ELMIRA, NY
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage statistics and lending data for the ELMIRA, NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near ELMIRA, NY, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,200 |
| Total Mortgage Loan Application Amount | $263,460,000 |
| Average Mortgage Loan Application Amount | $119,000 |
| Highest Mortgage Loan Application Amount | $9,605,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $3,628,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| CORNING CREDIT UNION ONE CREDIT UNION PLAZA CORNING, NY 14830 |
* | $ 2,247,746,000 | 425 | $ 39,345,000 |
| FIRST HERITAGE FEDERAL CREDIT UNION 110 VILLAGE SQUARE, SUITE 101 CORNING, NY 14870 |
* | $ 684,267,000 | 224 | $ 18,880,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ -1,000 | 185 | $ 30,075,000 |
| COMMUNITY BANK, NATIONAL ASSOCIATION 45-49 COURT STREET CANTON, NY 13617 |
* | $ 15,614,778,000 | 178 | $ 18,850,000 |
| VISIONS FEDERAL CREDIT UNION 3301 COUNTRY CLUB ROAD ENDWELL, NY 13760 |
* | $ 5,548,911,000 | 99 | $ 8,055,000 |
| CHEMUNG CANAL TRUST COMPANY ONE CHEMUNG CANAL PLAZA ELMIRA, NY 14901 |
* | $ 2,641,568,000 | 90 | $ 20,280,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 61 | $ 9,295,000 |
| EMPOWER FEDERAL CREDIT UNION 1 MEMBER WAY SYRACUSE, NY 13212 |
* | $ 3,193,673,000 | 59 | $ 2,965,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 129,461,046,000 | 44 | $ 3,050,000 |
| PARAGON HOME LOANS INC. 5010 CAMPUSWOOD DR, STE. 205 EAST SYRACUSE, NY 13057 |
* | $ -1,000 | 43 | $ 6,535,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 200,262,969,000 | 38 | $ 6,050,000 |
| SERVU FEDERAL CREDIT UNION 9823 SCIENCE CENTER DRIVE PAINTED POST, NY 14870 |
* | $ 440,547,000 | 38 | $ 2,700,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 38 | $ 5,140,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 34 | $ 3,760,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 226,401,591,000 | 33 | $ 3,395,000 |
| FIVE STAR BANK 55 NORTH MAIN ST WARSAW, NY 14569 |
* | $ 5,756,441,000 | 33 | $ 2,465,000 |
| TIOGA STATE BANK, N. A. PO BOX 386 SPENCER, NY 14883 |
* | $ 542,205,000 | 28 | $ 4,300,000 |
| CITIZENS & NORTHERN BANK PO BOX 58, ADMINISTRATION BUILDING WELLSBORO, PA 16901 |
* | $ 2,439,371,000 | 26 | $ 3,560,000 |
| PREMIUM MORTGAGE CORPORATION 2541 MONROE AVE ROCHESTER, NY 14618 |
* | $ -1,000 | 21 | $ 3,455,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 21 | $ 2,705,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 156,645,099,000 | 20 | $ 2,060,000 |
| 1ST PRIORITY MORTGAGE, INC. 6000 SHERIDAN DRIVE WILLIAMSVILLE, NY 14221 |
* | $ -1,000 | 19 | $ 2,645,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 18 | $ 2,330,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 14 | $ 2,780,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 13 | $ 1,475,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,717,531,000,000 | 13 | $ 1,275,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 2,418,508,000,000 | 13 | $ 955,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 12 | $ 2,290,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,201,942,000,000 | 11 | $ 1,825,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 11 | $ 2,965,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 10 | $ 680,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 10 | $ 1,630,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 10 | $ 1,530,000 |
| TOMPKINS COMMUNITY BANK THE COMMONS ITHACA, NY 14850 |
* | $ 7,630,619,000 | 9 | $ 1,915,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 187,590,465,000 | 8 | $ 570,000 |
| ALTERNATIVES FEDERAL CREDIT UNION 125 N FULTON ST ITHACA, NY 14850 |
* | $ 164,449,000 | 7 | $ 595,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,601,623,000 | 7 | $ 635,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 585,135,605,000 | 7 | $ 495,000 |
| ALLY BANK 2101, 300 EAST REXFORD RD SANDY, UT 28211 |
* | $ 181,890,000,000 | 6 | $ 880,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 110,900,000,000 | 6 | $ 1,180,000 |
| HOME TOWN FUNDING, INC. 63 A MONROE AVENUE CANANDAIGUA, NY 14534 |
* | $ -1,000 | 5 | $ 295,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 3,765,608,000 | 5 | $ 715,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 5 | $ 525,000 |
| CFCU COMMUNITY CREDIT UNION 1030 CRAFT ROAD ITHACA, NY 14850 |
* | $ 1,485,149,000 | 5 | $ 665,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 5 | $ 445,000 |
| PREMIA MORTGAGE, LLC DBA PREMIA RELOCATION MORTGAGE 5480 CORPORATE DRIVE SUITE 240 WILMINGTON, DE 48098 |
* | $ -1,000 | 5 | $ 2,125,000 |
| TAMMAC HOLDINGS CORPORATION 100 COMMERCE BLVD WILMINGTON, DE 18702 |
* | $ -1,000 | 5 | $ 165,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 5 | $ 645,000 |
| THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY 72 SOUTH MAIN ST CANANDAIGUA, NY 14424 |
* | $ 4,739,658,000 | 5 | $ 295,000 |
| TD BANK, NATIONAL ASSOCIATION 2035 LIMESTONE ROAD WILMINGTON, DE 19808 |
* | $ 386,799,237,000 | 5 | $ 1,745,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 5 | $ 1,025,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ -1,000 | 4 | $ 390,000 |
| FIRST CITIZENS COMMUNITY BANK 15 S. MAIN STREET MANSFIELD, PA 16933 |
* | $ 2,329,851,000 | 4 | $ 270,000 |
| FIFTH THIRD BANK, NATIONAL ASSOCIATION 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 206,289,179,000 | 4 | $ 550,000 |
| AMERICAN HERITAGE LENDING, LLC 485 E 17TH ST #220 NEWARK, DE 92627 |
* | $ -1,000 | 4 | $ 390,000 |
| KIAVI FUNDING, INC. 315 MONTGOMERY STREET 16TH FLOOR WILMINGTON, DE 94104 |
* | $ -1,000 | 4 | $ 330,000 |
| NORWICH COMMERCIAL GROUP, INC. 38 SECURITY DRIVE AVON, CT 06001 |
* | $ -1,000 | 4 | $ 420,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 34,681,050,000 | 4 | $ 240,000 |
| HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ -1,000 | 3 | $ 645,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 3 | $ 635,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 3 | $ 585,000 |
| LENDINGONE, LLC 901 YAMATO RD #150 DOVER, DE 33431 |
* | $ -1,000 | 3 | $ 495,000 |
| MLB RESIDENTIAL LENDING, LLC 51 COMMERCE ST SPRINGFIELD, NJ 07081 |
* | $ -1,000 | 3 | $ 415,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 552,307,127,000 | 3 | $ 655,000 |
| IXONIA BANK W1046 MARIETTA AVE IXONIA, WI 53036 |
* | $ 607,423,000 | 2 | $ 230,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 546,228,000,000 | 2 | $ 300,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ -1,000 | 2 | $ 370,000 |
| CONSTRUCTIVE LOANS, LLC 1801 S MEYERS RD DOVER, DE 60181 |
* | $ -1,000 | 2 | $ 110,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ -1,000 | 2 | $ 240,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 35,526,360,000 | 2 | $ 180,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 2 | $ 620,000 |
| UIF CORPORATION 29777 TELEGRAPH RD. SUITE 3590 ANN ARBOR, MI 48034 |
* | $ -1,000 | 2 | $ 350,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 780,976,000 | 2 | $ 1,020,000 |
| US MORTGAGE CORPORATION 201 OLD COUNTRY ROAD MELVILLE, NY 11747 |
* | $ -1,000 | 2 | $ 310,000 |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. 10800 MAIN STREET WILMINGTON, DE 22030 |
* | $ -1,000 | 2 | $ 300,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 6,722,761,000 | 2 | $ 270,000 |
| SEFCU SERVICES, LLC 700 PATROON CREEK BLVD SUITE 301 ALBANY, NY 12206 |
* | $ -1,000 | 2 | $ 340,000 |
| CORNERSTONE COMMUNITY FEDERAL CREDIT UNION 6485 S. TRANSIT ROAD LOCKPORT, NY 14094 |
* | $ 570,452,000 | 1 | $ 35,000 |
| BROADVIEW FEDERAL CREDIT UNION 700 PATROON CREEK BLVD ALBANY, NY 12206 |
* | $ 7,999,108,000 | 1 | $ 95,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 1 | $ 135,000 |
| AMALGAMATED BANK 275 SEVENTH AVENUE NEW YORK, NY 10001 |
* | $ 7,856,868,000 | 1 | $ 45,000 |
| ESL FEDERAL CREDIT UNION 225 CHESTNUT STREET ROCHESTER, NY 14604 |
* | $ 9,158,466,000 | 1 | $ 25,000 |
| FM HOME LOANS, LLC 2329 NOSTRAND AVE, 3RD FLOOR TEANECK, NJ 11210 |
* | $ -1,000 | 1 | $ 125,000 |
| GUARANTEED RATE AFFINITY, LLC 1800 WEST LARCHMONT AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 1 | $ 335,000 |
| MILLENIUM HOME MORTGAGE, LLC 40 BALDWIN ROAD PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 1 | $ 125,000 |
| VELOCITY COMMERCIAL CAPITAL, LLC 30699 RUSSELL RANCH RD STE 295 SACRAMENTO, CA 91362 |
* | $ -1,000 | 1 | $ 155,000 |
| GUIDANCE RESIDENTIAL, LLC 11107 SUNSET HILLS ROAD, STES 100 & 200 WILMINGTON, DE 20190 |
* | $ -1,000 | 1 | $ 155,000 |
| CITADEL SERVICING CORPORATION 15707 ROCKFIELD BLVD STE 320 SACRAMENTO, CA 92618 |
* | $ -1,000 | 1 | $ 105,000 |
| OWNERSCHOICE FUNDING, INCORPORATED 1021 WATERVLIET-SHAKER ROAD ALBANY, NY 12205 |
* | $ -1,000 | 1 | $ 165,000 |
| QUORUM FEDERAL CREDIT UNION 2500 WESTCHESTER AVENUE HARRISON, NY 10577 |
* | $ 1,154,561,000 | 1 | $ 95,000 |
| EVOLVE BANK & TRUST 301 SHOPPING WAY BLVD WEST MEMPHIS, AR 72301 |
* | $ 1,747,013,000 | 1 | $ 185,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 1 | $ 115,000 |
| HARTFORD FUNDING, LTD. 538 BROADHOLLOW ROAD ALBANY, NY 11747 |
* | $ -1,000 | 1 | $ 125,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 1 | $ 245,000 |
| DOMINION FINANCIAL SERVICES, LLC 1029 N CALVERT ST CHEVY CHASE, MD 21202 |
* | $ -1,000 | 1 | $ 85,000 |
| NATIONWIDE MORTGAGE BANKERS, INC. 310A MAIN ST WILMINGTON, DE 08833 |
* | $ -1,000 | 1 | $ 135,000 |
| SECURED INVESTMENT CORP. 701 E FRONT AVE SHERIDAN, WY 83814 |
* | $ -1,000 | 1 | $ 45,000 |
| LYNX MORTGAGE BANK LLC 143 POST AVE WESTBURY, NY 11590 |
* | $ -1,000 | 1 | $ 65,000 |
| NORTHPOINTE BANK 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546 |
* | $ 4,401,730,000 | 1 | $ 235,000 |
| NORTHWEST BANK 100 LIBERTY STREET WARREN, PA 16365 |
* | $ 14,213,677,000 | 1 | $ 75,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 90,036,656,000 | 1 | $ 465,000 |
| GENESEE REGIONAL BANK 1850 SOUTH WINTON ROAD ROCHESTER, NY 14618 |
* | $ 1,116,398,000 | 1 | $ 65,000 |
| FIRSTRUST SAVINGS BANK 1 WALNUT GROVE DRIVE CONSHOHOCKEN, PA 19044 |
* | $ 5,175,518,000 | 1 | $ 215,000 |
| UTILITIES EMPLOYEES CREDIT UNION 11 MERIDIAN BLVD WYOMISSING, PA 19610 |
* | $ 1,302,495,000 | 1 | $ 75,000 |
| THE LYONS NATIONAL BANK 35 WILLIAM STREET LYONS, NY 14489 |
* | $ 1,753,561,000 | 1 | $ 65,000 |
| HOMETOWN EQUITY MORTGAGE, LLC 151 NORTH SERVICE ROAD CLAYTON, MO 63376 |
* | $ -1,000 | 1 | $ 165,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 441,843,000 | 1 | $ 55,000 |
| BETTER MORTGAGE CORPORATION 459 BROADWAY, FLOOR 5 GLENDALE, CA 10013 |
* | $ -1,000 | 1 | $ 105,000 |
| TEACHERS FEDERAL CREDIT UNION 102 MOTOR PARKWAY HAUPPAUGE, NY 11788 |
* | $ 9,280,218,000 | 1 | $ 215,000 |
| HERITAGE BANK NATIONAL ASSOCIATION 100 SOUTH STREET W SPICER, MN 56288 |
* | $ 457,589,000 | 1 | $ 455,000 |
| FIRST NATIONAL BANK OF AMERICA 241 EAST SAGINAW EAST LANSING, MI 48823 |
* | $ 4,554,611,000 | 1 | $ 65,000 |
| BETHPAGE FEDERAL CREDIT UNION 899 SOUTH OYSTER BAY ROAD BETHPAGE, NY 11714 |
* | $ 11,943,023,000 | 1 | $ 25,000 |
| HSBC BANK USA, NATIONAL ASSOCIATION 1800 TYSONS BLVD., SUITE 50 MCLEAN, VA 22102 |
* | $ 162,436,537,000 | 1 | $ 105,000 |
| HUNT MORTGAGE CORPORATION 5400 BROADWAY STREET BUFFALO, NY 14086 |
* | $ -1,000 | 1 | $ 135,000 |
| PLAINS COMMERCE BANK 220 MAIN ST SIOUX FALLS, SD 57450 |
* | $ 1,054,618,000 | 1 | $ 725,000 |
| NBT BANK, NATIONAL ASSOCIATION 52 S BROAD ST NORWICH, NY 13815 |
* | $ 11,659,908,000 | 1 | $ 65,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for ELMIRA, NY in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,199 | $195,335,000 | $162,000 | $9,605,000 | $92,000 | $3,628,000 |
| Other Purpose | 336 | $19,350,000 | $57,000 | $365,000 | $97,000 | $1,638,000 |
| Home Improvement | 333 | $15,225,000 | $45,000 | $375,000 | $92,000 | $717,000 |
| Cash-out Refinancing | 161 | $18,565,000 | $115,000 | $755,000 | $96,000 | $1,464,000 |
| Refinancing | 161 | $14,195,000 | $88,000 | $385,000 | $86,000 | $328,000 |
| Not Applicable | 10 | $790,000 | $79,000 | $175,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,638 | $177,040,000 | $108,000 | $1,225,000 | $91,000 | $3,628,000 |
| Not Provided | 213 | $27,395,000 | $128,000 | $755,000 | $115,000 | $1,638,000 |
| Not applicable | 174 | $34,940,000 | $200,000 | $9,605,000 | $83,000 | $111,000 |
| Black or African American | 84 | $8,730,000 | $103,000 | $345,000 | $70,000 | $350,000 |
| Hispanic | 39 | $5,955,000 | $152,000 | $375,000 | $91,000 | $440,000 |
| Asian | 28 | $5,750,000 | $205,000 | $525,000 | $120,000 | $400,000 |
| American Indian or Alaskan Native | 16 | $1,050,000 | $65,000 | $165,000 | $59,000 | $101,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,786 | $199,040,000 | $111,000 | $9,605,000 | $97,000 | $3,628,000 |
| FHA-insured (Federal Housing Administration) | 297 | $42,465,000 | $142,000 | $565,000 | $67,000 | $350,000 |
| VA-guaranteed (Veterans Administration) | 100 | $19,880,000 | $198,000 | $755,000 | $92,000 | $479,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $2,075,000 | $122,000 | $175,000 | $57,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,326 | $167,040,000 | $125,000 | $9,605,000 | $99,000 | $3,628,000 |
| Application Denied By Financial Institution | 391 | $35,825,000 | $91,000 | $1,505,000 | $73,000 | $1,464,000 |
| Application Withdrawn By Applicant | 175 | $22,005,000 | $125,000 | $725,000 | $99,000 | $780,000 |
| Loan Purchased By The Institution | 116 | $17,600,000 | $151,000 | $555,000 | $101,000 | $240,000 |
| Application Approved But Not Accepted | 109 | $13,795,000 | $126,000 | $475,000 | $87,000 | $313,000 |
| File Closed For Incompleteness | 83 | $7,195,000 | $86,000 | $305,000 | $83,000 | $419,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,753 | $221,735,000 | $126,000 | $9,605,000 | $97,000 | $3,628,000 |
| Debt-To-Income Ratio | 170 | $16,330,000 | $96,000 | $725,000 | $71,000 | $247,000 |
| Credit History | 120 | $7,500,000 | $62,000 | $375,000 | $69,000 | $350,000 |
| Collateral | 62 | $6,800,000 | $109,000 | $1,225,000 | $118,000 | $1,464,000 |
| Other | 45 | $5,485,000 | $121,000 | $1,505,000 | $74,000 | $233,000 |
| Credit Application Incomplete | 22 | $2,220,000 | $100,000 | $185,000 | $59,000 | $105,000 |
| Unverifiable Information | 9 | $1,365,000 | $151,000 | $375,000 | $71,000 | $105,000 |
| Employment History | 9 | $1,115,000 | $123,000 | $245,000 | $60,000 | $152,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $875,000 | $97,000 | $165,000 | $76,000 | $142,000 |
| Mortgage Insurance Denied | 1 | $35,000 | $35,000 | $35,000 | $44,000 | $44,000 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.