Ford County IL
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage statistics and lending data for the Ford County IL metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Ford County IL, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,175
Total Mortgage Loan Application Amount $85,279,000
Average Mortgage Loan Application Amount $72,000
Highest Mortgage Loan Application Amount $408,000
Average Applicant Income $56,000
Highest Applicant Income $3,000,000

Mortgage Company List for Lending in Ford County IL for 2005

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FARMERS-MERCHANTS NATIONAL BANK OF PAXTON
101 N. TAFT ST.
PAXTON, IL 60957
* $ 91,127,000 129 $ 6,105,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 91 $ 7,946,000
BUSEY BANK
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 1,523,648,000 89 $ 6,500,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 500,990,000 56 $ 4,973,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 967,365,000,000 37 $ 2,695,000
NATIONAL CITY BANK OF INDIANA
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 28,456,701,000 35 $ 2,588,000
VERMILION VALLEY BANK
4 E PEORIA PO BOX 128
PIPER CITY, IL 60959
* $ 86,202,000 34 $ 1,651,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 128,495,705,000 33 $ 2,999,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 32 $ 1,974,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,484,101,000,000 27 $ 1,112,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 272,927,502,000 25 $ 2,350,000
HEARTLAND BANK AND TRUST COMPANY
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 793,048,000 25 $ 1,488,000
WELLS FARGO FIN'L ILLINOIS INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 663,187,000 23 $ 2,251,000
BANK OF GIBSON CITY
804 S. SANGAMON AVE., PO BOX 311
GIBSON CITY, IL 60936
* $ 60,794,000 19 $ 1,057,000
LASALLE BANK NA
135 SOUTH LASALLE STREET, STE 2325
CHICAGO, IL 60603
* $ 63,734,827,000 17 $ 1,425,000
FIRST NATIONAL BANK IN PAXTON
106 N. MARKET ST.
PAXTON, IL 60957
* $ 66,596,000 16 $ 482,000
UNITED COMMUNITY BANK
104 N MACOUPIN
GILLESPIE, IL 62033
* $ 482,120,000 14 $ 1,088,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 14 $ 1,064,000
HFC COMPANY LLC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 97,714,234,000 14 $ 877,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 250,544,000 13 $ 792,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 130,780,100,000 13 $ 1,512,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 12 $ 937,000
FREMONT INVESTMENT & LOAN
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 9,913,935,000 11 $ 757,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 10 $ 900,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 10 $ 926,000
HOME123 CORPORATION
3351 MICHELSON DRIVE, SUITE 400
IRVINE, CA 92612
* $ 10,000,000 9 $ 1,775,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 9 $ 900,000
CITIMORTGAGE, INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 59,720,267,000 9 $ 661,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 7,000,000,000 9 $ 574,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 8 $ 534,000
CENTRUE BANK
310 S SCHUYLER AVE
KANKAKEE, IL 60901
* $ 605,351,000 8 $ 795,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 8 $ 501,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 8 $ 618,000
RBC MORTGAGE
P O BOX 1220
ROCKY MOUNT, NC 27802
* $ 228,609,000 8 $ 426,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 366,256,000,000 8 $ 745,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 52,974,916,000 7 $ 221,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 7 $ 446,000
AEGIS FUNDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 7 $ 331,000
AEGIS LENDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 7 $ 340,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 88,743,171,000 7 $ 516,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 32,424,600,000 7 $ 643,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 49,210,377,000 7 $ 640,000
DECISION ONE MORTGAGE
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 339,807,228,000 6 $ 269,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 6 $ 434,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,456,642,000 6 $ 384,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 86,061,798,000 6 $ 58,000
MAIN STREET BANK & TRUST
100 W. UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 1,209,207,000 6 $ 372,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 6 $ 549,000
STATE BANK OF HERSCHER
10 TOBEY DR PO BOX 68
HERSCHER, IL 60941
* $ 120,437,000 6 $ 391,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 10,353,821,000 5 $ 259,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 5 $ 434,000
FIRST MID BANK & TRUST, NATIONAL ASSOCIATION
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 820,586,000 5 $ 489,000
INTERVALE MORTGAGE
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 203,824,000 5 $ 221,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,663,205,000 5 $ 487,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 771,618,758,000 5 $ 389,000
FEDERATED BANK
107 N. CHESTNUT
ONARGA, IL 60955
* $ 57,439,000 5 $ 255,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 3,880,165,000 4 $ 264,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,250,504,000 4 $ 344,000
IROQUOIS FEDERAL SAVINGS & LOA
201 E CHERRY STREET
WATSEKA, IL 60970
* $ 321,085,000 4 $ 229,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 4 $ 292,000
HSBC MORTGAGE SERVICES, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 18,823,411,000 4 $ 295,000
HOMESTAR BANK AND FINANCIAL SERVICES
3 DIVERSATECH DR
MANTENO, IL 60950
* $ 392,889,000 4 $ 545,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 4 $ 324,000
MORTGAGE LENDERS NETWORK USA
213 COURT STREET
MIDDLETOWN, CT 06457
* $ 10,000,000 4 $ 299,000
SOUTH CENTRAL BANK, NATIONAL ASSOCIATION
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 171,070,000 4 $ 54,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 7,021,387,000 3 $ 208,000
SUMMIT FIRST FINANCIAL, LLC
3232 NEWMARK DR.
MIAMISBURG, OH 45342
* $ 14,052,000 3 $ 223,000
TOWN & COUNTRY CREDIT
2010 MAIN STREET, SUITE 800
IRVINE, CA 92614
* $ 10,000,000 3 $ 558,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 3 $ 276,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 194,436,638,000 3 $ 150,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 3,919,502,000 3 $ 270,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 3 $ 294,000
OAK STREET MORTGAGE
11555 N MERIDIAN ST
CARMEL, IN 46032
* $ 10,000,000 3 $ 230,000
NETBANK FUNDINGS SERVICES
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,600,723,000 3 $ 250,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 3 $ 258,000
1ST ADVANTAGE MORTGAGE
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 3 $ 310,000
BNC MORTGAGE
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 2,500,000,000 3 $ 203,000
CITIBANK, FSB
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 27,779,034,000 3 $ 86,000
FINANCE AMERICA
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 250,000,000 3 $ 258,000
FIRST BANK RICHMOND, NA
P.O. BOX 937
RICHMOND, IN 47375
* $ 565,815,000 2 $ 45,000
FIRST NATIONAL BANK OF ARIZONA
17600 NORTH PERIMETER DRIVE
SCOTTSDALE, AZ 85255
* $ 1,711,411,000 2 $ 120,000
ENCORE CREDIT CORP
1833 ALTON PARKWAY
IRVINE, CA 92606
* $ 10,000,000 2 $ 129,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 2 $ 110,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 2 $ 210,000
FRANKLIN BANK SSB
9800 RICHMOND, SUITE 680
HOUSTON, TX 77042
* $ 3,477,922,000 2 $ 187,000
FREESTAR BANK N.A.
223 N MILL STREET
PONTIAC, IL 61764
* $ 260,474,000 2 $ 146,000
CU/AMERICA FINANCIAL SERVICES, INC.
200 W 22ND ST, STE 280
LOMBARD, IL 60148
* $ 30,603,000 2 $ 275,000
CORESTAR FINANCIAL GROUP, LLC
1966 GREENSPRING DRIVE, SUITE 610
TIMONIUM, MD 21093
* $ 10,000,000 2 $ 143,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 40,963,356,000 2 $ 150,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 19,257,000,000 2 $ 195,000
DRAPER AND KRAMER MORTGAGE COR
400 QUADRANGLE DR. STE A
BOLINGBROOK, IL 60440
* $ 10,000,000 2 $ 261,000
BANK OF RANTOUL
201 E CHAMPAIGN
RANTOUL, IL 61866
* $ 156,633,000 2 $ 74,000
MILA, INC
6021 244TH ST. SW
MOUNTLAKE TERRACE, WA 98043
* $ 10,000,000 2 $ 146,000
UNIVERSAL MORTGAGE CORPORATION
12080 NORTH CORPORATE PKWY SUITE 100
MEQUON, WI 53092
* $ 10,000,000 2 $ 132,000
STATE BANK OF GRAYMONT
204 MAIN STREET
GRAYMONT, IL 61743
* $ 94,026,000 2 $ 102,000
TOWN & COUNTRY BANK BUFFALO
100 W ELM STREET
BUFFALO, IL 61515
* $ 63,041,000 2 $ 95,000
PEOPLE'S CHOICE FINANCIAL CORP
7515 IRVINE CENTER DR.
IRVINE, CA 92618
* $ 10,000,000 2 $ 188,000
PHILO EXCHANGE BANK
102 WEST WASHINGTON STREET
PHILO, IL 61864
* $ 54,624,000 1 $ 72,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 54,454,684,000 1 $ 100,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 49,210,377,000 1 $ 95,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 65,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 1 $ 53,000
TCF NATIONAL BANK
2508 LOUISE AVE S (002-01-P)
SIOUX FALLS, SD 57106
* $ 12,441,079,000 1 $ 38,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 32,105,960,000 1 $ 125,000
THE LENDING CONNECTION, INC
5901 WARNER AVE #478
HUNTINGTON BEACH, CA 92649
* $ 10,000,000 1 $ 73,000
TOWN & COUNTRY BANC MORTGAGE SERVICES, INC.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 244,939,000 1 $ 76,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,414,446,000 1 $ 84,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 81,000
WINTRUST MORTGAGE CORPORATION
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 1 $ 108,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 1 $ 50,000
MERITAGE MORTGAGE CORPORATION
4901 BELFORT ROAD, SUITE 160
JACKSONVILLE, FL 32256
* $ 331,410,000 1 $ 75,000
MERRILL LYNCH MORTGAGE LENDING
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 1 $ 122,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 9,509,064,000 1 $ 41,000
NEW STATE MORTGAGE COMPANY
8401 VIRGINIA STREET
MERRILLVILE, IN 46410
* $ 10,000,000 1 $ 117,000
NEXSTAR FINANCIAL CORPORATION
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 11,800,000,000 1 $ 136,000
NATIONWIDE LENDING CORPORATION
165 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 25,616,472,000 1 $ 85,000
HORIZON BANK, N.A.
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ 912,965,000 1 $ 17,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 138,296,274,000 1 $ 110,000
IAA CREDIT UNION
808 IAA DRIVE
BLOOMINGTON, IL 61701
* $ 116,056,000 1 $ 30,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 15,675,394,000 1 $ 38,000
MAINSOURCE BANK OF ILLINOIS
2000 W COURT STREET
KANKAKEE, IL 60901
* $ 193,490,000 1 $ 75,000
HERGET BANK NATIONAL ASSOCIATI
33 S 4TH STREET
PEKIN, IL 61554
* $ 226,268,000 1 $ 11,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 56,000
HICKORY POINT BANK & TRUST FSB
225 N WATER STREET
DECATUR, IL 62523
* $ 726,688,000 1 $ 100,000
BANK OF SPRINGFIELD
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62703
* $ 372,971,000 1 $ 9,000
BSM FINANCIAL, L.P.
1301 CENTRAL EXPRESSWAY SOUTH
ALLEN, TX 75013
* $ 10,000,000 1 $ 128,000
BEST RATE FUNDING CORP
2 MAC ARTHUR PLACE, STE. 800
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 119,000
INTEGRA BANK
PO BOX 868
EVANSVILLE, IN 47705
* $ 2,746,868,000 1 $ 51,000
CHAPEL MORTGAGE
593 RANCOCAS ROAD PO BOX 550
RANCOCAS, NJ 08073
* $ 10,000,000 1 $ 128,000
CHARTER ONE BANK
1215 SUPERIOR AVE
CLEVELAND, OH 44114
* $ 50,893,179,000 1 $ 16,000
CARLINVILLE NATIONAL BANK
450 WEST SIDE SQUARE
CARLINVILLE, IL 62626
* $ 167,932,000 1 $ 29,000
AMERICAN SAVINGS BANK OF DANVI
714 N. VERMILION STREET
DANVILLE, IL 61832
* $ 50,253,000 1 $ 61,000
AMERICAN UNIFIED MORTGAGE, INC
4630 NORTH AVENUE, SUITE A
OCEANSIDE, CA 92056
* $ 10,000,000 1 $ 75,000
LONGVIEW BANK
102 S EAST AVE P.O.BOX 47
OGDEN, IL 61859
* $ 40,346,000 1 $ 190,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 25,545,577,000 1 $ 95,000
FARMERS STATE BANK OF DANFORTH
200 NORTH FRONT STREET, P.O. BOX 168
DANFORTH, IL 60930
* $ 45,945,000 1 $ 21,000
METROBANK
3322 S OAK PARK AVE
BERWYN, IL 60402
* $ 190,618,000 1 $ 102,000
THE FISHER NATIONAL BANK
1710 S NEIL ST SUITE 3
CHAMPAIGN, IL 61820
* $ 45,296,000 1 $ 238,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 13,102,536,000 1 $ 106,000
GRUNDY BANK
201 LIBERTY STREET
MORRIS, IL 60450
* $ 157,181,000 1 $ 80,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 116,000
FIRST NLC FINANCIAL SERVICES,
4680 CONFERENCE WAY SOUTH
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 100,000
FIRST BANK & TRUST, IL
101 S CENTRAL AVE PO BOX 880
PARIS, IL 61944
* $ 229,925,000 1 $ 64,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Ford County IL in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 602 $49,115,000 $81,000 $408,000 $66,000 $3,000,000
Home Purchase 411 $28,535,000 $69,000 $238,000 $45,000 $444,000
Home Improvement 162 $7,629,000 $47,000 $310,000 $51,000 $265,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 960 $67,763,000 $70,000 $310,000 $57,000 $3,000,000
Not Provided 104 $8,126,000 $78,000 $231,000 $58,000 $648,000
Not applicable 74 $6,411,000 $86,000 $408,000 $7,000 $118,000
Black or African American 20 $1,368,000 $68,000 $119,000 $144,000 $746,000
Hispanic 11 $913,000 $83,000 $150,000 $42,000 $110,000
American Indian or Alaskan Native 5 $635,000 $127,000 $289,000 $40,000 $75,000
Native Hawaiian or Other Pacific Islander 1 $63,000 $63,000 $63,000 $240,000 $240,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,097 $79,789,000 $72,000 $408,000 $59,000 $3,000,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 42 $2,914,000 $69,000 $126,000 $30,000 $56,000
FHA-insured (Federal Housing Administration) 32 $2,151,000 $67,000 $131,000 $23,000 $100,000
VA-guaranteed (Veterans Administration) 4 $425,000 $106,000 $135,000 $65,000 $79,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 547 $34,698,000 $63,000 $238,000 $55,000 $746,000
Application Denied By Financial Institution 286 $21,630,000 $75,000 $310,000 $51,000 $648,000
Application Withdrawn By Applicant 119 $11,220,000 $94,000 $289,000 $113,000 $3,000,000
Loan Purchased By The Institution 110 $9,572,000 $87,000 $408,000 $28,000 $118,000
Application Approved But Not Accepted 87 $6,032,000 $69,000 $157,000 $43,000 $128,000
File Closed For Incompleteness 26 $2,127,000 $81,000 $148,000 $76,000 $502,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 74 $5,868,000 $79,000 $209,000 $38,000 $384,000
Credit History 55 $3,258,000 $59,000 $145,000 $57,000 $444,000
Debt-To-Income Ratio 31 $2,231,000 $71,000 $190,000 $29,000 $85,000
Collateral 20 $1,360,000 $68,000 $133,000 $85,000 $648,000
Credit Application Incomplete 13 $1,158,000 $89,000 $180,000 $50,000 $88,000
Unverifiable Information 2 $140,000 $70,000 $98,000 $37,000 $55,000
Employment History 2 $90,000 $45,000 $45,000 $28,000 $29,000
Insufficient Cash (Downpayment, Closing Cost) 2 $135,000 $67,000 $108,000 $68,000 $97,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information back through 2003.

Download the Illinois Lender List