Decatur County IA
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage statistics and lending data for the Decatur County IA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Decatur County IA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 282
Total Mortgage Loan Application Amount $32,990,000
Average Mortgage Loan Application Amount $116,000
Highest Mortgage Loan Application Amount $1,655,000
Average Applicant Income $78,000
Highest Applicant Income $1,028,000

Mortgage Company List for Lending in Decatur County IA for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
GREAT WESTERN BANK
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 12,848,070,000 30 $ 2,240,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 92,968,547,000 28 $ 2,350,000
BTC BANK
1201-2 US-65 BUSINESS
CARROLLTON, MO 64633
* $ 563,361,000 27 $ 1,805,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 22 $ 2,150,000
IOWA BANKERS MORTGAGE CORPORATION
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 15 $ 2,175,000
FIRST NATIONAL BANK, AMES, IOWA
405 5TH ST
AMES, IA 50010
* $ 913,271,000 12 $ 1,030,000
AMERICAN STATE BANK
1000 JEFFREYS DR
OSCEOLA, IA 50213
* $ 221,431,000 12 $ 950,000
GREENSTATE CREDIT UNION
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 5,757,174,000 11 $ 1,425,000
VERIDIAN CREDIT UNION
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 4,348,222,000 8 $ 1,160,000
COMMUNITY 1ST CREDIT UNION
1030 SIERRA DR NE
CEDAR RAPIDS, IA 52402
* $ 709,695,000 7 $ 465,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 6 $ 1,200,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 6 $ 780,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 4 $ 300,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,712,919,000,000 4 $ 460,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 3 $ 145,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 3 $ 475,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 3 $ 325,000
ARVEST BANK
201 W WALNUT
ROGERS, AR 72756
* $ 19,445,554,000 3 $ 205,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 3 $ 405,000
MIDWEST HERITAGE BANK FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 285,828,000 3 $ 385,000
LINCOLN SAVINGS BANK
301 WASHINGTON ST
CEDAR FALLS, IA 50613
* $ 1,371,963,000 2 $ 330,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 2 $ 250,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 167,845,100,000 2 $ 1,870,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 2 $ 180,000
MIDWESTONE BANK
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 4,645,441,000 2 $ 320,000
MARINE
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 857,609,000 2 $ 110,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 2 $ 130,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 2 $ 330,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 2 $ 280,000
WEST GATE BANK
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 737,952,000 2 $ 430,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 2 $ 170,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 2 $ 420,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 1 $ 115,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 55,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 15,000
COMMUNITY MORTGAGE BANC CORPORATION
301 N MAIN
CHATHAM, IL 62629
* $ -1,000 1 $ 335,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 1 $ 25,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 1 $ 95,000
HOMESERVICES LENDING, LLC
2700 WESTOWN PARKWAY SUITE 345
WEST DES MOINES, IA 50266
* $ -1,000 1 $ 85,000
COMMUNITYAMERICA
9777 RIDGE DR
LENEXA, KS 66219
* $ 2,956,628,000 1 $ 115,000
CONCORDIA BANK AND TRUST COMPANY
904 CARTER ST
VIDALIA, LA 71373
* $ -1,000 1 $ 1,655,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 1 $ 35,000
CONTRACT EXCHANGE CORPORATION
425 2ND ST SE #370
CEDAR RAPIDS, IA 52401
* $ -1,000 1 $ 15,000
THE UNION BANK COMPANY
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 877,982,000 1 $ 175,000
PEOPLES SAVINGS BANK
400 E IOWA AVE
INDIANOLA, IA 50125
* $ 326,024,000 1 $ 165,000
EMPEOPLE CREDIT UNION
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,131,130,000 1 $ 55,000
BANKERS TRUST COMPANY
453 7TH ST.
DES MOINES, IA 50309
* $ 4,981,719,000 1 $ 55,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 1 $ 55,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
NEW YORK, NY 10013
* $ -1,000 1 $ 45,000
GREENSTONE FARM CREDIT SERVICES, FLCA
3515 WEST RD
EAST LANSING, MI 48823
* $ -1,000 1 $ 545,000
COLLINS COMMUNITY CREDIT UNION
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 1,233,409,000 1 $ 255,000
ARBOR BANK
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ 365,025,000 1 $ 215,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 255,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 215,000
TRUHOME SOLUTIONS, LLC
9601 LEGLER RD.
LENEXA, KS 66219
* $ -1,000 1 $ 115,000
LUANA SAVINGS BANK
100 HARVEST DRIVE
LUANA, IA 52156
* $ 1,523,369,000 1 $ 25,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 85,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,503,779,000 1 $ 55,000
ACADEMY BANK, NATIONAL ASSOCIATION
8551 NORTH BOARDWALK AVE
KANSAS CITY, MO 64154
* $ 2,095,381,000 1 $ 15,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 1 $ 125,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 55,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Decatur County IA in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 123 $16,115,000 $131,000 $1,655,000 $69,000 $780,000
Refinancing 92 $11,760,000 $127,000 $655,000 $91,000 $1,028,000
Cash-out Refinancing 30 $3,470,000 $115,000 $285,000 $87,000 $253,000
Home Improvement 23 $785,000 $34,000 $105,000 $83,000 $232,000
Other Purpose 11 $625,000 $56,000 $185,000 $58,000 $84,000
Not Applicable 3 $235,000 $78,000 $105,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 232 $24,910,000 $107,000 $935,000 $77,000 $780,000
Not Provided 20 $2,560,000 $128,000 $655,000 $106,000 $1,028,000
Not applicable 18 $4,230,000 $235,000 $1,655,000 $68,000 $98,000
Hispanic 10 $1,010,000 $101,000 $195,000 $44,000 $68,000
American Indian or Alaskan Native 2 $280,000 $140,000 $175,000 $49,000 $49,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 210 $25,180,000 $119,000 $1,655,000 $87,000 $1,028,000
VA-guaranteed (Veterans Administration) 29 $3,375,000 $116,000 $275,000 $61,000 $118,000
FHA-insured (Federal Housing Administration) 26 $2,920,000 $112,000 $265,000 $43,000 $132,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 17 $1,515,000 $89,000 $165,000 $37,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 150 $17,950,000 $119,000 $1,655,000 $77,000 $350,000
Application Denied By Financial Institution 67 $6,935,000 $103,000 $655,000 $70,000 $1,028,000
Application Withdrawn By Applicant 31 $3,965,000 $127,000 $935,000 $92,000 $609,000
Loan Purchased By The Institution 14 $1,700,000 $121,000 $285,000 $68,000 $98,000
File Closed For Incompleteness 12 $1,820,000 $151,000 $935,000 $114,000 $780,000
Application Approved But Not Accepted 8 $620,000 $77,000 $215,000 $88,000 $232,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 182 $22,090,000 $121,000 $935,000 $83,000 $780,000
Debt-To-Income Ratio 51 $6,065,000 $118,000 $1,655,000 $65,000 $336,000
Credit History 22 $1,370,000 $62,000 $165,000 $50,000 $101,000
Collateral 14 $2,030,000 $145,000 $655,000 $125,000 $1,028,000
Credit Application Incomplete 9 $1,145,000 $127,000 $185,000 $75,000 $123,000
Other 2 $150,000 $75,000 $95,000 $50,000 $67,000
Unverifiable Information 1 $75,000 $75,000 $75,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 1 $65,000 $65,000 $65,000 $52,000 $52,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information back through 2003.

Download the Iowa Lender List