Find mortgage statistics and lending data for the Fleming County KY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Fleming County KY, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 401 |
Total Mortgage Loan Application Amount | $39,285,000 |
Average Mortgage Loan Application Amount | $97,000 |
Highest Mortgage Loan Application Amount | $345,000 |
Average Applicant Income | $66,000 |
Highest Applicant Income | $526,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
COMMUNITY TRUST BANK, INC. 346 NORTH MAYO TRAIL PIKEVILLE, KY 41502 |
* | $ 4,179,535,000 | 94 | $ 6,890,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 459,476,604,000 | 54 | $ 4,170,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 25 | $ 2,115,000 |
VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ -1,000 | 18 | $ 1,360,000 |
FIRST GRAYSON BANCORP INC. 200 CAROL MALONE BLVD GRAYSON, KY 41143 |
* | $ 251,810,000 | 12 | $ 870,000 |
MORTGAGE SUPPLIERS, INC. 8771 ROCKWELL RD. WINCHESTER, KY 40391 |
* | $ -1,000 | 8 | $ 790,000 |
FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ -1,000 | 8 | $ 1,300,000 |
STOCKTON MORTGAGE CORPORATION 88 C MICHAEL DAVENPORT BLVD. FRANKFORT, KY 40601 |
* | $ -1,000 | 7 | $ 995,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,218,960,000,000 | 6 | $ 510,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ -1,000 | 6 | $ 610,000 |
AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WOODLAND HILLS, CA 91367 |
* | $ -1,000 | 5 | $ 735,000 |
ALLIANCE CREDIT, LLC 7825 W. AKRON-CANFIELD RD CANFIELD, OH 44406 |
* | $ -1,000 | 5 | $ 445,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,689,351,000,000 | 5 | $ 275,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ -1,000 | 5 | $ 475,000 |
TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 4 | $ 440,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ -1,000 | 4 | $ 470,000 |
GOPRIME MORTGAGE, INC. 320 N SALEM STREET APEX, NC 27502 |
* | $ -1,000 | 4 | $ 380,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ -1,000 | 3 | $ 405,000 |
PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ -1,000 | 3 | $ 395,000 |
AMERIFIRST FINANCIAL CORPORATION 950 TRADE CENTRE WAY SUITE 400 KALAMAZOO, MI 49009 |
* | $ -1,000 | 3 | $ 225,000 |
CITIZENS DEPOSIT BANK & TRUST PO BOX 9 10 SECOND STREET VANCEBURG, KY 41179 |
* | $ 444,842,000 | 3 | $ 375,000 |
UNION HOME MORTGAGE CORP. 8241 DOW CIRCLE STRONGSVILLE, OH 44136 |
* | $ -1,000 | 3 | $ 515,000 |
REPUBLIC STATE MORTGAGE CO. 815 HAWTHORNE STREET HOUSTON, TX 77006 |
* | $ -1,000 | 3 | $ 675,000 |
KENTUCKY BANK 401 MAIN STREET PARIS, KY 40361 |
* | $ 1,083,454,000 | 3 | $ 575,000 |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ -1,000 | 3 | $ 525,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,782,639,000,000 | 3 | $ 295,000 |
DISCOVER BANK 12 READS WAY NEW CASTLE, DE 19720 |
* | $ 108,015,112,000 | 2 | $ 80,000 |
ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 2 | $ 260,000 |
AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 2 | $ 70,000 |
CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,060,792,000 | 2 | $ 270,000 |
WHITAKER BANK PO BOX 55439 LEXINGTON, KY 40555 |
* | $ 1,216,056,000 | 2 | $ 80,000 |
SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 GILBERT, AZ 85297 |
* | $ -1,000 | 2 | $ 220,000 |
STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,933,790,000 | 2 | $ 90,000 |
PATHWAYS FINANCIAL CREDIT UNION, INC. 5665 N. HAMILTON RD COLUMBUS, OH 43230 |
* | $ 290,895,000 | 2 | $ 200,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE ATLANTA, GA 30305 |
* | $ -1,000 | 2 | $ 260,000 |
CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SAN RAMON, CA 94583 |
* | $ -1,000 | 2 | $ 320,000 |
TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 36,899,806,000 | 2 | $ 140,000 |
BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 312,093,000 | 2 | $ 320,000 |
NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 96,962,446,000 | 2 | $ 440,000 |
BAY EQUITY LLC 28 LIBERTY SHIPWAY SUITE 2800 SAUSALITO, CA 94965 |
* | $ -1,000 | 2 | $ 510,000 |
SOUTH CENTRAL BANK, INC. 501 S L ROGERS WELLS BLVD GLASGOW, KY 42141 |
* | $ 1,195,121,000 | 2 | $ 210,000 |
COMMONWEALTH P.O. BOX 978 FRANKFORT, KY 40602 |
* | $ 1,266,772,000 | 2 | $ 70,000 |
FINANCE OF AMERICA MORTGAGE LLC 300 WELSH ROAD BUILDING 5 HORSHAM, PA 19044 |
* | $ -1,000 | 2 | $ 190,000 |
TRADITIONAL BANK, INC. 49 W MAIN STREET MT STERLING, KY 40353 |
* | $ 1,522,837,000 | 2 | $ 230,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 2 | $ 200,000 |
HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 2 | $ 180,000 |
WESTERN OHIO MORTGAGE CORPORATION 733 FAIR RD SIDNEY, OH 45365 |
* | $ -1,000 | 2 | $ 220,000 |
DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 2 | $ 90,000 |
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5160 TENNYSON PKWY STE 1000 PLANO, TX 75024 |
* | $ -1,000 | 2 | $ 140,000 |
FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 2 | $ 210,000 |
THE FIRST NATIONAL BANK OF BROOKSVILLE 105 LOCUST ST BROOKSVILLE, KY 41004 |
* | $ 60,440,000 | 1 | $ 65,000 |
GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ -1,000 | 1 | $ 55,000 |
SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ -1,000 | 1 | $ 85,000 |
EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 DALLAS, TX 75254 |
* | $ -1,000 | 1 | $ 135,000 |
MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD INDIAN LAND, SC 29707 |
* | $ -1,000 | 1 | $ 315,000 |
TRUIST BANK 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 219,071,000,000 | 1 | $ 175,000 |
RENASANT BANK 209 TROY ST., P.O. BOX 709 TUPELO, MS 38802 |
* | $ 12,915,178,000 | 1 | $ 105,000 |
FIRST STATE BANK 19230 STATE ROUTE 136 WINCHESTER, OH 45697 |
* | $ 462,781,000 | 1 | $ 115,000 |
CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD COPPELL, TX 75019 |
* | $ -1,000 | 1 | $ 165,000 |
LENDINGONE, LLC 901 YAMATO RD #150 BOCA RATON, FL 33431 |
* | $ -1,000 | 1 | $ 5,000 |
LOWER, LLC 5950 SYMPHONY WOODS DRIVE COLUMBIA, MD 21044 |
* | $ -1,000 | 1 | $ 125,000 |
RUSHMORE LOAN MANAGEMENT SERVICES LLC 15480 LAGUNA CANYON ROAD, SUITE 100 IRVINE, CA 92618 |
* | $ -1,000 | 1 | $ 175,000 |
PARK COMMUNITY CREDIT UNION, INC. 2515 BLANKENBAKER PARKWAY LOUISVILLE, KY 40299 |
* | $ 907,640,000 | 1 | $ 155,000 |
CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 129,426,633,000 | 1 | $ 125,000 |
HOMETOWN LENDERS, INC. 310 THE BRIDGE STREET, 4TH FLOOR SUITE A HUNTSVILLE, AL 35806 |
* | $ -1,000 | 1 | $ 155,000 |
MEMBERS HERITAGE CREDIT UNION 440 PARK PLACE LEXINGTON, KY 40511 |
* | $ 366,146,000 | 1 | $ 165,000 |
COMMONWEALTH BANK AND TRUST COMPANY 4912 U S HWY 42 LOUISVILLE, KY 40222 |
* | $ 996,244,000 | 1 | $ 55,000 |
UNIVERSITY OF KENTUCKY 1730 ALYSHEBA WAY LEXINGTON, KY 40509 |
* | $ 864,619,000 | 1 | $ 55,000 |
THE COMMERCIAL BANK OF GRAYSON 208 E MAIN ST GRAYSON, KY 41143 |
* | $ 176,009,000 | 1 | $ 25,000 |
UNITED SHORE FINANCIAL SERVICES, LLC 1414 EAST MAPLE ROAD TROY, MI 48083 |
* | $ -1,000 | 1 | $ 165,000 |
WYNDHAM CAPITAL MORTGAGE, INC. 6115 PARK SOUTH DRIVE, STE 200 CHARLOTTE, NC 28210 |
* | $ -1,000 | 1 | $ 185,000 |
DELTA COMMUNITY CREDIT UNION 3270 RIVERWOOD PKWY ATLANTA, GA 30339 |
* | $ 5,756,303,000 | 1 | $ 15,000 |
FIFTH THIRD BANK, NATIONAL ASSOCIATION 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 144,453,358,000 | 1 | $ 145,000 |
THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 108,672,320,000 | 1 | $ 155,000 |
CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 BRENTWOOD, TN 37027 |
* | $ -1,000 | 1 | $ 85,000 |
PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 MERIDEN, CT 06540 |
* | $ -1,000 | 1 | $ 75,000 |
THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 395,677,000 | 1 | $ 245,000 |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 CHARLOTTE, NC 28273 |
* | $ -1,000 | 1 | $ 135,000 |
NATIONS RELIABLE LENDING, LLC 2506 W MAIN STREET HOUSTON, TX 77056 |
* | $ -1,000 | 1 | $ 55,000 |
MYCUMORTGAGE, LLC 3560 PENTAGON BLVD. SUITE 301 BEAVERCREEK, OH 45431 |
* | $ -1,000 | 1 | $ 135,000 |
CRESCENT MORTGAGE COMPANY 6600 PEACHTREE DUNWOODY ROAD SUITE 650 ATLANTA, GA 30328 |
* | $ -1,000 | 1 | $ 105,000 |
MIDWEST BANKCENTRE 2191 LEMAY FERRY ROAD ST. LOUIS, MO 63125 |
* | $ 1,946,316,000 | 1 | $ 175,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 219 | $23,285,000 | $106,000 | $345,000 | $65,000 | $526,000 |
Refinancing | 87 | $10,135,000 | $116,000 | $335,000 | $69,000 | $315,000 |
Cash-out Refinancing | 32 | $3,210,000 | $100,000 | $225,000 | $58,000 | $171,000 |
Other Purpose | 30 | $1,370,000 | $45,000 | $155,000 | $72,000 | $199,000 |
Home Improvement | 26 | $810,000 | $31,000 | $165,000 | $61,000 | $134,000 |
Not Applicable | 7 | $475,000 | $67,000 | $115,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 333 | $31,755,000 | $95,000 | $345,000 | $66,000 | $526,000 |
Not Provided | 29 | $3,675,000 | $126,000 | $345,000 | $77,000 | $230,000 |
Not applicable | 28 | $3,070,000 | $109,000 | $305,000 | $47,000 | $78,000 |
Black or African American | 7 | $515,000 | $73,000 | $95,000 | $34,000 | $41,000 |
Hispanic | 3 | $235,000 | $78,000 | $195,000 | $109,000 | $222,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 306 | $27,970,000 | $91,000 | $345,000 | $68,000 | $526,000 |
FHA-insured (Federal Housing Administration) | 47 | $4,495,000 | $95,000 | $275,000 | $52,000 | $151,000 |
VA-guaranteed (Veterans Administration) | 33 | $5,375,000 | $162,000 | $345,000 | $68,000 | $233,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $1,445,000 | $96,000 | $165,000 | $40,000 | $62,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 192 | $19,470,000 | $101,000 | $345,000 | $71,000 | $526,000 |
Application Denied By Financial Institution | 110 | $9,090,000 | $82,000 | $315,000 | $52,000 | $210,000 |
Application Withdrawn By Applicant | 42 | $4,700,000 | $111,000 | $345,000 | $74,000 | $230,000 |
Loan Purchased By The Institution | 28 | $3,260,000 | $116,000 | $305,000 | $90,000 | $526,000 |
File Closed For Incompleteness | 22 | $2,100,000 | $95,000 | $255,000 | $55,000 | $119,000 |
Application Approved But Not Accepted | 7 | $665,000 | $95,000 | $205,000 | $60,000 | $122,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 279 | $28,805,000 | $103,000 | $345,000 | $71,000 | $526,000 |
Credit History | 37 | $2,795,000 | $75,000 | $315,000 | $55,000 | $210,000 |
Debt-To-Income Ratio | 33 | $3,525,000 | $106,000 | $305,000 | $49,000 | $143,000 |
Collateral | 22 | $1,830,000 | $83,000 | $235,000 | $61,000 | $150,000 |
Other | 13 | $1,275,000 | $98,000 | $185,000 | $51,000 | $104,000 |
Unverifiable Information | 7 | $385,000 | $55,000 | $145,000 | $57,000 | $146,000 |
Employment History | 4 | $290,000 | $72,000 | $125,000 | $49,000 | $105,000 |
Insufficient Cash (Downpayment, Closing Cost) | 3 | $185,000 | $61,000 | $125,000 | $66,000 | $88,000 |
Credit Application Incomplete | 3 | $195,000 | $65,000 | $105,000 | $80,000 | $80,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information back through 2003.