIN AVENUE NORTH MAGEE, MS 39111 |
* | $ 489,592,000 | 27 | $ 2,227,000 |
| PROFICIO BANK 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 276,676,000 | 1 | $ 43,000 |
| RBS CITIZENS, N.A. ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 116,921,115,000 | 1 | $ 81,000 |
| REGIONS BANK 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 138,006,763,000 | 149 | $ 15,852,000 |
| RENASANT BANK 209 TROY ST., P.O. BOX 709 TUPELO, MS 38802 |
* | $ 3,634,677,000 | 6 | $ 508,000 |
| RENASANT BK 201 SOUTH JACKSON ST CRYSTAL SPRINGS, MS 39059 |
* | $ 381,348,000 | 1 | $ 195,000 |
| RESIDENTIAL FINANCE CORP. 401 N. FRONT STREET, SUITE 300 COLUMBUS, OH 43215 |
* | $ 17,533,484,000 | 2 | $ 278,000 |
| RICHTON BANK & TRUST COMPANY 114 S FRONT STREET (PO BOX 527) RICHTON, MS 39476 |
* | $ 75,849,000 | 9 | $ 753,000 |
| RIVERTRUST FEDERAL CREDIT UNION P O BOX 97997 PEARL, MS 39288 |
* | $ 124,794,000 | 1 | $ 275,000 |
| SHELTER FINANCIAL BANK 1817 W. BROADWAY COLUMBIA, MO 65218 |
* | $ 197,047,000 | 2 | $ 222,000 |
| SHORE MORTGAGE 770 S. ADAMS ROAD #300 BIRMINGHAM, MI 48009 |
* | $ 10,000,000 | 4 | $ 383,000 |
| STATE BANK & TRUST COMPANY 147 SOUTH RAILROAD AVENUE BROOKHAVEN, MS 39601 |
* | $ 906,286,000 | 3 | $ 336,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,157,711,000 | 11 | $ 844,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 1 | $ 57,000 |
| SUNBELT FEDERAL CREDIT UNION 1506 CONGRESS ST HATTIESBURG, MS 39440 |
* | $ 146,256,000 | 10 | $ 511,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 164,340,844,000 | 3 | $ 788,000 |
| SUPERIOR BANK 17 NORTH 20TH STREET BIRMINGHAM, AL 35203 |
* | $ 3,220,737,000 | 8 | $ 1,335,000 |
| THE CITIZENS BANK OF PHILADELPHIA, MISSISSIPPI 521 MAIN ST PHILADELPHIA, MS 39350 |
* | $ 839,863,000 | 1 | $ 140,000 |
| THE CITIZENS NATIONAL BANK OF MERIDIAN 512 22ND AVENUE MERIDIAN, MS 39302 |
* | $ 1,129,665,000 | 18 | $ 3,215,000 |
| THE FIRST, A NATIONAL BANKING ASSOCIATION P.O. BOX 15549 HATTIESBURG, MS 39404 |
* | $ 476,665,000 | 132 | $ 18,970,000 |
| THE PEOPLES BANK, BILOXI, MISSISSIPPI 152 LAMEUSE ST BILOXI, MS 39530 |
* | $ 864,312,000 | 1 | $ 49,000 |
| TRUSTMARK NATIONAL BANK PO BOX 291 JACKSON, MS 39205 |
* | $ 9,396,294,000 | 173 | $ 22,600,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 37 | $ 2,810,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 37,922,355,000 | 32 | $ 3,911,000 |
| VANDERBILT MORTGAGE 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 42 | $ 2,350,000 |
| WALKER JACKSON MORTGAGE CORPOR 14501 GEORGE CARTER WAY CHANTILLY, VA 20151 |
* | $ 292,944,000 | 7 | $ 1,182,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 140 | $ 15,166,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 126 | $ 19,270,000 |
| WHITNEY NATIONAL BANK 400 LABARRE ROAD, 3RD FLOOR JEFFERSON, LA 70121 |
* | $ 11,877,069,000 | 1 | $ 15,000 |
| WOODFOREST BANK, FSB 25231 GROGANS MILL ROAD THE WOODLANDS, TX 77380 |
* | $ 85,854,000 | 1 | $ 121,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Forrest County MS in 2010
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,885 | $258,430,000 | $137,000 | $13,000,000 | $74,000 | $1,064,000 |
| Home Purchase | 1,277 | $157,444,000 | $123,000 | $14,360,000 | $55,000 | $1,200,000 |
| Home Improvement | 178 | $7,826,000 | $43,000 | $450,000 | $79,000 | $995,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,354 | $288,170,000 | $122,000 | $1,489,000 | $79,000 | $1,200,000 |
| Black or African American | 446 | $36,047,000 | $80,000 | $388,000 | $47,000 | $409,000 |
| Not applicable | 300 | $71,914,000 | $239,000 | $14,360,000 | $0 | $0 |
| Not Provided | 181 | $21,350,000 | $117,000 | $376,000 | $59,000 | $887,000 |
| Hispanic | 33 | $3,448,000 | $104,000 | $220,000 | $67,000 | $142,000 |
| Asian | 20 | $2,284,000 | $114,000 | $368,000 | $141,000 | $540,000 |
| American Indian or Alaskan Native | 6 | $487,000 | $81,000 | $187,000 | $37,000 | $70,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,212 | $282,168,000 | $127,000 | $14,360,000 | $77,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 855 | $101,304,000 | $118,000 | $277,000 | $48,000 | $372,000 |
| VA-guaranteed (Veterans Administration) | 156 | $24,834,000 | $159,000 | $377,000 | $50,000 | $296,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 117 | $15,394,000 | $131,000 | $264,000 | $40,000 | $84,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,503 | $209,395,000 | $139,000 | $14,360,000 | $82,000 | $1,200,000 |
| Application Denied By Financial Institution | 672 | $62,687,000 | $93,000 | $605,000 | $51,000 | $720,000 |
| Loan Purchased By The Institution | 632 | $88,226,000 | $139,000 | $400,000 | $46,000 | $644,000 |
| Application Withdrawn By Applicant | 367 | $46,611,000 | $127,000 | $645,000 | $72,000 | $599,000 |
| Application Approved But Not Accepted | 99 | $8,213,000 | $82,000 | $277,000 | $63,000 | $237,000 |
| File Closed For Incompleteness | 67 | $8,568,000 | $127,000 | $330,000 | $60,000 | $285,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 147 | $11,412,000 | $77,000 | $320,000 | $60,000 | $720,000 |
| Debt-To-Income Ratio | 70 | $8,138,000 | $116,000 | $605,000 | $49,000 | $239,000 |
| Collateral | 50 | $7,038,000 | $140,000 | $384,000 | $69,000 | $275,000 |
| Other | 29 | $3,044,000 | $104,000 | $327,000 | $77,000 | $657,000 |
| Credit Application Incomplete | 26 | $3,517,000 | $135,000 | $364,000 | $46,000 | $150,000 |
| Unverifiable Information | 9 | $825,000 | $91,000 | $141,000 | $56,000 | $111,000 |
| Employment History | 8 | $879,000 | $109,000 | $234,000 | $37,000 | $80,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,115,000 | $139,000 | $334,000 | $72,000 | $163,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.