Elk County PA
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage statistics and lending data for the Elk County PA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Elk County PA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,062
Total Mortgage Loan Application Amount $113,230,000
Average Mortgage Loan Application Amount $106,000
Highest Mortgage Loan Application Amount $2,635,000
Average Applicant Income $85,000
Highest Applicant Income $2,210,000

Mortgage Company List for Lending in Elk County PA for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST COMMONWEALTH BANK
PO BOX 400
INDIANA, PA 15701
* $ 9,521,721,000 236 $ 18,620,000
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 14,606,175,000 162 $ 13,920,000
CNB BANK
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ 5,307,549,000 148 $ 17,120,000
THE FARMERS NATIONAL BANK OF EMLENTON
612 MAIN STREET, PO DRAWER D
EMLENTON, PA 16373
* $ 1,054,178,000 43 $ 5,285,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 34 $ 3,040,000
S&T BANK
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ 9,478,352,000 28 $ 4,580,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 21 $ 2,695,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
DOWNERS GROVE, IL 60515
* $ -1,000 19 $ 2,305,000
PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
PO BOX 67013
HARRISBURG, PA 17106
* $ 8,187,070,000 17 $ 1,255,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 16 $ 1,870,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 16 $ 2,080,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,779,504,000,000 14 $ 1,570,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 13 $ 1,605,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 108,342,526,000 12 $ 610,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 11 $ 1,945,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 8 $ 880,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 8 $ 820,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 8 $ 1,070,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 7 $ 565,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 6 $ 770,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 6 $ 770,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 6 $ 1,010,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 5 $ 245,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 5 $ 605,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 5 $ 585,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 5 $ 615,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ -1,000 4 $ 450,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 4 $ 520,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 173,414,362,000 4 $ 210,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 4 $ 330,000
CITIZENS & NORTHERN BANK
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 2,311,213,000 4 $ 550,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 4 $ 230,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 4 $ 650,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
IRVINE, CA 92614
* $ -1,000 3 $ 425,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 3 $ 415,000
SOMERSET TRUST COMPANY
151 WEST MAIN STREET
SOMERSET, PA 15501
* $ 1,866,665,000 3 $ 675,000
INFIRST BANK
935 PHILADELPHIA STREET
INDIANA, PA 15701
* $ 465,706,000 3 $ 635,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
CLARKSVILLE, IN 47129
* $ 1,758,936,000 2 $ 530,000
MARION CENTER BANK
1271 INDIAN SPRINGS RD
INDIANA, PA 15701
* $ 389,435,000 2 $ 210,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 2 $ 80,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ -1,000 2 $ 140,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 240,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 120,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
NEW YORK, NY 10013
* $ -1,000 2 $ 330,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 547,610,000 2 $ 260,000
HORIZON FARM CREDIT, ACA
45 AILERON CT.
WESTMINSTER, MD 21157
* $ -1,000 2 $ 480,000
JERSEY SHORE STATE BANK
300 MARKET STREET
WILLIAMSPORT, PA 17701
* $ 1,354,455,000 2 $ 190,000
ATLANTA POSTAL
1605 BOGGS ROAD
DULUTH, GA 30096
* $ 2,565,203,000 2 $ 110,000
MID PENN BANK
349 UNION STREET
MILLERSBURG, PA 17061
* $ 4,687,600,000 2 $ 130,000
CONSUMER REAL ESTATE FINANCE CO.
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 2 $ 200,000
NEXTIER BANK, NATIONAL ASSOCIATION
245 PITTSBURGH RD
BUTLER, PA 16001
* $ 1,912,495,000 2 $ 500,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 16,855,693,000 2 $ 110,000
RAPID MORTGAGE COMPANY
7870 E. KEMPER ROAD, SUITE 280
CINCINNATI, OH 45249
* $ -1,000 2 $ 170,000
DOVER FEDERAL CREDIT UNION
1075 SILVER LAKE BLVD
DOVER, DE 19904
* $ 609,461,000 1 $ 15,000
FIRST NATIONAL BANK OF PENNSYLVANIA
166 MAIN ST
GREENVILLE, PA 16125
* $ 39,468,318,000 1 $ 185,000
MORTGAGE AMERICA, INC.
1100 BERKSHIRE BLVD
WYOMISSING, PA 19610
* $ -1,000 1 $ 75,000
CIS FINANCIAL SERVICES, INC.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 1 $ 25,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 265,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 1 $ 145,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 1 $ 115,000
FRICK FINANCIAL FEDERAL CREDIT UNION
235 PITTSBURGH STREET
UNIONTOWN, PA 15401
* $ 117,081,000 1 $ 265,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 1 $ 145,000
STATE DEPARTMENT FEDERAL CREDIT UNION
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 2,625,847,000 1 $ 55,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 5,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 185,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 85,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 1 $ 135,000
SANTANDER BANK, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 101,845,032,000 1 $ 25,000
PROSPER BANK
185 EAST LINCOLN HIGHWAY
COATESVILLE, PA 19320
* $ 307,165,000 1 $ 95,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 1 $ 75,000
HOMEPROMISE CORPORATION
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ -1,000 1 $ 235,000
WASHINGTON AREA TEACHERS FEDERAL CREDIT UNION
75 LANDINGS DR
WASHINGTON, PA 15301
* $ 74,958,000 1 $ 135,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 1 $ 125,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,669,227,000,000 1 $ 125,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 1 $ 155,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 796,563,000 1 $ 85,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 185,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 195,000
COMMUNITY BANK
100 NORTH MARKET STREET
CARMICHAELS, PA 15320
* $ 1,423,613,000 1 $ 65,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 154,617,469,000 1 $ 85,000
KIAVI FUNDING, INC
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 1 $ 155,000
JMAC LENDING, INC.
2510 RED HILL AVE
SANTA ANA, CA 92705
* $ -1,000 1 $ 135,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 175,000
AMERISERV FINANCIAL BANK
216 FRANKLIN ST
JOHNSTOWN, PA 15901
* $ 1,319,327,000 1 $ 75,000
GREYSTONE SERVICING COMPANY LLC
419 BELLE AIR LANE
WARRENTON, VA 20186
* $ -1,000 1 $ 2,635,000
CORNING
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 2,136,862,000 1 $ 165,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 65,000
MARS BANK
PO BOX 927
MARS, PA 16046
* $ 505,127,000 1 $ 85,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 105,000
GREYSTONE SERVICING COMPANY LLC
419 BELLE AIR LANE
WARRENTON, VA 20186
* $ -1,000 1 $ 2,635,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,655,190,000 1 $ 55,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ -1,000 1 $ 115,000
ACNB BANK
PO BOX 3129
GETTYSBURG, PA 17325
* $ 2,772,684,000 1 $ 55,000
BAYFIRST NATIONAL BANK
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 917,272,000 1 $ 175,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 95,000
RELIANCE SAVINGS BANK
1119 12TH ST
ALTOONA, PA 16601
* $ 674,605,000 1 $ 25,000
FEDERATED MORTGAGE CORP.
1301 GRANDVIEW AVE SUITE #100
PITTSBURGH, PA 15211
* $ -1,000 1 $ 125,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Elk County PA in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 409 $55,515,000 $135,000 $2,635,000 $83,000 $2,210,000
Refinancing 207 $22,205,000 $107,000 $845,000 $87,000 $773,000
Home Improvement 179 $11,715,000 $65,000 $875,000 $90,000 $1,766,000
Cash-out Refinancing 130 $15,440,000 $118,000 $415,000 $70,000 $171,000
Other Purpose 128 $7,710,000 $60,000 $445,000 $93,000 $773,000
Not Applicable 9 $645,000 $71,000 $165,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 882 $89,620,000 $101,000 $845,000 $85,000 $2,210,000
Not Provided 88 $9,690,000 $110,000 $415,000 $87,000 $605,000
Not applicable 70 $12,370,000 $176,000 $2,635,000 $54,000 $62,000
Hispanic 12 $940,000 $78,000 $135,000 $64,000 $149,000
Black or African American 8 $480,000 $60,000 $125,000 $71,000 $133,000
American Indian or Alaskan Native 2 $130,000 $65,000 $105,000 $110,000 $160,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 855 $88,565,000 $103,000 $2,635,000 $89,000 $2,210,000
FHA-insured (Federal Housing Administration) 115 $12,895,000 $112,000 $345,000 $60,000 $232,000
VA-guaranteed (Veterans Administration) 58 $7,950,000 $137,000 $265,000 $67,000 $138,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 34 $3,820,000 $112,000 $255,000 $51,000 $87,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 651 $71,375,000 $109,000 $2,635,000 $90,000 $1,766,000
Application Denied By Financial Institution 179 $15,555,000 $86,000 $775,000 $66,000 $235,000
Application Withdrawn By Applicant 95 $10,535,000 $110,000 $805,000 $74,000 $693,000
Loan Purchased By The Institution 71 $9,055,000 $127,000 $415,000 $69,000 $171,000
File Closed For Incompleteness 47 $4,805,000 $102,000 $355,000 $121,000 $2,210,000
Application Approved But Not Accepted 18 $1,750,000 $97,000 $185,000 $66,000 $139,000
Preapproval Approved but not Accepted 1 $155,000 $155,000 $155,000 $131,000 $131,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 878 $97,020,000 $110,000 $2,635,000 $89,000 $2,210,000
Credit History 81 $5,615,000 $69,000 $275,000 $66,000 $227,000
Collateral 51 $3,955,000 $77,000 $265,000 $72,000 $235,000
Debt-To-Income Ratio 35 $4,585,000 $131,000 $775,000 $65,000 $156,000
Other 8 $880,000 $110,000 $265,000 $70,000 $133,000
Credit Application Incomplete 5 $685,000 $137,000 $245,000 $33,000 $55,000
Insufficient Cash (Downpayment, Closing Cost) 2 $270,000 $135,000 $185,000 $63,000 $67,000
Unverifiable Information 1 $155,000 $155,000 $155,000 $0 $0
Employment History 1 $65,000 $65,000 $65,000 $47,000 $47,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information back through 2003.

Download the Pennsylvania Lender List