Floyd County VA
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage statistics and lending data for the Floyd County VA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Floyd County VA, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 661 |
| Total Mortgage Loan Application Amount | $119,415,000 |
| Average Mortgage Loan Application Amount | $180,000 |
| Highest Mortgage Loan Application Amount | $965,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $859,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| ATLANTIC UNION BANK 1051 EAST CARY STREET, SUITE 1200 RICHMOND, VA 23219 |
* | $ 20,000,309,000 | 67 | $ 8,615,000 |
| ALCOVA MORTGAGE LLC 308 MARKET ST, SE ROANOKE, VA 24011 |
* | $ -1,000 | 67 | $ 14,065,000 |
| SKYLINE NATIONAL BANK PO BOX 186 INDEPENDENCE, VA 24348 |
* | $ 995,564,000 | 42 | $ 7,530,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ -1,000 | 38 | $ 4,420,000 |
| FREEDOM FIRST 5240 VALLEYPARK DRIVE ROANOKE, VA 24019 |
* | $ 886,853,000 | 27 | $ 2,795,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 528,514,000,000 | 26 | $ 3,900,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,779,504,000,000 | 16 | $ 3,120,000 |
| MEMBER ONE P.O. BOX 12288 ROANOKE, VA 24024 |
* | $ 1,454,750,000 | 15 | $ 2,205,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE ATLANTA, GA 30305 |
* | $ -1,000 | 14 | $ 3,110,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ -1,000 | 14 | $ 3,380,000 |
| FIRST BANCORP, INC. PO BOX 1000 ABINGDON, VA 24212 |
* | $ 1,946,484,000 | 13 | $ 2,985,000 |
| TRULIANT FEDERAL CREDIT UNION 3200 TRULIANT WAY WINSTON-SALEM, NC 27103 |
* | $ 3,779,449,000 | 12 | $ 750,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 10 | $ 1,950,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A ANAHEIM, CA 92806 |
* | $ -1,000 | 9 | $ 1,435,000 |
| FIRST COMMUNITY BANK 29 COLLEGE DR BLUEFIELD, VA 24605 |
* | $ 3,183,928,000 | 9 | $ 1,925,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ -1,000 | 8 | $ 1,510,000 |
| FIRST-CITIZENS BANK & TRUST COMPANY 4300 SIX FORKS ROAD FCC 21 RALEIGH, NC 27609 |
* | $ 58,215,736,000 | 8 | $ 840,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ -1,000 | 8 | $ 1,890,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WOODLAND HILLS, CA 91367 |
* | $ -1,000 | 7 | $ 1,275,000 |
| FARM CREDIT OF THE VIRGINIAS, ACA 106 SANGERS LANE STAUNTON, VA 24401 |
* | $ -1,000 | 7 | $ 1,115,000 |
| CARTER BANK & TRUST PO BOX 3748 MARTINSVILLE, VA 24115 |
* | $ 4,133,175,000 | 7 | $ 745,000 |
| UNITED SHORE FINANCIAL SERVICES, LLC 1414 EAST MAPLE ROAD TROY, MI 48083 |
* | $ -1,000 | 6 | $ 1,310,000 |
| BROKER SOLUTIONS, INC. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ -1,000 | 6 | $ 1,070,000 |
| AMERICAN NATIONAL BANK AND TRUST COMPANY 628 MAIN STREET DANVILLE, VA 24541 |
* | $ 3,327,290,000 | 6 | $ 850,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 PLYMOUTH MEETING, PA 19462 |
* | $ -1,000 | 6 | $ 1,260,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 188,069,637,000 | 6 | $ 1,100,000 |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. 596 LYNNHAVEN PARKWAY SUITE 200 VIRGINIA BEACH, VA 23452 |
* | $ -1,000 | 5 | $ 1,145,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 153,432,983,000 | 5 | $ 1,185,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ -1,000 | 5 | $ 945,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 MERIDEN, CT 06540 |
* | $ -1,000 | 4 | $ 740,000 |
| SPRING EQ, LLC 2929 ARCH ST PHILADELPHIA, PA 19104 |
* | $ -1,000 | 4 | $ 260,000 |
| AGFIRST FARM CREDIT BANK 1901 MAIN STREET COLUMBIA, SC 29201 |
* | $ -1,000 | 4 | $ 570,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 564,154,604,000 | 4 | $ 930,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,306,982,000,000 | 4 | $ 850,000 |
| RENASANT BANK 209 TROY ST., P.O. BOX 709 TUPELO, MS 38802 |
* | $ 16,793,269,000 | 4 | $ 960,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ -1,000 | 4 | $ 520,000 |
| UNION HOME MORTGAGE CORP. 8241 DOW CIRCLE STRONGSVILLE, OH 44136 |
* | $ -1,000 | 4 | $ 1,110,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ -1,000 | 4 | $ 730,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 IRVINE, CA 92614 |
* | $ -1,000 | 4 | $ 820,000 |
| FIRST HERITAGE MORTGAGE, LLC 3201 JERMANTOWN ROAD, SUITE 500 FAIRFAX, VA 22303 |
* | $ -1,000 | 4 | $ 610,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 3 | $ 745,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 CHARLOTTE, NC 28273 |
* | $ -1,000 | 3 | $ 1,085,000 |
| DISCOVER BANK 12 READS WAY NEW CASTLE, DE 19720 |
* | $ 108,342,526,000 | 3 | $ 125,000 |
| PINNACLE BANK 150 3RD AVE SOUTH NASHVILLE, TN 37201 |
* | $ 38,275,134,000 | 3 | $ 775,000 |
| STATE EMPLOYEES' P.O. DRAWER 25279 RALEIGH, NC 27611 |
* | $ 51,653,025,000 | 3 | $ 675,000 |
| AMERICAN PACIFIC MORTGAGE CORPORATION 3000 LAVA RIDGE COURT, SUITE 200 ROSEVILLE, CA 95661 |
* | $ -1,000 | 3 | $ 705,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. CORAL GABLES, FL 33146 |
* | $ -1,000 | 3 | $ 705,000 |
| FIGURE LENDING LLC 15720 BRIXHAM HILL AVE, SUITE 300 CHARLOTTE, NC 28277 |
* | $ -1,000 | 3 | $ 125,000 |
| WATERSTONE MORTGAGE CORPORATION N25 W23255 PAUL ROAD PEWAUKEE, WI 53072 |
* | $ -1,000 | 3 | $ 655,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ -1,000 | 2 | $ 520,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 796,563,000 | 2 | $ 430,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 2 | $ 370,000 |
| VILLAGE BANK MORTGAGE CORPORATION 13305 MIDLOTHIAN TURNPIKE MIDLOTHIAN, VA 23113 |
* | $ -1,000 | 2 | $ 160,000 |
| NEWPORT NEWS SHIPBUILDING EMPLOYEES 2107 HARTFORD RD, SUITE B HAMPTON, VA 23666 |
* | $ 2,278,711,000 | 2 | $ 440,000 |
| TOWNE MORTGAGE COMPANY 2170 E. BIG BEAVER ROAD, SUITE A TROY, MI 48083 |
* | $ -1,000 | 2 | $ 370,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD INDIAN LAND, SC 29707 |
* | $ -1,000 | 2 | $ 670,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 183,977,708,000 | 2 | $ 700,000 |
| OVM FINANCIAL, INC. 816 GREENBRIER CIRCLE SUITE 100 CHESAPEAKE, VA 23320 |
* | $ -1,000 | 2 | $ 780,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE TYSONS, VA 22102 |
* | $ 32,520,025,000 | 2 | $ 440,000 |
| BLUE RIDGE BANK, NATIONAL ASSOCIATION P.O. BOX 609, 17 WEST MAIN ST LURAY, VA 22835 |
* | $ 2,640,347,000 | 2 | $ 720,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD COPPELL, TX 75019 |
* | $ -1,000 | 2 | $ 490,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 117,378,701,000 | 2 | $ 440,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 2,519,525,000,000 | 2 | $ 350,000 |
| LOWER, LLC 5950 SYMPHONY WOODS DRIVE COLUMBIA, MD 21044 |
* | $ -1,000 | 2 | $ 280,000 |
| VIRGINIA CREDIT UNION, INC. PO BOX 90010 RICHMOND, VA 23225 |
* | $ 4,993,101,000 | 2 | $ 260,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ -1,000 | 2 | $ 340,000 |
| BARRINGTON BANK & TRUST COMPANY, N.A. 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 3,348,940,000 | 2 | $ 220,000 |
| FIFTH THIRD BANK, NATIONAL ASSOCIATION 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 209,696,785,000 | 2 | $ 480,000 |
| TD BANK, NATIONAL ASSOCIATION 2035 LIMESTONE ROAD WILMINGTON, DE 19808 |
* | $ 423,958,417,000 | 1 | $ 125,000 |
| APL 11050 JOHNS HOPKINS ROAD LAUREL, MD 20723 |
* | $ 621,138,000 | 1 | $ 15,000 |
| FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 16,855,693,000 | 1 | $ 265,000 |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. 10800 MAIN STREET FAIRFAX, VA 22030 |
* | $ -1,000 | 1 | $ 85,000 |
| 1ST SIGNATURE LENDING, LLC 9800 CROSSPOINT BLVD. INDIANAPOLIS, IN 46256 |
* | $ -1,000 | 1 | $ 305,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 BRENTWOOD, TN 37027 |
* | $ -1,000 | 1 | $ 225,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 DALLAS, TX 75254 |
* | $ -1,000 | 1 | $ 255,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ -1,000 | 1 | $ 285,000 |
| TOWNE BANK 5716 HIGH STREET WEST PORTSMOUTH, VA 23703 |
* | $ 16,361,399,000 | 1 | $ 145,000 |
| INTERCOASTAL MORTGAGE COMPANY 4100 MONUMENTAL CORNER DRIVE, SUITE 220 FAIRFAX, VA 22030 |
* | $ -1,000 | 1 | $ 275,000 |
| REVERSE MORTGAGE FUNDING LLC 1455 BROAD ST., 2ND FL BLOOMFIELD, NJ 07003 |
* | $ -1,000 | 1 | $ 95,000 |
| BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 5,072,223,000 | 1 | $ 315,000 |
| CROSSCOUNTRY MORTGAGE, INC. 6850 MILLER RD BRECKSVILLE, OH 44141 |
* | $ -1,000 | 1 | $ 105,000 |
| MCLEAN MORTGAGE CORPORATION 11325 RANDOM HILLS RD. SUITE 400 FAIRFAX, VA 22030 |
* | $ -1,000 | 1 | $ 375,000 |
| ON Q FINANCIAL, INC. 4800 SCOTTSDALE RD SUITE 5500 SCOTTSDALE, AZ 85251 |
* | $ -1,000 | 1 | $ 545,000 |
| UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION,INC. 3300 BERKMAR DRIVE CHARLOTTESVILLE, VA 22901 |
* | $ 1,415,436,000 | 1 | $ 345,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SAN DIEGO, CA 92121 |
* | $ -1,000 | 1 | $ 285,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 GILBERT, AZ 85297 |
* | $ -1,000 | 1 | $ 115,000 |
| ATLANTIC COAST MORTGAGE, LLC 4100 MONUMENT CORNER DRIVE, SUITE 300 FAIRFAX, VA 22030 |
* | $ -1,000 | 1 | $ 415,000 |
| MEMBER OPTIONS, LLC 1936 ARLINGTONG BLVD. CHARLOTTESVILLE, VA 22903 |
* | $ -1,000 | 1 | $ 345,000 |
| GUIDANCE RESIDENTIAL, LLC 11107 SUNSET HILLS ROAD, STES 100 & 200 RESTON, VA 20190 |
* | $ -1,000 | 1 | $ 155,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 551,902,526,000 | 1 | $ 45,000 |
| LENDINGONE, LLC 901 YAMATO RD #150 BOCA RATON, FL 33431 |
* | $ -1,000 | 1 | $ 145,000 |
| UMB BANK, NATIONAL ASSOCIATION 1010 GRAND BLVD KANSAS CITY, MO 64106 |
* | $ 42,392,285,000 | 1 | $ 445,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 1 | $ 55,000 |
| TOTAL MORTGAGE SERVICES, LLC 185 PLAINS ROAD MILFORD, CT 06461 |
* | $ -1,000 | 1 | $ 165,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 32,127,026,000 | 1 | $ 395,000 |
| ANDREWS FEDERAL CREDIT UNION 5711 ALLENTOWN ROAD SUITLAND, MD 20746 |
* | $ 2,287,872,000 | 1 | $ 225,000 |
| ANGEL OAK HOME LOANS LLC 3600 PEACHTREE ROAD NW, SUITE 500 ATLANTA, GA 30305 |
* | $ -1,000 | 1 | $ 245,000 |
| TOWER 7901 SANDY SPRING ROAD LAUREL, MD 20707 |
* | $ 4,068,592,000 | 1 | $ 35,000 |
| RANLIFE, INC. 9272 S. 700 E. SANDY, UT 84070 |
* | $ -1,000 | 1 | $ 95,000 |
| EQUITY PRIME MORTGAGE LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ -1,000 | 1 | $ 175,000 |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION P.O. DRAWER 25279 RALEIGH, NC 27611 |
* | $ 3,281,700,000 | 1 | $ 325,000 |
| CHICAGO MORTGAGE SOLUTIONS LLC 9525 W BRYN MAWR AVE ROSEMONT, IL 60018 |
* | $ -1,000 | 1 | $ 335,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 1 | $ 235,000 |
| MUTUAL OF OMAHA MORTGAGE, INC 3131 CAMINO DEL RIO N 190 SAN DIEGO, CA 92108 |
* | $ -1,000 | 1 | $ 85,000 |
| SOFI LENDING CORP. 375 HEALDSBURG AVENUE, SUITE 280 HEALDSBURG, CA 95448 |
* | $ -1,000 | 1 | $ 165,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ -1,000 | 1 | $ 95,000 |
| BAY CAPITAL MORTGAGE CORPORATION 801 COMPASS WAY ANNAPOLIS, MD 21401 |
* | $ -1,000 | 1 | $ 575,000 |
| WYNDHAM CAPITAL MORTGAGE, INC. 6115 PARK SOUTH DRIVE, STE 200 CHARLOTTE, NC 28210 |
* | $ -1,000 | 1 | $ 395,000 |
| SOUTHPOINT FINANCIAL SERVICES, INC. 5955 SHILOH ROAD EAST, SUITE 200 ALPHARETTA, GA 30005 |
* | $ -1,000 | 1 | $ 335,000 |
| INTEGRITY HOME MORTGAGE CORPORATION 122 PILOT CIRCLE WINCHESTER, VA 22602 |
* | $ -1,000 | 1 | $ 355,000 |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 700 EAST GATE DRIVE, SUITE 400 MT. LAUREL, NJ 08054 |
* | $ -1,000 | 1 | $ 195,000 |
| SOUTHERN FIRST BANK 100 VERDAE BLVD GREENVILLE, SC 29607 |
* | $ 2,925,939,000 | 1 | $ 175,000 |
| MILEND, INC. 375 NORTHRIDGE RD, SUITE 600 ATLANTA, GA 30350 |
* | $ -1,000 | 1 | $ 285,000 |
| EASTMAN P.O. BOX 1989 KINGSPORT, TN 37662 |
* | $ 7,123,603,000 | 1 | $ 275,000 |
| DATA MORTGAGE, INC. 2200 W. ORANGEWOOD AVE SUITE 150 ORANGE, CA 92868 |
* | $ -1,000 | 1 | $ 225,000 |
| WNB FINANCIAL, N.A. 204 MAIN ST WINONA, MN 55987 |
* | $ 580,393,000 | 1 | $ 145,000 |
| 1ST ADVANTAGE FEDERAL CREDIT UNION 110 CYBERNETICS WAY YORKTOWN, VA 23693 |
* | $ 927,339,000 | 1 | $ 25,000 |
| NATIONAL BANKSHARES, INC. P.O. BOX 90002 BLACKSBURG, VA 24062 |
* | $ 1,318,594,000 | 1 | $ 645,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 1 | $ 265,000 |
| GEORGE MASON MORTGAGE, LLC 4100 MONUMENT CORNER DRIVE #100 FAIRFAX, VA 22030 |
* | $ -1,000 | 1 | $ 435,000 |
| DEEPHAVEN MORTGAGE LLC 3530 TORINGDON WAY #200 CHARLOTTE, NC 28277 |
* | $ -1,000 | 1 | $ 475,000 |
| CORNERSTONE HOME LENDING, INC. 1177 WEST LOOP SOUTH SUITE 200 HOUSTON, TX 77027 |
* | $ -1,000 | 1 | $ 245,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ -1,000 | 1 | $ 315,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Floyd County VA in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 282 | $61,180,000 | $216,000 | $965,000 | $91,000 | $503,000 |
| Cash-out Refinancing | 111 | $21,235,000 | $191,000 | $435,000 | $87,000 | $859,000 |
| Other Purpose | 107 | $10,515,000 | $98,000 | $355,000 | $89,000 | $333,000 |
| Refinancing | 100 | $21,180,000 | $211,000 | $645,000 | $105,000 | $570,000 |
| Home Improvement | 56 | $4,850,000 | $86,000 | $405,000 | $109,000 | $703,000 |
| Not Applicable | 5 | $455,000 | $91,000 | $175,000 | $24,000 | $32,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 523 | $91,455,000 | $174,000 | $675,000 | $95,000 | $859,000 |
| Not Provided | 67 | $12,645,000 | $188,000 | $895,000 | $88,000 | $264,000 |
| Not applicable | 51 | $11,605,000 | $227,000 | $965,000 | $62,000 | $145,000 |
| Hispanic | 8 | $1,440,000 | $180,000 | $335,000 | $90,000 | $149,000 |
| Black or African American | 5 | $795,000 | $159,000 | $225,000 | $50,000 | $80,000 |
| American Indian or Alaskan Native | 4 | $650,000 | $162,000 | $255,000 | $42,000 | $69,000 |
| Asian | 1 | $275,000 | $275,000 | $275,000 | $170,000 | $170,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 541 | $94,885,000 | $175,000 | $965,000 | $98,000 | $859,000 |
| FHA-insured (Federal Housing Administration) | 72 | $14,030,000 | $194,000 | $425,000 | $69,000 | $142,000 |
| VA-guaranteed (Veterans Administration) | 34 | $8,370,000 | $246,000 | $895,000 | $79,000 | $264,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $2,130,000 | $152,000 | $275,000 | $53,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 390 | $72,410,000 | $185,000 | $965,000 | $99,000 | $703,000 |
| Application Denied By Financial Institution | 95 | $13,675,000 | $143,000 | $445,000 | $83,000 | $859,000 |
| Application Withdrawn By Applicant | 82 | $14,700,000 | $179,000 | $485,000 | $89,000 | $300,000 |
| Loan Purchased By The Institution | 42 | $9,230,000 | $219,000 | $645,000 | $60,000 | $145,000 |
| File Closed For Incompleteness | 33 | $5,875,000 | $178,000 | $575,000 | $78,000 | $180,000 |
| Application Approved But Not Accepted | 17 | $3,275,000 | $192,000 | $355,000 | $100,000 | $262,000 |
| Preapproval Approved but not Accepted | 1 | $95,000 | $95,000 | $95,000 | $32,000 | $32,000 |
| Preapproval Denied by Financial Institution | 1 | $155,000 | $155,000 | $155,000 | $39,000 | $39,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 564 | $105,240,000 | $186,000 | $965,000 | $95,000 | $703,000 |
| Debt-To-Income Ratio | 27 | $4,205,000 | $155,000 | $345,000 | $38,000 | $132,000 |
| Credit History | 24 | $2,620,000 | $109,000 | $355,000 | $95,000 | $859,000 |
| Collateral | 18 | $2,820,000 | $156,000 | $295,000 | $128,000 | $696,000 |
| Credit Application Incomplete | 11 | $2,155,000 | $195,000 | $445,000 | $97,000 | $200,000 |
| Unverifiable Information | 8 | $1,010,000 | $126,000 | $225,000 | $79,000 | $270,000 |
| Other | 3 | $395,000 | $131,000 | $235,000 | $94,000 | $215,000 |
| Employment History | 3 | $515,000 | $171,000 | $305,000 | $27,000 | $55,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $455,000 | $151,000 | $285,000 | $66,000 | $102,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information back through 2003.