Edmunds County SD
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage statistics and lending data for the Edmunds County SD metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Edmunds County SD, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 91 |
| Total Mortgage Loan Application Amount | $15,275,000 |
| Average Mortgage Loan Application Amount | $167,000 |
| Highest Mortgage Loan Application Amount | $645,000 |
| Average Applicant Income | $176,000 |
| Highest Applicant Income | $6,306,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| DACOTAH BANK 308 S MAIN STREET, PO BOX 1210 ABERDEEN, SD 57102 |
* | $ 3,383,892,000 | 12 | $ 3,140,000 |
| CORTRUST MORTGAGE, INC. 2101 S MINNESOTA AVENUE SIOUX FALLS, SD 57105 |
* | $ -1,000 | 12 | $ 1,570,000 |
| PLAINS COMMERCE BANK 220 MAIN ST HOVEN, SD 57450 |
* | $ 1,046,473,000 | 9 | $ 1,375,000 |
| CORTRUST BANK NATIONAL ASSOCIATION 100 EAST HAVENS MITCHELL, SD 57301 |
* | $ 1,566,307,000 | 8 | $ 720,000 |
| AMERICAN BANK & TRUST 120 E MAIN STREET WESSINGTON SPRINGS, SD 57382 |
* | $ 1,319,953,000 | 7 | $ 1,145,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 564,154,604,000 | 4 | $ 300,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ -1,000 | 3 | $ 945,000 |
| DISCOVER BANK 12 READS WAY NEW CASTLE, DE 19720 |
* | $ 108,342,526,000 | 2 | $ 190,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,779,504,000,000 | 2 | $ 360,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 188,069,637,000 | 2 | $ 270,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ -1,000 | 2 | $ 590,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 2 | $ 90,000 |
| BANKWEST, INC. 420 S. PIERRE STREET, PO BOX 998 PIERRE, SD 57501 |
* | $ 1,502,665,000 | 2 | $ 420,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 528,514,000,000 | 2 | $ 510,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 339,245,000 | 2 | $ 40,000 |
| CU MORTGAGE DIRECT, LLC 5010 S. SOLBERG AVENUE SIOUX FALLS, SD 57108 |
* | $ -1,000 | 2 | $ 630,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 1 | $ 315,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ -1,000 | 1 | $ 55,000 |
| FIRST INTERSTATE BANK PO BOX 30918 BILLINGS, MT 59116 |
* | $ 19,608,230,000 | 1 | $ 105,000 |
| GUARANTEED RATE AFFINITY, LLC 1800 WEST LARCHMONT AVE CHICAGO, IL 60613 |
* | $ -1,000 | 1 | $ 145,000 |
| BROKER SOLUTIONS, INC. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ -1,000 | 1 | $ 165,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ -1,000 | 1 | $ 185,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 1 | $ 55,000 |
| FIRST PREMIER BANK 400 S SYCAMORE AVE, SUITE 101 SIOUX FALLS, SD 57110 |
* | $ 2,889,083,000 | 1 | $ 175,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 173,414,362,000 | 1 | $ 75,000 |
| FIGURE LENDING LLC 15720 BRIXHAM HILL AVE, SUITE 300 CHARLOTTE, NC 28277 |
* | $ -1,000 | 1 | $ 35,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 BRENTWOOD, TN 37027 |
* | $ -1,000 | 1 | $ 285,000 |
| BELL BANK 3100 13TH AVE S FARGO, ND 58103 |
* | $ 9,729,918,000 | 1 | $ 145,000 |
| TOYOTA FINANCIAL SAVINGS BANK 2485 VILLAGE VIEW DRIVE, SUITE 200 HENDERSON, NV 89074 |
* | $ 4,410,685,000 | 1 | $ 645,000 |
| RELIABANK DAKOTA 211 N MAIN ST ESTELLINE, SD 57201 |
* | $ 735,374,000 | 1 | $ 125,000 |
| ARVEST BANK 201 W WALNUT ROGERS, AR 72756 |
* | $ 26,774,219,000 | 1 | $ 105,000 |
| CROSSCOUNTRY MORTGAGE, INC. 6850 MILLER RD BRECKSVILLE, OH 44141 |
* | $ -1,000 | 1 | $ 65,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Edmunds County SD in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 44 | $8,550,000 | $194,000 | $645,000 | $243,000 | $6,306,000 |
| Refinancing | 16 | $2,420,000 | $151,000 | $345,000 | $150,000 | $607,000 |
| Cash-out Refinancing | 12 | $3,130,000 | $260,000 | $435,000 | $91,000 | $163,000 |
| Other Purpose | 11 | $735,000 | $66,000 | $125,000 | $75,000 | $180,000 |
| Home Improvement | 7 | $305,000 | $43,000 | $105,000 | $124,000 | $184,000 |
| Not Applicable | 1 | $135,000 | $135,000 | $135,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 78 | $12,500,000 | $160,000 | $645,000 | $106,000 | $607,000 |
| Not Provided | 7 | $1,365,000 | $195,000 | $545,000 | $965,000 | $6,306,000 |
| Not applicable | 4 | $960,000 | $240,000 | $435,000 | $65,000 | $88,000 |
| American Indian or Alaskan Native | 2 | $450,000 | $225,000 | $345,000 | $211,000 | $386,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 69 | $12,495,000 | $181,000 | $645,000 | $213,000 | $6,306,000 |
| FHA-insured (Federal Housing Administration) | 12 | $1,270,000 | $105,000 | $185,000 | $60,000 | $122,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,460,000 | $182,000 | $425,000 | $60,000 | $163,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $50,000 | $25,000 | $25,000 | $40,000 | $43,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 42 | $8,410,000 | $200,000 | $645,000 | $274,000 | $6,306,000 |
| Application Denied By Financial Institution | 18 | $1,800,000 | $100,000 | $285,000 | $81,000 | $607,000 |
| Application Withdrawn By Applicant | 15 | $1,535,000 | $102,000 | $325,000 | $88,000 | $205,000 |
| Application Approved But Not Accepted | 7 | $1,625,000 | $232,000 | $435,000 | $121,000 | $386,000 |
| Loan Purchased By The Institution | 5 | $1,135,000 | $227,000 | $435,000 | $58,000 | $88,000 |
| File Closed For Incompleteness | 4 | $770,000 | $192,000 | $425,000 | $107,000 | $163,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 73 | $13,475,000 | $184,000 | $645,000 | $200,000 | $6,306,000 |
| Credit History | 6 | $410,000 | $68,000 | $155,000 | $46,000 | $66,000 |
| Debt-To-Income Ratio | 6 | $890,000 | $148,000 | $285,000 | $136,000 | $607,000 |
| Collateral | 4 | $210,000 | $52,000 | $55,000 | $60,000 | $93,000 |
| Credit Application Incomplete | 1 | $35,000 | $35,000 | $35,000 | $67,000 | $67,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $255,000 | $255,000 | $255,000 | $61,000 | $61,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information back through 2003.