Erath County TX
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage statistics and lending data for the Erath County TX metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Erath County TX, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,302
Total Mortgage Loan Application Amount $158,262,000
Average Mortgage Loan Application Amount $121,000
Highest Mortgage Loan Application Amount $2,100,000
Average Applicant Income $75,000
Highest Applicant Income $2,052,000

Mortgage Company List for Lending in Erath County TX for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
TOWN AND COUNTRY BANK
150 N HARBIN DRIVE
STEPHENVILLE, TX 76401
* $ 135,543,000 168 $ 18,552,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 147 $ 17,385,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 99 $ 9,005,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 61 $ 9,060,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 55 $ 6,564,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 55 $ 7,271,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 48 $ 6,377,000
CHARTER BANK
2130 EUBANK BLVD NE
ALBUQUERQUE, NM 87112
* $ 1,405,353,000 46 $ 4,814,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 38 $ 6,403,000
MEMBERS TRUST OF THE SOUTHWEST FEDERAL CREDIT UNION
2315 MANGUM ROAD
HOUSTON, TX 77092
* $ 52,109,000 36 $ 1,713,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 34 $ 5,117,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 30 $ 3,407,000
NTFN, INC.
700 STATE HIGHWAY 121, SUITE 100
LEWISVILLE, TX 75067
* $ 10,000,000 29 $ 4,564,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 25 $ 2,108,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 25 $ 4,537,000
PRIORITY BANK
3401 E MISSION BLVD
FAYETTEVILLE, AR 72703
* $ 46,604,000 22 $ 2,365,000
CITIFINANCIAL INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 20 $ 1,012,000
ASPIRE FINANCIAL INC
4100 ALPHA RD #112
DALLAS, TX 75244
* $ 10,000,000 20 $ 2,389,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 17 $ 2,015,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 949,331,000 15 $ 2,069,000
WELLS FARGO FIN'L TEXAS, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 15 $ 1,390,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 14 $ 1,945,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 13 $ 1,740,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 13 $ 130,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 9 $ 666,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 9 $ 1,590,000
GREAT WESTERN FINANCIAL SERVICES, INC.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 8 $ 945,000
SOUTHWEST SECURITIES, FSB
1201 ELM STREET
DALLAS, TX 75270
* $ 1,213,587,000 7 $ 844,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 7 $ 1,150,000
ENCORE BANK, NA
NINE GREENWAY PLAZA, SUITE 1000
HOUSTON, TX 77046
* $ 1,399,426,000 7 $ 206,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 6 $ 652,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 6 $ 1,173,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 5 $ 401,000
OMNIAMERICAN BANK
1320 SOUTH UNIVERSITY DR SUITE 106
FORT WORTH, TX 76107
* $ 1,050,864,000 5 $ 1,214,000
INTERNATIONAL BANK OF COMMERCE
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,438,986,000 5 $ 143,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 5 $ 1,062,000
HOME FEDERAL BANK
624 MARKET ST
SHREVEPORT, LA 71101
* $ 128,274,000 5 $ 456,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,154,401,000 5 $ 507,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 4 $ 843,000
EXTRACO BANKS, NATIONAL ASSOCIATION
18 SOUTH MAIN STREET
TEMPLE, TX 76501
* $ 1,016,232,000 4 $ 619,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 4 $ 437,000
GUARANTY BANK
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 16,674,004,000 4 $ 469,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 4 $ 219,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 4 $ 467,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 4 $ 916,000
ALLEN MORTGAGE, LLC
P.O. BOX 1168
CENTENNIAL PARK, AZ 86021
* $ 10,000,000 3 $ 443,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 3 $ 163,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 3 $ 1,131,000
POINT INDEPENDENT MORTGAGE
525 S. I-35 EAST
DENTON, TX 76205
* $ 245,393,000 3 $ 537,000
WOODHAVEN NATIONAL BANK
6750 BRIDGE STREET
FORT WORTH, TX 76112
* $ 319,266,000 3 $ 129,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 3 $ 113,000
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION
400 PINE ST
ABILENE, TX 79601
* $ 1,038,548,000 3 $ 252,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 43,810,702,000 3 $ 225,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 3 $ 483,000
FIRST FINANCIAL BANK, N.A.
301 W. BEAUREGARD
SAN ANGELO, TX 76903
* $ 340,364,000 3 $ 307,000
COMMUNITY BANK
P O BOX 580
GRANBURY, TX 76048
* $ 401,564,000 2 $ 101,000
BANK OF TEXAS, NA
PO BOX 2300
TULSA, OK 74102
* $ 4,058,543,000 2 $ 173,000
POINTBANK
200 S HIGHWAY 377
PILOT POINT, TX 76258
* $ 245,393,000 2 $ 323,000
FIRST NB OF JACKSBORO
P.O. DRAWER E
JACKSBORO, TX 76458
* $ 311,937,000 2 $ 188,000
FIRST NATIONAL BANK TEXAS
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 738,769,000 2 $ 164,000
THE FIRST NATIONAL BANK OF EVANT
PO BOX 309
EVANT, TX 76525
* $ 45,624,000 2 $ 235,000
FIRST TEXAS BANK
501 E 3RD
LAMPASAS, TX 76550
* $ 96,614,000 2 $ 96,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 127,698,351,000 2 $ 286,000
1ST ADVANTAGE MORTGAGE
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 2 $ 248,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 2 $ 191,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 2 $ 481,000
H&R BLOCK BANK
ONE H&R BLOCK WAY
KANSAS CITY, MO 64105
* $ 1,495,905,000 2 $ 171,000
FIRST FRANKLIN FINANCIAL CORP
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 14,004,000 2 $ 196,000
VIEWPOINT BANK
1309 W 15TH, SUITE 302
PLANO, TX 75075
* $ 1,658,204,000 2 $ 131,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 2 $ 270,000
SOUTHWEST STAGE FUNDING LLC
6816 EAST BROWN ROAD
MESA, AZ 85207
* $ 5,889,539,000 2 $ 356,000
AVELO MORTGAGE, L.L.C
250 EAST JOHN CARPENTER FREEWAY
IRVING, TX 75062
* $ 10,000,000 2 $ 534,000
ALETHES, LLC
8601 RR 2222 SUITE 1-150
AUSTIN, TX 78730
* $ 10,000,000 2 $ 178,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 2 $ 695,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 2 $ 299,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 182,000
EARTH MORTGAGE
2245 KELLER WAY
CARROLLTON, TX 75006
* $ 10,000,000 2 $ 262,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 211,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 2 $ 272,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 2 $ 525,000
WESTSTAR MORTGAGE CORPORATION
6363 NORTH STATE HIGHWAY 161
IRVING, TX 75038
* $ 26,864,000 2 $ 234,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 1 $ 205,000
CHICAGO BANCORP
300 N. ELIZABETH ST., STE3E
CHICAGO, IL 60607
* $ 10,000,000 1 $ 218,000
SECURITY ATLANTIC WHOLESALE
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 1 $ 132,000
UNIVERSAL MORTGAGE CORPORATION
12080 NORTH CORPORATE PKWY SUITE 100
MEQUON, WI 53092
* $ 10,000,000 1 $ 64,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 100,000
AAA WORLDWIDE FINANCIAL CO.
5057 KELLER SPRINGS RD, STE 300
ADDISON, TX 75001
* $ 10,000,000 1 $ 76,000
LAND/HOME FINANCIAL SERVICES
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 1 $ 170,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 1 $ 40,000
NATIONS DIRECT MORTGAGE, LLC
5 HUTTON CENTRE DRIVE, SUITE 200
SANTA ANA, CA 92707
* $ 11,000,000 1 $ 156,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 43,000
GVC MORTGAGE, INC.
ONE PLAZA DRIVE, SUITE 3
PENDLETON, IN 46064
* $ 11,000,000 1 $ 138,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 159,000
WILMINGTON FINANCE, INC.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 1 $ 417,000
ARK-LA-TEX FINANCIAL SERVICES
5160 TENNYSON PKWY, SUITE 2000W
PLANO, TX 75024
* $ 10,000,000 1 $ 285,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
HOUSTON, TX 77056
* $ 10,000,000 1 $ 94,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 143,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 14,762,983,000 1 $ 200,000
MERRILL LYNCH CREDIT CORP.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 1 $ 200,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 120,000
IBERIABANK MORTGAGE COMPANY
12719 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 499,416,000 1 $ 103,000
VIEWPOINT BANKERS MORTGAGE INC
720 E. ARAPAHO
RICHARDSON, TX 75081
* $ 1,529,760,000 1 $ 85,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 1 $ 41,000
H E B
4630 N LOOP 1604 W, SUITE 101
SAN ANTONIO, TX 78249
* $ 113,254,000 1 $ 22,000
AMERICAN AIRLINES FEDERAL CREDIT UNION
4151 AMON CARTER BLVD
FT WORTH, TX 76155
* $ 4,492,211,000 1 $ 220,000
FORT WORTH COMMUNITY
1905 FOREST RIDGE DR
BEDFORD, TX 76095
* $ 622,605,000 1 $ 122,000
REPUBLIC STATE MORTGAGE CO.
2715 BISSONNET, SUITE 102
HOUSTON, TX 77005
* $ 10,000,000 1 $ 105,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD. SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 97,000
LRS FINANCIAL NETWORK, INC.
2101 W. WADLEY, STE # 33
MIDLAND, TX 79705
* $ 10,000,000 1 $ 73,000
FIRST STATE BANK CENTRAL TEXAS
P. O. BOX 6136
TEMPLE, TX 76503
* $ 954,204,000 1 $ 60,000
SECURITY STATE BANK
PO BOX 429
ANAHUAC, TX 77514
* $ 50,059,000 1 $ 36,000
FIRST STATE BANK OF BURNET
136 E WASHINGTON
BURNET, TX 78611
* $ 153,842,000 1 $ 101,000
BANCORPSOUTH BANK
P O BOX 789
TUPELO, MS 38802
* $ 13,192,320,000 1 $ 119,000
TEXAS HERITAGE BANK
1208 SOUTH MAIN STREET
BOERNE, TX 78006
* $ 69,892,000 1 $ 134,000
SECURITY BANK
600 N. MARIENFELD, STE 200
MIDLAND, TX 79701
* $ 235,759,000 1 $ 553,000
AMERICAN STATE BANK
1401 AVENUE Q
LUBBOCK, TX 79401
* $ 2,073,422,000 1 $ 194,000
INDEPENDENT BANK
3090 CRAIG DRIVE
MCKINNEY, TX 75070
* $ 201,758,000 1 $ 100,000
FIRST STATE BANK
1709 9TH ST
BRIDGEPORT, TX 76426
* $ 148,313,000 1 $ 77,000
WESTERN BANK
5701 82ND ST
LUBBOCK, TX 79424
* $ 63,836,000 1 $ 129,000
VINTAGE BANK
P O BOX 557
WAXAHACHIE, TX 75168
* $ 126,384,000 1 $ 242,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 978,554,000 1 $ 101,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,970,989,000 1 $ 140,000
PATRIOT BANK MORTGAGE
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 511,822,000 1 $ 76,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 16,047,364,000 1 $ 344,000
FIDELITY BANK
100 E ENGLISH
WICHITA, KS 67202
* $ 1,816,477,000 1 $ 52,000
CITY BANK
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 1,492,991,000 1 $ 130,000
IMPERIAL CAPITAL BANK
500 N. BRAND BLVD., SUITE 2300
GLENDALE, CA 91203
* $ 3,537,299,000 1 $ 2,100,000
RIVERBEND BANK
P O BOX 185070
FORT WORTH, TX 76181
* $ 40,604,000 1 $ 210,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 653,269,000,000 1 $ 176,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 77,748,330,000 1 $ 309,000
THE AMERICAN NATIONAL BANK OF TEXAS
102 W MOORE AVENUE
TERRELL, TX 75160
* $ 1,635,865,000 1 $ 338,000
THE OZONA NATIONAL BANK
503 11TH ST
OZONA, TX 76943
* $ 166,461,000 1 $ 60,000
FIRST NATIONAL BANK OF SANTO
14003 S FM 4
SANTO, TX 76472
* $ 82,744,000 1 $ 141,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 343,735,670,000 1 $ 302,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,406,877,000 1 $ 52,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 100,000
NUCOMPASS MORTGAGE SERVICES LL
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 1 $ 130,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 1 $ 100,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Erath County TX in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 699 $81,251,000 $116,000 $960,000 $64,000 $687,000
Refinancing 477 $70,642,000 $148,000 $2,100,000 $87,000 $2,052,000
Home Improvement 126 $6,369,000 $50,000 $260,000 $85,000 $450,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 934 $115,281,000 $123,000 $960,000 $85,000 $2,052,000
Not applicable 167 $22,207,000 $132,000 $2,100,000 $31,000 $516,000
Not Provided 92 $9,682,000 $105,000 $417,000 $70,000 $320,000
Hispanic 92 $8,720,000 $94,000 $315,000 $56,000 $240,000
American Indian or Alaskan Native 10 $1,018,000 $101,000 $194,000 $58,000 $106,000
Black or African American 4 $418,000 $104,000 $138,000 $62,000 $74,000
Asian 3 $936,000 $312,000 $366,000 $114,000 $140,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 980 $123,812,000 $126,000 $2,100,000 $85,000 $2,052,000
FHA-insured (Federal Housing Administration) 156 $18,095,000 $115,000 $253,000 $60,000 $320,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 155 $15,113,000 $97,000 $200,000 $23,000 $75,000
VA-guaranteed (Veterans Administration) 11 $1,242,000 $112,000 $184,000 $55,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 519 $57,714,000 $111,000 $571,000 $84,000 $2,052,000
Loan Purchased By The Institution 334 $41,071,000 $122,000 $960,000 $51,000 $516,000
Application Denied By Financial Institution 276 $34,956,000 $126,000 $637,000 $78,000 $516,000
Application Withdrawn By Applicant 87 $12,867,000 $147,000 $417,000 $93,000 $612,000
Application Approved But Not Accepted 60 $6,344,000 $105,000 $638,000 $76,000 $238,000
File Closed For Incompleteness 26 $5,310,000 $204,000 $2,100,000 $93,000 $450,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 58 $4,451,000 $76,000 $357,000 $69,000 $386,000
Collateral 35 $5,765,000 $164,000 $600,000 $107,000 $516,000
Debt-To-Income Ratio 27 $3,320,000 $122,000 $438,000 $72,000 $197,000
Other 20 $4,446,000 $222,000 $417,000 $106,000 $480,000
Credit Application Incomplete 15 $1,818,000 $121,000 $353,000 $68,000 $204,000
Unverifiable Information 7 $891,000 $127,000 $218,000 $134,000 $443,000
Insufficient Cash (Downpayment, Closing Cost) 4 $381,000 $95,000 $156,000 $60,000 $72,000
Mortgage Insurance Denied 1 $44,000 $44,000 $44,000 $72,000 $72,000
Employment History 1 $11,000 $11,000 $11,000 $52,000 $52,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information back through 2003.

Download the Texas Lender List