Emporia County VA
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage statistics and lending data for the Emporia County VA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Emporia County VA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 385
Total Mortgage Loan Application Amount $32,897,000
Average Mortgage Loan Application Amount $85,000
Highest Mortgage Loan Application Amount $800,000
Average Applicant Income $44,000
Highest Applicant Income $355,000

Mortgage Company List for Lending in Emporia County VA for 2005

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 74,479,112,000 21 $ 2,276,000
HFC COMPANY LLC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 97,714,234,000 21 $ 1,913,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 19 $ 1,777,000
FIRST COMMUNITY BANK, N. A.
P O BOX 989
BLUEFIELD, VA 24605
* $ 1,820,924,000 18 $ 810,000
OAK STREET MORTGAGE
11555 N MERIDIAN ST
CARMEL, IN 46032
* $ 10,000,000 15 $ 1,303,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 500,990,000 14 $ 972,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 13 $ 1,143,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 12 $ 746,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 128,495,705,000 11 $ 768,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 9 $ 672,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 366,256,000,000 9 $ 1,025,000
THE BANK OF SOUTHSIDE VIRGINIA
P. O. BOX 40
CARSON, VA 23830
* $ 422,038,000 9 $ 508,000
AMERICAN GENERAL FIN.SERV.(DE)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 8 $ 119,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 771,618,758,000 7 $ 464,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 967,365,000,000 7 $ 827,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 6 $ 474,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 6 $ 378,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 6 $ 574,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 6 $ 1,169,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 5 $ 475,000
ACOUSTIC HOME LOANS, LLC
770 THE CITY DRIVE SOUTH, SUITE 1500
ORANGE, CA 92868
* $ 336,792,793,000 5 $ 355,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,456,642,000 5 $ 671,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 5 $ 404,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 4 $ 261,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,870,451,000 4 $ 276,000
DECISION ONE MORTGAGE
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 339,807,228,000 4 $ 666,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,484,101,000,000 4 $ 240,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 3 $ 253,000
BNC MORTGAGE
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 2,500,000,000 3 $ 342,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 88,743,171,000 3 $ 266,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
ADDISON, TX 75001
* $ 10,000,000 3 $ 255,000
AAMES FUNDING CORPORATION
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 3 $ 162,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,663,205,000 3 $ 298,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 9,509,064,000 3 $ 83,000
GATEWAY FIRST MORTGAGE, LLC
3232 NEWMARK DR.
MIAMISBURG, OH 45342
* $ 17,479,333,000 3 $ 332,000
HOME123 CORPORATION
3351 MICHELSON DRIVE, SUITE 400
IRVINE, CA 92612
* $ 10,000,000 3 $ 289,000
NATIONAL CITY BANK OF INDIANA
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 28,456,701,000 3 $ 332,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 3 $ 283,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 130,780,100,000 3 $ 290,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 2 $ 247,000
FIRST-CITIZENS BANK & TRUST CO
16 E ROWAN STREET
RALEIGH, NC 27609
* $ 11,682,490,000 2 $ 146,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 3,880,165,000 2 $ 228,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 2 $ 89,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 75,000
FIRST CONTINENTAL MORTGAGE
155 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ 10,000,000 2 $ 118,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 19,257,000,000 2 $ 277,000
FIELDSTONE MORTGAGE COMPANY
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 2 $ 157,000
FIRST NLC FINANCIAL SERVICES,
4680 CONFERENCE WAY SOUTH
BOCA RATON, FL 33431
* $ 10,000,000 2 $ 170,000
MILLENNIA MORTGAGE CORPORATION
9891 IRVINE CENTER DRIVE, STE. 200
IRVINE, CA 92618
* $ 10,000,000 2 $ 45,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 228,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 3,919,502,000 2 $ 94,000
MERRILL LYNCH MORTGAGE LENDING
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 2 $ 105,000
HSBC MORTGAGE SERVICES, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 18,823,411,000 2 $ 275,000
IMPAC FUNDING CORP
19500 JAMBOREE ROAD
IRVINE, CA 92612
* $ 10,000,000 2 $ 271,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 2 $ 204,000
PROSPERITY MORTGAGE COMPANY
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 2 $ 162,000
FIRST MARINER BANK
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,199,897,000 2 $ 84,000
CREVECOR MORTGAGE INC
1150 HANLEY INDUSTRIAL CRT
BRENTWOOD, MO 63144
* $ 12,730,945,000 2 $ 241,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 2 $ 49,000
ENCORE CREDIT CORP
1833 ALTON PARKWAY
IRVINE, CA 92606
* $ 10,000,000 1 $ 72,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 49,210,377,000 1 $ 135,000
DISCOVER BANK
502 EAST MARKET STREET
GREENWOOD, DE 19950
* $ 22,030,199,000 1 $ 15,000
CUNA MUTUAL MORTGAGE CORPORATI
2908 MARKETPLACE DRIVE SUITE 100
MADISON, WI 53719
* $ 10,000,000 1 $ 100,000
CITIBANK, FSB
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 27,779,034,000 1 $ 42,000
CITIMORTGAGE, INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 59,720,267,000 1 $ 129,000
COASTAL CAPITAL CORP
1 PLAZA ROAD
GREENVALE, NY 11548
* $ 10,000,000 1 $ 209,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 1 $ 61,000
IRWIN HOME EQUITY CORPORATION
500 WASHINGTON ST
COLUMBUS, IN 47201
* $ 4,870,451,000 1 $ 27,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 86,061,798,000 1 $ 19,000
BENCHMARK MORTGAGE, INC
4413 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 82,000
AEGIS FUNDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 525,000
AEGIS LENDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 74,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 1 $ 80,000
RBC BANK
131 NORTH CHURCH STREET
ROCKY MOUNT, NC 27804
* $ 18,386,391,000 1 $ 103,000
RBC MORTGAGE
P O BOX 1220
ROCKY MOUNT, NC 27802
* $ 228,609,000 1 $ 191,000
PARAMOUNT MORTGAGE SERVICES, I
231 CROSSWICKS RD., SUITE 5
BORDENTOWN, NJ 08505
* $ 10,000,000 1 $ 50,000
PEOPLE'S CHOICE FINANCIAL CORP
7515 IRVINE CENTER DR.
IRVINE, CA 92618
* $ 10,000,000 1 $ 200,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 15,675,394,000 1 $ 155,000
METAMERICA MORTGAGE
5151 BONNEY ROAD
VIRGINIA BEACH, VA 23462
* $ 10,000,000 1 $ 47,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 142,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 13,102,536,000 1 $ 74,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 125,000
FREMONT INVESTMENT & LOAN
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 9,913,935,000 1 $ 102,000
GATEWAY BANK & TRUST
112 CORPORATE DR
ELIZABETH CITY, NC 27909
* $ 534,547,000 1 $ 49,000
FINANCE AMERICA
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 250,000,000 1 $ 209,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 1 $ 233,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 250,544,000 1 $ 51,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 272,927,502,000 1 $ 90,000
SYNERGY MORTGAGE CORP.
510 N. VALLEY MILLS DRIVE SUITE 101
WACO, TX 76710
* $ 10,000,000 1 $ 81,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 1 $ 75,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 194,436,638,000 1 $ 65,000
RESOURCE BANK
4429 BONNEY ROAD
VIRGINIA BEACH, VA 23462
* $ 1,160,840,000 1 $ 122,000
NBANK, N.A.
1731 NORTH ELM STREET
COMMERCE, GA 30529
* $ 400,062,000 1 $ 58,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 1 $ 55,000
SEBRING CAPITAL PARTNERS, LP
4000 INTERNATIONAL PARWAY, SUITE 3000
CARROLLTON, TX 75007
* $ 10,000,000 1 $ 106,000
SIRVA MORTGAGE, INC.
6070 PARKLAND BLVD.
MAYFIELD HEIGHTS, OH 44124
* $ 10,000,000 1 $ 142,000
SUMMIT MORTGAGE
510 INDEPENDENCE PARKWAY, SUITE 200
CHESAPEAKE, VA 23320
* $ 220,267,000 1 $ 175,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Emporia County VA in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 254 $22,948,000 $90,000 $800,000 $41,000 $355,000
Home Purchase 100 $8,925,000 $89,000 $233,000 $52,000 $277,000
Home Improvement 31 $1,024,000 $33,000 $112,000 $35,000 $163,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Black or African American 167 $12,639,000 $75,000 $800,000 $42,000 $277,000
White 131 $11,980,000 $91,000 $525,000 $55,000 $355,000
Not Provided 65 $5,918,000 $91,000 $233,000 $41,000 $225,000
Not applicable 22 $2,360,000 $107,000 $500,000 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 356 $30,076,000 $84,000 $800,000 $45,000 $355,000
VA-guaranteed (Veterans Administration) 13 $1,434,000 $110,000 $191,000 $33,000 $76,000
FHA-insured (Federal Housing Administration) 12 $1,005,000 $83,000 $125,000 $25,000 $64,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $382,000 $95,000 $112,000 $30,000 $33,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 133 $10,840,000 $81,000 $800,000 $42,000 $277,000
Loan Originated 129 $10,748,000 $83,000 $300,000 $53,000 $355,000
Application Withdrawn By Applicant 53 $4,551,000 $85,000 $209,000 $46,000 $144,000
Loan Purchased By The Institution 41 $4,219,000 $102,000 $500,000 $23,000 $175,000
Application Approved But Not Accepted 21 $1,864,000 $88,000 $191,000 $41,000 $107,000
File Closed For Incompleteness 7 $545,000 $77,000 $175,000 $41,000 $70,000
Preapproval Denied by Financial Institution 1 $130,000 $130,000 $130,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 36 $2,809,000 $78,000 $209,000 $38,000 $105,000
Debt-To-Income Ratio 14 $1,087,000 $77,000 $233,000 $32,000 $75,000
Collateral 12 $839,000 $69,000 $132,000 $34,000 $73,000
Credit Application Incomplete 12 $822,000 $68,000 $119,000 $42,000 $84,000
Other 10 $911,000 $91,000 $209,000 $70,000 $277,000
Unverifiable Information 1 $129,000 $129,000 $129,000 $54,000 $54,000
Employment History 1 $93,000 $93,000 $93,000 $50,000 $50,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information back through 2003.

Download the Virginia Lender List