Find mortgage statistics and lending data for the Douglas County SD metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Douglas County SD, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 51 |
Total Mortgage Loan Application Amount | $5,855,000 |
Average Mortgage Loan Application Amount | $114,000 |
Highest Mortgage Loan Application Amount | $315,000 |
Average Applicant Income | $71,000 |
Highest Applicant Income | $198,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
BANKWEST, INC. 420 S. PIERRE STREET, PO BOX 998 PIERRE, SD 57501 |
* | $ 1,086,583,000 | 13 | $ 1,365,000 |
BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 89,765,667,000 | 5 | $ 315,000 |
CU MORTGAGE DIRECT, LLC 5010 S. SOLBERG AVENUE SIOUX FALLS, SD 57108 |
* | $ -1,000 | 3 | $ 455,000 |
RELIABANK DAKOTA 211 N MAIN ST ESTELLINE, SD 57201 |
* | $ 355,470,000 | 3 | $ 375,000 |
FIRST DAKOTA NATIONAL BANK 225 CEDAR ST YANKTON, SD 57078 |
* | $ 1,598,426,000 | 3 | $ 515,000 |
GREAT WESTERN BANK 225 S MAIN AVE SIOUX FALLS, SD 57104 |
* | $ 11,803,006,000 | 3 | $ 225,000 |
DISCOVER BANK 12 READS WAY NEW CASTLE, DE 19720 |
* | $ 98,729,134,000 | 2 | $ 130,000 |
CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 121,995,997,000 | 2 | $ 310,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 456,025,829,000 | 2 | $ 310,000 |
AMERICAN STATE BANK 525 N MAIN AVE, PO BOX 140 SIOUX CENTER, IA 51250 |
* | $ 869,903,000 | 2 | $ 240,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,751,524,000,000 | 2 | $ 280,000 |
AMERICAN BANK & TRUST 120 E MAIN STREET WESSINGTON SPRINGS, SD 57382 |
* | $ 708,948,000 | 1 | $ 135,000 |
AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 1 | $ 135,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE ATLANTA, GA 30305 |
* | $ -1,000 | 1 | $ 115,000 |
DACOTAH BANK 308 S MAIN STREET, PO BOX 1210 ABERDEEN, SD 57102 |
* | $ 2,396,553,000 | 1 | $ 45,000 |
FIRST PREMIER BANK 400 S SYCAMORE AVE, SUITE 101 SIOUX FALLS, SD 57110 |
* | $ 1,686,532,000 | 1 | $ 275,000 |
FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 1 | $ 85,000 |
SERVICE FIRST FEDERAL CREDIT UNION 3901 E 10TH STREET SIOUX FALLS, SD 57103 |
* | $ 156,639,000 | 1 | $ 55,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ -1,000 | 1 | $ 285,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 27 | $3,325,000 | $123,000 | $315,000 | $70,000 | $198,000 |
Refinancing | 9 | $1,255,000 | $139,000 | $265,000 | $79,000 | $151,000 |
Cash-out Refinancing | 7 | $875,000 | $125,000 | $275,000 | $69,000 | $101,000 |
Home Improvement | 6 | $250,000 | $41,000 | $75,000 | $82,000 | $118,000 |
Other Purpose | 2 | $150,000 | $75,000 | $75,000 | $35,000 | $49,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 45 | $5,155,000 | $114,000 | $315,000 | $72,000 | $198,000 |
Not Provided | 3 | $305,000 | $101,000 | $165,000 | $49,000 | $59,000 |
Not applicable | 1 | $85,000 | $85,000 | $85,000 | $0 | $0 |
Asian | 1 | $55,000 | $55,000 | $55,000 | $69,000 | $69,000 |
Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 45 | $5,135,000 | $114,000 | $315,000 | $73,000 | $198,000 |
FHA-insured (Federal Housing Administration) | 3 | $295,000 | $98,000 | $135,000 | $42,000 | $59,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $140,000 | $70,000 | $85,000 | $54,000 | $67,000 |
VA-guaranteed (Veterans Administration) | 1 | $285,000 | $285,000 | $285,000 | $90,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 31 | $4,265,000 | $137,000 | $315,000 | $70,000 | $164,000 |
Application Denied By Financial Institution | 9 | $535,000 | $59,000 | $135,000 | $76,000 | $198,000 |
Application Withdrawn By Applicant | 6 | $560,000 | $93,000 | $155,000 | $80,000 | $109,000 |
Loan Purchased By The Institution | 3 | $395,000 | $131,000 | $275,000 | $61,000 | $83,000 |
Application Approved But Not Accepted | 2 | $100,000 | $50,000 | $55,000 | $47,000 | $53,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 40 | $5,010,000 | $125,000 | $315,000 | $72,000 | $164,000 |
Debt-To-Income Ratio | 5 | $455,000 | $91,000 | $175,000 | $75,000 | $198,000 |
Collateral | 3 | $195,000 | $65,000 | $135,000 | $44,000 | $69,000 |
Credit History | 2 | $80,000 | $40,000 | $45,000 | $118,000 | $118,000 |
Credit Application Incomplete | 1 | $115,000 | $115,000 | $115,000 | $59,000 | $59,000 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information back through 2003.