Elbert County GA
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage statistics and lending data for the Elbert County GA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Elbert County GA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,163
Total Mortgage Loan Application Amount $99,546,000
Average Mortgage Loan Application Amount $85,000
Highest Mortgage Loan Application Amount $731,000
Average Applicant Income $47,000
Highest Applicant Income $483,000

Mortgage Company List for Lending in Elbert County GA for 2003

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 44,835,341,000 189 $ 13,873,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 147 $ 16,558,000
WELLS FARGO HOME MORTGAGE
1 HOME CAMPUS, X9902-1R
DES MOINES, IA 50328
* $ 35,000,000,000 47 $ 4,269,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 236,422,336,000 46 $ 4,143,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 38 $ 2,473,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 34 $ 1,261,000
BENEFICIAL
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 34 $ 2,425,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 58,034,697,000 26 $ 2,911,000
CRESCENT BANK & TRUST
P.O. BOX 2020
JASPER, GA 30143
* $ 341,607,000 24 $ 3,326,000
CRESCENT MORTGAGE COMPANY
115 PERIMETER CENTER PLACE STE 285
ATLANTA, GA 30346
* $ 561,042,000 23 $ 2,319,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 565,382,000,000 19 $ 1,705,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 17 $ 1,525,000
THE CIT GROUP/CONSUMER FINANCE
650 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 1,358,138,000 16 $ 1,241,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 15 $ 1,183,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 15 $ 817,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 14 $ 1,057,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 14 $ 479,000
SOUTHSTAR FUNDING, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 14 $ 1,418,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 32,738,033,000 14 $ 693,000
AFB&T
PO BOX 1747
ATHENS, GA 30603
* $ 831,152,000 14 $ 894,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 8,190,484,000 14 $ 1,728,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 13 $ 1,102,000
UNION PLANTERS BANK
P.O. BOX 10247
BIRMINGHAM, AL 35202
* $ 33,756,573,000 13 $ 974,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 12 $ 1,052,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 12 $ 1,221,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 11 $ 834,000
PRIMARY CAPITAL
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 11 $ 984,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 10,538,602,000 11 $ 906,000
CHASE MANHATTAN MORTGAGE CORP
343 THORNALL STREET
EDISON, NJ 08837
* $ 622,388,000,000 11 $ 1,160,000
AMERICAN BUSINESS FINANCIAL
100 PENN SQUARE EAST
PHILADELPHIA, PA 19107
* $ 10,000,000 10 $ 572,000
1ST CHOICE MORTGAGE/EQUITY COR
1021 BRIARGATE CIRCLE
COLUMBIA, SC 29210
* $ 10,000,000 10 $ 736,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 10 $ 440,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 9 $ 607,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 8 $ 583,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 7 $ 278,000
SYNOVUS MORTGAGE CORPORATION
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 473,030,000 7 $ 779,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 7 $ 662,000
AMERICAN MORTGAGE NETWORK
10421 WATERIDGE CIR STE 250
SAN DIEGO, CA 92121
* $ 10,000,000 7 $ 946,000
BANK ONE, NA
45303 VAN DYKE SUITE 9048
UTICA, MI 48317
* $ 53,001,000,000 7 $ 528,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 65,629,555,000 6 $ 484,000
BSM FINANCIAL, L.P.
1301 CENTRAL EXPRESSWAY SOUTH
ALLEN, TX 75013
* $ 10,000,000 6 $ 533,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 6 $ 684,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 44,835,341,000 6 $ 564,000
PRINCIPAL RESIDENTIAL MORTGAGE
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 6 $ 626,000
SOUTH TRUST MORTGAGE
1 METROPLEX DR, SUITE 500
HOMEWOOD, AL 35209
* $ 50,569,489,000 6 $ 502,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 6 $ 502,000
MAIN STREET BANK
2713 FOREST HILLS ROAD
WILSON, NC 27893
* $ 1,378,178,000 6 $ 989,000
NATIONAL CITY MORTGAGE CORPORA
1900 E9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 12,000,000,000 5 $ 579,000
KEYBANK USA, N.A.
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 8,943,095,000 5 $ 280,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 11,370,323,000 5 $ 317,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,567,878,000 4 $ 485,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 23,894,865,000 4 $ 192,000
GREENPOINT MORTGAGE FUNDING
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 4 $ 319,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 1,708,852,000 4 $ 262,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 9,508,220,000 4 $ 253,000
WELLS FARGO FIN'L GEORGIA, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 19,177,470,000 4 $ 246,000
WEBSTER BANK
609 WEST JOHNSON AVE
CHESHIRE, CT 06410
* $ 13,354,305,000 3 $ 427,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 318,870,000,000 3 $ 241,000
HSBC BANK, USA
ONE HSBC CENTER/24TH FLOOR
BUFFALO, NY 14203
* $ 86,415,769,000 3 $ 239,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 59,635,661,000 3 $ 322,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 3 $ 225,000
FULL SPECTRUM LENDING
35 N. LAKE AVENUE MS 55-11
PASADENA, CA 91101
* $ 58,034,697,000 3 $ 306,000
EMMCO, LLC
113 REED AVENUE
LEXINGTON, SC 29072
* $ 10,000,000 3 $ 164,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 3 $ 180,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 3 $ 292,000
AMTRUST MORTGAGE CORPORATION
100 GLENRIDGE POINT PKWY, SUITE 400
ATLANTA, GA 30342
* $ 10,000,000 3 $ 264,000
ANDERSON FEDERAL CREDIT UNION
PO BOX 2427
ANDERSON, SC 29622
* $ 56,590,000 2 $ 119,000
AMERICAS MONEYLINE
4880 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 2 $ 114,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 2 $ 190,000
CITIBANK, FSB
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 23,205,467,000 2 $ 57,000
AAMES FUNDING CORPORATION
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 2 $ 171,000
DOVENMUEHLE FUNDING, INC
1 CORPORATE DRIVE SUITE 360
LAKE ZURICH, IL 60047
* $ 10,000,000 2 $ 176,000
CITIMORTGAGE, INC
1 COURT SQUARE, 45TH FLOOR, ZONE 15
LONG ISLAND CITY, NY 11120
* $ 281,018,000,000 2 $ 144,000
COMMUNITY RESOURCE MORTGAGE
508 HAMPTON STREET
COLUMBIA, SC 29201
* $ 437,320,000 2 $ 217,000
GB HOME EQUITY, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 12,000,000 2 $ 74,000
FIRST CITIZENS BANK & TRUST CO
1230 MAIN STREET
COLUMBIA, SC 29201
* $ 3,615,781,000 2 $ 119,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 366,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 2 $ 150,000
FIRST MUTUAL BANK
400 108TH AVE NE
BELLEVUE, WA 98004
* $ 742,648,000 2 $ 10,000
OAK STREET MORTGAGE
11555 N MERIDIAN ST
CARMEL, IN 46032
* $ 10,000,000 2 $ 406,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 17,573,420,000 2 $ 28,000
GREENPOINT CREDIT, LLC
10089 WILLOW CREEK
SAN DIEGO, CA 92131
* $ 12,500,000,000 2 $ 86,000
HOMEBANC MORTGAGE CORPORATION
2002 SUMMIT BOULEVARD SUITE 100
ATLANTA, GA 30319
* $ 10,000,000 2 $ 168,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 2 $ 214,000
MOREQUITY,INC. (NV)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 2 $ 241,000
RBMG, INC
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 3,000,000,000 2 $ 210,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 4,586,886,000 2 $ 269,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 115,148,694,000 2 $ 40,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 115,148,694,000 2 $ 648,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 183,712,000,000 2 $ 83,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 2 $ 192,000
SUNSHINE MORTGAGE CORPORATION
2401 LAKE PARK DRIVE, SUITE 300
SMYRNA, GA 30080
* $ 10,000,000 1 $ 85,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 1 $ 118,000
TALBOT STATE BANK
710 NORTH GLYNN STREET
FAYETTEVILLE, GA 30214
* $ 62,382,000 1 $ 60,000
THE PEOPLES BANK
PO BOX 297
IVA, SC 29655
* $ 139,227,000 1 $ 88,000
THE PEOPLES NATIONAL BANK
PO BOX 1989
EASLEY, SC 29641
* $ 256,070,000 1 $ 57,000
MORTGAGE LENDERS NETWORK USA
213 COURT STREET
MIDDLETOWN, CT 06457
* $ 10,000,000 1 $ 84,000
NATIONAL CITY HOME LOAN SERVIC
1900 E 9TH ST
CLEVELAND, OH 44114
* $ 15,000,000,000 1 $ 150,000
NBANK, N.A.
1731 NORTH ELM STREET
COMMERCE, GA 30529
* $ 335,210,000 1 $ 70,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 8,575,434,000 1 $ 26,000
MATRIX FINANCIAL SERVICES CORP
2133 WEST PEORIA AVE
PHOENIX, AZ 85029
* $ 1,138,000,000 1 $ 52,000
HOMEONE CREDIT CORP.
10700 NORTH FREEWAY #1000
HOUSTON, TX 77037
* $ 10,000,000 1 $ 88,000
IMPAC FUNDING CORP
19500 JAMBOREE ROAD
IRVINE, CA 92612
* $ 10,000,000 1 $ 105,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 1 $ 100,000
NEW SOUTH FEDERAL SAVINGS BANK
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 1,316,308,000 1 $ 122,000
NEXSTAR FINANCIAL CORPORATION
19 RESEARCH PARK COURT
ST. CHARLES, MO 63304
* $ 10,000,000 1 $ 41,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 1 $ 50,000
PINE STATE MORTGAGE CORP
6065 ROSWELL ROAD SUITE 300
ATLANTA, GA 30328
* $ 10,000,000 1 $ 120,000
RIVERSIDE RESIDENTIAL LENDING
1200 JOHNSON FERRY ROAD
MARIETTA, GA 30068
* $ 350,000,000 1 $ 149,000
SERVICE FIRST MORTGAGE, L.C.
4171 W. HILLSBORO BLVD. STE 10
COCONUT CREEK, FL 33073
* $ 10,000,000 1 $ 72,000
FIRST NATIONAL BANK OF ARIZONA
17600 NORTH PERIMETER DRIVE
SCOTTSDALE, AZ 85255
* $ 728,315,000 1 $ 100,000
FIRST FRANKLIN FINANCIAL CORP.
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 592,000,000 1 $ 150,000
FLORIDA BANK, N. A.
151 CORLEY MILL ROAD
LEXINGTON, SC 29072
* $ 749,141,000 1 $ 71,000
GEORGETOWN MORTGAGE INC.
10 GLENLAKE PKWY SOUTH TOWER STE 950
ATLANTA, GA 30328
* $ 10,000,000 1 $ 81,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,448,525,000 1 $ 111,000
GREENPOINT BANK
5032 PARKWAY PLAZA BLVD
CHARLOTTE, NC 28217
* $ 21,814,445,000 1 $ 86,000
CUNA MUTUAL MORTGAGE CORPORATI
2908 MARKETPLACE DRIVE SUITE 100
MADISON, WI 53719
* $ 10,000,000 1 $ 20,000
DECISION ONE MORTGAGE
6060 J.A. JONES DRIVE
CHARLOTTE, NC 28287
* $ 10,000,000 1 $ 59,000
FIELDSTONE MORTGAGE COMPANY
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 1 $ 132,000
FINANCE AMERICA, LLC
16802 ASTON ST.
IRVINE, CA 92606
* $ 10,000,000 1 $ 84,000
FIRST AMERICAN BANK AND TRUST COMPANY
300 COLLEGE AVE
ATHENS, GA 30601
* $ 200,008,000 1 $ 38,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 12,811,549,000 1 $ 52,000
BANK OF NORTH GA
8025 WESTSIDE PKWY
ALPHARETTA, GA 30004
* $ 1,431,327,000 1 $ 98,000
BANK OF OKLAHOMA, NA
PO BOX 2300
TULSA, OK 74102
* $ 9,975,591,000 1 $ 89,000
BANK OF THE CAROLINAS
P O BOX 347
ADVANCE, NC 27006
* $ 194,491,000 1 $ 62,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 13,961,613,000 1 $ 37,000
CITIFINANCIAL MORTGAGE COMPANY
1111 NORTHPOINT DRIVE
COPPELL, TX 75019
* $ 1,097,190,000,000 1 $ 82,000
CENTURY MORTGAGE CORPORATION
5655 PEACHTREE PARKWAY
NORCROSS, GA 30092
* $ 10,000,000 1 $ 71,000
BRIDGE CAPITAL CORPORATION
27121 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 10,000,000 1 $ 155,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 67,000
LENDMARK FINANCIAL SERVICES
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 1 $ 95,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 879,740,000 1 $ 65,000
ALLIED HOME MORTGAGE CORP.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 1 $ 60,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 1 $ 96,000
ASSOCIATED CREDIT UNION
P.O. BOX 923028
PEACHTREE CORNERS, GA 30092
* $ 685,828,000 1 $ 152,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Elbert County GA in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 904 $81,155,000 $89,000 $579,000 $46,000 $375,000
Home Purchase (one-to-four family) 200 $16,761,000 $83,000 $731,000 $49,000 $483,000
Home Improvement (one-to-four family) 58 $1,017,000 $17,000 $81,000 $45,000 $372,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 1 $613,000 $613,000 $613,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 755 $70,136,000 $92,000 $579,000 $55,000 $483,000
Information not provided by applicant in mail or telephone application 165 $13,670,000 $82,000 $731,000 $49,000 $258,000
Black 159 $8,412,000 $52,000 $256,000 $31,000 $150,000
Not applicable 52 $4,539,000 $87,000 $613,000 $0 $0
Other 13 $1,236,000 $95,000 $165,000 $50,000 $108,000
Hispanic 10 $800,000 $80,000 $140,000 $22,000 $49,000
Asian or Pacific Islander 8 $627,000 $78,000 $120,000 $66,000 $120,000
American Indian or Alaskan Native 1 $126,000 $126,000 $126,000 $64,000 $64,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,140 $97,545,000 $85,000 $731,000 $47,000 $483,000
FHA-insured (Federal Housing Administration) 17 $1,503,000 $88,000 $156,000 $36,000 $83,000
VA-guaranteed (Veterans Administration) 6 $498,000 $83,000 $106,000 $21,000 $45,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 600 $56,568,000 $94,000 $731,000 $53,000 $483,000
Application Denied By Financial Institution 275 $18,718,000 $68,000 $424,000 $45,000 $375,000
Loan Purchased By The Institution 104 $9,178,000 $88,000 $286,000 $25,000 $134,000
Application Withdrawn By Applicant 87 $7,240,000 $83,000 $325,000 $49,000 $180,000
Application Approved But Not Accepted 72 $5,901,000 $81,000 $216,000 $46,000 $156,000
File Closed For Incompleteness 25 $1,941,000 $77,000 $244,000 $47,000 $258,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 44 $3,204,000 $72,000 $240,000 $40,000 $372,000
Other 28 $2,191,000 $78,000 $216,000 $50,000 $278,000
Debt-To-Income Ratio 20 $1,397,000 $69,000 $186,000 $39,000 $72,000
Collateral 20 $2,211,000 $110,000 $424,000 $87,000 $375,000
Credit Application Incomplete 15 $880,000 $58,000 $120,000 $40,000 $62,000
Unverifiable Information 5 $316,000 $63,000 $84,000 $35,000 $58,000
Insufficient Cash (Downpayment, Closing Cost) 5 $473,000 $94,000 $145,000 $54,000 $94,000
Employment History 2 $99,000 $49,000 $53,000 $60,000 $90,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information back through 2003.

Download the Georgia Lender List