Echols County GA
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage statistics and lending data for the Echols County GA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Echols County GA, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 70 |
| Total Mortgage Loan Application Amount | $6,176,000 |
| Average Mortgage Loan Application Amount | $88,000 |
| Highest Mortgage Loan Application Amount | $219,000 |
| Average Applicant Income | $53,000 |
| Highest Applicant Income | $471,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 6 | $ 481,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 6 | $ 400,000 |
| CLAYTON BANK AND TRUST 520 WEST SUMMIT HILL DRIVE SUITE 801 KNOXVILLE, TN 37902 |
* | $ 785,530,000 | 5 | $ 318,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,610,580,000,000 | 5 | $ 574,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 4 | $ 531,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ 10,000,000 | 4 | $ 293,000 |
| FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF VALDOSTA PO BOX 888 VALDOSTA, GA 31603 |
* | $ 163,640,000 | 3 | $ 372,000 |
| GUARDIAN BANK 701 WILDWOOD PLANTATION DR. VALDOSTA, GA 31602 |
* | $ 288,168,000 | 3 | $ 57,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ 138,031,000 | 3 | $ 371,000 |
| FARMERS & MERCHANTS BANK 4 NORTH CARTER STREET, PO BOX 187 LAKELAND, GA 31635 |
* | $ 542,501,000 | 3 | $ 306,000 |
| SOUTHERN PINE CREDIT UNION P O BOX 1048 VALDOSTA, GA 31603 |
* | $ 44,105,000 | 3 | $ 439,000 |
| COLONY BANK 302 SOUTH MAIN ST. FITZGERALD, GA 31750 |
* | $ 1,172,145,000 | 2 | $ 39,000 |
| SYNOVUS BANK PO BOX 120 COLUMBUS, GA 31902 |
* | $ 28,529,226,000 | 2 | $ 97,000 |
| BANK OF THE OZARKS PO BOX 8811 LITTLE ROCK, AR 72231 |
* | $ 9,870,373,000 | 2 | $ 164,000 |
| COMMERCIAL BANKING COMPANY 3462 NORTH VALDOSTA ROAD VALDOSTA, GA 31603 |
* | $ 227,191,000 | 1 | $ 106,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,709,556,000 | 1 | $ 46,000 |
| SYNOVUS MORTGAGE CORPORATION 2204 LAKESHORE DRIVE SUITE 325 BIRMINGHAM, AL 35209 |
* | $ 27,908,468,000 | 1 | $ 67,000 |
| SOUTHEASTERN CREDIT UNION PO BOX 2067 VALDOSTA, GA 31604 VALDOSTA, GA 31604 |
* | $ 228,784,000 | 1 | $ 97,000 |
| AMERIS BANK 300 SOUTH MAIN STREET MOULTRIE, GA 31768 |
* | $ 5,592,561,000 | 1 | $ 55,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 1 | $ 159,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A ANAHEIM, CA 92806 |
* | $ 945,758,000 | 1 | $ 64,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ 10,000,000 | 1 | $ 73,000 |
| FINANCE OF AMERICA MORTGAGE LLC 300 WELSH ROAD BUILDING 5 HORSHAM, PA 19044 |
* | $ 10,000,000 | 1 | $ 124,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 1 | $ 110,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 186,710,993,000 | 1 | $ 10,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,801,773,000 | 1 | $ 45,000 |
| MAGNOLIA BANK 794 OLD ELIZABETHTOWN RD HODGENVILLE, KY 42748 |
* | $ 180,082,000 | 1 | $ 97,000 |
| CITIZENS COMMUNITY BANK 120 W. MAIN STREET HAHIRA, GA 31632 |
* | $ 130,772,000 | 1 | $ 24,000 |
| RENASANT BANK 209 TROY ST., P.O. BOX 709 TUPELO, MS 38802 |
* | $ 7,901,669,000 | 1 | $ 147,000 |
| SOUTH STATE BANK 520 GERVAIS STREET COLUMBIA, SC 29201 |
* | $ 8,560,707,000 | 1 | $ 23,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Echols County GA in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 39 | $2,886,000 | $74,000 | $207,000 | $44,000 | $175,000 |
| Refinancing | 28 | $3,116,000 | $111,000 | $219,000 | $68,000 | $471,000 |
| Home Improvement | 3 | $174,000 | $58,000 | $160,000 | $32,000 | $41,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 53 | $4,714,000 | $88,000 | $219,000 | $55,000 | $471,000 |
| Hispanic | 6 | $321,000 | $53,000 | $101,000 | $45,000 | $109,000 |
| Not Provided | 5 | $735,000 | $147,000 | $192,000 | $60,000 | $79,000 |
| American Indian or Alaskan Native | 3 | $115,000 | $38,000 | $45,000 | $35,000 | $58,000 |
| Not applicable | 2 | $211,000 | $105,000 | $144,000 | $0 | $0 |
| Black or African American | 1 | $80,000 | $80,000 | $80,000 | $118,000 | $118,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 59 | $5,297,000 | $89,000 | $219,000 | $58,000 | $471,000 |
| FHA-insured (Federal Housing Administration) | 5 | $409,000 | $81,000 | $110,000 | $48,000 | $101,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $388,000 | $97,000 | $144,000 | $19,000 | $42,000 |
| VA-guaranteed (Veterans Administration) | 2 | $82,000 | $41,000 | $41,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 29 | $2,820,000 | $97,000 | $219,000 | $74,000 | $471,000 |
| Application Denied By Financial Institution | 26 | $1,957,000 | $75,000 | $185,000 | $39,000 | $101,000 |
| Application Withdrawn By Applicant | 4 | $486,000 | $121,000 | $160,000 | $34,000 | $54,000 |
| File Closed For Incompleteness | 4 | $360,000 | $90,000 | $159,000 | $53,000 | $75,000 |
| Application Approved But Not Accepted | 4 | $232,000 | $58,000 | $68,000 | $40,000 | $51,000 |
| Loan Purchased By The Institution | 3 | $321,000 | $107,000 | $144,000 | $11,000 | $35,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 2 | $295,000 | $147,000 | $185,000 | $34,000 | $35,000 |
| Credit History | 1 | $10,000 | $10,000 | $10,000 | $41,000 | $41,000 |
| Debt-To-Income Ratio | 1 | $4,000 | $4,000 | $4,000 | $19,000 | $19,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $79,000 | $79,000 | $79,000 | $101,000 | $101,000 |
| Other | 1 | $106,000 | $106,000 | $106,000 | $54,000 | $54,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information back through 2003.