Effingham County IL
Mortgage Loan Application
Totals and Details
for 2017

Find mortgage statistics and lending data for the Effingham County IL metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Effingham County IL, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 845
Total Mortgage Loan Application Amount $116,741,000
Average Mortgage Loan Application Amount $138,000
Highest Mortgage Loan Application Amount $961,000
Average Applicant Income $81,000
Highest Applicant Income $1,676,000

Mortgage Company List for Lending in Effingham County IL for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
DIETERICH BANK, NATIONAL ASSOCIATION
300 SUR WOODS DRIVE
EFFINGHAM, IL 62401
* $ 608,105,000 201 $ 28,531,000
PETEFISH, SKILES & CO.
102 W. BEARDSTOWN ST.
VIRGINIA, IL 62691
* $ 170,002,000 80 $ 12,208,000
MIDLAND STATES BANK
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 3,230,875,000 67 $ 13,462,000
FIRST MID BANK & TRUST, NATIONAL ASSOCIATION
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 2,200,305,000 38 $ 5,177,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 34 $ 3,998,000
FIRST NATIONAL BANK OF WATERLOO
228 S. MAIN STREET, P.O. BOX 507
WATERLOO, IL 62298
* $ 453,798,000 27 $ 4,544,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 25 $ 2,990,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 22 $ 2,299,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,727,235,000,000 21 $ 2,907,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 19 $ 816,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 17 $ 2,663,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 16 $ 2,530,000
COMMUNITY MORTGAGE BANC CORPORATION
301 N MAIN
CHATHAM, IL 62629
* $ -1,000 16 $ 1,721,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 14 $ 1,765,000
LAND OF LINCOLN CREDIT UNION
3130 E MOUND RD
DECATUR, IL 62526
* $ 225,738,000 14 $ 996,000
PEOPLES BANK & TRUST
200 S LOCUST, PO BOX 350
PANA, IL 62557
* $ 398,756,000 13 $ 979,000
BANK OF HILLSBORO, NATIONAL ASSOCIATION
PO BOX 310
HILLSBORO, IL 62049
* $ -1,000 10 $ 973,000
STATE BANK OF LINCOLN
508 BROADWAY STREET
LINCOLN, IL 62656
* $ 343,749,000 10 $ 1,188,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 139,776,168,000 9 $ 720,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 8 $ 1,008,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ -1,000 8 $ 719,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 6 $ 667,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 5 $ 757,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 5 $ 470,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 5 $ 487,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 5 $ 724,000
FLAT BRANCH MORTGAGE, INC.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 4 $ 563,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 4 $ 665,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 4 $ 453,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 4 $ 482,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 4 $ 618,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
IRVINE, CA 92614
* $ -1,000 3 $ 367,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 3 $ 320,000
BRIDGEVIEW BANK GROUP
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 3 $ 660,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 3 $ 500,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,883,786,000 3 $ 213,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 363,000
UNITED COMMUNITY BANK
104 N MACOUPIN
GILLESPIE, IL 62033
* $ 1,422,581,000 2 $ 186,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,349,581,000,000 2 $ 225,000
CITIZENS EQUITY FIRST
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 5,614,191,000 2 $ 289,000
PEOPLES NATIONAL BANK , N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 1,124,422,000 2 $ 238,000
ACCEPTANCE CAPITAL MORTGAGE
113 EAST MAGNESIUM RD, UNIT D
SPOKANE, WA 99208
* $ -1,000 2 $ 169,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 252,204,000 2 $ 50,000
UNITED FIDELITY BANK, FSB
PO BOX 1347
EVANSVILLE, IN 47706
* $ 456,271,000 2 $ 57,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 192,000
REDWOOD RESIDENTIAL ACQUISITION CORPORATION
ONE BELVEDERE PLACE
MILL VALLEY, CA 94941
* $ 0 2 $ 1,064,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,207,688,000 2 $ 49,000
COMMUNITY PARTNERS SAVINGS BANK
301 W MAIN ST
SALEM, IL 62881
* $ 175,321,000 2 $ 377,000
CARROLLTON BANK
P. O. BOX 232
CARROLLTON, IL 62016
* $ 1,443,000,000 2 $ 537,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 18,252,081,000 2 $ 584,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 2 $ 488,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 2 $ 267,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ -1,000 2 $ 178,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 2 $ 168,000
THE BANK OF EDWARDSVILLE
330 W VANDALIA
EDWARDSVILLE, IL 62025
* $ 1,712,246,000 2 $ 493,000
VINSON MORTGAGE GROUP
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ -1,000 1 $ 306,000
HEALTHCARE ASSOCIATES CREDIT UNION
1151 E WARRENVILLE ROAD
NAPERVILLE, IL 60563
* $ 323,629,000 1 $ 119,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 317,715,000 1 $ 175,000
FIRST CENTENNIAL MORTGAGE CORPORATION
2471 W SULLIVAN ROAD
AURORA, IL 60506
* $ -1,000 1 $ 49,000
SOFI LENDING CORP.
375 HEALDSBURG AVENUE, SUITE 280
HEALDSBURG, CA 95448
* $ -1,000 1 $ 144,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 103,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 177,000
MORTGAGE ACCESS CORP.
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 1 $ 238,000
STIFEL BANK AND TRUST
501 N BROADWAY
ST. LOUIS, MO 63141
* $ 13,016,049,000 1 $ 168,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ -1,000 1 $ 123,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 1 $ 70,000
FIRST SOUTHERN BANK.
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 669,149,000 1 $ 56,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 1 $ 60,000
STATE BANK OF WATERLOO
885 N ILLINOIS ROUTE 3
WATERLOO, IL 62298
* $ 153,508,000 1 $ 256,000
BANKERS' BANK
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 553,662,000 1 $ 41,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 355,999,734,000 1 $ 38,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 1 $ 97,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 265,000
BUSEY BANK
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 5,382,961,000 1 $ 98,000
JLB CORPORATION
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ -1,000 1 $ 164,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 91,146,995,000 1 $ 40,000
INB, NATIONAL ASSOCIATION
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 865,623,000 1 $ 276,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,483,848,000 1 $ 23,000
TOTAL MORTGAGE SERVICES, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 1 $ 280,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 1 $ 120,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
CHARLOTTE, NC 28210
* $ -1,000 1 $ 160,000
FBC MORTGAGE, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 1 $ 101,000
GUILD MORTGAGE COMPANY
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 56,000
FIRST BANK
600 JAMES MCDONNELL BLVD
HAZELWOOD, MO 63042
* $ 6,183,870,000 1 $ 183,000
TOWNSTONE FINANACIAL, INC.
1141 W RANDOLPH
CHICAGO, IL 60607
* $ -1,000 1 $ 220,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 99,554,985,000 1 $ 105,000
HIGHLANDS RESIDENTIAL MORTGAGE, LTD.
12001 NORTH CENTRAL EXPRESSWAY SUITE 750
DALLAS, TX 75243
* $ -1,000 1 $ 157,000
FIRST COMMUNITY
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 2,234,613,000 1 $ 148,000
EMPEOPLE CREDIT UNION
3950 38TH AVENUE
MOLINE, IL 61265
* $ 832,884,000 1 $ 20,000
FIRST STATE BANK
201 W MAIN ST
MONTICELLO, IL 61856
* $ 232,960,000 1 $ 142,000
PEOPLES BANK OF KANKAKEE COUNTY
315 MAIN NW
BOURBONNAIS, IL 60914
* $ 192,367,000 1 $ 240,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 101,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 103,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 28,000
BMO HARRIS BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 106,169,829,000 1 $ 250,000
GATEWAY MORTGAGE GROUP, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 152,000
INLAND BANK & TRUST
1900 W STATE ST
GENEVA, IL 60134
* $ 1,020,784,000 1 $ 129,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 1 $ 15,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 561,134,000 1 $ 275,000
DECATUR EARTHMOVER CREDIT UNION
260 W MARION AVE
FORSYTH, IL 62535
* $ 263,156,000 1 $ 30,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 21,689,804,000 1 $ 300,000
THE HOME LOAN EXPERT LLC
1600 S BRENTWOOD
ST LOUIS, MO 63144
* $ 0 1 $ 0
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 109,000
FIRST DIRECT LENDING LLC
15261 LAGUNA CANYON ROAD, SUITE 200
IRVINE, CA 92618
* $ -1,000 1 $ 177,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 587,672,000 1 $ 147,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 221,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Effingham County IL in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 480 $67,715,000 $141,000 $819,000 $74,000 $800,000
Refinancing 290 $40,788,000 $140,000 $961,000 $88,000 $1,676,000
Home Improvement 75 $8,238,000 $109,000 $635,000 $99,000 $503,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 721 $98,142,000 $136,000 $819,000 $84,000 $1,000,000
Not applicable 73 $10,519,000 $144,000 $961,000 $7,000 $181,000
Not Provided 28 $3,195,000 $114,000 $300,000 $76,000 $340,000
Hispanic 16 $2,494,000 $155,000 $306,000 $197,000 $1,676,000
Asian 6 $2,302,000 $383,000 $616,000 $275,000 $626,000
Black or African American 1 $89,000 $89,000 $89,000 $58,000 $58,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 593 $86,378,000 $145,000 $961,000 $97,000 $1,676,000
FHA-insured (Federal Housing Administration) 106 $13,074,000 $123,000 $280,000 $52,000 $235,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 102 $11,335,000 $111,000 $350,000 $31,000 $94,000
VA-guaranteed (Veterans Administration) 44 $5,954,000 $135,000 $275,000 $45,000 $140,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 538 $77,375,000 $143,000 $961,000 $91,000 $800,000
Application Denied By Financial Institution 91 $10,461,000 $114,000 $616,000 $90,000 $1,676,000
Loan Purchased By The Institution 87 $12,250,000 $140,000 $580,000 $27,000 $181,000
Application Approved But Not Accepted 55 $7,909,000 $143,000 $567,000 $68,000 $209,000
Application Withdrawn By Applicant 41 $5,306,000 $129,000 $616,000 $83,000 $399,000
File Closed For Incompleteness 33 $3,440,000 $104,000 $584,000 $51,000 $304,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 22 $2,696,000 $122,000 $300,000 $148,000 $1,676,000
Collateral 10 $1,882,000 $188,000 $511,000 $124,000 $458,000
Debt-To-Income Ratio 7 $1,345,000 $192,000 $616,000 $22,000 $61,000
Other 5 $313,000 $62,000 $135,000 $65,000 $81,000
Credit Application Incomplete 4 $465,000 $116,000 $138,000 $63,000 $150,000
Unverifiable Information 1 $76,000 $76,000 $76,000 $65,000 $65,000
Employment History 1 $90,000 $90,000 $90,000 $37,000 $37,000
Insufficient Cash (Downpayment, Closing Cost) 1 $70,000 $70,000 $70,000 $44,000 $44,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information back through 2003.

Download the Illinois Lender List