Decatur County IA
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage statistics and lending data for the Decatur County IA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Decatur County IA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 201
Total Mortgage Loan Application Amount $18,805,000
Average Mortgage Loan Application Amount $93,000
Highest Mortgage Loan Application Amount $425,000
Average Applicant Income $68,000
Highest Applicant Income $379,000

Mortgage Company List for Lending in Decatur County IA for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
GREAT WESTERN BANK
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 12,568,651,000 27 $ 1,205,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 87,268,647,000 25 $ 1,735,000
BTC BANK
1201-2 US-65 BUSINESS
CARROLLTON, MO 64633
* $ 499,948,000 21 $ 2,285,000
IOWA BANKERS MORTGAGE CORPORATION
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 10 $ 1,320,000
AMERICAN STATE BANK
1000 JEFFREYS DR
OSCEOLA, IA 50213
* $ 212,080,000 9 $ 445,000
COMMUNITY 1ST CREDIT UNION
1030 SIERRA DR NE
CEDAR RAPIDS, IA 52402
* $ 650,228,000 8 $ 340,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,689,351,000,000 8 $ 800,000
FIRST NATIONAL BANK, AMES, IOWA
405 5TH ST
AMES, IA 50010
* $ 841,750,000 7 $ 695,000
VERIDIAN CREDIT UNION
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 4,145,422,000 6 $ 270,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 5 $ 815,000
GREENSTATE CREDIT UNION
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 5,377,351,000 3 $ 85,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 3 $ 305,000
MIDWEST HERITAGE BANK FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 272,118,000 3 $ 565,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 3 $ 295,000
LEGACY BANK
502 8TH ST SW - PO BOX 309
ALTOONA, IA 50009
* $ 108,326,000 2 $ 130,000
EMPEOPLE CREDIT UNION
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,039,284,000 2 $ 250,000
LUANA SAVINGS BANK
100 HARVEST DRIVE
LUANA, IA 52156
* $ 1,185,477,000 2 $ 110,000
COLLINS COMMUNITY CREDIT UNION
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 1,315,218,000 2 $ 70,000
COMMUNITY CHOICE CREDIT UNION
1351 NW 114TH ST, P.O. BOX 71247
CLIVE, IA 50325
* $ 506,692,000 2 $ 350,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 210,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 2 $ 150,000
HOMESERVICES LENDING, LLC
2700 WESTOWN PARKWAY SUITE 345
WEST DES MOINES, IA 50266
* $ -1,000 2 $ 270,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 300,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 1 $ 175,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 115,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 1 $ 365,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 145,000
PEOPLES BANK
205 E MAIN ST
GRAND JUNCTION, IA 50107
* $ 332,872,000 1 $ 65,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
GILBERT, AZ 85297
* $ -1,000 1 $ 55,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 1 $ 75,000
LINCOLN SAVINGS BANK
301 WASHINGTON ST
CEDAR FALLS, IA 50613
* $ 1,251,526,000 1 $ 175,000
BANK IOWA
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,273,574,000 1 $ 95,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 75,000
ALLY BANK
2101, 300 EAST REXFORD RD
CHARLOTTE, NC 28211
* $ 159,291,000,000 1 $ 65,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 75,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 1 $ 55,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 1 $ 175,000
MIDSTATES BANK, NATIONAL ASSOCIATION
1851 MADISON AVE., STE. 732
COUNCIL BLUFFS, IA 51503
* $ 401,013,000 1 $ 425,000
ARBOR BANK
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ 331,653,000 1 $ 205,000
COMMUNITY MORTGAGE BANC CORPORATION
301 N MAIN
CHATHAM, IL 62629
* $ -1,000 1 $ 105,000
NORTHWEST BANK
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,606,623,000 1 $ 225,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 1 $ 135,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 1 $ 115,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 1 $ 85,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 1 $ 215,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 1 $ 155,000
NBH BANK
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80111
* $ 5,665,667,000 1 $ 45,000
LENDERLIVE NETWORK, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 1 $ 65,000
CHERRYWOOD MORTGAGE, LLC
20955 PATHFINDER RD #370
DIAMOND BAR, CA 91765
* $ -1,000 1 $ 245,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 45,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 1 $ 55,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Decatur County IA in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 98 $11,210,000 $114,000 $425,000 $61,000 $135,000
Refinancing 38 $2,870,000 $75,000 $265,000 $89,000 $379,000
Cash-out Refinancing 25 $3,285,000 $131,000 $315,000 $67,000 $283,000
Home Improvement 24 $680,000 $28,000 $75,000 $69,000 $161,000
Other Purpose 15 $695,000 $46,000 $155,000 $74,000 $145,000
Not Applicable 1 $65,000 $65,000 $65,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 162 $14,040,000 $86,000 $425,000 $67,000 $379,000
Not Provided 20 $2,450,000 $122,000 $365,000 $83,000 $356,000
Not applicable 10 $1,170,000 $117,000 $245,000 $49,000 $49,000
Black or African American 6 $930,000 $155,000 $225,000 $82,000 $98,000
Hispanic 2 $180,000 $90,000 $105,000 $36,000 $44,000
Native Hawaiian or Other Pacific Islander 1 $35,000 $35,000 $35,000 $60,000 $60,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 159 $14,115,000 $88,000 $425,000 $70,000 $379,000
FHA-insured (Federal Housing Administration) 22 $2,660,000 $120,000 $315,000 $62,000 $124,000
VA-guaranteed (Veterans Administration) 13 $1,565,000 $120,000 $215,000 $78,000 $283,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $465,000 $66,000 $85,000 $45,000 $58,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 106 $9,480,000 $89,000 $425,000 $71,000 $379,000
Application Denied By Financial Institution 45 $3,905,000 $86,000 $375,000 $64,000 $356,000
Application Withdrawn By Applicant 31 $2,685,000 $86,000 $215,000 $58,000 $128,000
Loan Purchased By The Institution 8 $910,000 $113,000 $205,000 $69,000 $128,000
File Closed For Incompleteness 6 $850,000 $141,000 $265,000 $74,000 $94,000
Application Approved But Not Accepted 5 $975,000 $195,000 $365,000 $108,000 $120,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 131 $12,755,000 $97,000 $425,000 $72,000 $379,000
Debt-To-Income Ratio 43 $3,975,000 $92,000 $375,000 $48,000 $148,000
Credit History 14 $750,000 $53,000 $165,000 $67,000 $145,000
Unverifiable Information 3 $215,000 $71,000 $95,000 $77,000 $89,000
Collateral 3 $465,000 $155,000 $315,000 $76,000 $89,000
Credit Application Incomplete 3 $435,000 $145,000 $245,000 $156,000 $356,000
Other 2 $90,000 $45,000 $55,000 $132,000 $132,000
Employment History 1 $45,000 $45,000 $45,000 $135,000 $135,000
Insufficient Cash (Downpayment, Closing Cost) 1 $75,000 $75,000 $75,000 $65,000 $65,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information back through 2003.

Download the Iowa Lender List